Get Rich Slowly

  • Get Rich Slowly turns 10! Celebrating our first decade
    This article is by J.D. Roth. My name is J.D. Roth. Ten years ago today, I started a little blog about money. This blog, in fact. When I started Get Rich Slowly, I had no idea what it would become. Just a year earlier, I had summarized all the best a…
    - 39 days ago 15 Apr 16, 3:55am -
  • Where to save your emergency fund
    This article is by GRS contributor William Cowie. Life is full of little bumps … like how our furnace went out at the onset of last season’s most severe cold snap. It’s bad enough that an emergency like that seems to happen at the most inopport…
    - 55 days ago 30 Mar 16, 5:00am -
  • Plan a better vacation with a credit card offer
    This article is by editor Linda Vergon. The Starwood Preferred Guest® Credit Card from American Express has a new offer available now that could help you plan a bigger, better summer vacation if you act quickly. This card was recently given a 2016 C…
    - 62 days ago 23 Mar 16, 5:15pm -
  • Is an annuity a good investment?
    If you have ever met with a financial adviser about investments, chances are he or she may have proposed annuities as a good way for you to go. However, when you scan the blogosphere for posts about investing, you hardly ever read about annuities. Yo…
    - 64 days ago 21 Mar 16, 5:00am -
  • In search of low-risk investments – 11 things to know about bonds
    This article is by GRS contributor William Cowie. Chances are you have never purchased a bond … and probably never will. Same with me. I simply don’t have the capital to commit over $100,000 to purchase the typical bond. But I do believe there ar…
    - 83 days ago 2 Mar 16, 12:01am -

The Simple Dollar

  • newEight Jobs Where You Determine Your Salary
    Working for someone else can be a drag. Not only do you have to please your boss and toe the company line, but you have to deal with the innate limitations of an hourly or salaried profession: You can only earn a set amount of money. Staying motiva…
    - 3 hours ago 24 May 16, 5:00am -
  • newQuestions About HSAs, Organizing Ideas, Art Degrees, and More!
    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. HSA open enrollment and fees 2. Organizing ideas for blog pos…
    - 24 hours ago 23 May 16, 8:00am -
  • Why You Should Worship Your Old Computer
    A couple of weeks ago, I had the pleasure of reading Holly Johnson’s insightful post on why you should not just tolerate, but downright love your older, paid-off car. As someone who always bought cars used, for cash, it resonated with me. I got to…
    - 1 day ago 23 May 16, 6:00am -
  • 10 Money Rules Not Everyone Follows (But Should)
    America’s love affair with debt and consumption has left far too many of us financially hamstrung and struggling to get ahead. After all, the average U.S. household carried $15,672 in credit card debt and $130,922 in total debt in 2015. Add in the…
    - 2 days ago 22 May 16, 6:00am -
  • Why Long-Term Financial Plans Usually Don’t Work Out – and Why That Doesn’t Matter If You Plan Smartly
    Let’s roll back the clock 20 years… Twenty years ago, I was enjoying the summer between high school and college. During that summer, I would go on my first date with my wife, though we would not become an official “couple” for another year o…
    - 3 days ago 21 May 16, 8:00am -

Consumerism Commentary

  • Travel reward credit cards — more vacation for your money
    If travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest Credit Card, and it offers 25,000 bonus points when you make $3,000 in purchases in the first three months after opening your…
    - 60 days ago 25 Mar 16, 2:00am -
  • 2015 Federal Income Tax Brackets and Marginal Rates
    Tax Day 2016 for IRS Tax Year 2015, also known as your return filing deadline, is April 18. If you haven’t yet filed, here are the IRS tax rates for your 2015 earnings with background and commentary. These change from year to year to protect agains…
    - 63 days ago 22 Mar 16, 3:05pm -
  • The Best Cash Back Credit Cards for March 2016
    Cash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back for all credit card purchases may be just a memory, but the smart use o…
    - 63 days ago 22 Mar 16, 7:00am -
  • Best Time to Buy a House
    In chemistry, a catalyst is something that triggers a reaction — but the nature of the reaction itself depends on having the right elements in place to respond to the catalyst. What brought to mind that tattered remnant of high school chemistry was…
    - 70 days ago 15 Mar 16, 2:00am -
  • Why Lending Rates Can’t Stay Low Forever
    The Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven s…
    - 94 days ago 20 Feb 16, 2:00am -

Free Money Finance

  • Posts of the Week: Living on Nothing, Dividend Investing, Financial Freedom, and Retiring Abroad
    Here's my weekly dose of interesting articles from around the web: Here's a contradiction. First, there's This Is What It’s Like To Live On $2 A Day about how hard it is to live on $2 per person per day....
    - 1 day ago 23 May 16, 3:05am -
  • Index Funds, Retiring Early, and Real Estate Investing
    Here's my weekly dose of interesting articles from around the web: Warren Buffett’s Bet with Hedge Funds - Here's the quote from the Wall Street Journal: “Mr. Buffett showed a chart comparing the cumulative returns of the two sides of...
    - 8 days ago 16 May 16, 3:05am -
  • New Posts at FMF
    Here's something that FMF fans might be interested in... As many of you know, I have started a new website. On that site, I post more in-depth articles. They are longer than what was usually posted on FMF and generally...
    - 15 days ago 9 May 16, 3:05am -
  • Emails Keep Coming
    It's been almost two months since I posted here last and I'm still getting emails requesting access to the new blog. So, as promised, I'm posting here again until no one asks for the site's address. If you want an...
    - 40 days ago 14 Apr 16, 3:28pm -
  • Still Looking for an Email from Me?
    It seems that every time I think I've reached everyone who wants to be notified of my new site, another 100 people or so seem to show up asking for access. So my plan is to keep posting here every...
    - 94 days ago 20 Feb 16, 9:35am -

Wise Bread

  • new10 Questions Landlords Can't Ask
    The rental market is tough these days, especially in big cities. You have to scan the classifieds, jump on opportunities, and be ready to say yes at a moment's notice. So the last thing you need is for some landlord to refuse you a lease because of q…
    - 3 hours ago 24 May 16, 4:30am -
  • newNever Borrow Money for These 5 Buys
    While there is a time and a place for credit — most of us won't ever be able to pay cash for a home, a college education, or even a car — there are also times when it should be avoided, at all costs.It's difficult to delay gratification. It doe…
    - 4 hours ago 24 May 16, 4:00am -
  • newAsk the Readers: Do You Keep a Budget?
    It's widely agreed that one of the best ways to take control of your finances is to set up a budget. Experts recommend that you start simple for your first budget and get into the nitty-gritty stuff as you become more comfortable with the process, bu…
    - 4 hours ago 24 May 16, 4:00am -
  • newBest Deals for Tuesday 05/24
    Link for teaser title:  http://www.wisebread.com/bestdeals/today Absolutely hot deals! 60% Off on Derwent Metallic Watersoluble Pencil…
    - 4 hours ago 24 May 16, 3:30am -
  • newBest Money Tips: Everything You Need to Know About Coupon Codes
    Welcome to Wise Bread's Best Money Tips Roundup! Today we found helpful articles everything you need to know about online coupon codes, items you should definitely buy at the dollar store, and easy ways to reuse plastic products.Top 5 ArticlesEver…
    - 4 hours ago 24 May 16, 3:30am -

Planting Money Seeds

Moolanomy

  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 14 Apr 15, 7:00am -
  • 5 Preparation Tips to Buy and Sell a Home Simultaneously
    Homeowners preparing to sell their properties and immediately buy new homes must carefully organize their plans to execute smooth transitions from owner, to seller, to purchaser. Prior to making offers on homes or listing current properties, […]R…
    - 7 Nov 14, 5:56pm -
  • 5% Cash Back Credit Cards, August 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 10 Aug 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -

Bargaineering

  • 4 ideas for spring landscaping on a budget
    Heather LarsonWant to get your yard in tip-top shape this spring? Use these spring landscaping ideas to keep your landscaping budget in check. 4 ideas for spring landscaping on a budget from personal finance blog Bargaineering.com.This blog was post…
    - 8 days ago 16 May 16, 12:00am -
  • 21 earth-friendly ways to save on Earth Day
    Heather LarsonEarth Day is a great time to remember how we can save the planet. But these tips don't only save the earth, they save your wallet, too!21 earth-friendly ways to save on Earth Day from personal finance blog Bargaineering.com.This blog w…
    - 32 days ago 22 Apr 16, 3:00am -
  • How to confess financial infidelity
    Dona DeZubeFinancial infidelity can kill a relationship. So it's crucial to get it right when you confess. Use this guide to make it work!How to confess financial infidelity from personal finance blog Bargaineering.com.This blog was posted by Dona D…
    - 40 days ago 14 Apr 16, 7:07am -
  • 6 Ways to save on your spring break road trip
    Heather LarsonWant to save on a spring break trip this year? Opt for a road trip, and use these six tips to travel and keep your wallet in tact! 6 Ways to save on your spring break road trip from personal finance blog Bargaineering.com.This blog was…
    - 61 days ago 24 Mar 16, 12:00am -
  • Turn your discarded cell phone into an asset
    Heather LarsonWe often hang on to our old cell phones, but it eventually takes up some valuable space. Here's how to turn that old phone into an asset. Turn your discarded cell phone into an asset from personal finance blog Bargaineering.com.This bl…
    - 68 days ago 17 Mar 16, 6:42am -

Five Cent Nickel

  • Money worries and woodpeckers
    I suppose it is bound to happen if you live in a wooden house in a semi-rural area. Our house has become besieged by woodpeckers. The insistent, get-you-up-out-of-bed nagging of their rapping on the walls reminds me of the inescapable angst of having…
    - 29 Dec 15, 1:00am -
  • Depending on stock returns to fund your retirement? Think again
    How worried should I be? That’s a question financial people get a lot when the market is as unstable as it has been over the past several weeks. Actually, it’s a question we ask ourselves in those environments. Having both asked and answered that…
    - 6 Oct 15, 2:00am -
  • The hidden costs of bad credit
    The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and tha…
    - 22 Sep 15, 2:00am -
  • 7 bad things about low interest rates
    If you have been able to buy a house or refinance a mortgage in recent years, then congratulations. You have been a beneficiary of the Fed’s extraordinary effort to keep interest rates low. For many others though, monetary policy hasn’t been so f…
    - 31 Aug 15, 11:10am -
  • 8 questions to ask before lending money to friends

