Get Rich Slowly

  • Get Rich Slowly turns 10! Celebrating our first decade
    This article is by J.D. Roth. My name is J.D. Roth. Ten years ago today, I started a little blog about money. This blog, in fact. When I started Get Rich Slowly, I had no idea what it would become. Just a year earlier, I had summarized all the best a…
    - 78 days ago 15 Apr 16, 3:55am -
  • Where to save your emergency fund
    This article is by GRS contributor William Cowie. Life is full of little bumps … like how our furnace went out at the onset of last season’s most severe cold snap. It’s bad enough that an emergency like that seems to happen at the most inopport…
    - 94 days ago 30 Mar 16, 5:00am -
  • Plan a better vacation with a credit card offer
    This article is by editor Linda Vergon. The Starwood Preferred Guest® Credit Card from American Express has a new offer available now that could help you plan a bigger, better summer vacation if you act quickly. This card was recently given a 2016 C…
    - 23 Mar 16, 5:15pm -
  • Is an annuity a good investment?
    If you have ever met with a financial adviser about investments, chances are he or she may have proposed annuities as a good way for you to go. However, when you scan the blogosphere for posts about investing, you hardly ever read about annuities. Yo…
    - 21 Mar 16, 5:00am -
  • In search of low-risk investments – 11 things to know about bonds
    This article is by GRS contributor William Cowie. Chances are you have never purchased a bond … and probably never will. Same with me. I simply don’t have the capital to commit over $100,000 to purchase the typical bond. But I do believe there ar…
    - 2 Mar 16, 12:01am -

The Simple Dollar

  • newThe Trap of Spending in Anticipation of Becoming Rich
    When I first graduated from college, I was lucky enough to get a pretty good job almost immediately. In fact, my first day at that new job was literally nine days after my college graduation day. My starting salary at that job blew away my earnings u…
    - 19 hours ago 1 Jul 16, 8:00am -
  • How Stoicism’s Principles Can Help You Transform Your Financial Life
    Some of you may remember that, a few years ago, I wrote a three part series on Ralph Waldo Emerson’s essay Self-Reliance. I read it for the first time almost twenty years ago and not only has it had a tremendous impact on my life ever since, it’s…
    - 2 days ago 30 Jun 16, 8:00am -
  • 10 Companies That Will Pay You Just to Use the Internet
    If you’d like to earn some extra pocket cash — and who wouldn’t? — the internet is a treasure trove of viable options to do just that. With a connection to the web, you can jumble together an array of part-time jobs – from renting out a roo…
    - 2 days ago 30 Jun 16, 4:00am -
  • Treating Your Financial Goals as a Part-Time Job
    Many, many people across the world use a second job to support themselves and their families. They need to do this in order to make ends meet, but they do it so that they can keep food on the table and maybe get a little bit ahead in the world. Yet m…
    - 3 days ago 29 Jun 16, 8:00am -
  • Can a Cold Shower Boost Your Health and Productivity?
    You know that feeling after you finish a really hard workout? When your blood is flowing, your skin is glowing, and you feel like you can take on the world? Imagine having that feeling every morning, without even having to work out. If you’re thin…
    - 3 days ago 29 Jun 16, 4:00am -

Consumerism Commentary

  • Travel reward credit cards — more vacation for your money
    If travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest Credit Card, and it offers 25,000 bonus points when you make $3,000 in purchases in the first three months after opening your…
    - 99 days ago 25 Mar 16, 2:00am -
  • 2015 Federal Income Tax Brackets and Marginal Rates
    Tax Day 2016 for IRS Tax Year 2015, also known as your return filing deadline, is April 18. If you haven’t yet filed, here are the IRS tax rates for your 2015 earnings with background and commentary. These change from year to year to protect agains…
    - 22 Mar 16, 3:05pm -
  • The Best Cash Back Credit Cards for March 2016
    Cash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back for all credit card purchases may be just a memory, but the smart use o…
    - 22 Mar 16, 7:00am -
  • Best Time to Buy a House
    In chemistry, a catalyst is something that triggers a reaction — but the nature of the reaction itself depends on having the right elements in place to respond to the catalyst. What brought to mind that tattered remnant of high school chemistry was…
    - 15 Mar 16, 2:00am -
  • Why Lending Rates Can’t Stay Low Forever
    The Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven s…
    - 20 Feb 16, 2:00am -

Free Money Finance

  • Does Everyone Love Index Funds?
    I remember back in the day when index funds were the second-choice of almost every investor. But based on what I've seen lately, the tide has certainly reversed. Let's begin with some great thoughts from 20 Something Finance who quotes...
    - 5 days ago 27 Jun 16, 3:05am -
  • Get 5% Cash Back at Costco with Chase Freedom
    Just a note to all of you who carry the Chase Freedom Visa credit card (a key card to use to earn thousands in rewards cash) that beginning today and through the rest of the year, you can earn 5%...
    - 12 days ago 20 Jun 16, 3:05am -
  • Americans Stink at Money Management
    Here's a post that asks How Wise Are We With Money? The answer: not wise at all. Some key highlights (or lowlights, if you prefer): 3 in 10 have a long-term savings plan 2 in 3 adults don't have a...
    - 19 days ago 13 Jun 16, 3:05am -
  • Selling Your Home Without a Realtor in 2016: A Guide for the Motivated Property Seller
    The following is a guest post from Sacha Ferrandi. He has spent the last 12 years funding real estate investments and building his real estate lending firm. As Founder and Principal of Source Capital Funding Inc., Sacha is an expert...
    - 20 days ago 12 Jun 16, 3:05am -
  • What's Your Top Financial Regret?
    Here's an interesting piece where people are listing their top financial regrets. Included in the list: Buying a house too early Being too financially conservative Getting a payday loan Marriage (ha!) Not buying real estate in 2008 Start saving earli…
    - 26 days ago 6 Jun 16, 3:05am -

Wise Bread

  • newGet a $200 Travel Credit Plus More Rewards With This Credit Card
    Link for teaser title: Earn rewards for all your…
    - 55 mins ago 2 Jul 16, 2:30am -
  • newCan You Really Make a Living as an Ebook Writer?
    Ebooks have made self-publishing more accessible than ever. As recently as the 1990s, self-publishing meant paying to have thousands of physical books printed; a 1999 CNNMoney article pegged the cost at $12,000 to $30,000.Now that the majority of b…
    - 23 hours ago 1 Jul 16, 4:30am -
  • newFlashback Friday: 55 Brilliant Ways to Turn Your Junk Into Cash
    In every house, on every street, there is too much junk. We all have things we don't need. So rather than letting those unwanted items collect dust and cause clutter-induced anxiety, why not sell them for some extra cash?Here are 55 brilliant ways…
    - 23 hours ago 1 Jul 16, 4:00am -
  • new8 Signs You're Committing Financial Infidelity
    It's often said that honesty is the key to a good relationship. But are you totally honest with your spouse or partner when it comes to money?Lies about finances can be some of the most damaging in any relationship, but they are surprisingly common…
    - 23 hours ago 1 Jul 16, 4:00am -
  • new7 Soda Alternatives That Won't Bust Your Wallet — Or Your Waistline
    One thing that is hard to give up is soda — but for your health, and the health of your wallet, you really should try. Each time you go out to eat, a soda will add about $3 on your bill per person. In 2012, U.S. households spent $850 a year on soft…
    - 24 hours ago 1 Jul 16, 3:30am -

Planting Money Seeds

  • Reader Question: What are You Doing About the #Brexit?
    I love receiving reader questions. In the last couple of days, I’ve received several questions addressing the general instability happening right now, including the recent #Brexit vote. We are going through a time of turmoil and uncertainty. Here i…
    - 5 days ago 27 Jun 16, 10:01am -
  • Rise of Stay-at-Home Dads: Financial Resources and Lifestyle Choices
    Today, it’s possible to create your own lifestyle based on your financial resources. You don’t have to follow the “traditional” path. This blog post was written as part of a sponsored program for State Farm®. All views expressed are entirely…
    - 16 days ago 16 Jun 16, 12:13pm -
  • How to Achieve Your Investment Goals
    Thanks to my good friend TK from Blonde & Balanced for this guest post. I’m heading out on vacation with my son, and I’m grateful for the help with posts on my site. Investing isn’t easy.  If putting your money into the stock market equaled ma…
    - 19 days ago 13 Jun 16, 1:04am -
  • Do You Give Your Money a Purpose?
    The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyl…
    - 24 days ago 8 Jun 16, 1:18am -
  • Planting Money Seeds | 2016 Stock Market Challenge
    Hey friends! I thought it might be fun to run a stock market challenge this summer. It’s already underway, but you can sign up to participate this whole month. The challenge consists of a virtual investing competition in which the top 3 performers…
    - 26 days ago 6 Jun 16, 1:16pm -


  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 14 Apr 15, 7:00am -
  • 5 Preparation Tips to Buy and Sell a Home Simultaneously
    Homeowners preparing to sell their properties and immediately buy new homes must carefully organize their plans to execute smooth transitions from owner, to seller, to purchaser. Prior to making offers on homes or listing current properties, […]R…
    - 7 Nov 14, 5:56pm -
  • 5% Cash Back Credit Cards, August 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 10 Aug 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -


  • 7 stores with an excellent return policy
    Heather LarsonThe return policy of a store isn't always clear. But it pays to purchase from a store with a great one. Here are seven stores with excellent policies! 7 stores with an excellent return policy is a post from: Bargaineering
    - 5 days ago 27 Jun 16, 7:49am -
  • 5 ways to get credit as a millennial
    Susan LadikaLooking to get credit as a millennial? Use these tips to increase your chances, from secured credit cards to peer-to-peer loans. 5 ways to get credit as a millennial is a post from: Bargaineering
    - 16 days ago 16 Jun 16, 7:18am -
  • 10 home repairs to tackle this spring
    Rachel HartmanDon't neglect your home. This spring, tackle these home repairs to get your house in tip-top shape. 10 home repairs to tackle this spring is a post from: Bargaineering
    - 33 days ago 30 May 16, 12:00am -
  • 4 ideas for spring landscaping on a budget
    Heather LarsonWant to get your yard in tip-top shape this spring? Use these spring landscaping ideas to keep your landscaping budget in check. 4 ideas for spring landscaping on a budget is a post from: Bargaineering
    - 47 days ago 16 May 16, 12:00am -
  • 21 earth-friendly ways to save on Earth Day
    Heather LarsonEarth Day is a great time to remember how we can save the planet. But these tips don't only save the earth, they save your wallet, too!21 earth-friendly ways to save on Earth Day is a post from: Bargaineering
    - 71 days ago 22 Apr 16, 3:00am -

Five Cent Nickel

  • Money worries and woodpeckers
    I suppose it is bound to happen if you live in a wooden house in a semi-rural area. Our house has become besieged by woodpeckers. The insistent, get-you-up-out-of-bed nagging of their rapping on the walls reminds me of the inescapable angst of having…
    - 29 Dec 15, 1:00am -
  • Depending on stock returns to fund your retirement? Think again
    How worried should I be? That’s a question financial people get a lot when the market is as unstable as it has been over the past several weeks. Actually, it’s a question we ask ourselves in those environments. Having both asked and answered that…
    - 6 Oct 15, 2:00am -
  • The hidden costs of bad credit
    The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and tha…
    - 22 Sep 15, 2:00am -
  • 7 bad things about low interest rates
    If you have been able to buy a house or refinance a mortgage in recent years, then congratulations. You have been a beneficiary of the Fed’s extraordinary effort to keep interest rates low. For many others though, monetary policy hasn’t been so f…
    - 31 Aug 15, 11:10am -
  • 8 questions to ask before lending money to friends

    - 25 Aug 15, 2:00am -


  • Top 17 Most Affordable U.S. Cities of 2016
    Times have changed since Grams and Gramps were your age, looking to settle down and buy their first home. But today the house with the white picket fence—or that trendy loft in downtown—isn’t completely out of the question if you look in the ri…
    - 3 days ago 29 Jun 16, 12:49pm -
  • How to Make a Budget for Living on Your Own
    If you can’t wait to move out of your parents’ home and start living on your own, you’re not alone. Independence is amazing, but enjoying that newfound freedom can be more expensive than you might think. Fortunately, there are tons of helpful w…
    - 17 days ago 15 Jun 16, 8:00am -
  • Cord-Cutters Guide: The Best Alternatives to Cable TV
    Maybe you first heard the term whispered in hushed corridors at work or in a back-alley near your house, but now there’s no escaping the fact that “cord cutting” has gone mainstream. And it’s no wonder why. The monthly cost of cable TV in thi…
    - 24 days ago 8 Jun 16, 7:11am -
  • 21-Day Challenge: Hack Your Saving Habits
    If you dream of having a baller bank account and the freedom to kick back without a financial worry in the world, it’s possible to hack your spending habits until you’re sitting on a comfy cushion of cash. And since studies show most of us can ad…
    - 32 days ago 31 May 16, 5:11am -
  • 4 Questions You Should Ask Before Deciding on Graduate School
    So you have a bachelor’s degree, but you’re wondering what comes next. Maybe you want to unlock the door to your dream job. Maybe you’re ready for a promotion and a raise. Or maybe you think the job market is still too weak in your field. There…
    - 39 days ago 24 May 16, 9:00am -


  • How to Make Your Raise Work for You
    Whether you’ve earned a promotion at work, received a merit increase or have been given a cost-of-living increase, a bigger paycheck is always welcome. However, that extra money can quickly disappear if you aren’t careful. Considering switching b…
    - 16 Sep 14, 4:00am -
  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -

The Consumerist

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Deb…
    - 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from la…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… Continue ReadingThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on…
    - 15 Jan 16, 2:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… Continue ReadingThe post Enrollment Shortfalls Breed Competition For College Students appeared first on
    - 20 Dec 15, 2:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… Continue ReadingThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on
    - 21 Nov 15, 2:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… Continue ReadingThe post Student Loans: Think Before You Borrow appeared first on
    - 18 Nov 15, 2:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… Continue ReadingThe post These Libraries Elevate the Studying Experience appeared first on
    - 16 Apr 14, 3:00am -