    - 25 Aug 15, 2:00am -

MintLife

  • 6 Ways to Escape Debt and Achieve Financial Zen
    Is your debt stressing you out? If so, you’re not alone. Nearly 70 percent of American households have some form of debt. That’s a smaller percentage than during the height of the recent recession, but debt statistics for the United States are st…
    - 6 days ago 18 May 16, 7:11am -
  • How to Compare Two Job Offers
    Weighing two separate job offers can seem like an embarrassment of riches. In today’s job-starved economy, the prospect of having your choice between two positions is a rare and enviable position. But there’s also an element of anxiety with choos…
    - 10 days ago 14 May 16, 10:00am -
  • How to Pay off Student Loan Debt

    - 13 days ago 11 May 16, 8:30am -
  • Cost of Living in Major Metro Areas
    There are multitude of reasons why you may decide to move from one city to another. Maybe you just landed a sweet high-paying job after graduating college or you’ve done the research and decided that moving would be a better option for starting yo…
    - 15 days ago 9 May 16, 10:06am -
  • How to Create Your First Budget
    There are many milestones of being an adult. Signing your own lease for the first time, being able to rent a car, having someone call you ma’am. But being an adult also means being responsible for your own finances. Like many things, you can’t ha…
    - 18 days ago 6 May 16, 10:00am -

StupidCents

  • How to Make Your Raise Work for You
    Whether you’ve earned a promotion at work, received a merit increase or have been given a cost-of-living increase, a bigger paycheck is always welcome. However, that extra money can quickly disappear if you aren’t careful. Considering switching b…
    - 16 Sep 14, 4:00am -
  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -

The Consumerist

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Deb…
    - 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from la…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… Continue ReadingThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on Frugaldad.com…
    - 15 Jan 16, 2:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… Continue ReadingThe post Enrollment Shortfalls Breed Competition For College Students appeared first on Frugaldad.com.
    - 20 Dec 15, 2:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… Continue ReadingThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on Frugaldad.com.
    - 21 Nov 15, 2:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… Continue ReadingThe post Student Loans: Think Before You Borrow appeared first on Frugaldad.com.
    - 18 Nov 15, 2:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… Continue ReadingThe post These Libraries Elevate the Studying Experience appeared first on Frugaldad.com.
    - 16 Apr 14, 3:00am -

MoneyNing

  • newHow to Find the Right Financial Advice for You
    We all need a little help sometimes when it comes to our finances, and getting the right financial advice can make a big difference in your long-term financial success. But how do you find the right financial advice for you? Here are a few areas wher…
    - 44 mins ago 24 May 16, 7:00am -
  • Is Dave Ramsey’s Advice Right for You?
    Dave Ramsey is a sensation in the world of personal finance. He may even be the most popular financial guru of our time. He has had several TV shows, he’s a best selling author, he’s created classes which are now taught all across the country, an…
    - 1 day ago 23 May 16, 7:00am -
  • Here’s the Scoop on This Year’s Memorial Day Sales
    We all know that Memorial Day isn’t just about sales, but you have to admit retailers have done a pretty thorough job of conditioning us to associate summer’s first holiday with a major sale event. Although we obviously shouldn’t plan commemora…
    - 4 days ago 20 May 16, 10:22am -
  • Talking About Money with Family Doesn’t Have to Be Stressful
    Words like “budget”, “bills”, or “expenses” can instantly rise the stress level in some marriages, but the common family spends and receives money on a weekly if not daily basis, so the more communication about it, the better. Here are s…
    - 6 days ago 18 May 16, 7:00am -
  • What Does Location Independence Mean to You?
    Can you live anywhere you want? Do you have a job that allows you to earn money, no matter where you are? We hear a lot about location independence today. We like the idea of being able to live where we want — or to be a digital nomad, going where…
    - 7 days ago 17 May 16, 7:00am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

  • Why You Absolutely Must Pay Attention to Investing Fees
    It doesn’t seem like much. A 2% management fee for a managed fund. A $9.95 transaction fee when you make a stock trade. There is no getting around fees in the investing world. You’re going to pay them at some point. However, you can reduce what y…
    - 13 May 15, 4:53am -
  • Where’s My Tax Refund? How to Check the Status of Your Tax Refund
    When you are expecting a tax refund, it is normal to file a little bit early. The very next thing you say once you file is “where’s my refund?”  We can’t wait to get that money owed to us. Indeed, many people have already received their tax…
    - 7 May 15, 8:53am -
  • This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold
    You’ve had your house on the market for a while now and you’re asking yourself “why isn’t my house selling?” People sniff around but no one is biting.  What’s going on?!? Yes, the market may have a lot to do with it but houses do sell so…
    - 5 May 15, 6:27am -
  • Don’t Go Broke Celebrating Mother’s Day – 7 Frugal Ideas
    Mother’s Day is quickly approaching!  It’s easily a day you can go crazy taking care of the moms in your life.  And by going crazy I mean spending gobs of cash. It’s hard enough trying to figure out what mothers want for Mother’s Day.  Pa…
    - 23 Apr 15, 6:31am -
  • Free Tax Day Snacks, Giveaways and Deals 2015
    You got all your forms and receipts together to tackle your taxes. Did you file everything yet in or are you still procrastinating? If you are really one of those last minute folks then you better make sure your return is in either electronically b…
    - 15 Apr 15, 4:13am -

All Financial Matters

  • Testing
    This is a post to test AFM’s new blog host.
    - 8 days ago 16 May 16, 11:35am -
  • Some People Think Dividends Are Confusing
    Back in January, I received a small book from a financial advisor who uses an indexed universal insurance policy as the backbone for his financial plan. His strategy is very similar to the Bank on Yourself scheme, but with a different underlying prod…
    - 43 days ago 11 Apr 16, 11:41am -
  • Dear College Kids
    I read this piece in today’s Houston Chronicle about an incident that occurred during a talk that H-E-B’s president of the Houston region, Scott McClelland, gave to some business students at the University of Houston. “About 20 minutes into his…
    - 44 days ago 10 Apr 16, 11:35am -
  • AFM Needs a New Host
    I received an email yesterday that AFM’s webhost was purchased by another company and the new company would no longer be hosting blogs. I need to find a new blog host. Any suggestions? I originally went with BlackLotus because they offered DDoS mit…
    - 63 days ago 22 Mar 16, 9:26am -
  • Interesting: Private Universities Questioned Over Endowments
    I read the following article in today’s Houston Chronicle: Rice Among Schools Facing Questions Over Massive Endowments I found this paragraph from the story interesting: Tuition increases, school leaders have argued, are necessary to keep the quali…
    - 63 days ago 22 Mar 16, 7:48am -

Cash Money Life

PT Money

  • Top 9 Reasons You Need a Will
    I have been thinking about wills a great deal lately. My husband recently accepted a job in another state, and we took this major life upheaval as a reminder that we should update our will. We had not updated the will to include our second child afte…
    - 7 days ago 17 May 16, 12:05pm -
  • 6 Gifts That Actually Help to Launch Graduates
    It’s that time of year again. Graduation season is in full swing, and everywhere you look there are top ten lists telling you the best gift you can give the graduate in your life. While it’s always nice to receive presents, particularly when they…
    - 12 days ago 11 May 16, 8:30pm -
  • SoFi Review: Loans for Responsible Borrowers
    In 2011, four students at the Stanford Graduate School of Business had a novel idea for how to help their fellow Stanford students afford their student loans: What if established Stanford alumni could invest in current students and recent grads by re…
    - 15 days ago 9 May 16, 3:05pm -
  • 5 Tips to Turbocharge Your Credit Card Rewards
    Today’s post is sponsored by our friends at Credit Sesame. Credit Sesame is an educational credit and personal finance website that provides consumers with a free credit score, free credit monitoring, and free identity theft protection. Credit car…
    - 15 days ago 9 May 16, 12:41pm -
  • 15 Mother’s Day Gifts and Activities that Won’t Blow Your Budget
    Mother’s Day will soon be here! The good news is that the nature of Mother’s Day isn’t about buying expensive trinkets or wowing Mom with an over the top production. Mother’s Day is about family and togetherness. These ideas are just a few of…
    - 21 days ago 3 May 16, 4:10pm -

Clever Dude

  • newThe Cost Of A Great Burger: Restaurant Vs Cooking At Home
    My wife and I spent all day Saturday doing tasks around our home. I had planned on grilling hamburgers for dinner, but when dinnertime rolled around we were both exhausted. We still had a craving for a good burger, but neither of us had the energy no…
    - 23 hours ago 23 May 16, 8:45am -
  • Tipping Adventures Double Header: Carpet Cleaner and Furniture Delivery
    Does it seem to anyone else that tip jars are showing up in more and more places these days? While I generally have no problem giving a tip to someone working in the service industry for a job well done, it seems harder and harder to determine when y…
    - 4 days ago 20 May 16, 7:14am -
  • Managing Your Finances: Pay Your Bills On Time Using A Payment Worksheet
    There are countless ways to handle personal finances, everyone does it just a little different. Methods range from tracking every expenditure in an elaborate spreadsheet and having all bill payments automated, to others who still write physical check…
    - 6 days ago 18 May 16, 9:41am -
  • Powder, Liquid, or Pod: Which Form Of Laundry Soap Is Most Cost Effective?
    I’ve used liquid laundry detergent as long as I can remember. But when my family and I went to Florida I bought some of the detergent pods as they were just more convenient to pack and take with us. Laundry detergent was on this weekend’s grocery…
    - 8 days ago 16 May 16, 11:31am -
  • What Would You Do? Pay Cash And Drain Savings, Or Use Interest Free Financing?
    For the past year, my wife and I have contemplated doing some major home improvement/maintenance projects. New carpeting, painting, new furniture, and replacing our air conditioner have all been discussed and investigated. I recently painted our main…
    - 11 days ago 13 May 16, 7:47am -

Dough Roller

  • newWarranties Can Save You Money: Learn How to Take Advantage
    A few months ago, I woke up to an unexpected and terrible surprise—my electric gooseneck kettle had stopped working. I couldn’t make my preferred method of pour-over coffee. I searched through my receipts and found that my kettle was almost one y…
    - 2 hours ago 24 May 16, 6:00am -
  • newHow to Determine If Your Salary is Worth the Cost of Childcare?
    The cost of childcare is high and it’s only rising. For example, the average two-parent, two-child household in Maine devoted over 12% of their annual income to childcare in 2015. Even in less expensive states, like Louisiana, the same family could…
    - 20 hours ago 23 May 16, 11:20am -
  • 7 Free Tools to Help Aging Parents with Their Money
    As your parents get older, they might appreciate a bit of help with managing their finances. Of course, many seniors are content to look after their finances by themselves and are more than capable of doing so. In some cases, however, aging parents n…
    - 2 days ago 22 May 16, 10:00am -
  • These 7 Unusual Employee Benefits Could Save You Big Money
    When you’re evaluating a job offer, it’s important to look beyond just the salary and consider all the other benefits. We’re all familiar with the basic benefits that most employers offer: paid vacation/sick days, paid holidays, and health insu…
    - 3 days ago 21 May 16, 6:00am -
  • 30 Items You Need to Budget for When You Buy a Home
    When people are making the own-vs-rent analysis, they typically compare the monthly payment involved in owning a home—principal, interest, taxes, and insurance, or “PITI”—next to what it would cost to rent the same home. But what that analysi…
    - 4 days ago 20 May 16, 6:00am -

Stop Buying Crap

My Money Blog

  • newFree 1,000 United Miles with Prosper Daily App
    Marketplace lender Prosper acquired the BillGuard app in late 2015, and has re-branded it as Prosper Daily. Right now, you can get 1,000 free United miles if you register here first with your United MileagePlus number, install the iOS or Android app…
    - 7 hours ago 24 May 16, 1:09am -
  • Free FICO Score For Everyone via CreditScoreCard, No Credit Card Required
    Discover has rolled out a new serviced called Credit ScoreCard, which provides everyone access to their FICO score for no charge with no trials or credit card relationship required. (Well, free in exchange for right to market things to you based on y…
    - 1 day ago 22 May 16, 11:00pm -
  • Research Affiliates 10-Year Asset Class Forecast, Q1 2016
    Research Affiliates, an asset-management firm founded by Rob Arnott, also offers long-term forecasts across a variety of asset classes via their Expected Returns tool. Here is a paper explaining their equities methodology [pdf]. I would like to note…
    - 4 days ago 20 May 16, 1:05am -
  • Distribution of Lifetime Returns for Individual US Stocks, 1989-2015
    Have an individual stock idea brewing the in the back of your mind? Perhaps the recent LendingClub drama has you itching to buy a few shares of LC at under $5 a share? Above is an interesting chart that shows the distribution of total returns for ind…
    - 5 days ago 19 May 16, 12:00am -
  • LendingClub Drama: Should Investor-Lenders Be Scared of Bankruptcy?
    As an early adopter and IPO participant of LendingClub, I was disappointed to read about their recent happenings. The major financial media outlets have been covering it closely, with summary-style articles from the NYT here and WSJ here. This is my…
    - 6 days ago 18 May 16, 1:06am -

Saving to Invest

No Credit Needed

  • A Day Organizing Documents
    2015 has been an incredibly busy year around the old NCN household.  Honestly, I’ve slacked off a bit with my bookkeeping and document organization – so I took a few hours today to clean things up and get things tidy.  I am now much better prep…
    - 30 Dec 15, 5:14pm -
  • How I Find Free, Inexpensive, And Cheap Tools
    Tools for DIY projects can get expensive.  Over the years, I’ve managed to accumulate a pretty decent set of hand tools and power tools – most at discount prices, and some for free.  Here’s how – I shop the discounted / returned items secti…
    - 27 Oct 15, 9:02pm -
  • Paying Off Our Mortgage – Update With Chart September 2015
    It’s time for a new chart!  We are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to pay it off in less than 10 years. I use a simple pie-chart to track our progress – and post our updates here at No Credit N…
    - 3 Oct 15, 2:59pm -
  • A Simple DIY Way To Make Mulch
    Like many folks, we have shrubbery beds surrounding our home.  Today, I had a few extra hours after work, so I grabbed my favorite pruning shears and began the process of pruning our shrubs. We have five major shrubbery beds – one for each side of…
    - 19 Aug 15, 11:30pm -
  • Paying Off Our Mortgage – Update With Chart May 2015
    Whew!  We have had a busy few months – but I’m back with an update on our progress to payoff our mortgage.  For those new to the site – We have a fixed, conventional, fifteen-year mortgage. Our goal is to pay it off in less than 10 years. Our…
    - 30 May 15, 6:29pm -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • Good Reasons to Quit Something vs Bad Reasons to Quit Something (And Why I’m Retiring from Podcasting)
    Oh man, this is a hard one for me to write today… I don’t know exactly how to do it, so let me just come out and say it: I’m quitting our M.O.N.E.Y. podcast :( (Or as I like to put it – “retiring” from the podcast :)) There are many reaso…
    - 1 day ago 23 May 16, 3:02am -
  • It’s “Be a Millionaire” Day!
    Raise your hand if you’re a millionaire? Raise your hand if you’re a wannabe millionaire? Raise your hand if you could care less about how many millions you have? (Stop it, millennials) When I first started this blog, all I cared about was becomi…
    - 4 days ago 20 May 16, 3:02am -
  • Unpolished Gems – Part II
    What up, what up! Another day, another hour spent clearing out my email drafts again ;) I think I’m up to three now, but fortunately we just passed the halfway mark and are now sitting pretty at 240 down from a whopping 602 – wowzers. Thankfully,…
    - 6 days ago 18 May 16, 3:06am -
  • Unpolished Gems – Part I
    At this exact moment, I have 602 drafts sitting in my inbox: I’m actually a pretty organized Gmail’er* if you can believe it (look at all those labels and inbox!), but the last area desperately needing taming is the Drafts :) It’s where I put a…
    - 8 days ago 16 May 16, 3:02am -
  • The ABCs of Finance
    Always be saving Budgeting = confidence = sexy! Cut out the crap and focus on what’s important Destroy your debt, be happy Early retirement is possible Forget what everyone else is doing – focus on YOU Get yourself a hustle! Honor your money –…
    - 11 days ago 13 May 16, 3:04am -

Smart On Money

  • Where Can I Check My State Income Tax Return Refund Status?
    Filers are waiting expectantly to see when they can expect to receive their tax refund. Here's where you can view your state income tax return status.The post Where Can I Check My State Income Tax Return Refund Status? appeared first on Smart On Mon…
    - 19 days ago 5 May 16, 12:59pm -
  • How To Protect Your Identity While Traveling
    With a little planning, it's possible to reduce the chances of having your identity stolen while you travel. Here are some tips to help you protect yourself.The post How To Protect Your Identity While Traveling appeared first on Smart On Money and w…
    - 1 Dec 15, 3:44pm -
  • Do You Know What REALLY Affects Your Credit Score?
    Many consumers are aware that a credit score is an important part of their finances. But do you really know what affects your credit score?The post Do You Know What REALLY Affects Your Credit Score? appeared first on Smart On Money and was written b…
    - 8 Oct 15, 5:57am -
  • 10 Ways To Save Money When You’re On A Tight Budget
    The economy has been in a tailspin, and folks are looking to cut back. Here are some ways to save money until you get back on your feet.The post 10 Ways To Save Money When You’re On A Tight Budget appeared first on Smart On Money and was written b…
    - 2 Jul 15, 5:08am -
  • How To Watch TV For Free Or Cheap Without Paying For Cable
    If you’re anything like me you probably like keeping your expenses to the minimum – while at the same time not sacrificing so much that you’re living an austere existence.   You don’t mind giving up eating out, as well as you’re eating we…
    - 29 Jun 15, 6:25am -

Financial Samurai

  • The Upside To A Long Drawn Out Mortgage Refinance
    In the past, I used to be perturbed by how long it took to refinance a mortgage. The whole process almost got derailed on its 97th day due to a bad credit report unbeknownst to me. Luckily, the refinance eventually went through. What used to take m…
    - 1 day ago 23 May 16, 3:18am -
  • How Do The Rich Invest? A Look Inside Yale Endowment’s Asset Allocation
    One way to improve your wealth is to observe how the rich invest their money, learn why, and potentially follow suit. University endowments are some of the world’s wealthiest institutions. Endowments invest like many of the world’s wealthiest…
    - 4 days ago 20 May 16, 2:48am -
  • The Best Way To Travel For Free And Lower Your Taxable Income
    Travel is amazing. Since childhood, I’ve had the travel bug because growing up, that’s all I did. I was born in Manila, Philippines, stayed briefly in Washington, DC and moved to Lusaka, Zambia for a couple years. In Kobe, Japan I started kinder…
    - 5 days ago 19 May 16, 2:48am -
  • Real Estate Crowdsourcing Investing With Fundrise
    A lot of you have expressed interest investing in real estate over the years as part of a diversified investment portfolio strategy. However, some of you don’t have the 20%-30% downpayment to get started in rental property investing. Therefore, I…
    - 6 days ago 18 May 16, 3:48am -

Fiscal Fizzle

  • Comfortable Living Must Include Providing for Retirement
    There are many ingredients needed if you are to ensure a comfortable and satisfying life. Health is certainly one of them and finance is another. When it comes to the latter the importance of money management can never be overestimated. Anyone settin…
    - 30 Sep 15, 5:27pm -
  • Top Tips for Inventory Control Policies that Work
    Once you’ve invested in a point-of-sale system and worked on taking your inventory live, you’re going to need to put policies in place to keep your inventory from backsliding to zombie status. Setting up these policies is easy, and you should hav…
    - 31 Oct 14, 10:22am -
  • Short and Long-Term Financial Planning
    Planning for the future may be seem like a daunting task for many hard-working individuals. At some point, it becomes important to make long-term plans for personal finances. Insurance companies offer financial services that are just as diverse and v…
    - 14 Oct 14, 7:51pm -
  • Tips When Shopping for Tires at Costco and Sam’s Club
    I recently bought a new set of tires at Costco, and bought my last set at Sam’s about 3 years ago (for another car), so today’s post is simply a quick overview on how to get the most out of your tire purchase if you … Continue reading Tips When…
    - 18 Sep 14, 7:29am -
  • Avoid These Mistakes With Inherited IRAs
    As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if…
    - 30 Jul 14, 7:20am -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
    Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities. One of the most f…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