  • newBecoming a Short-Term Rental Host? Here’s What You Need to Know
    Many singles with expensive leases in major cities, traveling retirees with empty homes, and couples with a spare room and a desperate need for cash are looking for ways to make the space they rent or own pay for itself. Many budget-conscious vacatio…
    - 20 hours ago 1 Jul 16, 7:00am -
  • The One Way to Never Fall Into Debt Again
    Debt is literally a four letter word; it just also happens to mean you owe money. Many Americans have a dream they’ll never realize: living without debt. Yet, the dream is possible for nearly everyone – just be prepared for the sea change of beha…
    - 2 days ago 30 Jun 16, 9:48am -
  • 6 Ways to Save on Your Water Bill This Summer
    Now that summer is here, that means two things for your lawn and garden for most of you. Either you will have a brown lawn and save money on your water bill, or you will have a beautiful, green yard and an enormous water bill to match. But there’s…
    - 3 days ago 29 Jun 16, 7:00am -
  • 3 Money Things Making My Life Easier While Traveling in Canada
    I’m taking a trip across Canada right now. So far, it’s been a great experience. And, of course, it’s a great time to come to Canada from the United States because the greenback is relatively strong against the loonie. Here are three things ma…
    - 4 days ago 28 Jun 16, 7:00am -
  • How to Prepare Cheap (And Fast) Meals and Snacks at Home
    Preparing cheap meals at home isn’t hard, but the task gets more complicated if you want to do it quickly. This article will show you how to do. I’ve been cooking nearly all of my meal at home since graduating from college. I started the habit b…
    - 5 days ago 27 Jun 16, 7:00am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

  • Why You Absolutely Must Pay Attention to Investing Fees
    It doesn’t seem like much. A 2% management fee for a managed fund. A $9.95 transaction fee when you make a stock trade. There is no getting around fees in the investing world. You’re going to pay them at some point. However, you can reduce what y…
    - 13 May 15, 4:53am -
  • Where’s My Tax Refund? How to Check the Status of Your Tax Refund
    When you are expecting a tax refund, it is normal to file a little bit early. The very next thing you say once you file is “where’s my refund?”  We can’t wait to get that money owed to us. Indeed, many people have already received their tax…
    - 7 May 15, 8:53am -
  • This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold
    You’ve had your house on the market for a while now and you’re asking yourself “why isn’t my house selling?” People sniff around but no one is biting.  What’s going on?!? Yes, the market may have a lot to do with it but houses do sell so…
    - 5 May 15, 6:27am -
  • Don’t Go Broke Celebrating Mother’s Day – 7 Frugal Ideas
    Mother’s Day is quickly approaching!  It’s easily a day you can go crazy taking care of the moms in your life.  And by going crazy I mean spending gobs of cash. It’s hard enough trying to figure out what mothers want for Mother’s Day.  Pa…
    - 23 Apr 15, 6:31am -
  • Free Tax Day Snacks, Giveaways and Deals 2015
    You got all your forms and receipts together to tackle your taxes. Did you file everything yet in or are you still procrastinating? If you are really one of those last minute folks then you better make sure your return is in either electronically b…
    - 15 Apr 15, 4:13am -

All Financial Matters

  • Oxford Economics Doesn’t Like Trump’s Tax Plan
    I received the following information in an email this morning. I haven’t written much lately. I especially haven’t written much about politics lately. I am not very excited about this election. That said, I would prefer neither Hillary or Bernie…
    - 3 days ago 29 Jun 16, 9:42am -
  • Want Better Employees? Improve Your Selection Process.
    I don’t know what it is, but I love customer service. Sadly, it seems non-existent nearly everywhere I go. Employees don’t seem to care and their managers don’t seem to care that they don’t care. Anyhow, I have been reading “The New Gold St…
    - 28 days ago 4 Jun 16, 11:35am -
  • Millennials Can’t Get Anything Done at Work
    If this is true, it’s sad: “The younger workers are often off task, engaged on social media, on the internet, texting on phones and other unproductive activities. “The Department of Labor must realize that if we are supposed to pay them overtim…
    - 32 days ago 31 May 16, 12:12pm -
  • Some People Think Dividends Are Confusing
    Back in January, I received a small book from a financial advisor who uses an indexed universal insurance policy as the backbone for his financial plan. His strategy is very similar to the Bank on Yourself scheme, but with a different underlying prod…
    - 82 days ago 11 Apr 16, 11:41am -
  • Dear College Kids
    I read this piece in today’s Houston Chronicle about an incident that occurred during a talk that H-E-B’s president of the Houston region, Scott McClelland, gave to some business students at the University of Houston. “About 20 minutes into his…
    - 83 days ago 10 Apr 16, 11:35am -

Cash Money Life

  • Where Should You Invest First – 401(k) vs IRA?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Where Should You Invest First – 401(k) vs IRA?.One of the most important things my father taught me about managing money is investing for retiremen…
    - 2 days ago 30 Jun 16, 1:18pm -
  • What Financial Health Means to Me
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at What Financial Health Means to Me.We all have financial goals in our lives. Mine have changed through the years, but I can still remember the big one…
    - 2 days ago 29 Jun 16, 9:04pm -
  • Featured Gas Rewards Credit Cards
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Featured Gas Rewards Credit Cards.Advertising Disclosure. Rising gas prices are affecting everyone across the country. Even if you don’t drive very…
    - 11 days ago 21 Jun 16, 1:39pm -
  • Chase Bank Coupon Codes – Earn up to $250 When You Open a New Chase Total Checking® and Chase SavingsSM Account
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Chase Bank Coupon Codes – Earn up to $250 When You Open a New Chase Total Checking® and Chase SavingsSM Account.Advertising Disclosure. I haven’…
    - 31 days ago 1 Jun 16, 3:01pm -
  • Bank Bonus Offers – Ten Rules for Earning Free Money with Sign Up Bonuses
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Bank Bonus Offers – Ten Rules for Earning Free Money with Sign Up Bonuses.Advertising Disclosure. Banking is a competitive business, with banks doi…
    - 43 days ago 20 May 16, 9:50am -

PT Money

  • Citi® Hilton HHonors™ Visa Signature® Card 75,000 Bonus Review
    (Limited time 75,000 Promo!) If you’ve ever stayed at a Hilton hotel, you know that in terms of ambiance and overall experience, it’s a touch above the rest.  I’ve had the pleasure of staying in a few different Hilton hotels over the years (al…
    - 2 days ago 30 Jun 16, 9:15am -
  • 8 Things You Need for Your Phone to Protect Your Money
    Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to mana…
    - 2 days ago 30 Jun 16, 5:00am -
  • How Just Talking About Money Can Raise Your Financial Health Score
    We’re just not that financially healthy as a Country. 57% of us Americans are struggling financially. Many of us are struggling with debt or poor savings, and living paycheck to paycheck. What if I told you there’s a way out for us all? I had a b…
    - 3 days ago 29 Jun 16, 1:07am -
  • The Best Personal Finance Software for Taming Your Budget
    Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But t…
    - 7 days ago 24 Jun 16, 10:44pm -
  • Credible Review: A Marketplace for Student Loan Refinancing
    If you’re one of the 40 million Americans carrying student loan debt, refinancing may be a way to reduce your loan costs and ease the debt burden. However, finding a reputable lender can be a stressful endeavor for borrowers, since the student loan…
    - 12 days ago 20 Jun 16, 10:35am -

Clever Dude

  • newTeens And Money: Teaching Valuable Interview Skills
    My son got his first part-time job at a grocery store through a friend of ours. It was literally as easy as him turning in an application and going in for an informal interview where they essentially told him he was hired as soon as he walked in. So…
    - 19 hours ago 1 Jul 16, 7:59am -
  • Would You Stock Up On Small Appliances?
    Many people will take advantage of a great sale and stock up on household items. Whether it’s toilet paper, food items, or cleaning supplies if it’s something a person will eventually use it’s common sense to buy more than the normal to save mo…
    - 3 days ago 29 Jun 16, 11:16am -
  • How Much Should You Spend On A Baby Shower Gift?
    My wife and I spent part of our Friday evening gift shopping for a baby shower she was invited to the next day. The expecting mother was registered at several nearby stores including Walmart, Target, and Babies ‘R Us. With Babies ‘R Us already cl…
    - 5 days ago 27 Jun 16, 9:29am -
  • Health Savings Account Awesomeness Example #1
    I love my Health Savings Account.  If you’re not clear on how they work, or how well they work, you’re in luck as I’m willing to share my experiences with them as I need to use mine.  Today’s post is my latest adventure in Health Savings Ac…
    - 8 days ago 24 Jun 16, 7:15am -
  • Do Not Underestimate Out Of Network Vision Insurance Coverage
    A particular frame style grabbed my wife’s attention as she walked by the optometrist section at Costco. She stopped, put the frames on her face and admired how she looked in the mirror. As she changed the angle at which she was facing the mirror s…
    - 10 days ago 22 Jun 16, 7:18am -

Dough Roller

  • newThink Retiring Early is Just for the Wealthy? Think Again
    Early retirement. It’s something I thought and dreamt about for years, long before I even believed it was actually possible for a normal working couple.  There were several self-limiting beliefs: I assumed early retirement required extreme wealth.…
    - 21 hours ago 1 Jul 16, 6:03am -
  • What Style of Resume Is Right For You?
    There are few things quite as depressing as staring at a blank page. But when it comes to writing a resume, this is exactly what many of us end up doing. It’s hardly surprising. A resume has got to convey meaning, facts, and personality, boiling do…
    - 3 days ago 29 Jun 16, 6:13am -
  • How to Maximize Your College Financial Aid Opportunities
    When it comes to saving for college, many of us focus on a dollar amount. And it is good to have a goal, whether monthly, annually, or over a lifetime, for saving for your child’s college education. But what many of us don’t consider are strategi…
    - 3 days ago 29 Jun 16, 4:00am -
  • The Best Rental Car Rewards Programs and How They’ll Save You Cash
    Summer is here! As you prepare for your summer vacation, chances are you’ll need a rental car at one time or another. For those who travel often for work, you find yourself constantly needing a vehicle to get around. You have a rewards number for y…
    - 4 days ago 28 Jun 16, 6:22am -
  • When and How to Get a Business Credit Card
    When you started your side hustle, a credit card for your business was probably the last thing on your mind. You wanted to earn some extra money doing something you love. Now that the side hustle has started to make some money, you find yourself incu…
    - 5 days ago 27 Jun 16, 6:36am -

Stop Buying Crap

My Money Blog

Saving to Invest

No Credit Needed

  • A Day Organizing Documents
    2015 has been an incredibly busy year around the old NCN household.  Honestly, I’ve slacked off a bit with my bookkeeping and document organization – so I took a few hours today to clean things up and get things tidy.  I am now much better prep…
    - 30 Dec 15, 5:14pm -
  • How I Find Free, Inexpensive, And Cheap Tools
    Tools for DIY projects can get expensive.  Over the years, I’ve managed to accumulate a pretty decent set of hand tools and power tools – most at discount prices, and some for free.  Here’s how – I shop the discounted / returned items secti…
    - 27 Oct 15, 9:02pm -
  • Paying Off Our Mortgage – Update With Chart September 2015
    It’s time for a new chart!  We are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to pay it off in less than 10 years. I use a simple pie-chart to track our progress – and post our updates here at No Credit N…
    - 3 Oct 15, 2:59pm -
  • A Simple DIY Way To Make Mulch
    Like many folks, we have shrubbery beds surrounding our home.  Today, I had a few extra hours after work, so I grabbed my favorite pruning shears and began the process of pruning our shrubs. We have five major shrubbery beds – one for each side of…
    - 19 Aug 15, 11:30pm -
  • Paying Off Our Mortgage – Update With Chart May 2015
    Whew!  We have had a busy few months – but I’m back with an update on our progress to payoff our mortgage.  For those new to the site – We have a fixed, conventional, fifteen-year mortgage. Our goal is to pay it off in less than 10 years. Our…
    - 30 May 15, 6:29pm -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • “I Used to Be an Amish Taxi Driver”
    [Welcome to Side Hustle #65 of our ongoing series! Where my friend Amanda shares quite an interesting way to make some extra cash… Can’t say I saw this one coming :)] I remember getting the phone call ten years ago that would burn a big ol’ hol…
    - 1 day ago 1 Jul 16, 3:02am -
  • 10 Months Without Cable! Still Alive!
    What’s up, my people! If I haven’t scared you away yet from that Lexus news, you’ll be happy to know that there is some saving actually going down here ;) And as much as I never thought I’d say it, it’s coming from cutting cable! Egads! But…
    - 3 days ago 29 Jun 16, 3:02am -
  • Bye Bye Frankencaddy, Hello Car Payments!
    I just did something exhilarating, and I’m pretty sure half of you are going to unsubscribe from this blog as soon as you hear about it ;) But before you do, please join me in saying goodbye to one of the best cars I’ve ever owned – Frankencadd…
    - 5 days ago 27 Jun 16, 3:04am -
  • What Were You Doing on June 24th, 2001?
    This chick next to me at Starbucks right now really wants to know :) Or rather, she wants to know what her friend was doing on June 24th as she’s YELLING REALLY LOUDLY into the phone and I can’t concentrate on what I’m doing here! And now wonde…
    - 8 days ago 24 Jun 16, 3:04am -
  • UGHHH – How Do I Cash Out of This?
    That was the subject line of an email I just got. It was enough to get my attention, so hopefully it got yours too :) If not, I guess I can say anything I want right now and you’ll never see it? Hmm… YOU LOVE JUSTIN BIEBER!!! HA-HA-HA! I’m goin…
    - 10 days ago 22 Jun 16, 3:02am -