  • newWhy the Self-Employed Are Smarter Than You
    Who pays a greater share of their income in taxes — Warren Buffett, or his administrative assistant? Obviously, posing the question implies its answer. Politicians may tout the virtues of our “progressive” tax system, but it doesn’t really fa…
    - 1 hour ago 24 May 16, 6:15am -
  • The Price of Silence: How to Stop Annoying Dogs That Bark Constantly
    When I was in high school, I had a classmate named Steve Kowolski who used to bug the bejesus out of me and my buddies. Okay, to be honest, Steve’s last name wasn’t Kowolski — although he did have a last name that ended in “ski.” Anyway, th…
    - 1 day ago 23 May 16, 6:15am -
  • How Do I Choose the Best Rewards Credit Card?
    Readers: This is article 11 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card so the more you purchase, the more rewards…
    - 4 days ago 20 May 16, 6:15am -
  • How Do I Determine the Biggest Monthly Payment That I Can Afford?
    Readers: This is article 12 of 25 from my no-nonsense “Mortgage Basics” quick-reference series. There are two basic methods for determining how much house you can reasonably afford: Calculate Your Budget Using a Debt-to-Loan Ratio Mortgage provid…
    - 5 days ago 19 May 16, 6:15am -
  • 3 Myths that Don’t Help You Save on Car Insurance
    The Internet is a wonderful resource and platform for spreading misinformation at the same time. When it comes to auto insurance, for every great resource or article, there is also a website that posts incorrect and misleading information about insur…
    - 6 days ago 18 May 16, 6:15am -

Lazy Man and Money

  • newMany Americans Can’t Afford $400 in an Emergency
    Earlier this month, Lazy Man and Money quietly turned 10 years old. The economy has changed a lot in that time. If I had to pick one highlight, it would be when the entire banking system collapsed when I went on vacation to Australia/Thailand for a m…
    - 19 hours ago 23 May 16, 12:57pm -
  • Welcome to Alexa/Echo!
    Back in early March, I started a new blog, but I wasn't willing to reveal what it was, mostly because it looked like crap. Instead, I wrote about in vague terms and created a series on starting a blog. Two months later... it still looks like crap. It…
    - 5 days ago 19 May 16, 10:00am -
  • Betterment: Investing the Lazy Way
    I'm testing a new writer today. I've been meaning to write about Betterment (and other Robo-Advisors), but I thought I'd get another perspective. Let me know what you think in the comments. Betterment is a complete online investing company that assis…
    - 6 days ago 18 May 16, 10:00am -
  • “Are You *IN* Debt or Do You *HAVE* Debt?”
    This weekend my wife and I had a date night while the kids slept over their grandparents house. We used the opportunity to go to Foxwoods casino for a special dinner and to see comedian Chris D'Elia. He was a co-star in NBC's Whitney and Undateable,…
    - 8 days ago 16 May 16, 7:48am -
  • Retire on $5 Million Dollars?
    I've really been digging how Retire by 40 can always find a new spin on financial freedom. Their article from a couple of days is a great example: Can You Retire With 5 Million Dollars? I would have never thought of that idea. That seems like an absu…
    - 12 days ago 12 May 16, 6:00am -

Mighty Bargain Hunter

  • Water heater need replacing? Five tips to reduce the hassle
    There’s never a convenient time for a water heater to fail.  But here are a few things to keep in mind to avoid making it any more inconvenient … This past week we bought and installed a new water heater.  (See picture above.)  The week befor…
    - 46 days ago 7 Apr 16, 11:55pm -
  • Save money on emergency purchases with scrip
    Need to buy something big on short notice, but still want to save money?  Maybe scrip can help you out with emergency purchases when other methods will take too long. At the end of last week our water heater developed a leak at the bottom.  It was…
    - 54 days ago 31 Mar 16, 12:52am -
  • Download your financial statements NOW
    Financial statements in electronic form are now the norm.  But that doesn’t mean that your bank will keep them around for long … Our credit union’s website just got a long-overdue face-lift.  This was a very good thing. “Hey, 2001 just cal…
    - 62 days ago 23 Mar 16, 6:54am -
  • Paid search: Eight search engines with rewards
    When you search the web, these sites give you relevant paid search results  … If you’re reading this right now, odds are fantastic that you know how to search the web for what you need.  I sure know that Google is my friend. I’m having a ha…
    - 63 days ago 22 Mar 16, 12:27am -
  • Big Tax Refund: Five reasons why you don’t want one
    Though getting a big tax refund may seem great, it isn’t all that.  Find out what a big tax refund really means … The first months of the new year are a great time for new starts, new possibilities, new goals. It’s also the time for a new tax…
    - 75 days ago 10 Mar 16, 12:58am -

Personal Dividends

  • Why You Need to Include Stocks in Your Retirement Portfolio
    Many of us understand that one of the most important things that can be done for your finances is to save for retirement. Getting started early is one of the best ways to take advantage of compound interest and build a nest egg that can handle just a…
    - 30 Nov 15, 1:06pm -
  • 5 Credit Myths You Should Stop Believing Now
    We all believe things that aren’t true. Sometimes myths become so prevalent that we just take them at face value. When it comes to credit myths, though, you need to be especially careful. The myths you believe about your credit report and your cred…
    - 16 Sep 15, 4:53am -
  • Positive Financial Changes: Don’t Forget Your Health
    This is a sponsored post that contains affiliate links. Making positive financial changes is an important part of staying on top of your situation and ensuring that you don’t run out of money before you run out of month. This year has been a great…
    - 14 Sep 15, 10:59am -
  • Tips for Meeting Other Business Owners
    When you run a business, one of the best things you can do is connect with other business owners. Meeting other business owners can allow you to find partners and mentors. At the very least, you can connect with people who might be able to provide yo…
    - 8 Sep 15, 6:00am -
  • What You Need to Know About Employers and Your Credit Report
    One of the rising trends in employment is the reality that you might need to agree to a credit check as part of your employee background check. If you are out on the job hunt, here is what you need to know about credit checks and your employer: Bad C…
    - 17 Jul 15, 12:32pm -

Money Crashers

  • newHow to Live Off the Grid – Why You Should Do It & What You Need
    Open frontiers, freedom to live one’s life without restrictions, and the romance of living in harmony with nature have long been part of the American psyche. Authors and filmmakers have captured the desire to live independently and rely solely on o…
    - 23 hours ago 23 May 16, 9:00am -
  • Best 38 Fun Things to Do in Seattle – Activities & Attractions on the Cheap
    Laid out on a series of hills on Puget Sound’s eastern shore, Seattle is the biggest city in the Pacific Northwest. It anchors a metro region of 3.5 to 5 million people, depending on how you define it. Even if you’ve never been there, you’ve p…
    - 4 days ago 20 May 16, 9:00am -
  • What Is Power of Attorney & How to Get It – Types
    A power of attorney, often abbreviated as POA, is a document allowing capable adults to name someone to serve as their representative, or allow others to enter into agreements on their behalf. Because the future is never certain, and an unexpected em…
    - 5 days ago 19 May 16, 7:15am -
  • 7 Safest, Low-Risk Investments for Your Money
    You know all the rules about getting ahead financially. You understand that you’re supposed to keep your expenses under control, stay out of debt, and save as much of your salary as you can. And you know that if you stick to these rules for long en…
    - 6 days ago 18 May 16, 10:45am -
  • 7 Important Financial Tips From the Bible – Verses About Money
    Personal finance books are hot sellers. Bestsellers include such well-known titles as Robert T. Kiyosaki’s “Rich Dad, Poor Dad,” Dave Ramsey’s “The Total Money Makeover,” and Stephen R. Covey’s “The 7 Habits of Highly Effective People…
    - 7 days ago 17 May 16, 1:55pm -

The Military Wallet

  • Replacement Dog Tags – Where to Get Them, and What You Need to Know Before Buying
    This article was originally published on The Military Wallet at Replacement Dog Tags – Where to Get Them, and What You Need to Know Before Buying and is protected by US copyright laws.I frequently receive emails from readers who wish to replace th…
    - 7 days ago 17 May 16, 2:46pm -
  • Armed Forces Vacation Club – Select 7 Night Stays For $299*!
    This article was originally published on The Military Wallet at Armed Forces Vacation Club – Select 7 Night Stays For $299*! and is protected by US copyright laws.Armed Forces Vacation Club just announced a new Spring Promotion. We would also like…
    - 11 days ago 13 May 16, 2:37pm -
  • Should I Lie to Join the Military?
    This article was originally published on The Military Wallet at Should I Lie to Join the Military? and is protected by US copyright laws.Joining the military is a calling for many people. There are many great reasons to join the military, including…
    - 12 days ago 12 May 16, 1:24pm -
  • Emergency Financial Help Services for Military Families
    This article was originally published on The Military Wallet at Emergency Financial Help Services for Military Families and is protected by US copyright laws.Even when you prepare for the worst, expect the unexpected, and seem to have a steady handl…
    - 13 days ago 11 May 16, 2:37pm -
  • New Federal Veterans ID Card Coming Soon
    This article was originally published on The Military Wallet at New Federal Veterans ID Card Coming Soon and is protected by US copyright laws.Update: The VA has announced that the Veterans Identification Cards may not be released until sometime in…
    - 21 days ago 3 May 16, 2:01pm -

Deliver Away Debt

  • How to Prep Your Home Before the Movers Arrive
    The movers are paid to do your dirty work for you. But it’s not enough to simply fling open your doors and expect them to do the rest. You have to prep your home to make sure that they do everything right. Today we’re going to show you what you…
    - 83 days ago 2 Mar 16, 4:26pm -
  • Start Saving For Next Christmas Now!
    Christmas is the time of year for spending. People can get carried away with the good festive feeling and spend way above their means. Many of us will build up a considerable amount of debt during this festive period in order to give loved ones the p…
    - 13 Jan 16, 11:18am -
  • The Facts About a 770 Account
    Type ‘770 Account’ into Google and you will immediately be confronted by a range of articles on whether it’s even real. Many people still don’t believe the 770 Account even exists. In this article, we are going to go through some of the facts…
    - 10 Dec 15, 4:49pm -
  • How to Get Burial Insurance for Terminally Ill People
    I’m not going to sugar coat it. Burial insurance options for those with a terminal illness are limited. But because there’s so much demand for it, many insurers have begun offering it. It’s time to discover how to go about getting burial insu…
    - 31 Oct 15, 8:20am -
  • Create a Surplus for Your Financial Future
    Create Surpluses for your Financial Future At the end of every month you hope to have money in the bank, a surplus that you can use to plan your financial future. Some months might be more than others. But as long as there is a surplus, your savings…
    - 3 Oct 15, 8:02am -