Smart On Money

  • Co-Signing For A Loan: Never A Good Idea Unless You Like Paying For Other People’s Stuff
    The problem with co-signed loans is that far too often people don't know what they're signing up for. Here's why co-signing is a bad idea.The post Co-Signing For A Loan: Never A Good Idea Unless You Like Paying For Other People’s Stuff appeared f…
    - 30 days ago 2 Jun 16, 5:58am -
  • Where Can I Check My State Income Tax Return Refund Status?
    Filers are waiting expectantly to see when they can expect to receive their tax refund. Here's where you can view your state income tax return status.The post Where Can I Check My State Income Tax Return Refund Status? appeared first on Smart On Mon…
    - 58 days ago 5 May 16, 12:59pm -
  • How To Protect Your Identity While Traveling
    With a little planning, it's possible to reduce the chances of having your identity stolen while you travel. Here are some tips to help you protect yourself.The post How To Protect Your Identity While Traveling appeared first on Smart On Money and w…
    - 1 Dec 15, 3:44pm -
  • Do You Know What REALLY Affects Your Credit Score?
    Many consumers are aware that a credit score is an important part of their finances. But do you really know what affects your credit score?The post Do You Know What REALLY Affects Your Credit Score? appeared first on Smart On Money and was written b…
    - 8 Oct 15, 5:57am -
  • 10 Ways To Save Money When You’re On A Tight Budget
    The economy has been in a tailspin, and folks are looking to cut back. Here are some ways to save money until you get back on your feet.The post 10 Ways To Save Money When You’re On A Tight Budget appeared first on Smart On Money and was written b…
    - 2 Jul 15, 5:08am -

Financial Samurai

  • newPost Brexit: Couldn’t Buy A Range Rover, Bought An SUV Worth Of Stocks Instead
    Happy 4th Of July weekend everyone! The day after Brexit, I decided to be supportive of the British people and headed over to the British Motor Car dealership to check out if there were any deals. After all, the FTSE 250 had collapsed by 12% the f…
    - 40 mins ago 2 Jul 16, 2:45am -
  • In Times Of Uncertainty, Take Stock Of All Your Cash
    I’m proud y’all have been aggressively saving cash and paying down debt over the past year. Buying anything close to the top of the market is risky. For stocks purchased in 2000, it took 10 years for investors to get back to even. Who knows the…
    - 2 days ago 30 Jun 16, 3:18am -
  • The Best Asset Allocation Of Stocks And Bonds By Age
    Since 2009, both the S&P 500 and the US aggregate bond market have performed well. In fact, both stocks and bonds are sitting close to their all-time highs. The questions we should now all be thinking about are: 1) What’s next? 2) Why are both st…
    - 4 days ago 28 Jun 16, 3:18am -
  • Stop Self-Sabotaging: You’re Really Your Own Worst Enemy
    The Brexit event reminded me how we constantly self-sabotage our own progress due to emotion. Fear and greed tend to triumph over logical reasoning in the short run. In the long run, we find pangs of regret asking ourselves, “What were we thinking…
    - 6 days ago 26 Jun 16, 3:18am -

Fiscal Fizzle

  • Comfortable Living Must Include Providing for Retirement
    There are many ingredients needed if you are to ensure a comfortable and satisfying life. Health is certainly one of them and finance is another. When it comes to the latter the importance of money management can never be overestimated. Anyone settin…
    - 30 Sep 15, 5:27pm -
  • Top Tips for Inventory Control Policies that Work
    Once you’ve invested in a point-of-sale system and worked on taking your inventory live, you’re going to need to put policies in place to keep your inventory from backsliding to zombie status. Setting up these policies is easy, and you should hav…
    - 31 Oct 14, 10:22am -
  • Short and Long-Term Financial Planning
    Planning for the future may be seem like a daunting task for many hard-working individuals. At some point, it becomes important to make long-term plans for personal finances. Insurance companies offer financial services that are just as diverse and v…
    - 14 Oct 14, 7:51pm -
  • Tips When Shopping for Tires at Costco and Sam’s Club
    I recently bought a new set of tires at Costco, and bought my last set at Sam’s about 3 years ago (for another car), so today’s post is simply a quick overview on how to get the most out of your tire purchase if you … Continue reading Tips When…
    - 18 Sep 14, 7:29am -
  • Avoid These Mistakes With Inherited IRAs
    As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if…
    - 30 Jul 14, 7:20am -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
    Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities. One of the most f…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

  • newWhat Is Mortgage Refinancing and Why Should I Consider It?
    Readers: This is article 14 of 25 from my no-nonsense “Mortgage Basics” quick-reference series. When you refinance your mortgage, you typically pay off the existing loan and create a new one. However, if you have a primary and secondary mortgage,…
    - 21 hours ago 1 Jul 16, 6:15am -
  • How Do I Choose the Best 0% Purchase Credit Card?
    Readers: This is article 16 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. A 0% purchase credit card offers no interest on purchases for an introductory time period. After this period expires, any outstanding balances are…
    - 2 days ago 30 Jun 16, 6:15am -
  • Risk vs. Reward: 3 Important Investment Strategies to Consider
    When you’re interested in investing some of your funds, it’s important to consider what your feelings are as an investor. You should consider whether you’re someone who is open to the possibility of taking on some extra risk. You should also co…
    - 3 days ago 29 Jun 16, 6:15am -
  • 14 Things You Should Never Spend Money on While Traveling
    Travel is often fun, but almost always expensive. That’s especially true if your trip is for an extended amount of time. The good news is you may be surprised how far your holiday money can go by avoiding certain things travelers often buy. Here ar…
    - 4 days ago 28 Jun 16, 6:15am -
  • 18 Amazing Facts You Didn’t Know About the ATM Machine
    How many of these amazing facts did you know about automated bank teller machines? 1. Believe it or not, the first cash dispensing machine was invented by Luther George Simjian way back in 1939. The mechanical dispenser was installed on a trial basis…
    - 5 days ago 27 Jun 16, 6:15am -

Lazy Man and Money

  • Giving SodaStream Another Look
    I apologize for the lack of articles lately. I've been deluged with legal documents and requirements related to some of the companies mentioned in my GofundMe: Consumer Advocate Sued Into Silence posting. That kept me busy up until a short family vac…
    - 3 days ago 29 Jun 16, 12:49pm -
  • Thoughts on the Best Ways to Invest $1000
    Nearly a couple of years ago I asked the readers, what's the best place to invest around $1000?. Earlier this week, Jim Wang asked 24 experts and a wannabe (myself) about the best ways for newbie to invest $1000. I figured he'd get the same two answe…
    - 9 days ago 23 Jun 16, 2:35pm -
  • ESPN Insider and Magazine Warning
    Two years ago, I excitedly told readers about a deal for two years of ESPN Insider (and magazine) for $9. The deal was really for the magazine, but the magazine subscription comes with ESPN Insider for free. ESPN Insider is the premium content subscr…
    - 11 days ago 21 Jun 16, 12:57pm -
  • A Salad of Business Thinking (Part 1)
    I have a bunch of ideas to share today. There's thread tying them together, other than them being about business, so I'm just referring to it as a "business thinking salad." Hopefully, it's good and you don't spend your time picking out the metaphori…
    - 12 days ago 20 Jun 16, 9:21am -
  • Minor League Baseball is a Great Value
    [Editor's Note: This is one of the few baseball posts NOT written by our resident expert baseball addict Kosmo. I'm going to try my best to live up to the high standards he sets.] Several years ago, when my wife and I lived out in California, we went…
    - 15 days ago 17 Jun 16, 11:41am -

Mighty Bargain Hunter

  • newIndependence Day: Eight frugal activities
    Independence Day is upon us.  No need to spend a ton of money enjoying it … This past weekend I got a belated Father’s Day gift and saw Independence Day: Resurgence, so I got into a Fourth of July mood a bit early. Independence Day: Halfway ther…
    - 10 hours ago 1 Jul 16, 4:56pm -
  • Bucket list: The size of yours matters

    - 4 days ago 28 Jun 16, 12:41am -
  • Three letters that will millionaire you
    And this millionaire strategy is not to W-I-N the lottery … I recently was tipped off to a personal finance blog that focuses on achieving wealth through three simple steps.  These steps are so fundamental to achieving wealth, the initial letter…
    - 7 days ago 24 Jun 16, 11:15pm -
  • Ten benefits of eating at home
    Eating at home instead of eating out is beneficial in a number of ways … Our rural-ish county is slowly catching up to the 21st century. It was only a few years ago that we got a Walmart, and this year we got a Starbucks. The choice of restaurant…
    - 10 days ago 21 Jun 16, 9:28pm -
  • Credit card rewards the right way
    Credit card rewards are a bonus for responsible use.  Don’t forget that … Credit card rewards are a regular part of our monthly financial activities.  With very few exceptions, we get at least 1% off of each purchase we make with our primary cr…
    - 15 days ago 17 Jun 16, 12:19am -

Personal Dividends

  • Why You Need to Include Stocks in Your Retirement Portfolio
    Many of us understand that one of the most important things that can be done for your finances is to save for retirement. Getting started early is one of the best ways to take advantage of compound interest and build a nest egg that can handle just a…
    - 30 Nov 15, 1:06pm -
  • 5 Credit Myths You Should Stop Believing Now
    We all believe things that aren’t true. Sometimes myths become so prevalent that we just take them at face value. When it comes to credit myths, though, you need to be especially careful. The myths you believe about your credit report and your cred…
    - 16 Sep 15, 4:53am -
  • Positive Financial Changes: Don’t Forget Your Health
    This is a sponsored post that contains affiliate links. Making positive financial changes is an important part of staying on top of your situation and ensuring that you don’t run out of money before you run out of month. This year has been a great…
    - 14 Sep 15, 10:59am -
  • Tips for Meeting Other Business Owners
    When you run a business, one of the best things you can do is connect with other business owners. Meeting other business owners can allow you to find partners and mentors. At the very least, you can connect with people who might be able to provide yo…
    - 8 Sep 15, 6:00am -
  • What You Need to Know About Employers and Your Credit Report
    One of the rising trends in employment is the reality that you might need to agree to a credit check as part of your employee background check. If you are out on the job hunt, here is what you need to know about credit checks and your employer: Bad C…
    - 17 Jul 15, 12:32pm -

Money Crashers

  • new10 Legal Myths About Criminal Law – When You Get Arrested
    When it comes to the law, there is perhaps no other area that is as widely misunderstood, misrepresented, and mythologized in popular culture quite like criminal law. Crimes, punishments, and the procedures surrounding the criminal justice process ar…
    - 17 hours ago 1 Jul 16, 10:30am -
  • Free Trade vs. Protectionism – NAFTA, TPP, TTIP & BIT
    The debate about free trade versus protective tariffs (taxes) has raged for centuries. However, it has become especially virulent as industrialized countries lose an increasing amount of jobs to emerging nations. Free traders, worried about the poss…
    - 2 days ago 30 Jun 16, 1:00pm -
  • What Are Binary Options? – Brokers & How to Trade
    In early 2004, 32-year-old Englishman Ashley Revell sold everything he owned – furniture, clothes, car, golf clubs, and his old cricket bat – to raise almost £76,840, or the equivalent of approximately $140,617 in U.S. currency (per the average…
    - 2 days ago 30 Jun 16, 10:15am -
  • How Much Are Closing Costs When Buying a House? – Estimates
    From the day you start idly glancing through real estate listings to the moment you sign the last piece of closing paperwork, the process of buying a house typically takes months. Much needs to happen during that time: showings, making an offer, co…
    - 4 days ago 28 Jun 16, 3:20pm -
  • Real Costs of Buying & Owning a Home – Can You Afford It?
    In middle-class America, home ownership is one of the most significant rites of passage to adulthood. There are plenty of perks to owning a home, but there are also a sizable number of scary drawbacks – especially if you take out a mortgage you can…
    - 5 days ago 27 Jun 16, 2:20pm -

The Military Wallet

Deliver Away Debt

  • 4 Years Living Abroad: What I’ve Learned About Money
    What a difference a day makes – or 1460 of them.  My family and I have spent a little over four years living outside of the United States as missionaries to the island of Eleuthera. We’ve definitely been on an amazing adventure, and we’ve grow…
    - 3 days ago 29 Jun 16, 1:29pm -
  • How to Prep Your Home Before the Movers Arrive
    The movers are paid to do your dirty work for you. But it’s not enough to simply fling open your doors and expect them to do the rest. You have to prep your home to make sure that they do everything right. Today we’re going to show you what you…
    - 2 Mar 16, 4:26pm -
  • Start Saving For Next Christmas Now!
    Christmas is the time of year for spending. People can get carried away with the good festive feeling and spend way above their means. Many of us will build up a considerable amount of debt during this festive period in order to give loved ones the p…
    - 13 Jan 16, 11:18am -
  • The Facts About a 770 Account
    Type ‘770 Account’ into Google and you will immediately be confronted by a range of articles on whether it’s even real. Many people still don’t believe the 770 Account even exists. In this article, we are going to go through some of the facts…
    - 10 Dec 15, 4:49pm -
  • How to Get Burial Insurance for Terminally Ill People
    I’m not going to sugar coat it. Burial insurance options for those with a terminal illness are limited. But because there’s so much demand for it, many insurers have begun offering it. It’s time to discover how to go about getting burial insu…
    - 31 Oct 15, 8:20am -

Dual Income No Kids Finance

  • newRemoving Bad Items From Your Credit Report
    I want to go over a situation that happens more often than not. Say you and your significant other are tired of living in an apartment. You both decide that you want to move into your first house. From what you know your credit scores are pretty good…
    - 23 hours ago 1 Jul 16, 4:30am -
  • Summer Date Ideas
    I’m not sure where you live at, but in Atlanta, you can tell that it’s officially summer. At the time, I wrote this article; it was 98 degrees outside. It’s not even July yet. Thankfully, I enjoy the hot weather. I know a lot of you guys, and g…
    - 3 days ago 29 Jun 16, 4:30am -
  • Basic Planning for Retirement
    Depending on your age retirement may be 30 years away or it could be right around the corner. Have you started thinking about it yet? The cold heart truth is that many people haven’t begun to plan for retirement yet. That doesn’t have to be you,…
    - 5 days ago 27 Jun 16, 4:30am -
  • Hidden Credit Card Fees to Look Out For
    Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from c…
    - 8 days ago 24 Jun 16, 4:30am -
  • Tips for First Time Property Investments
    One of my goals is to have some type of property investment in a few years once I pay off my student loan debt. I’ve been thinking about getting a quad and renting it out to young urban business professionals, but I have to do some more research fi…
    - 10 days ago 22 Jun 16, 4:30am -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -


  • What You Can Steal From Successful People About Making Lots of Money
    When you hang out with losers, you become a loser. You never see how to become successful when you’re busy whining with the same friends that you always whine with. When you hang around successful people, you see what makes them different. Over the…
    - 7 days ago 25 Jun 16, 4:48am -
  • Making money on the side in your 20s
    Let’s say you’re lucky enough to secure an employment right out of college and you start earning what initially appears to be cool cash. Next, you’d want to move into a befitting apartment and, of course, furnish it. Eventually, bills start pil…
    - 9 days ago 23 Jun 16, 8:34am -
  • Should You Go Back to School in Your 20s? You’ll Know After Reading This
    “I don’t know what I want to do. I might just go back to school. “ This is the worst idea ever. Never go back to college just because you’re not happy with your job or you don’t know what you want to do next. You won’t figure anything out…
    - 53 days ago 10 May 16, 4:00am -
  • The Awesome Guide to Deciding What to do After College
    “I woke up at noon today and then caught up on Netflix.” A friend shared their day with me. I wasn’t really impressed because this person was dying to get out of college. Now that they were done, they were squandering their precious time. Then…
    - 72 days ago 21 Apr 16, 4:00am -
  • The Definitive Guide to Becoming The Best Uber Driver
    “Is it actually worth driving for Uber?” I’ve been asked this question countless of times since I first wrote about my experiences as an Uber driver. I shared with you my journey into becoming an Uber driver last summer. Today I wanted to help…
    - 88 days ago 5 Apr 16, 9:13am -

Money Crush

  • What Financial Health Means to Me
    If you’d asked me what financial health meant several years back, I’d likely have answered with “Being able to pay all my bills without running out of money”. That’s because I was in debt and struggling to make ends meet. (I wasn’t alone,…
    - 3 days ago 29 Jun 16, 6:00am -
  • Sell High, Buy Low
    Now I won’t pretend to know what the stock market is going to do. It might implode, it might skyrocket, or it might stagnate — or even do all three on the very same day. Who knows. But I do know that one of the (many) strategies for making money…
    - 40 days ago 23 May 16, 6:00am -
  • The Entrepreneurial Money Mindset
    As an entrepreneur, have you ever thought that all your money worries would go away if your business took off and became successful? Well, the truth is that money worries don’t go away unless and until you address them. It’s not outside success t…
    - 68 days ago 25 Apr 16, 6:00am -
  • How to Create a Grocery Pricebook
    Have you ever gone shopping for groceries and stocked up on things, only to find out that they went on sale the following week? It’s annoying, right? I don’t know about you, but I hate spending more than I need to on the items I buy on a regular…
    - 86 days ago 7 Apr 16, 6:00am -
  • Financial Advice from a Fortune Cookie
    Sometimes fortune cookies have things exactly right: Life is series of choices. Today yours are good ones. Life is a series of choices, big and small. I like the “Today yours are good ones” part of the fortune too, because it’s a reminder that…
    - 7 Mar 16, 5:00am -

Wealth Informatics

  • Strider bike review: Is a balance bike worth the money for a toddler?
    Strider bike review: Is a balance bike worth the money for a toddler? is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. My first introduction to balance bikes was when my daughter was ab…
    - 6 Oct 15, 10:34pm -
  • Money and Control in Your Marriage
    Money and Control in Your Marriage is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When I was a stay-at-home mom, way back in the late 1970s, I resented the way my spouse seemed to fee…
    - 10 Mar 15, 11:53am -
  • TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014)
    TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014) is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Updated on Feb 10, 2015 for 2014 Tax year TurboTax d…
    - 10 Feb 15, 11:24pm -
  • Funding the Next Generation via Christmas Gifting
    Funding the Next Generation via Christmas Gifting is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. There is a cute commercial on television this year, showing a child eagerly opening a…
    - 19 Dec 14, 4:00am -
  • Often Neglected Home Cleaning and Maintenance
    Often Neglected Home Cleaning and Maintenance is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When you buy a different home, especially a pre-owned one, you often don’t get much in t…
    - 5 Nov 14, 4:00am -

Engineer Your Finances

  • Selling Shoes on Ebay
    Being unemployed sucks. I’ve been in that situation before. You need to find a way to make some money (legal) pretty fast. One way to that you can make money while unemployed is to sell items on eBay. It’s something that I’ve been doing the las…
    - 3 days ago 29 Jun 16, 4:30am -
  • Government Programs to Help Senior Citizens
    As we get older, we start to see that our parents, aunts, and uncles are getting older too. Some will find themselves joining the senior citizen age group within a few years. Hopefully, our older family members are financially savvy. Unfortunately, n…
    - 5 days ago 27 Jun 16, 4:30am -
  • 8 Places to Find a New Job
    Being unemployed can be a stressful time in a person’s life. I was unemployed for three and a half months from late 2013 until April 2014. That was a fascinating time in my life. I took me a little longer than I thought it would, but I eventually f…
    - 10 days ago 22 Jun 16, 4:30am -
  • 3 Ways to Build Your Emergency Fund
    Many people in this country live check to check. If an emergency were to happen, there is a high chance that they won’t be able to afford. This is where having an emergency fund comes into play. Its sole purpose to be a safety net for you. That mon…
    - 12 days ago 20 Jun 16, 4:30am -
  • Finance Your Startup Without The Bank
    If you’ve got the entrepreneurial bug, you may be wondering how exactly you can get funding for the next big idea. Where on earth will you get the money you need to finance your startup? There’s the most obvious route of course: use your own mone…
    - 37 days ago 25 May 16, 8:30pm -

Early Retirement Extreme

  • newBig on methods, poor on fundamentals.
    There is an abundant swath of personal finance tools, 10 step programs, weight loss programs, etc. that are all intended to fix our problems. This country is HUGE on methods but poor on fundamentals. To beat obesity, you’ve got to consume less and…
    - 4 hours ago 1 Jul 16, 11:42pm -
  • newGood housekeeping
    From a minimalist/financial independence extremist perspective ordinary books on good housekeeping (in case you need to learn it from a book 😉 ) just won’t cut it. Actually when it comes to financial independence, information targeted at “norm…
    - 16 hours ago 1 Jul 16, 11:39am -
  • Three different definitions of retirement and the resulting confusion
    People have different definitions of retirement and I find that it often depends on how old they are. Being the figurehead here and also by virtue of being retired (in one of the definitions) I usually have to face the resulting confusion. Retired is…
    - 1 day ago 30 Jun 16, 11:36pm -
  • Gresham’s law of content, tipping content providers, and providing a better compensation model for the internet
    In my opinion, the internet is the greatest invention of the last 50 years. It has provided everybody with nearly unlimited access to free information and it is pretty hard for me to make the case that the internet hasn’t benefited me far more than…
    - 2 days ago 30 Jun 16, 11:34am -
  • What if you lived forever
    Would you live differently today? I submit that your expected life span greatly influences your actions and that those actions in the aggregate greatly influences the behavior of civilization. In nature, there are different kinds of sea animals, fish…
    - 2 days ago 29 Jun 16, 11:30pm -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • What’s a Good Credit Score? How Do You Fix a Bad One?
    Learn how your credit score is calculated and how you can increase it to get better deals on your mortgage, insurance, and more.  If the two of you are planning on refinancing your mortgage or buying a house with a loan in the near future it’s imp…
    - 6 days ago 26 Jun 16, 5:00am -
  • How to Build Wealth Together
    One of the most helpful things the two of you can do to strengthen your marriage and finances is sit down and be open with one another about your money. Unfortunately many couples allow their fears about how wrong it could go stop them from doing th…
    - 12 days ago 20 Jun 16, 9:56am -
  • 7 Romantic Frugal Date Ideas
    It’s important to keep the romance in a relationship and making time for dates is one way to do so. Sometimes people focus on extravagant dates that can be expensive. Date nights don’t have to be expensive. We regularly make time for each other w…
    - 18 days ago 14 Jun 16, 6:30am -
  • The Roadmap to Financial Wellness and a Purposeful Life
    Have you ever wanted to make a career switch or start your own business? Did you not act on it because of your finances? As frustrating as it can be right now, the good news is that you can improve your finances and give yourself some more options. I…
    - 23 days ago 9 Jun 16, 3:04pm -
  • What to Do If You Lose Your Credit Card
    With summer vacation coming up, it’s good to prepare yourself for possible emergencies. Learn what you need to do if you lose your credit card on your trip. Lost Credit Card On a recent trip I was picking up the restaurant tab and realized there wa…
    - 26 days ago 6 Jun 16, 6:00am -

My Journey to Millions

  • Top Discounts on Car Insurance
    In today’s world anything you can find a discount on can be a real help to the wallet, right? That’s why we have put together this list of the top discounts you can get on your car insurance. Now, remember some of these might apply to you while o…
    - 22 days ago 10 Jun 16, 12:30pm -
  • Peer to peer lending – A good alternative investment
    As a reader of this blog, I’m betting you and I have a similar approach to wealth and investing – Putting money into diverse investments over time, building our financial reserves, and carefully balancing risk and reward. That means you’ve run…
    - 24 days ago 8 Jun 16, 4:00am -
  • What to Keep in Mind When Looking for a House to Lease
    If you have been shopping around on websites such as DDProperty in search of the perfect house for your new potential business, you must take into account several factors that go into choosing a good candidate for leasing out to tenants.  If you do…
    - 25 days ago 7 Jun 16, 1:17pm -
  • More Companies Offering to Assist Employees with Student Loan Debt
    For a long time, it felt like there was no end in sight with the student loan debt crisis. The crippling $1.3 trillion in education that did not meet the financial expectations of a good paying job is a recurring migraine for many Americans. Student…
    - 31 days ago 1 Jun 16, 3:00am -
  • 4 of the Best Investments Money can Buy (and no, they’re not stocks!)
    Whenever you talk about investments with your friends, one subject inevitably comes up. Stocks. Americans are obsessed with stocks. CNBC and Fox Business play in bars and doctor’s offices, and not just because of the attractive anchors. Warren Buff…
    - 34 days ago 29 May 16, 3:00am -

Enemy of Debt

  • newFist Pump Friday: I Love You Like A Blogger Roundup – 7/1
    Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 7/1Happy 4th of July weekend, EOD Nation!  We don’t have any big plans for the weekend, although I definitely plan on firing up my grill to make some delicious food, and bec…
    - 20 hours ago 1 Jul 16, 7:16am -
  • 13 Better Money Habits You Need to Get Out of Debt
    Enemy of Debt - 13 Better Money Habits You Need to Get Out of DebtDeveloping better money habits that lead to getting out of debt is one of those things everybody knows they should do, but sadly most don’t.  I know Angie and I struggled for years…
    - 2 days ago 29 Jun 16, 10:11pm -
  • Why Being Frugal Is Pointless Unless You Crush Your Mortgage
    Enemy of Debt - Why Being Frugal Is Pointless Unless You Crush Your MortgageI’m sure I’m not the only one around here that gets a lot of benefit reading the great tips and insightful behavioral issues that we all have with money here on Enemy Of…
    - 3 days ago 29 Jun 16, 1:35am -
  • Save Money On IAMS Dog Food At Target!
    Enemy of Debt - Save Money On IAMS Dog Food At Target!This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #IamsDogGiftCardOffer #CollectiveBias It’s a great time to shop for your pet! Save $2 no…
    - 4 days ago 28 Jun 16, 6:06am -
  • Save Money By Cooking At Home: Mexican Night Edition
    Enemy of Debt - Save Money By Cooking At Home: Mexican Night Edition“I want a Margarita,” said my wife. We both had had a busy day doing separate activities and we were making plans for the evening together. My wife was in the mood for an adult…
    - 5 days ago 27 Jun 16, 8:42am -

Peak Personal Finance

  • National Penn Online Banking October 2014
    With this National Penn online Banking October, 2014 update all customers of this financial institution can be informed on just how they can manage their money 24/7. One of the biggest differences with the National Penn electronic banking as compared…
    - 31 Oct 14, 5:00am -
  • M&T Online Banking October 2014
    This M&T online Banking October, 2014 update is about what is available from this Buffalo based financial institution for its customers to use. It is referred to as M&T Web Banking. The M&T electronic banking has all of the more common features other…
    - 10 Oct 14, 5:00am -
  • GE Capital Online Banking September 2014
    This GE Capital online Banking September, 2014 update is about the financial institution that was named Best Bank by Money Magazine last year. One of the shining points of the GE Capital electronic banking is their online savings accounts. This accou…
    - 19 Sep 14, 5:00am -
  • MB Financial Online Banking August 2014
    This MB Financial online Banking August, 2014 update can help provides the necessary information for you to maneuver this website and manage your money to fit your needs. The web address is This is the portal that makes it all possible.…
    - 29 Aug 14, 5:00am -
  • Luana Savings Online Banking August 2014
    In this Luana Savings online Banking August, 2014 update is information about just what this Iowa based financial institution has to offer their customers. This past year they made the list of the National Top 100 Farm Lender of America. They are als…
    - 8 Aug 14, 5:00am -