Dual Income No Kids Finance

  • Low-Cost Entertainment Ideas
    Hello, Dinks. If you’re like me, you enjoy having a good time. You look forward to having fun, but don’t want to go broke doing it. Today, I have some low-cost entertainment ideas that you may be interested in. Take a walk The first low-cost ente…
    - 1 day ago 23 May 16, 4:30am -
  • Financial Aid Options For Returning Students
    A lot of people are going back to school in their late 20’s and early 30’s. They have lived life a bit and now realize that they need to either finish their Bachelor’s or pursue a Master’s Degree so that their career can get to the next level…
    - 4 days ago 20 May 16, 4:30am -
  • Tips to Help You Sell Your Home
    Hello, Dinks. Selling your home can be a stressful process. There are a lot of things that can be done to help ease the stress. Today I will share with you some tips that should help you sell your home. Clean your home This one seems like a no-braine…
    - 6 days ago 18 May 16, 4:30am -
  • Different Types of Bankruptcy
    I know we’ve heard the term bankruptcy a lot over the years. Maybe your favorite celebrity has had to file before. Perhaps you or one of your family members have had to file. For those that may not know what bankruptcy is, I will explain it to you…
    - 8 days ago 16 May 16, 4:30am -
  • Easy Tips to Fix Your Credit
    Hello, everyone. Having good credit is everything. Our economy basically runs on it. The better your credit is, the better the chance of you getting a mortgage or credit card with a low-interest rate. If your credit isn’t the best, it doesn’t hav…
    - 11 days ago 13 May 16, 4:30am -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -

Studenomics

  • Should You Go Back to School in Your 20s? You’ll Know After Reading This
    “I don’t know what I want to do. I might just go back to school. “ This is the worst idea ever. Never go back to college just because you’re not happy with your job or you don’t know what you want to do next. You won’t figure anything out…
    - 14 days ago 10 May 16, 4:00am -
  • The Awesome Guide to Deciding What to do After College
    “I woke up at noon today and then caught up on Netflix.” A friend shared their day with me. I wasn’t really impressed because this person was dying to get out of college. Now that they were done, they were squandering their precious time. Then…
    - 33 days ago 21 Apr 16, 4:00am -
  • The Definitive Guide to Becoming The Best Uber Driver
    “Is it actually worth driving for Uber?” I’ve been asked this question countless of times since I first wrote about my experiences as an Uber driver. I shared with you my journey into becoming an Uber driver last summer. Today I wanted to help…
    - 49 days ago 5 Apr 16, 9:13am -
  • The Complete Non-Boring Guide to Getting Started With Taxes
    “The hardest thing in the world to understand is the income tax.” — Albert Einstein “How much do I owe?” That was my reaction while completing my taxes in 2013. I got spoiled when I was in college because I always looked forward to getting…
    - 57 days ago 28 Mar 16, 4:00am -
  • Why It’s Better to Make More Money Instead of Stressing About Saving
    “It doesn’t matter how much money you earn. It’s how much you save that truly matters.” Some variation of this quote has been shared with you at one point in your life. While I do agree with it, I firmly believe that making more money is bett…
    - 67 days ago 18 Mar 16, 4:30am -

Money Crush

  • Sell High, Buy Low
    Now I won’t pretend to know what the stock market is going to do. It might implode, it might skyrocket, or it might stagnate — or even do all three on the very same day. Who knows. But I do know that one of the (many) strategies for making money…
    - 1 day ago 23 May 16, 6:00am -
  • The Entrepreneurial Money Mindset
    As an entrepreneur, have you ever thought that all your money worries would go away if your business took off and became successful? Well, the truth is that money worries don’t go away unless and until you address them. It’s not outside success t…
    - 29 days ago 25 Apr 16, 6:00am -
  • How to Create a Grocery Pricebook
    Have you ever gone shopping for groceries and stocked up on things, only to find out that they went on sale the following week? It’s annoying, right? I don’t know about you, but I hate spending more than I need to on the items I buy on a regular…
    - 47 days ago 7 Apr 16, 6:00am -
  • Financial Advice from a Fortune Cookie
    Sometimes fortune cookies have things exactly right: Life is series of choices. Today yours are good ones. Life is a series of choices, big and small. I like the “Today yours are good ones” part of the fortune too, because it’s a reminder that…
    - 78 days ago 7 Mar 16, 5:00am -
  • For Love or Money: What’s the Strangest Thing You’ve Done?

    - 8 Feb 16, 5:00am -

Wealth Informatics

  • Strider bike review: Is a balance bike worth the money for a toddler?
    Strider bike review: Is a balance bike worth the money for a toddler? is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. My first introduction to balance bikes was when my daughter was ab…
    - 6 Oct 15, 10:34pm -
  • Money and Control in Your Marriage
    Money and Control in Your Marriage is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When I was a stay-at-home mom, way back in the late 1970s, I resented the way my spouse seemed to fee…
    - 10 Mar 15, 11:53am -
  • TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014)
    TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014) is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Updated on Feb 10, 2015 for 2014 Tax year TurboTax d…
    - 10 Feb 15, 11:24pm -
  • Funding the Next Generation via Christmas Gifting
    Funding the Next Generation via Christmas Gifting is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. There is a cute commercial on television this year, showing a child eagerly opening a…
    - 19 Dec 14, 4:00am -
  • Often Neglected Home Cleaning and Maintenance
    Often Neglected Home Cleaning and Maintenance is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When you buy a different home, especially a pre-owned one, you often don’t get much in t…
    - 5 Nov 14, 4:00am -

Engineer Your Finances

  • newSeven Innovative Money Saving Solutions
    Every so often I get a little weary of hearing the same old advice for saving money. So I’ve been wondering what, if any, innovative money saving solutions others have been implementing to save money in the long or short term. I’m not sure wheth…
    - 13 hours ago 23 May 16, 6:52pm -
  • Working With A Mental Illness: Maintaining Financial Security
    May is Mental Health Awareness Month. That may not seem like something to talk about on a personal finance blog, but it’s more important to discuss than ever. Here at EYF we have three core values: optimization, education and security. We wan…
    - 13 days ago 11 May 16, 7:35pm -
  • Optimize Your Savings in Advance
    Here on EYF, the goal is optimization, simplification and efficiency. We recommend that you optimize your savings long before trouble comes. Why? Because we are often our own worst enemy when it comes to maintaining our financial health. A common…
    - 14 days ago 10 May 16, 12:12pm -
  • New Blogger: Pleased to Meet You
    Hi there! I’m Kristin, the new personal finance blogger here on Engineer Your Finances (EYF)! I’m originally from Bermuda, but I’ve lived and worked on the U.S. East Coast for most of my life. After practicing law for a few years I’ve sh…
    - 19 days ago 4 May 16, 9:30pm -
  • College Financial Aid And The Slippery Slope Into Debt
    College students across the country are facing high student loan debt taken out to pay for their college expenses. Even those students who found themselves the recipients of generous financial aid packages are finding that they must take on thousands…
    - 40 days ago 13 Apr 16, 8:59pm -

Early Retirement Extreme

  • newThe life and death of a blogger
    I just went through my RSS reader which I admit that I rarely use and noticed that many good blogs which I used to read are now defunct. Through my tenure as a blogger, I have also noticed that readers have come and gone. Perhaps the blogosphere is i…
    - 1 hour ago 24 May 16, 6:41am -
  • newRetiring early on $500,000
    This is a guest post from Debbie M giving a detailed budget for a retirement plan costing half a million dollars. For most incomes, half a million means a less early retirement. Yet, it is still earlier than the “usual million(s)”. The best part…
    - 13 hours ago 23 May 16, 6:35pm -
  • How to fully utilize closet space
    Modern homes are a curios reflection of our culture. They have brick facades that are not part of the structure. They are built out of sticks with plastic insulation being the main barrier between the inhabitants and the elements. In essence they are…
    - 1 day ago 23 May 16, 6:34am -
  • When management sucks
    The interesting thing about management is how similar it can suck despite situations being completely different. This suggests suggest commonalities between either managers themselves or the way organizations are structured. For instance, if it is si…
    - 2 days ago 22 May 16, 6:33pm -
  • Value infection
    Imagine being born into the world with no immune system (not far from the truth) having no idea about conventions and how things are but having a curious mind, it starts picking things up. After learning the language to describe thing, attaching valu…
    - 2 days ago 22 May 16, 6:24am -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • 5 Alternatives to Gym Membership
    One of the ways I’ve wasted money is with gym memberships. I’ve belonged to about half a dozen different gyms over the years and it all ended the same way. I’d go for a month or two and then gradually stop. Meanwhile, the monthly fee would be d…
    - 1 day ago 23 May 16, 6:43am -
  • Should You Buy Insurance for Your Rental Car?
    Traveling this summer? If you’re getting a rental car, learn how you can decide if you need to pick up insurance coverage from them.  One of my pet peeves when traveling is the hard sell for insurance products at the rental car counter sometimes…
    - 6 days ago 18 May 16, 7:24am -
  • Kids and Taxes: What Parents Need to Know
    Are you a parent or going to become one soon? Learn how you can take care of your little ones and save money with our kids and taxes guide.  Kids and Taxes: Six Financial Steps to Take As parents, it’s important to make sure you have you finances…
    - 8 days ago 16 May 16, 6:36am -
  • 15 Ways to Save on Baby Expenses
    Having a baby has been a huge change in more ways than one, but the good news is that you can provide for you little ones without going broke. 15 Ways to Cut Down on Baby Expenses I decided to consolidate some of the best tips and advice I’ve hear…
    - 13 days ago 11 May 16, 7:31am -
  • Paying Off Debts – Before or After Saving?
    How do you know whether you should have some money saved up before you pay off debts? If you do save first, how much is enough? The answer can be difficult to decide because each one of us have different financial circumstances. Besides the numbers,…
    - 15 days ago 9 May 16, 6:00am -