Simple Financial Lifestyle

  • Simple Inspiration Interview with Jim Wang
    This week I am happy to have an oldie but goodie with us.  I am not sure if Jim will like me calling him old because he is not.  But he has blogged for a long time and some consider him one of the godfathers in personal finance. I am sure many of y…
    - 3 Sep 15, 6:00am -
  • Simple Inspiration Interview featuring Barbara Friedberg
      Welcome to this week’s Simple Inspiration Interview.  With this week’s stock market volatility, I happy to interview Barbara Friedberg. Barbara Friedberg Personal offers: A one stop destination for investing and wealth building st…
    - 28 Aug 15, 6:00am -
  • Simple Inspiration Interview with Phil Ash from Baton Investing
      Hope you are enjoying the Simple Inspiration Interviews and that they are providing you with thoughts and ideas on how you can simplify your finances.  This week I am interviewing Phil Ash from Baton Investing.  He discusses how he has simplifie…
    - 13 Aug 15, 6:00am -
  • How to Simplify in case you lose your wallet?
      If you lost your wallet or purse would you remember everything you had in it?  Misplacing your wallet or purse is a terrible feeling.  I know I would not remember every item in my wallet.   I do know I have carry a credit card or two as well a…
    - 11 Aug 15, 6:00am -
  • Simple Inspiration Interview featuring Emma from Money Can Buy Me Happiness
      Welcome to this week’s Simple Inspiration Interview.  This week I have a chance to welcome Emma from Money Can Buy Me Happiness. Emma is from New Zealand and married to an Irishman. The sheer distance between the two countries is her motivatio…
    - 6 Aug 15, 6:00am -

Financially Poor

  • Break The Cycle Of Being Financially Poor
    There’s a deadly cycle when it comes to being poor. When you aren’t educated on how to be good with money, your children aren’t going to be educated on how to be good with money. If you are bad with money you need to get better for future gener…
    - 2 days ago 30 Jun 16, 11:25am -
  • The 5 Must-Have Kinds of Insurance
    There’s a lot of insurance out there, from the extended service package on your newest iGadget to whole life policies with complex value schemes. Whether or not any given type of insurance is right for you depends on a variety of factors. However,…
    - 4 days ago 28 Jun 16, 11:09am -
  • What Is Your House Worth To You?
    Let me just paint you a picture. You have a two income family with two children and a lovely house. Your mortgage payment is around $1200 a month plus taxes and insurance. It’s not too bad and hovers around 30% of your income, so you’re sittin pr…
    - 6 days ago 26 Jun 16, 11:02am -
  • Acquisition and Sources of Real Estate Investing
    Property investment is the involvement of management, purchase, rental, sale, or ownership of a property that can be used as profit. Property development is the improvement of a specific realty property as part of the strategy in the investment of re…
    - 8 days ago 24 Jun 16, 10:46am -

The Consumer Boomer

  • Understanding Your Options During the Medicare Annual Enrollment Period
    The Medicare Annual Enrollment Period (AEP) is upon us once again. It started back on October 15, and will run through December 7. If you are eligible for Medicare coverage, it’s important that you understand that this isn’t just about picking a…
    - 4 Nov 15, 9:52am -
  • 3 Retirement Myths Investors Should Ignore
    The likelihood of a successful retirement comes down to one overarching factor: mathematics. Therein lies the problem: the kind of mathematical gymnastics required to design a successful retirement is beyond the reach or determination of many inves…
    - 28 Sep 15, 2:50pm -
  • IRA Consolidation: The “Super IRA” Strategy
    The Traditional IRA and its offshoots (SEP, SIMPLE, rollover and Roth IRAs) play a leading role in helping millions of U.S. taxpayers invest for retirement. However, many IRA owners are unaware of the opportunity they have to consolidate their multip…
    - 25 Sep 15, 10:11am -
  • 4 Silver IRA Mistakes You Must Avoid at All Costs
    Most people are aware of what to do when it comes to investing on silver IRA. But that does not prevent them from making investment errors. So in an attempt to try something different and productive, I thought I’ll write up a guide of the pitfalls…
    - 24 Sep 15, 3:19pm -
  • Estate Planning Checklist
    Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who die without their financial affairs in good order risk leaving their heirs some significant problems along with thei…
    - 26 Nov 14, 12:04am -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • 2 Important Instructions for Prioritizing Earning and Saving
    We need to set our priorities when it comes to earning more and saving. What will have the largest effect on our bottom line and requires the least amount of effort? When I lived in D.C., I told my brother who lives in California to check out Lending…
    - 4 days ago 28 Jun 16, 10:30am -
  • How to Use Personal Finance to Make Friends
    After leaving my umbrella on the metro on the way home from work, I needed a change of clothes and a new umbrella. I changed when I got home, but I don’t enjoy shelling out $20 for new umbrellas every few months. Two days later, I saw an awesome…
    - 12 days ago 20 Jun 16, 12:00pm -
  • The 5 Worst Ways to Save Money
    There are many ways that people save money. From clipping coupons to not eating out, the possibilities are endless. However, there are some good ways to save money and there are some bad ways to save money. We’ve all seen people go too far in their…
    - 26 days ago 6 Jun 16, 9:45am -
  • Millennials: Still Great at Saving Money
    Last year, we published an article that pushed back on the media’s “lazy millennial” theme. It was called “Millennials Aren’t Bad with Money After All.” We noted that millennials are actually excellent at saving money despite large studen…
    - 32 days ago 31 May 16, 10:30am -
  • The Ideal Amount of Savings at Age 30
    I love looking really far down the road. I love projecting account balances in the future, and I love the idea of compounding interest. I also like making money today, I like having the ability to spend money on the things I want, and I have no probl…
    - 40 days ago 23 May 16, 10:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Is Home Ownership Worth it?
    Recently, we had a large storm come through and it took one of the big trees between our neighbor’s house and ours down.  It landed on the power lines and surprisingly enough, we didn’t lose power.  We called the electric company and they came…
    - 20 Jul 15, 10:46am -
  • Travel Now While You’re Young, or Save and Travel Later?
    Have you seen this quote circulating the internet? I’ve seen quite a few people post it on Facebook and I have mixed feelings about it.  On one hand, I love it because I love to travel and I’d much rather spend money on traveling than crap that…
    - 13 Jul 15, 2:28pm -
  • Diono Pacifica Review
    Since Penny was born, we’ve had a few car seats: her infant car seat, and two convertible car seats.  The first convertible we bought Penny she didn’t like because she couldn’t see out the windows.  We bought a new one that sat her higher up…
    - 26 Mar 15, 12:27pm -
  • Homemade Stain Remover Recipe
    The other day I ran out of my normal laundry stain remover and had to make some with items I already had on hand. Here’s what I used: -1 part blue Dawn (I used 1/2 cup of the original that I buy at the Dollar Tree. It is the non concentrated but an…
    - 17 Feb 15, 2:13pm -
  • One and Only Child
    After the birth of our daughter Penny, I said I wanted at least two more babies.  My thinking was that since we had such a hard time conceiving the first time (we were even considering adoption at one point) surely the second time it would be much e…
    - 12 Jan 15, 12:01pm -

Frugal Zeitgeist

  • I Want To Blog: How Can I Start and Why Should I?
    I’ve been blogging since 2007 now, hardly a lifetime but pretty long in the world of blogging. It’s been a rocky ride and although much a hobby it’s also a large part of my full-time income and allows me to freely travel the world. Why you shou…
    - 15 Apr 13, 11:13am -
  • Save money or support the independent coffee house? And the wider questions…
    I like to head out for a coffee and do some writing. There is a case for working at home all of the time but hey I would go absolutely crazy! I’m back in my home town of Woolwich, London right now. First off I can’t believe how fast it is changin…
    - 12 Apr 13, 4:08am -
  • Reusable Tampons!! Have You Thought About The Menstrual Cup?
    You may think that my frugal thinking has gone a little far but hear me out…. The traditional tampon is a very expensive “necessity” that women around the globe sometimes have to struggle with in order to buy on a monthly basis. A box of tampon…
    - 2 Apr 13, 10:40am -
  • Stop impulse spending now!
    This is a guest post by a good friend Duncan Wilson of A £2.50 paper cup of coffee. A packet of 10p crisps. Another packet of 10p crisps. A £1.80 newspaper. A single pack of chewing gum. A bottle of water. A chocolate bar. No,…
    - 25 Mar 13, 4:33am -
  • Vinegar: A Frugal Wonder
    One of the best, oldest and essential tools that a frugalist can have in their arsenal is a very cheap and common acidic substance called vinegar! Yes, yes.  I know you know what it is….. Most of us purchase vinegar for cooking.  Even just withi…
    - 22 Mar 13, 10:00am -

Out of Debt Again

  • Advantages of Invoice Financing
    Growing your business is a constant balancing act which you need to get right. Investing in growth is essential, but often restricted by limited resources. One solution which can help ease any cash...[[ This is a content summary only. Visit my websi…
    - 25 days ago 6 Jun 16, 11:50pm -

Money Reasons

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • What Financial Health Means to Me – Grab Your Fiscal Future By the Balls! #FinHealthMatters
    Once upon a time, there was a broke college kid balancing her last semester of classes, 3 part time jobs, and she had a frugal wedding to plan…BLECK! I was going to tug at your heartstrings with my story of being poor 15 years ago to explain what…
    - 3 days ago 29 Jun 16, 9:17am -
  • Cheap Ways to Kill Fleas on Your Pet
    This is an updated post from 2014.  It’s flea season again! Mr. BFS and I are foster parents for SMART Rescue.  A couple of years ago, I was pet sitting a foster pup named Missy.  My best friend ended up adopting her actually, but during that fi…
    - 5 days ago 27 Jun 16, 12:00am -
  • How Tax Brackets Actually Work
    I receive occasional comments and emails that lead me to believe that quite a few people believe that all of their taxable income is taxed at the same rate – specifically the rate of their highest tax bracket. Unless you are in the lowest tax brack…
    - 8 days ago 24 Jun 16, 4:00am -
  • LG NEXUS 5X GIVEAWAY! The Easy Step-by-Step Guide to Switching to Ting Wireless Because They Save Me Nearly $1000 a Year!
    Okay, today’s post is all about Ting Wireless.  I WAS NOT PAID TO WRITE THIS POST.  It does contain my referral code.  BUT, I’ve been blogging about Ting since I switched in 2014 – before I knew they had referral codes – plus the code wi…
    - 11 days ago 21 Jun 16, 2:00am -
  • What Are Your Personal Finance or Self-Employment Questions?
    If you hadn’t noticed, we bloggers spend a lot of time trying to guess what you’d be the most interested in.  Hence the plethora of “How to…” posts and the excess of “10 tips to…” posts. But let’s skip past the flirting stage!  I…
    - 15 days ago 17 Jun 16, 4:00am -

Well Heeled Blog

  • From $9.99 – Titan Men Discount (Save up to 75%)
    If you have been wanting to download the videos created by Titan Studios now’s your chance by using our Titan Men discount offer! With the recent re-design, now allows its members up to 20 downloads per calendar month! As a Titan Men m…
    - 30 days ago 2 Jun 16, 2:22am -
  • $16.66 – William Higgins Discount (Save 53%) – Porn Deal
    William Higgins discount offers don’t come much better than what we have sorted out for you: $29.95 for a 30-day pass, down from around $35.00 and also a six-month one that saves you 53% off the usual price and works out at $16.66 per month but pai…
    - 33 days ago 30 May 16, 2:23am -
  • $9.95 – Passion HD Discount (Save 61%) – Lifetime Discount
    Porn videos can absolutely have cinematic quality and a Passion HD discount membership will show you just how breathtaking XXX can be. Long gone are the days of gritty videos shot in dingy basements. Porn is everywhere now and that has opened it up t…
    - 39 days ago 23 May 16, 8:19pm -
  • $7.95 – MILF Hunter Discount (Save 81%) – Discount Works!
    MILF Hunter discount memberships get you access to one of the most popular MILF sites online. Some would even say that it is the original. The hottest MILF pornstars on the internet all come together to show their curves and their love of orgasms her…
    - 39 days ago 23 May 16, 8:19pm -
  • $5.25 – Trans Sensual Discount (Save 83%)
    Trans Sensual discount is your ticket into a paradise of tranny porn and shemale sex videos. Brought to you by acclaimed director, Nica Noelle, and award winning studio, Mile High Media, the content is high quality and artistic. Enjoy plot lines and…
    - 39 days ago 23 May 16, 8:18pm -

Not Made Of Money

  • Five Grocery Shopping Mistakes You Should Avoid
    Going to the grocery store can be an expensive affair. We all have the story of the time we went in to spend $10 and ended up spending $100. However, with a little planning and good decision making, any grocery shopper can keep his or her bill low. H…
    - 61 days ago 2 May 16, 4:13am -
  • The Top Benefits of Investing in the Stock Market You should Know about
    The following article is a guest post. With the financial systems around the world undergoing major reforms, with banks offering little value on savings accounts, with governments implementing strange policies and risky social security schemes – wi…
    - 84 days ago 9 Apr 16, 8:34am -
  • Why Your Monthly Car Insurance Cost is Too High: Fact v. Fiction
    This post is contributed by Spencer Josan. There are so many specific factors that come into play when underwriting an insurance policy that there have been some rumors circulating on what people should and should not do to lower their premiums. The…
    - 86 days ago 7 Apr 16, 9:33am -
  • Tips For A Frugal Kid’s Birthday Party
    We have lots of Spring birthdays in our family, and we just celebrated our youngest son’s birthday this past weekend. This is the third birthday party I’ve hosted this year! Planning a fun birthday party doesn’t necessarily mean you have to dra…
    - 87 days ago 6 Apr 16, 3:57am -
  • Five Easy Tips for Saving Money
    There are a lot of reasons why you might want to put some money aside. It could be for a vacation, a new car, or some re-modelling for the house. Here are a handful of tips for how to save money, so hopefully you’ll watch that rainy-day fund grow.…
    - 88 days ago 5 Apr 16, 5:15am -

20 Something Finance

  • Compound Returns: 2X your Retirement Savings by Starting at 25 vs. 35
    One of the biggest sentiments I encounter when chatting about retirement savings with others goes a little something like this,“Ahhh. I’m young – I’ve got plenty of time to save for retirement in my later ...Compound Returns: 2X your Reti…
    - 2 days ago 30 Jun 16, 5:49am -
  • Brexit: UK Deletes its EU Account. US Voters be Forewarned
    Welp… that happened.The British shocked the world by voting to “Brexit” from the European Union (EU) as 17,410,742 (51.9%) votes to “Leave” prevailed against 16,141,241 (48.1%) votes to “Remain”.I’m not a Brit, so maybe it’s ...…
    - 5 days ago 27 Jun 16, 6:14am -
  • Earning More Does Not Cure All
    If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills.“Don’t worry about ...Earning More D…
    - 10 days ago 22 Jun 16, 7:55am -
  • Ticketmaster Class Action: Get your Free Ticket Vouchers!
    Ticketmaster (now owned by Live Nation) finally settled and notified customers of the terms of their class action lawsuit.A copy of the email sent to class action members (Ticketmaster customers who made purchases between specified ...Ticketmaste…
    - 13 days ago 19 Jun 16, 1:57pm -
  • How do I Know if a Fund is “Passive”?
    In response to my active vs. passive funds performance post, a reader, Heidi, wrote in with a question,“How do I know if my vanguard funds are “passive”?”That’s actually a great question, and an important basic ...How do I Know if a F…
    - 16 days ago 16 Jun 16, 8:22am -

Beating Broke

  • newWould You Pay $25 a Pound for Vegetables?
    My husband and I have been trying to garden for a year now.  I say trying because we recently relocated to Tucson, Arizona, and gardening here has a STEEP learning curve.  However, it’s something we both enjoy, so we’ve kept at it, and we’re…
    - 16 hours ago 1 Jul 16, 11:04am -
  • Why You May Not Want To Install A Pool This Summer
    What better way is there to beat the heat than to take a nice, refreshing dip in a pool.  Ah.  It doesn’t get better than that.  But if you have kids, you may find paying a fee to use the local pool and carting the kids to the pool a bit of a pa…
    - 11 days ago 21 Jun 16, 10:36am -
  • It’s O.K. If Your Kids Are Bored This Summer
    Ah, summer.  A time of relaxation, heat, and. . .boredom? Yep, boredom.  When I was a child, the big activity for the summer was to go to Vacation Bible School one week of the summer.  The rest of the time, well, my days stretched wide open before…
    - 31 days ago 1 Jun 16, 7:24am -
  • To Grow Wealthy, Stay Where You Are
    When I was little, I devoured the Little House on the Prairie series.  I felt bad then for Ma and Pa.  I felt bad for the way they struggled financially, facing setback after setback.  I felt bad that they always had to move just as soon as they w…
    - 36 days ago 27 May 16, 11:25am -
  • Staying out of Debt Means Keeping Your Personal Information Safe
    One of the worst debt tragedies that can happen is when you have done everything right, and still find yourself underwater, drowning in debt. You didn’t overspend. You didn’t forget to make a payment. And you even put a little back for a rainy da…
    - 39 days ago 24 May 16, 10:33am -

20s Money

  • Here’s How To Lift The Weight Of Your Student Loan
    It’s shocking when you realize the graduates will enter the job market this year carrying hundreds of thousands of dollars in debt. Obviously, it varies depending on the university and the course but for many, the outlook can seem quite bleak. Stud…
    - 3 days ago 28 Jun 16, 4:16pm -
  • An Essential Guide to Smart Investing
    There’s investing, and then there’s smart investing. Of course, when we add ‘smart’ to anything these days it usually involves some technological leap. But I’m talking about the traditional use of the word ‘smart’. I’m simply talking…
    - 3 days ago 28 Jun 16, 4:12pm -
  • Build Capital though Downloadable Content
    The power of royalties in your portfolioDiversification of your portfolio is a basic strategy that any successful investor will implement. By keeping your interest in several sectors, you are less apt to see your investments fall completely into the…
    - 3 days ago 28 Jun 16, 3:54pm -
  • 7 Big Mistakes Young Professionals Are Making With Their Money

    - 4 days ago 27 Jun 16, 4:12pm -
  • What to Consider Before Buying Your First Home
    Home ownership is the dream of most young people. After all, our parents and grandparents sacrificed a lot buy their homes, so it is understandable that we want to own our own home too. Unfortunately, it has never been a more difficult time to buy a…
    - 4 days ago 27 Jun 16, 3:56pm -


  • Getting up the Guts to Invest in Overseas Real Estate
    Investing in international or overseas real estate can seem a little too foreign, risky, and sometimes a bit scary. It all comes down to knowledge. How much do you really know about its benefits and what this venture can potentially do for your lifes…
    - 7 days ago 25 Jun 16, 2:37pm -
  • The Change in My Morning Routine That Could Save Me $500 Annually
    We all have our morning routines.  For some of us, this includes drinking a cup of coffee. This is an area in which I’ve gone back and forth over the years.  About 5 years ago, I tried to give up caffeine.  My drink of choice at the time was die…
    - 30 days ago 1 Jun 16, 8:04pm -
  • Quantify Your Financial Life
    To what extent do you keep track of your finances? At some level, we all have the opportunity to track our finances.  We have access to our statements and account activity online, and some people even get paper copies mailed to them.  With certain…
    - 79 days ago 13 Apr 16, 8:47pm -
  • A Deep Freezer: The Investment That Will Pay for Itself Over and Over
    The following post is Melissa Batai Contemplating what to do with the tax refund you just received?  Or, do you have an extra few hundred dollars in savings or in your budget this month? If so, why not buy a deep freezer? I know, it’s not the most…
    - 93 days ago 30 Mar 16, 9:11pm -
  • Home Loan Refinancing in Singapore: What Should You Know
     For years, Singaporeans have enjoyed cheap loans thanks to low Sibor (Singapore Interbank Offered Rate) rates. However, all good things do eventually, come to an end. The Sibor, to which most home loans in Singapore are pegged, has gone up since th…
    - 99 days ago 25 Mar 16, 7:06am -

Passive Panda

  • World Chess Champion Garry Kasparov on How to Build Confidence in the Face of Fear
    Garry Kasparov and his long-time rival Anatoly Karpov—two of the greatest chess players of all-time—took their respective seats around the chess board. The 1990 World Chess Championship was about to begin. The two men would play 24 games to decid…
    - 17 Aug 15, 11:13pm -
  • Getting to Simple: How Do Experts Figure out the Correct Things to Focus On?
    Peak performance experts say things like, “You should focus. You need to eliminate the distractions. Commit to one thing and become great at that thing.” This is good advice. The more I study successful people from all walks of life—artists, at…
    - 13 Aug 15, 10:29pm -
  • First Principles: Elon Musk and Bill Thurston on the Power of Thinking for Yourself
    Bill Thurston was a pioneer in the field of mathematics. He was particularly known for his contributions to low-dimensional topology, 3-manifolds, and foliation theory—concepts that sound foreign to number-challenged mortals like you and me. In 198…
    - 10 Aug 15, 11:44pm -
  • The Chemistry of Building Better Habits
    There is a concept in chemistry known as activation energy. Here’s how it works: Activation energy is the minimum amount of energy that must be available for a chemical reaction to occur. Let’s say you are holding a match and that you gently touc…
    - 7 Aug 15, 12:37am -
  • August Reading List: 5 Good Books to Read This Month
    It’s time for another edition of my reading list. In addition to the five books reviewed below, I maintain a complete list of the best books I’ve read across a wide range of disciplines. Here are a few of the top books I’ve read recently. A Sho…
    - 3 Aug 15, 10:42pm -

20 and Engaged

  • Easy Tips For a Successful Marriage
    The pressures and stresses of life can often make two people forget why they got married in the first place. Time constraints and financial burdens can cause a couple that love each other to spend a great deal of time arguing. Marriage is certainly n…
    - 21 Mar 16, 2:01pm -
  • How To Have A Healthy Sexual Life
    At a basic level, many will tell you that sex is a bodily function that is hormone driven and that has the purpose of perpetuating a species. This is a narrow view that completely underestimates human sexual response complexity. We are sexual beings…
    - 25 Jan 16, 6:52am -
  • Tips For Buying Furniture
    When you begin selecting furniture for the home, whether it’s a new home or you simply want to remodel, there are a few tips to keep in mind so that you get the best look possible. Before you purchase anything, make sure you measure the space where…
    - 9 Jan 16, 6:31pm -
  • Helpful Engagement Ring Shopping Tips
    Looking at engagement rings can often be an extremely stressful process. It’s not exactly easy to find that one ideal engagement ring for the special someone in your life. However, certain things can definitely simplify the process and help you kee…
    - 9 Jan 16, 6:28pm -
  • Practical Advice About Joint Credit
    Marrying someone is more than just lovely romance: it’s about merging two lives, and with that comes a number of practical considerations. Where will you live? Do you want children? How will you manage your money? This last point is a source of con…
    - 17 Dec 15, 12:04pm -

The Family CEO

  • I’m no longer writing here…
    The post I’m no longer writing here… appeared first on The Family CEO.
    - 29 May 15, 10:17am -
  • That’s a Wrap
    Last week I started a conversation with Tom this way: “I need to talk to you about something, and it’s going to sound familiar.” If you’ve read this blog for any length of time, it’s going to sound familiar to you too. The something I neede…
    - 20 May 15, 3:17pm -
  • Teaching High School Students About Money
    So this is cool. H&R Block, the tax services provider, believes that mastering financial matters is an important adult life skill, but that teenagers aren’t being prepared for the challenge. So the company developed a teen financial literacy progra…
    - 10 May 15, 11:10am -
  • When an Introvert and an Extrovert Get Married
    A number of years ago – ten or more – Tom and I walked into a social function at church. It was either a casino night or a wine tasting (we’re Catholic so those are normal church functions for us), and as I scanned the room I said to Tom, “I…
    - 6 May 15, 2:27pm -
  • A Family CEO Job Description
    This blog began over nine years ago when I hired myself to make over my family’s finances. My theory was that if I treated our finances like a job, I could make as big of an impact as the real-life, outside the home, part-time job I was consider…
    - 5 May 15, 9:33am -

Broke Professionals

  • Tips to Prepare for Retirement
    Tips to Prepare for Retirement is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Retirement is inevitable, yet more than half of the American population has not calculated how much they need to have set a…
    - 25 May 15, 10:36pm -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • What Should Take Place After Building an Emergency Fund
    Do you have an emergency fund already built? Are you still trying to do so and find it difficult? Either way, it is understandable the discipline it takes to create an emergency fund. If you have done so, all the more power to you. If you haven’t…
    - 2 Mar 16, 9:29am -
  • Financial Mistakes Expectant Parents Can Avoid
    Parents expecting their first child do anticipate mistakes because this is their first experience. If you were a babysitter in high school for the neighbor’s kids, you may know a little bit about babies and how to raise them or how to soothe the…
    - 24 Feb 16, 2:04pm -
  • Getting the Best Savings Account You Deserve
    When banks offer interest rates that are close to zero percent, then it is not a surprise that consumers don’t want to bank their emergency funds there! For people who are financially savvy, the objective is to get a better return on their hard e…
    - 18 Feb 16, 8:51am -
  • Knowing When to Consolidate Your Student Loan Debt
    Federal student loans cannot be refinanced in the same way as other consumer debts can. It is best, if you can, to pay your federally acquired student loans in full. If not, it could lead to serious consequences such as wage garnishment or your tax…
    - 10 Feb 16, 12:00pm -
  • 4 Finest Ways to Save Money For Your First Baby
    Different phases of life pass us by and we have to adapt ourselves to the changes accordingly. While attaining graduation or venturing into working under someone and earning own money are important stages of life, getting married and planning a bab…
    - 4 Feb 16, 1:37pm -

Quizzle Wire

  • Vegas on a Budget
    Vegas has become a very popular place to go for groups looking for a good time. Before going to Vegas,...The post Vegas on a Budget appeared first on Quizzle Wire.
    - 17 days ago 15 Jun 16, 2:40pm -
  • Year One of Homeownership: The Ups and Downs
    Last Saturday marked exactly one year that I’ve owned my own home. Living on my own has given me the...The post Year One of Homeownership: The Ups and Downs appeared first on Quizzle Wire.
    - 31 days ago 1 Jun 16, 8:55am -
  • Getting Down And Dirty With My Finances
    The weather is finally breaking here in Michigan and with that comes everyone’s (least) favorite activity, spring cleaning. Typically we...The post Getting Down And Dirty With My Finances appeared first on Quizzle Wire.
    - 38 days ago 25 May 16, 1:27pm -
  • Opting In For Credit Reporting
    It’s important to look at your full credit report regularly. Not only does it give you the opportunity to identify...The post Opting In For Credit Reporting appeared first on Quizzle Wire.
    - 43 days ago 20 May 16, 10:27am -
  • Planning your summer vacation ahead of time
    Planning a summer vacation can be fun and exciting! Dreaming about where your next adventure will be and all that...The post Planning your summer vacation ahead of time appeared first on Quizzle Wire.
    - 52 days ago 11 May 16, 2:19pm -

Funny About Money

  • newRetirement Planning for Gen X

    - 20 hours ago 1 Jul 16, 7:34am -
  • New Book! Frugality for Depressives
    Does the whole prospect of pinching pennies get you down? Or were you already feeling like Eeyore before the idea arose? Our friend Abby Freedman Perry (I Pick Up Pennies) realizes that trying to get a grip on your personal … Continue reading →
    - 1 day ago 30 Jun 16, 3:37pm -
  • The BUDGET: First step
    So step one for the new Re-Budgeting Scheme is now accomplished. If I’m gonna start budgeting again, I’m gonna need to have a budget. So it’s off to Excel, the classic tool of the numerically obsessed and the arithmetically challenged. … Cont…
    - 2 days ago 29 Jun 16, 11:35pm -
  • Salon, Brexit, and the Sad State of Journalism

    - 3 days ago 29 Jun 16, 6:57am -
  • Why Your Insurer Asks about Your Dog…
    The amazing number & costs of dog attacks , and how you can avoid dog bites. Continue reading →
    - 4 days ago 28 Jun 16, 1:26pm -