My Journey to Millions

  • Maximum Overdrive: Fives Ways To Turbocharge Your 401k Plan
      There’s an old joke about a guy on his hands and knees looking for some lost money on the street one night. A cop pulls up and asks the man what he’s doing. “I’m looking for $20 I lost on Mulberry Street,” the gent responds. “But this…
    - 3 days ago 21 May 16, 4:00am -
  • A New Journey
    As many readers of this site know the previous owner Evan was doing an excellent job documenting his Journey on the path that is personal finance.  Evan has found another opportunity to share that story through, and I am excited to be the new owner…
    - 4 days ago 20 May 16, 5:11am -
  • How to Protect Your Assets in a Zero Interest Rate Environment
    Making money with your investments can sometimes be a difficult task when interest rates are low. Traditional offerings such as government bonds and CDs are going to pay very little, and the values of outstanding bonds are going to drop when interest…
    - 6 days ago 18 May 16, 3:00am -
  • The #1 Problem with 99% Of Personal Finance Blogs
    If you are someone who prides themselves on reading personal finance blogs, give yourself a pat on the back! Very few people take the time to educate themselves on the best financial practices, depriving themselves of valuable information that could…
    - 10 days ago 14 May 16, 4:00am -
  • What You Can Learn from “Rich Dad, Poor Dad”
    There are so many valuable lessons to learn from Robert Kiyosaki’s classic book entitled “Rich Dad, Poor Dad”. The financial lessons within this book are ground-breaking for a society that is so used to doing the status quo or following in the…
    - 12 days ago 12 May 16, 12:22pm -

Enemy of Debt

  • new5 Reasons People May Overspend With Credit Cards
    Enemy of Debt - 5 Reasons People May Overspend With Credit CardsStaying out of debt is as easy as spending less than you earn. Sounds simple, right? If it’s so simple, why do so many people find themselves over their heads in debt? Sometimes life…
    - 13 hours ago 23 May 16, 6:53pm -
  • Fist Pump Friday: I Love You Like A Blogger Roundup – 5/20
    Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/20Next week is Memorial Day weekend, which also happens to be when Vonnie and I host an annual party.  It’s kind of a big deal, and takes quite a bit of planning…….and…
    - 4 days ago 20 May 16, 7:39am -
  • Is Professional Carpet Cleaning Worth the Cost?
    Enemy of Debt - Is Professional Carpet Cleaning Worth the Cost?As we reach the 12 year mark since we built our home, we find things are starting to show signs of wear, and a possible need for replacement. On the top of that list is the carpeting. Wi…
    - 5 days ago 19 May 16, 7:29am -
  • Fist Pump Friday: I Love You Like A Blogger Roundup – 5/13
    Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/13My daughter is getting confirmed this weekend, so we’re having the carpets in our main living areas cleaned today.   I’m spending the morning moving furniture around s…
    - 11 days ago 13 May 16, 7:54am -
  • 4 Steps To Have Your Luggage Checked For Free
    Enemy of Debt - 4 Steps To Have Your Luggage Checked For FreeI’m a big fan of convenience while traveling by air. My preference would be to check my luggage, and walk onto the airplane with nothing but my laptop bag. I wouldn’t have to try to fi…
    - 15 days ago 9 May 16, 3:55pm -

Peak Personal Finance

  • National Penn Online Banking October 2014
    With this National Penn online Banking October, 2014 update all customers of this financial institution can be informed on just how they can manage their money 24/7. One of the biggest differences with the National Penn electronic banking as compared…
    - 31 Oct 14, 5:00am -
  • M&T Online Banking October 2014
    This M&T online Banking October, 2014 update is about what is available from this Buffalo based financial institution for its customers to use. It is referred to as M&T Web Banking. The M&T electronic banking has all of the more common features other…
    - 10 Oct 14, 5:00am -
  • GE Capital Online Banking September 2014
    This GE Capital online Banking September, 2014 update is about the financial institution that was named Best Bank by Money Magazine last year. One of the shining points of the GE Capital electronic banking is their online savings accounts. This accou…
    - 19 Sep 14, 5:00am -
  • MB Financial Online Banking August 2014
    This MB Financial online Banking August, 2014 update can help provides the necessary information for you to maneuver this website and manage your money to fit your needs. The web address is ibankmb.com. This is the portal that makes it all possible.…
    - 29 Aug 14, 5:00am -
  • Luana Savings Online Banking August 2014
    In this Luana Savings online Banking August, 2014 update is information about just what this Iowa based financial institution has to offer their customers. This past year they made the list of the National Top 100 Farm Lender of America. They are als…
    - 8 Aug 14, 5:00am -

Simple Financial Lifestyle

  • Simple Inspiration Interview with Jim Wang
    This week I am happy to have an oldie but goodie with us.  I am not sure if Jim will like me calling him old because he is not.  But he has blogged for a long time and some consider him one of the godfathers in personal finance. I am sure many of y…
    - 3 Sep 15, 6:00am -
  • Simple Inspiration Interview featuring Barbara Friedberg
      Welcome to this week’s Simple Inspiration Interview.  With this week’s stock market volatility, I happy to interview Barbara Friedberg. Barbara Friedberg Personal Finance.com offers: A one stop destination for investing and wealth building st…
    - 28 Aug 15, 6:00am -
  • Simple Inspiration Interview with Phil Ash from Baton Investing
      Hope you are enjoying the Simple Inspiration Interviews and that they are providing you with thoughts and ideas on how you can simplify your finances.  This week I am interviewing Phil Ash from Baton Investing.  He discusses how he has simplifie…
    - 13 Aug 15, 6:00am -
  • How to Simplify in case you lose your wallet?
      If you lost your wallet or purse would you remember everything you had in it?  Misplacing your wallet or purse is a terrible feeling.  I know I would not remember every item in my wallet.   I do know I have carry a credit card or two as well a…
    - 11 Aug 15, 6:00am -
  • Simple Inspiration Interview featuring Emma from Money Can Buy Me Happiness
      Welcome to this week’s Simple Inspiration Interview.  This week I have a chance to welcome Emma from Money Can Buy Me Happiness. Emma is from New Zealand and married to an Irishman. The sheer distance between the two countries is her motivatio…
    - 6 Aug 15, 6:00am -

Financially Poor

  • Is there an alternative to using a payday loan?
    Very few of us can get through life without getting involved in some kind of loan application process.  Even if we don’t want to borrow money, it is more or less forced upon us if we want to buy a home.  But when it comes to borrowing smaller sum…
    - 1 day ago 23 May 16, 5:31am -
  • Are Classic Cars a Good Investment?
    Are you looking for a way to diversify your investments? Do you have a natural interest in cars? If you know your classic car history and enjoy taking a gamble, you might want to consider diversifying your portfolio with a classic car. It can double…
    - 3 days ago 21 May 16, 5:30am -
  • Forex: the Trading Option That’s Taken the World by Storm
    Forex or foreign exchange is the process of buying and selling currency. The simplest way to think of forex (or FX as it is sometimes known) is to think of a travel agent. When you go on holiday you buy the currency of the country you’re going to a…
    - 5 days ago 19 May 16, 5:11am -
  • Making A Living From Binary Options
    When considering a career in Binary Options trading one must understand that although it is simple it is not easy. If you were to believe the broker claims all you need to do is set up an account and you will make hundreds of dollars a day. In realit…
    - 7 days ago 17 May 16, 5:07am -

The Consumer Boomer

  • Understanding Your Options During the Medicare Annual Enrollment Period
    The Medicare Annual Enrollment Period (AEP) is upon us once again. It started back on October 15, and will run through December 7. If you are eligible for Medicare coverage, it’s important that you understand that this isn’t just about picking a…
    - 4 Nov 15, 9:52am -
  • 3 Retirement Myths Investors Should Ignore
    The likelihood of a successful retirement comes down to one overarching factor: mathematics. Therein lies the problem: the kind of mathematical gymnastics required to design a successful retirement is beyond the reach or determination of many inves…
    - 28 Sep 15, 2:50pm -
  • IRA Consolidation: The “Super IRA” Strategy
    The Traditional IRA and its offshoots (SEP, SIMPLE, rollover and Roth IRAs) play a leading role in helping millions of U.S. taxpayers invest for retirement. However, many IRA owners are unaware of the opportunity they have to consolidate their multip…
    - 25 Sep 15, 10:11am -
  • 4 Silver IRA Mistakes You Must Avoid at All Costs
    Most people are aware of what to do when it comes to investing on silver IRA. But that does not prevent them from making investment errors. So in an attempt to try something different and productive, I thought I’ll write up a guide of the pitfalls…
    - 24 Sep 15, 3:19pm -
  • Estate Planning Checklist
    Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who die without their financial affairs in good order risk leaving their heirs some significant problems along with thei…
    - 26 Nov 14, 12:04am -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about Mint.com, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • newThe Ideal Amount of Savings at Age 30
    I love looking really far down the road. I love projecting account balances in the future, and I love the idea of compounding interest. I also like making money today, I like having the ability to spend money on the things I want, and I have no probl…
    - 22 hours ago 23 May 16, 10:00am -
  • 8 Things You Should Do Before You Quit Your Job
    Leaving a job is seldom easy because your livelihood is tied directly to your employment. That doesn’t mean you should stay in a job you hate or that’s not letting you meet your career goals. If you’ve decided to quit your job, here are some th…
    - 8 days ago 16 May 16, 7:00am -
  • How Being Lazy is Costing You Money
    You can easily miss out on all the ways being lazy costs you money – possibly because you’re too lazy to think about them. Even being just a little bit lazy can cost you in big ways. Think about your own habits. Is being lazy costing you money? Y…
    - 22 days ago 2 May 16, 7:00am -
  • Should You Accept a Bad Job That Pays More Money?
    The good news is that you got a new job. The even better news is that the new job pays more money. But, you haven’t accepted the offer yet because there’s bad news – it’s a job that you’re probably not going to hate. Your first impulse migh…
    - 29 days ago 25 Apr 16, 7:00am -
  • 6 Ways to Make an Early, Penalty-Free Withdrawal From Your Retirement Fund
    After years of contributions to your retirement fund, you may need to withdraw money to pay for an expense. Typically, withdrawals made from retirement accounts, e.g. a 401(k) or IRA, made before age 59 ½ are subject to a 10% early withdrawal penalt…
    - 36 days ago 18 Apr 16, 7:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Is Home Ownership Worth it?
    Recently, we had a large storm come through and it took one of the big trees between our neighbor’s house and ours down.  It landed on the power lines and surprisingly enough, we didn’t lose power.  We called the electric company and they came…
    - 20 Jul 15, 10:46am -
  • Travel Now While You’re Young, or Save and Travel Later?
    Have you seen this quote circulating the internet? I’ve seen quite a few people post it on Facebook and I have mixed feelings about it.  On one hand, I love it because I love to travel and I’d much rather spend money on traveling than crap that…
    - 13 Jul 15, 2:28pm -
  • Diono Pacifica Review
    Since Penny was born, we’ve had a few car seats: her infant car seat, and two convertible car seats.  The first convertible we bought Penny she didn’t like because she couldn’t see out the windows.  We bought a new one that sat her higher up…
    - 26 Mar 15, 12:27pm -
  • Homemade Stain Remover Recipe
    The other day I ran out of my normal laundry stain remover and had to make some with items I already had on hand. Here’s what I used: -1 part blue Dawn (I used 1/2 cup of the original that I buy at the Dollar Tree. It is the non concentrated but an…
    - 17 Feb 15, 2:13pm -
  • One and Only Child
    After the birth of our daughter Penny, I said I wanted at least two more babies.  My thinking was that since we had such a hard time conceiving the first time (we were even considering adoption at one point) surely the second time it would be much e…
    - 12 Jan 15, 12:01pm -