Yes, I Am Cheap

  • How to Make Money From a Side Hustle
    Who loves money?  I think we all do, that’s why we’re here learning how to pay off debt, live within a budget and make money from a side hustle.  Starting a business is exciting, it’s also a lot of work.  When you’re first starting out and…
    - 4 days ago 28 Jun 16, 3:00am -
  • Tips For Buying A New Car
    This is a stock photo of my car, the 2013 Ford Edge.  It wasn’t my first choice, but we’ll get into that in a bit.  The good thing here is that I was able to replace my car and get back on the road relatively quickly after my last car accident…
    - 12 days ago 20 Jun 16, 8:20am -
  • How I Tripled My Side Hustle Income
    A 9 to 5 job is great, a lot of people are lucky to have them.  However the truth is sometimes having a full time job just isn’t enough to support the lifestyle you want to live.  Sometimes you need a side hustle. I started freelancing and made $…
    - 18 days ago 14 Jun 16, 4:00am -
  • Food Labels And Terms That Fool You

    - 22 days ago 10 Jun 16, 11:00am -
  • Closing Credit Cards Can Be Good For Your Credit Score
    You’ve already heard everything that there is to know about improving your credit scores.  Conventional wisdom says to pay all of your bills on time; don’t have too many cards ; have a good mix of credit types; and never, ever close any credit c…
    - 26 days ago 6 Jun 16, 7:02am -

Prairie EcoThrifter

  • Expect More from Your Daughters
    “Did you know that in 2014, women working full time in the United States typically were paid just 79 percent of what men were paid, a gap of 21 percent?”  the American Association of University Women asked in article The Simple Truth about the G…
    - 2 days ago 29 Jun 16, 7:30pm -
  • Why Did I Buy That!
    Have you ever made a purchase on the spur of the moment and later had a bad case of buyers remorse? You had no intention of getting that gizmo, yet there you are holding the bag in your hand. How the heck did that happen? It is important for each of…
    - 19 days ago 13 Jun 16, 6:06am -
  • Why Save Money in a Low Interest Rate Environment?
    I’m a saver, always have been. It has served me well over the years, eventually leading to my current position of financial freedom. My grown kids are also savers and I have high hopes that the grandchildren will follow their example. To learn to l…
    - 37 days ago 26 May 16, 6:12am -
  • Your Worst Home
    Your worst home was better than what most of human kind has ever known. Most Canadians and Americans today live much more luxuriously than our ancestors could have imagined, yet many are not satisfied with where they live and want more. According to…
    - 51 days ago 12 May 16, 5:27am -
  • Investment Methods
    I’m always on the look out for investment books I haven’t yet read. I pick up a lot of them at garage sales for 25 cents to a $1. One I obtained in that manner is “The Sound Mind Investing Handbook” by Austin Pryor. My copy has a copyright da…
    - 57 days ago 6 May 16, 5:26am -

Debt Free Marriage

  • Money and Marraige
    Reading time: 1 – 2 minutes Money problems had been cited by numerous surveys, statistics, and editorials as the#1 leading cause of divorce amongst married couples living in the US. However, most don’t go any deeper to determine WHY the couple ha…
    - 12 days ago 19 Jun 16, 9:44pm -

Wealthy Turtle

  • newSecret Trading Tips
    Currency trading requires the making of calculated decisions, which depend on, and are governed by various factors. The currency market stays open 24 hours a day, which means, volatility can occur, at any point of time. Since the market system is so…
    - 18 hours ago 1 Jul 16, 9:11am -
  • The Productivity Project Reviewed
    As a father, husband, homeowner, full-time employee, and home business owner I’m always stretched for time.  There just never seems to be enough time in the day to get everything done. So when I had an opportunity to grab a free review copy of The…
    - 2 days ago 29 Jun 16, 6:05pm -
  • What is a Phishing Scam?
    Every year millions of innocent people find themselves victimized by phishing scams. No, I’m not talking about fans of an American rock band getting ripped off or someone stealing your grilled salmon dinner out from under you. So, what is a phishin…
    - 3 days ago 29 Jun 16, 7:05am -
  • How to Avoid Forex Trading Pitfalls
    When people talk about forex trading, they usually say it’s the biggest and the fastest growing financial market in the world. And it is, nobody can deny it. In addition, they say that you can earn a lot of money in a relatively short period of tim…
    - 12 days ago 20 Jun 16, 1:14pm -
  • 7 Mother’s Day Gifts That Will Guarantee You’ll Spend the Night on the Couch
    Give your wife any of these crappy Mother’s Day gifts and you’ll be looking for a new place to sleep. Guys are not exactly known for their ability to pick out the perfect gift.  And with Mother’s Day just a few days away there is bound to be a…
    - 58 days ago 5 May 16, 6:37am -

20's Finances

  • Living Together Unmarried: What You Need To Know
    More and more people are living together before getting married and in some cases, they decide to simply live together without getting married. While everyone is entitled to live the life they see fit, living together unmarried can bring up some unin…
    - 2 days ago 30 Jun 16, 3:00am -
  • 5 Tips for Starting Your Career Off Right
    Moving from college life to adult life can be a shock to many new graduates. Not only is it a lot harder to get through a day at work after a night of drinking than getting through a couple of classes, it also is tough to be tied to a desk for 40 or…
    - 3 days ago 28 Jun 16, 6:54pm -
  • 3 Moves To Make To Rid Yourself of Student Loans
    Graduation is upon us and for many seniors, it means entering the real world. This usually entails getting a job, finding a place to live and paying off those pesky student loans. While I know that student loans aren't high on your importance list at…
    - 3 days ago 28 Jun 16, 6:51pm -
  • Should You Sell Your Home When You’ve Paid off Your Mortgage?
    Once your mortgage is paid off, you likely feel a sense of relief. You no longer have to make that massive payment. However, as you’re thinking about the end of this mortgage, you’re wondering if selling your house is in the future. The decision…
    - 3 days ago 28 Jun 16, 6:47pm -
  • 3 Simple Ways To Cut Expenses
    I've taken some time recently to look over my budget. I found a few simple things I could do that would have a large positive impact on my finances. The great part about this is that they are simple things that won't take much effort on my part. I th…
    - 68 days ago 25 Apr 16, 3:00am -

Careful Cents

  • Then and Now: Celebrating 5 Years of Blogging
    On June 22nd, 2011 I published the first of many blog posts here on Careful Cents. It’s been five years since then and this blog has grown, morphed, changed design (like 6 times!) and gone in multiple directions. It started out as a personal fina…
    - 4 days ago 28 Jun 16, 9:00am -
  • How to Take the Stress Out of Getting Things Done
    Getting things done as a freelancer always seems like an uphill battle. It’s easy enough to get organized, but staying organized and finding a productive routine that actually works, is a whole other story. That’s why the past few posts I’ve pu…
    - 11 days ago 21 Jun 16, 9:17am -
  • Business Systems: How I Stay on Top of Client Assignments and Deadlines
    As a freelancer, you’re constantly juggling client assignments, various deadlines, a multitude of client requests, not to mention your own ideas for your blog and personal projects. Every client has their own specifications, style and voice and su…
    - 17 days ago 15 Jun 16, 8:00am -
  • 10 Ways to Automate Your Freelance Business This Week
    You know that one business owner who always seems to be on top of things? That popular freelancer who pushes out blog content on a regular basis and is always posting great content on social media? Everyone seems to be running a lucrative freelance…
    - 23 days ago 9 Jun 16, 8:56am -
  • 9 Steps for Getting More Consistent Freelance Work Every Month
    During the transition from quitting my accounting day job to building a full-time freelance business, I struggled to find consistent freelance work. I no longer had a steady paycheck to rely on so it was up to me to land long-term clients on a regul…
    - 32 days ago 31 May 16, 7:00am -

Everything Finance

  • 5 Things You Can Do to Buy Your First Home in the Next Few Years
    5 Things You Can Do to Buy Your First Home in the Next Few Years is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Do you have dreams of owning a home? It’s best to start preparing for this milestone…
    - 3 days ago 29 Jun 16, 3:30am -
  • Tired of Staycations? Try these Frugal and Fun Trips Instead
    Tired of Staycations? Try these Frugal and Fun Trips Instead is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Do you feel like it’s time for vacation, but don’t have the money for one? Staycations…
    - 3 days ago 29 Jun 16, 3:30am -
  • 5 Salary Negotiation Tips Everyone Needs to Follow
    5 Salary Negotiation Tips Everyone Needs to Follow is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Earlier this month, we discussed why it was so important for women to become better negotiators. Tod…
    - 4 days ago 28 Jun 16, 4:00am -
  • Are Home Security Systems Worth the Money?
    Are Home Security Systems Worth the Money? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Have you heard the saying “you can’t put a price on safety”? Well, home security systems are doing jus…
    - 5 days ago 27 Jun 16, 3:30am -
  • 7 Affordable Ways to Celebrate the 4th of July
    7 Affordable Ways to Celebrate the 4th of July is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This year, July 4th lands on a Monday, and celebrating our nation’s independence doesn’t have to cos…
    - 10 days ago 22 Jun 16, 3:30am -


  • Drake Net Worth, Income – Still Sittin’ on $25 Mil?
    Drake’s real name is Aubrey Graham and he was born on October 24, 1986 in Ontario, Canada. Drake started out on the show, “Degrassi, The Next Generation” as Jimmy Brooks. However, he hit it big when he started his rapping career. Drake is now w…
    - 67 days ago 25 Apr 16, 10:46pm -
  • Nick Cannon Net Worth
    Nick Cannon started his career when he did a comedy show for his father’s cable channel. Nick’s father was a TV Televangelist. He is worth more now since he was married to Mariah Carey for a few years, than he was worth before his marriage and di…
    - 67 days ago 25 Apr 16, 10:38pm -
  • Method Man Net Worth
    Clifford Smith, also known as Method Man from the rap group, “Wu Tang Clan” was born on March 2, 1971 in Hempstead, Long Island, New York. He is an American rap artist, music producer and actor. Not only was he a member of the group, “Wu Tang…
    - 67 days ago 25 Apr 16, 10:07pm -
  • Tech N9ne Net Worth, Income in 2016
    Tech N9ne is worth $20 million. His real name is Aaron Dontez Yates and he was born in Kansas City, Missouri on November 8, 1971. He was given the nickname Tech N9ne by the rapper, Black Walt who says his fast rapping style is similar to a tech nine…
    - 69 days ago 23 Apr 16, 3:38pm -
  • Uber Valuation Timeline, History
    Have you ever experienced getting stranded late at night, while it was raining, because you had no car and there was no cab in sight? This happens to a lot of people, and this was what inspired two young men to create an app that has now become synon…
    - 12 Feb 16, 12:16pm -

50 Plus Finance

  • 3 Essential Tips to Ensure a Smooth Car Deal
    2015 saw a rise in the demand for cars in the USA. This was the period after the recession and several people in the US were opting to buy cars. Some of the top cars of 2015 are Hyundai Sonata, Ford Focus, Chevrolet Cruze, Honda Civic and Nissan Alt…
    - 1 day ago 30 Jun 16, 8:47pm -
  • Discover the Top SEO Strategies for Entrepreneurs Today!
    Majority of consumers today head to the Internet when they are searching for products or services to buy. It has made the world a global village. Users from all over the world can get online and buy items directly from websites. For an entrepreneur,…
    - 6 days ago 26 Jun 16, 8:33am -
  • 6 Things to Do the Year Before You Retire
    Retirement can usher in your Golden Years, as long as you prepare properly for the resulting social and financial changes. You will no longer have a regular paycheck to be used for your expenses. Here are five things to do the year before you retire…
    - 9 days ago 22 Jun 16, 9:17pm -
  • 7 Ways to Use your Personal Finances for Bettering the Lives of Others
    Not everyone out there is wealthy or good with money. Some people come across some hard times in their life. Having money is one thing, using the money to make a positive impact towards the lives of other people is another. The latter is the more wo…
    - 14 days ago 17 Jun 16, 7:53pm -
  • From House to Asset: How to Turn Your Home into an Investment
    Your home is not only a sanctuary from the day-to-day commotion of life, but it's an investment in your future. Over time, your home may begin to show signs of the wear and tear, both inside and out. By taking some time to work on a couple different…
    - 15 days ago 16 Jun 16, 7:05pm -

Afford Anything

  • The One and Only Step to Financial Independence
    It’s time to wave the truce flag over one of personal finance’s greatest battles. One of the most spirited debates in personal finance circles is the classic “earn more” vs. “save more” standoff. The “earn more” crowd argues that rais…
    - 2 days ago 30 Jun 16, 2:25pm -
  • Curate Your Life, and the Rest Will Follow
    Flights into Vegas are fascinating. Most of my fellow passengers are exuberant about their upcoming weekend of debauchery. They order beers after takeoff, slosh their way across the airspace and holler crazy-isms like, “if I win big, I’m upgrad…
    - 18 days ago 14 Jun 16, 12:03pm -

Family Money Values

  • Untitled
      The below and simply demonstrates the power of passive income.  I used it to introduce my grandchildren to the concept in Grandma Rie’s Money Camp.
    - 15 Dec 15, 12:16pm -
  • All I want for Christmas is WEALTH
    Maybe you watched Gentlemen prefer blonds and heard Marilyn Monroe sing ‘Diamonds are a girls best friend’? Or maybe you watch Charlie Brown and know that Lucy always wants real estate as a gift? Materialistically speaking, what DO you want … C…
    - 27 Nov 15, 12:34pm -
  • Review of: The Business of Family
    The Business of Family – How to Stay Rich for Generations. This book by Linda Davis Taylor was published in 2015. Linda Davis Taylor is a participant in a 4th generation business and has experience as an investment counselor and … Continue readin…
    - 21 Oct 15, 11:58am -
  • Why Practice Generational Wealth Building?