Frugal Zeitgeist

  • I Want To Blog: How Can I Start and Why Should I?
    I’ve been blogging since 2007 now, hardly a lifetime but pretty long in the world of blogging. It’s been a rocky ride and although much a hobby it’s also a large part of my full-time income and allows me to freely travel the world. Why you shou…
    - 15 Apr 13, 11:13am -
  • Save money or support the independent coffee house? And the wider questions…
    I like to head out for a coffee and do some writing. There is a case for working at home all of the time but hey I would go absolutely crazy! I’m back in my home town of Woolwich, London right now. First off I can’t believe how fast it is changin…
    - 12 Apr 13, 4:08am -
  • Reusable Tampons!! Have You Thought About The Menstrual Cup?
    You may think that my frugal thinking has gone a little far but hear me out…. The traditional tampon is a very expensive “necessity” that women around the globe sometimes have to struggle with in order to buy on a monthly basis. A box of tampon…
    - 2 Apr 13, 10:40am -
  • Stop impulse spending now!
    This is a guest post by a good friend Duncan Wilson of www.duncwilson.co.uk A £2.50 paper cup of coffee. A packet of 10p crisps. Another packet of 10p crisps. A £1.80 newspaper. A single pack of chewing gum. A bottle of water. A chocolate bar. No,…
    - 25 Mar 13, 4:33am -
  • Vinegar: A Frugal Wonder
    One of the best, oldest and essential tools that a frugalist can have in their arsenal is a very cheap and common acidic substance called vinegar! Yes, yes.  I know you know what it is….. Most of us purchase vinegar for cooking.  Even just withi…
    - 22 Mar 13, 10:00am -

Out of Debt Again

  • The Best Loans to Try for Those with Bad Credit
    No matter what types of credit mistakes we make in the past, everyone deserves some peace of mind when it comes to personal finances. Fortunately, there are many types of loans designed to help those...[[ This is a content summary only. Visit my web…
    - 83 days ago 2 Mar 16, 4:25pm -

Money Reasons

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • How I Make Money Blogging
    I found another post in heavy need of updating!  Once you’ve read How to Start a Blog, then How to Grow a Blog, you probably finally want me to cough up how to make money blogging, right?  I originally wrote this post in December 2010 (hence the…
    - 1 day ago 23 May 16, 12:00am -
  • Weekly Tidbits and Favorites – May 21, 2016 – 11th Wedding Anniversary!
    I’m doing these roundups and updates to push myself to read other blogs and to stay connected. Hope you can find some new-to-you awesome people too! Weekly Personal Note from Crystal Today is my 11th Year Wedding Anniversary with Mr. BFS!  We star…
    - 3 days ago 21 May 16, 1:50pm -
  • The Pros and Cons of a Prius – From an Owner’s Mouth
    We originally bought our used 2007 Toyota Prius in early 2008 when gas prices were reaching $4 a gallon here in Houston, TX and there was a 200 person waiting list for a new Prius. Long story short, they wanted $32,000 for a new Prius or $27,000 for…
    - 4 days ago 19 May 16, 11:10pm -
  • Bluehost Special – As Low As $2.95 Per Month!
    I just published my new, step-by-step (with screen prints) walkthrough on How to Start a Blog earlier this week. Well, remember that low rate I asked for and received for BFS readers ($3.49 a month instead of $3.95 for the 36 month basic plan)? Yeah,…
    - 5 days ago 19 May 16, 1:00am -
  • How to Grow Your Blog – Fun But Takes Time!
    Given the fact that I just updated my How to Start a Blog page, I figured the next post should be the update on how to grow that blog once you have it! I’ve received dozens if not hundreds of emails since 2010 asking how to grow your site as fast…
    - 6 days ago 18 May 16, 12:00am -

Well Heeled Blog

  • new$9.95 – Passion HD Discount (Save 61%) – Lifetime Discount
    Porn videos can absolutely have cinematic quality and a Passion HD discount membership will show you just how breathtaking XXX can be. Long gone are the days of gritty videos shot in dingy basements. Porn is everywhere now and that has opened it up t…
    - 11 hours ago 23 May 16, 8:19pm -
  • new$7.95 – MILF Hunter Discount (Save 81%) – Discount Works!
    MILF Hunter discount memberships get you access to one of the most popular MILF sites online. Some would even say that it is the original. The hottest MILF pornstars on the internet all come together to show their curves and their love of orgasms her…
    - 11 hours ago 23 May 16, 8:19pm -
  • new$5.25 – Trans Sensual Discount (Save 83%)
    Trans Sensual discount is your ticket into a paradise of tranny porn and shemale sex videos. Brought to you by acclaimed director, Nica Noelle, and award winning studio, Mile High Media, the content is high quality and artistic. Enjoy plot lines and…
    - 11 hours ago 23 May 16, 8:18pm -
  • new$5.25 – TS Playground Discount (Save 87%) EvilAngel Included
    High quality tranny porn from award winning director, Jay Sin, is waiting for you with a TS Playground discount. Some of the most stunning shemale models that the internet has to offer can be found in explicit hardcore action inside. Hot babes with c…
    - 11 hours ago 23 May 16, 8:18pm -
  • new$8.33 – Maskurbate Discount (Save 73%) – Porn Deals
    Maskurbate discount news: Here you have an original and exclusive content site with a great theme for only $14.95 for the 30-day access. What’s so newsworthy about that is that it represents a saving of $15.00 off the usual price. Go annual and you…
    - 11 hours ago 23 May 16, 8:17pm -

Not Made Of Money

  • Five Grocery Shopping Mistakes You Should Avoid
    Going to the grocery store can be an expensive affair. We all have the story of the time we went in to spend $10 and ended up spending $100. However, with a little planning and good decision making, any grocery shopper can keep his or her bill low. H…
    - 22 days ago 2 May 16, 4:13am -
  • The Top Benefits of Investing in the Stock Market You should Know about
    The following article is a guest post. With the financial systems around the world undergoing major reforms, with banks offering little value on savings accounts, with governments implementing strange policies and risky social security schemes – wi…
    - 45 days ago 9 Apr 16, 8:34am -
  • Why Your Monthly Car Insurance Cost is Too High: Fact v. Fiction
    This post is contributed by Spencer Josan. There are so many specific factors that come into play when underwriting an insurance policy that there have been some rumors circulating on what people should and should not do to lower their premiums. The…
    - 47 days ago 7 Apr 16, 9:33am -
  • Tips For A Frugal Kid’s Birthday Party
    We have lots of Spring birthdays in our family, and we just celebrated our youngest son’s birthday this past weekend. This is the third birthday party I’ve hosted this year! Planning a fun birthday party doesn’t necessarily mean you have to dra…
    - 48 days ago 6 Apr 16, 3:57am -
  • Five Easy Tips for Saving Money
    There are a lot of reasons why you might want to put some money aside. It could be for a vacation, a new car, or some re-modelling for the house. Here are a handful of tips for how to save money, so hopefully you’ll watch that rainy-day fund grow.…
    - 49 days ago 5 Apr 16, 5:15am -

20 Something Finance

  • Why “No-Spend Days” Don’t Work (& what to Replace them with)
    As a personal finance blogger, I read a ton of financial content. More than I probably should. And about once every other week or so, I come across the advice to try the enticing and ...Why “No-Spend Days” Don’t Work (& what to Replace them w…
    - 1 day ago 23 May 16, 5:05am -
  • Change Credit Card Payment Due Dates to Avoid Late Fees
    I’ve become a bit of a credit card collector. I have been using a different credit card for just about every common expense. I have one for fuel, one for groceries, one for restaurants, one ...Change Credit Card Payment Due Dates to Avoid Late Fe…
    - 5 days ago 19 May 16, 6:04am -
  • Loss Incentive: a Jedi Mind Trick to Save & Invest More
    Motivating oneself to hit big financial goals through saving and investing over the long-term is often a mental game. And it’s a game that many of us lose in favor of spending on day-to-day pleasantries. ...Loss Incentive: a Jedi Mind Trick to Sa…
    - 7 days ago 17 May 16, 6:29am -
  • Maximum HSA Contributions for 2016 & 2017
    The IRS recently published an inflation adjustment increase to the maximum HSA contribution for 2017 over the maximum HSA contribution limit for 2016. More specifically, the individual contribution maximum will increase while the maximum family ...…
    - 9 days ago 15 May 16, 1:06pm -
  • Spousal IRA Basics
    I’m willing to bet that most readers of this article have heard of a “spousal IRA”, but very few know exactly what it is or how it works. In reality, however, spousal IRA’s are actually ...Spousal IRA Basics[Read the rest of the story at 2…
    - 13 days ago 11 May 16, 5:30am -

Beating Broke

  • Why You’re Always Broke (And What To Do About It)
    After leaving university I spent several years where I never seemed to have enough money, no matter what I did. Even when things were looking up, and I was feeling flush with cash, within a matter of weeks I was back to my old ways. For several years…
    - 12 days ago 12 May 16, 7:07am -
  • Beating Broke Rules: Certificate of Deposit
    What is a Certificate of Deposit?  Certificate of Deposit (commonly called CDs) are basically a savings account that pays a set rate over a set term.  The rate tends to be higher than a normal savings account rate because the money is locked into t…
    - 26 days ago 28 Apr 16, 11:20am -
  • How to Handle Financially Toxic Parents
    Your parents provide for you as you grow up, but what happens when they ask you for money?  Should you give money to your parents? The answer depends on both you and your parents. When Parents Need Money for Younger Siblings My friend, Joan, became…
    - 42 days ago 12 Apr 16, 6:34pm -
  • Frugal Tools and Strategies to Help Busy Families Get Organized
    If you’re like most families, you’re busy.  You spend too much time in your car running from activity to activity, and you spend too much money buying food out on the nights you don’t have time to cook.  Your house may be in a state of perpet…
    - 71 days ago 14 Mar 16, 8:18am -
  • Investing for Social Good
    This post brought to you by American Century Investments. The content and opinions expressed below are that of Beating Broke. What if you could invest your money knowing that your investments were making a difference?  We all want to make a differen…
    - 77 days ago 8 Mar 16, 5:50pm -

20s Money

  • newHere Are 15 Easy Ways to Save Some Money Every Day
    Planning to save money to fix your personal finance status or pay off some personal loans? Here are some tips that might make the task easier for you.Set a daily budget!Having a daily budget and sticking to it will ensure that you don’t go oversp…
    - 10 hours ago 23 May 16, 9:49pm -
  • newHow to turn your financial life around
    Everyone wants to get rich. That is a true statement for most people who are working for a living. What is sad, is that there would always be people who run in circles and would never get out of their financial rut. Not everyone can win the lottery,…
    - 10 hours ago 23 May 16, 9:47pm -
  • newPersonal Loans are the Main Source of Money for a Lot of People
    Many people, unfortunately, do not manage to make ends meet at the end of the month from their regular job. This means that their income is lower than their expenses and they are short when it comes to the end of the month and they can’t afford to…
    - 10 hours ago 23 May 16, 9:45pm -
  • US economy in 3 numbers
    The Financial Times have released a video featuring their US managing editor Gillian Tett titled ‘The US in 3 numbers’, in which Gillian lists the 3 numbers she believes represents the current US economy.Whether there are actually 3 numbers yo…
    - 8 days ago 16 May 16, 4:27am -
  • Which Payment Options Should an Online Store Offer?
    Once seen as something that could be dangerous, paying for goods and services online is becoming more and more widely accepted into the mainstream as the internet becomes more secure and offers better protection for shoppers’ bank and credit card d…
    - 10 days ago 14 May 16, 7:20am -

Squirrelers

  • Quantify Your Financial Life
    To what extent do you keep track of your finances? At some level, we all have the opportunity to track our finances.  We have access to our statements and account activity online, and some people even get paper copies mailed to them.  With certain…
    - 40 days ago 13 Apr 16, 8:47pm -
  • A Deep Freezer: The Investment That Will Pay for Itself Over and Over
    The following post is Melissa Batai Contemplating what to do with the tax refund you just received?  Or, do you have an extra few hundred dollars in savings or in your budget this month? If so, why not buy a deep freezer? I know, it’s not the most…
    - 54 days ago 30 Mar 16, 9:11pm -
  • Home Loan Refinancing in Singapore: What Should You Know
     For years, Singaporeans have enjoyed cheap loans thanks to low Sibor (Singapore Interbank Offered Rate) rates. However, all good things do eventually, come to an end. The Sibor, to which most home loans in Singapore are pegged, has gone up since th…
    - 60 days ago 25 Mar 16, 7:06am -
  • What are Ways that a Wealthy Person can Lose Money?
    So, can you name a way that a rich person might lose his or her money? You know, I think that we often spend so much time focusing ways we can make and save more money, that we don’t really consider the myriad ways that we can lose money. That’s…
    - 90 days ago 24 Feb 16, 7:13am -
  • 5 Ways to Use Your Tax Refund to Save or Generate More Money Throughout the Year
    The following post is from Melissa Batai Every year, many Americans contemplate what they should do with their tax refund. In fact, almost 80% of Americans get a tax refund, according to CNN Money. With the average refund being $2,893 (CNN Money), th…
    - 93 days ago 21 Feb 16, 8:20am -

Passive Panda

  • newThe 3 Stages of Failure in Life and Work (And How to Fix Them)
    One of the hardest things in life is to know when to keep going and when to move on. On the one hand, perseverance and grit are key to achieving success in any field. Anyone who masters their craft will face moments of doubt and somehow find the inne…
    - 19 hours ago 23 May 16, 12:21pm -
  • The Evolution of Anxiety: Why We Worry and What to Do About It
    Let’s pretend for a moment that you are a giraffe. You live on the grasslands of the African savannah. You have a neck that is 7 feet long (2.1 meters). Every now and then, you spot a group of humans driving around on a safari taking pictures of yo…
    - 63 days ago 22 Mar 16, 3:22pm -
  • Stay on the Bus: The Proven Path to Doing Unique Work
    In June of 2004, Arno Rafael Minkkinen stepped up to the microphone at the New England School of Photography to deliver the commencement speech. As he looked out at the graduating students, Minkkinen shared a simple theory that, in his estimation, ma…
    - 77 days ago 7 Mar 16, 7:43pm -
  • Make Your Life Better by Saying Thank You in These 7 Situations
    I don’t say “Thank You” as often as I should and I doubt I’m the only one. In fact, I’m starting to believe that “Thank You” is the most under-appreciated and under-used phrase on the planet. It is appropriate in nearly any situation an…
    - 92 days ago 22 Feb 16, 12:17pm -
  • Lessons From Legendary General Sun Tzu: How to Use Military Strategy to Build Better Habits
    Sun Tzu was a legendary military strategist in ancient China and he is the author of the famous book, The Art of War. He was a master of “soft power” and the father of “agile warfare.” Whenever possible, he preferred to win without fighting o…
    - 29 Jan 16, 1:33pm -

20 and Engaged

  • Easy Tips For a Successful Marriage
    The pressures and stresses of life can often make two people forget why they got married in the first place. Time constraints and financial burdens can cause a couple that love each other to spend a great deal of time arguing. Marriage is certainly n…
    - 64 days ago 21 Mar 16, 2:01pm -
  • How To Have A Healthy Sexual Life
    At a basic level, many will tell you that sex is a bodily function that is hormone driven and that has the purpose of perpetuating a species. This is a narrow view that completely underestimates human sexual response complexity. We are sexual beings…
    - 25 Jan 16, 6:52am -
  • Tips For Buying Furniture
    When you begin selecting furniture for the home, whether it’s a new home or you simply want to remodel, there are a few tips to keep in mind so that you get the best look possible. Before you purchase anything, make sure you measure the space where…
    - 9 Jan 16, 6:31pm -
  • Helpful Engagement Ring Shopping Tips
    Looking at engagement rings can often be an extremely stressful process. It’s not exactly easy to find that one ideal engagement ring for the special someone in your life. However, certain things can definitely simplify the process and help you kee…
    - 9 Jan 16, 6:28pm -
  • Practical Advice About Joint Credit
    Marrying someone is more than just lovely romance: it’s about merging two lives, and with that comes a number of practical considerations. Where will you live? Do you want children? How will you manage your money? This last point is a source of con…
    - 17 Dec 15, 12:04pm -

The Family CEO

  • I’m no longer writing here…
    The post I’m no longer writing here… appeared first on The Family CEO.
    - 29 May 15, 10:17am -
  • That’s a Wrap
    Last week I started a conversation with Tom this way: “I need to talk to you about something, and it’s going to sound familiar.” If you’ve read this blog for any length of time, it’s going to sound familiar to you too. The something I neede…
    - 20 May 15, 3:17pm -
  • Teaching High School Students About Money
    So this is cool. H&R Block, the tax services provider, believes that mastering financial matters is an important adult life skill, but that teenagers aren’t being prepared for the challenge. So the company developed a teen financial literacy progra…
    - 10 May 15, 11:10am -
  • When an Introvert and an Extrovert Get Married
    A number of years ago – ten or more – Tom and I walked into a social function at church. It was either a casino night or a wine tasting (we’re Catholic so those are normal church functions for us), and as I scanned the room I said to Tom, “I…
    - 6 May 15, 2:27pm -
  • A Family CEO Job Description
    This blog began over nine years ago when I hired myself to make over my family’s finances. My theory was that if I treated our finances like a job, I could make as big of an impact as the real-life, outside the home, part-time job I was consider…
    - 5 May 15, 9:33am -

Broke Professionals

  • Tips to Prepare for Retirement
    Tips to Prepare for Retirement is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Retirement is inevitable, yet more than half of the American population has not calculated how much they need to have set a…
    - 25 May 15, 10:36pm -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • What Should Take Place After Building an Emergency Fund
    Do you have an emergency fund already built? Are you still trying to do so and find it difficult? Either way, it is understandable the discipline it takes to create an emergency fund. If you have done so, all the more power to you. If you haven’t…
    - 83 days ago 2 Mar 16, 9:29am -
  • Financial Mistakes Expectant Parents Can Avoid
    Parents expecting their first child do anticipate mistakes because this is their first experience. If you were a babysitter in high school for the neighbor’s kids, you may know a little bit about babies and how to raise them or how to soothe the…
    - 90 days ago 24 Feb 16, 2:04pm -
  • Getting the Best Savings Account You Deserve
    When banks offer interest rates that are close to zero percent, then it is not a surprise that consumers don’t want to bank their emergency funds there! For people who are financially savvy, the objective is to get a better return on their hard e…
    - 96 days ago 18 Feb 16, 8:51am -
  • Knowing When to Consolidate Your Student Loan Debt
    Federal student loans cannot be refinanced in the same way as other consumer debts can. It is best, if you can, to pay your federally acquired student loans in full. If not, it could lead to serious consequences such as wage garnishment or your tax…
    - 10 Feb 16, 12:00pm -
  • 4 Finest Ways to Save Money For Your First Baby
    Different phases of life pass us by and we have to adapt ourselves to the changes accordingly. While attaining graduation or venturing into working under someone and earning own money are important stages of life, getting married and planning a bab…
    - 4 Feb 16, 1:37pm -

Quizzle Wire

  • Opting In For Credit Reporting
    It’s important to look at your full credit report regularly. Not only does it give you the opportunity to identify...The post Opting In For Credit Reporting appeared first on Quizzle Wire.
    - 4 days ago 20 May 16, 10:27am -
  • Planning your summer vacation ahead of time
    Planning a summer vacation can be fun and exciting! Dreaming about where your next adventure will be and all that...The post Planning your summer vacation ahead of time appeared first on Quizzle Wire.
    - 13 days ago 11 May 16, 2:19pm -
  • 2016 Could Be Your Last Crack At The ‘Backdoor’ Roth IRA Tax Loophole
    The tax filing deadline is rapidly approaching, and this year may be the final year that taxpayers can take advantage...The post 2016 Could Be Your Last Crack At The ‘Backdoor’ Roth IRA Tax Loophole appeared first on Quizzle Wire.
    - 35 days ago 19 Apr 16, 1:24pm -
  • What Happens If You Don’t File A Tax Return?
    When mid-April rolls around, it gets to be crunch