    - 29 Sep 15, 1:00am -
  • 2015 Grandma Rie’s Money Camp Activities and Resources
    Teaching the next generation to successfully handle money and personal finances is normally a family responsibility. Although parents bear much of the burden to teach, train and model good personal finance, extended family members can also contribute…
    - 14 Sep 15, 2:50pm -

Stumble Forward

  • The Best Possible Workplace is Just a Few Steps Away
    You have to understand the importance of how much your workplace matters. There are so many things you need to think about when it comes to making your work environment better. Take a look at these ideas and make sure you use them to improve your off…
    - 2 days ago 29 Jun 16, 9:27pm -
  • 3 Things No Business Can Afford To Ignore
    When you are in the process of getting your business up and running, there is often a lot to take on board. The truth is, the majority of new business owners forget a thing or two when they are just starting out. Of course, this is perfectly natural…
    - 2 days ago 29 Jun 16, 9:16pm -
  • Workplace Theft – 3 Ways to Deal With It
    Workplace theft! Those two words surely leave a foul taste in your mouth. You know what seven words leave an ever fouler taste in the mouth? Workplace theft committed by your own employees! If you’re a business owner this thought may have crossed y…
    - 7 days ago 24 Jun 16, 3:42pm -


  • Tracking The Progress Of My Hardest Hit Fund Program Application
    Eric J. NisallAfter the housing crisis, the government set up several programs to help financially injured citizens. Follow me as I document my application for assistance from the Hardest Hit Fund program.
    - 22 Oct 14, 3:21pm -
  • The Stores You Oppose Started Small And Local
    Eric J. NisallThe calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small busine…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    Eric J. NisallClaiming to reveal a "secret" about anything--taxes, weight loss, money-making--is all a bunch of crap. The real truth, especially about taxes, is quite simple.
    - 12 Mar 14, 12:50pm -

Don't Quit Your Day Job

  • Do You Use All Your Vacation Days?
    Today we wanted to share an interesting article and an interesting study on the usage of vacation days – the former in the Wall Street Journal and the latter from Project: Time Off.  It turns out that the labor force participation rate isn’t the…
    - 5 days ago 27 Jun 16, 12:56am -
  • The DQYDJ Weekender, 6/25/2016
    Sorry about the schedule slip last week – everyone’s fine now, but we spent a few days in the hospital last week.  I promise not to abandon my favorite readers, even in the middle of summer!  So, here’s an extra helping of articles for this w…
    - 7 days ago 25 Jun 16, 11:32am -
  • Compound Interest Calculator (and the Compound Interest Formula)
    On this page is a detailed compound interest calculator, along with the compound interest formula.  The calculator allows you to calculate compound interest from a starting lump sum, periodic additions, and for annual, monthly, and daily compounding…
    - 10 days ago 21 Jun 16, 6:37pm -
  • Workaholics: Are Some of the Hardest Workers Battling With Psychiatric Disorders?

    - 19 days ago 13 Jun 16, 1:25am -
  • The DQYDJ Weekender, 6/11/2016
    For you programmers out there, I had the pleasure of finishing a fun programming challenge/CTF which relates pretty well to this site – Stockfighter, from the folks at Starfighter. The premise?  You write algorithmic trading code to beat different…
    - 21 days ago 11 Jun 16, 12:51pm -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • How To Win New Clients For Your Small Business
    How you win new clients is the most critical aspect to growing revenue and increasing value to your small business. New clients don’t come by chance, you need to be strategic, particularly with your marketing. The rules for finding the right prospe…
    - 3 days ago 29 Jun 16, 2:39am -
  • If You Can’t Work, Do You Have a Backup Plan?
    Preparation is important in a life that’s full of uncertainties. We prepare for tests and college admittance exams. We prepare for meetings. We prepare for vacations. People prepare for so much in life when we know something is on the horizon, but…
    - 76 days ago 17 Apr 16, 4:12am -
  • Business Succession Planning, What You Need To Know
    Business succession planning is one thing that every business with two or more owners should consider. The business owners need to plan for what ‘should’ happen to their business if one of the owners dies, becomes totally and permanently disabled…
    - 22 Feb 16, 8:38pm -
  • World Class Family Fun and Recreation on a Budget
    American families take very few vacations compared to those in other developed countries. Perhaps a reflection of our “Puritan work ethic,” this unhealthy refusal to take time off is probably more indicative of our low wages and part-time opportu…
    - 18 Feb 16, 3:13pm -
  • Get Your Employer To Buy Your Laptop, iPad and Smartphone
    Salary packaging and the tax benefits it brings are based on fringe benefits tax (FBT) exemptions. Exciting news of late is that these tax exemptions have been extended. Recent changes to the laws mean that from 1 April 2016, small businesses can pr…
    - 14 Feb 16, 8:43pm -


  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

  • Selling Your Home: How to Set up an Open House
    If either you or your agent are holding an open house, there are two main points to remember. First, you want to attract as many people as possible so you get a bid at your asking price (or possibly even…
    - 2 days ago 30 Jun 16, 1:47am -
  • How to Negotiate A Raise With Your Boss
    When was the last time you got a raise? If the answer is somewhere between “never” and “I don’t remember,” then it might be time to step up and talk to the boss about a pay bump. Let’s stipulate for…
    - 73 days ago 20 Apr 16, 2:49am -
  • How The Sharing Economy Can Take Your Real Estate Investments To The Next Level
    The sharing economy has been one of the dominant features of the economic landscape for at least the past five years. The concept is simple. You pay a less expensive price for a share in a service or goods that…
    - 94 days ago 30 Mar 16, 2:58am -
  • 5 Tips For Filing Late Taxes This Year
    Tax season is one of the most dreaded times of the year for most people. Each January as we begin the new year we know tax season is only a few short weeks away. Filing taxes can be an extremely…
    - 14 Mar 16, 11:22pm -
  • 4 Questions To Consider Before Investing In a Sector
    Once you commit to the idea of putting your money to work for you, you’re faced with a vast array of investment options. You might consider becoming a passive investor and turning your funds into a money market type of…
    - 24 Feb 16, 5:30am -

Teen Financial Literacy: It Starts at Home

  • Smart guidelines for teaching your teen about managing money
    Wayne Parker shares a number of insightful ideas for getting through to your teen about managing money. You may already be familiar with one or two, but you may be intrigued by others, such as holding family financial councils (one I found particular…
    - 12 Jan 12, 5:08am -
  • How to Talk to Your Teen about Money in a Way that Matters: The Ultimate Guide, Part 1
    Not so easy, eh?  What makes your teen willing to be in a conversation about money is that you are willing to: Make it real Make it matter Make it last Those are the Three Pillars of Parenting Teens with Great Money Skills.  If it isn’t real, if…
    - 11 Jan 12, 12:04pm -
  • Totally Money Carnival
    If you’re looking for all kinds of helpful articles about money, check out the Totally Money Carnival, which features a host of different topics from financial bloggers (including yours truly).   Posted weekly, this carnival includes informationa…
    - 10 Jan 12, 6:36am -
  • The Zen of Teaching Your Teen Money Skills: Finding Inner Peace While Your Teen Learns to Think about and Manage Money Well
    Teaching your teen great money skills isn’t hard?  It isn’t a lot of work?  It doesn’t require expertise in money management? No…it doesn’t.  What’s really hard is: Pretending, hoping, wishing, and dreaming that your teen will be fine…
    - 9 Jan 12, 7:42am -
  • 1/6/12 – This Week’s Roundup
    Happy Friday!  Here are some of my favorite reads from the week.  I encourage you to take a few minutes out of your busy day to take a peek and get your thoughts churning! 5 Unusual Ways to Raise Successful Children.  This is a guest post from Nat…
    - 6 Jan 12, 9:08am -

Go Banking Rates


  • Georgia Food Assistance Registration and Login
    The Georgia Food Stamp Program, Federally known as the Supplemental Nutrition Assistance Program (SNAP), is a federally-funded program that provides monthly benefits to low-income households to help pay for the cost of food. A household may be one…
    - 12 Sep 15, 9:06am -
  • Michigan Food Assistance Login and Registration
    Temporary food assistance for eligible low-income families and individuals is available from the U.S. Department of Agriculture. Use MI Bridges to apply for assistance, check your eligibility status and manage your account online. For…
    - 12 Sep 15, 8:49am -
  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -

The Credit Letter

  • Competition: Win $300 Luxury Hotel Voucher
    We’re offering the chance for 1 lucky Australian to win a $300 hotel voucher to use at any Hilton hotel. Anyone can enter, so tell your friends and family. What’s up for grabs? Picture yourself checking into a 5 star hotel on the beach or in a bu…
    - 26 Oct 14, 3:01pm -
  • How Much Money Do Consumers Spend Online Each Minute?
    Each year, more and more money is being spent online by consumers buying clothes, beauty products, electronic gadgets, flights, hotels and everything else you can imagine. Buy it now: Watch the realtime pace of online spending [Interactive Page] To m…
    - 11 Aug 14, 11:04pm -
  • 10 Tips to Make the Most of Your Credit Card
    Credit cards are a very useful financial tool by giving you the flexibility to conveniently pay for things without having the cash on you. Of course, a debit card can do that too but a credit card enables you to spread the cost of big-ticket purchase…
    - 11 Aug 14, 10:20pm -
  • 11 Questions with Chris Guillebeau
    If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you f…
    - 21 May 14, 6:30pm -
  • Who Really Owns the Big Four Banks?
    In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be bankin…
    - 18 May 14, 6:30pm -


  • Webinar: Year End Tax Planning For The Small Business
    Please join us for this webcast in which we will identify and assess effective small business year-end strategies for 2015 and beyond. We will cover techniques for managing overall income tax liabilities, timing of income and deductions, and the late…
    - 5 Nov 15, 8:56am -
  • Do I Have To Repay The First Time Homebuyer Credit Immediately?
    The first-time homebuyer credit for homes purchased in 2008, with few exceptions, must be repaid over a 15 year period and takes the form of a $7,500 interest-free loan. What happens if the home is sold or no longer is your primary residence? In th…
    - 3 Jun 15, 5:01am -
  • Tax Nexus For Employers That Allow Employees To Telecommute
    Employers that allow their employees to telecommute across state lines may be at risk for exposing their company to additional tax filings. Each state has a different set of rules for establishing nexus or "doing business" in their state, but there…
    - 8 May 15, 3:24pm -
  • Recap Of Our Small Business Twitter TaxChat
    We had the pleasure of hosting a small business Twitter TaxChat15 with Andrew Schrage from Money Crashers with the help of MasterCard. We asked 9 thought provoking tax questions to Andrew and the rest of the community. If you were unable to join th…
    - 7 Apr 15, 4:39pm -
  • Join Our TaxChat For Small Businesses on Tuesday 4/7, 1:30PM EST
    BIDaWIZ and our partner, MasterCard, will be hosting a Twitter TaxChat on Tuesday 4/7 at 1:30PM EST to discuss last minute tax filing tips for small businesses with Andrew Schrage from Money Crashers. Andrew is a personal finance and small business…
    - 2 Apr 15, 7:29am -

The Truth About Mortgage

  • Is It Actually a Good Thing That a Home Is an Illiquid Asset?
    Here’s yet another post on the rent vs. buy argument, one that never seems to go away. I’ve written extensively on the pros and cons, but a recent conversation provided me with another interesting nugget. I was speaking with a guy who happens to…
    - 2 days ago 30 Jun 16, 12:12pm -
  • Why You Might Want to Wait to Get That Refinance
    Over the past two days, Wall Street has essentially forgotten about Brexit, which just last week sent markets crashing globally. So far this week, the Dow and other major indices have regained much of what was lost due to the unknowns surrounding Bre…
    - 3 days ago 29 Jun 16, 2:13pm -
  • 25 Trade Groups Call for Elimination of Loan-Level Pricing Adjustments
    More than two dozen trade groups have called for the reduction or elimination of loan-level pricing adjustments (LLPAs) on Fannie Mae and Freddie Mac loans, a move that could push mortgage rates even lower than they already are. Put simply, mortgages…
    - 5 days ago 27 Jun 16, 11:21am -
  • UK Mortgage Lenders Offering 0.99% Mortgage Rates
    While U.S.-based mortgage lenders (and borrowers) are expected to benefit from Brexit via lower mortgage rates, the opposite might be true across the Pond. Over in the UK, we’re already seeing a lot of risk mitigation related to the uncertainty of…
    - 5 days ago 27 Jun 16, 9:09am -
  • Brexit vs. Mortgage Rates: How Low Might They Actually Go?
    Bye Bye Britain Well, the unthinkable happened early this morning (or late last evening depending on where you live). The UK voted to leave the European Union, agreeing to Brexit instead of Bremain, as they say. So hold onto your cup of tea, it’s g…
    - 8 days ago 24 Jun 16, 12:49pm -

All About Living With Life

  • 20 Way Quotes To Usher the New Year
    1. The way of success is the way of continuous pursuit of knowledge.- Napoleon Hill 2. Problems are the guiding lights along the way of life. - Debasish Mridha 3. The only way to live is by accepting each minute as an unrepeatable miracle. - Jack K…
    - 1 Jan 16, 9:00am -
  • 5 Words to Live By in 2016 and Beyond
    Words are singularly the most powerful force available to humanity. We can choose to use this force constructively with words of encouragement, or destructively using words of despair. Words have energy and power with the ability to help, to heal, to…
    - 30 Dec 15, 9:00am -
  • 15 Task Quotes To Inspire You and Get Things Done
    1. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and starting on the first one. -Mark Twain 2. I long to accomplish a great and noble task; but my chief duty is to accomplish small tasks as if…
    - 28 Dec 15, 9:00am -
  • 15 Rest Quotes For You to Take a Break
    1. He that can take rest is greater than he that can take cities. -Benjamin Franklin 2. Rest is not idleness, and to lie sometimes on the grass on a summer day listening to the murmur of water, or watching the clouds float across the sky, is hardly…
    - 25 Dec 15, 9:00am -
  • 15 Skill Quotes to Enhance Your Strengths
    1. Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success. - T. Harv Eker  2. The most complicated skill is to be simple. - Dejan Stojanovic 3. Learning how to learn is life's mos…
    - 23 Dec 15, 9:00am -


  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -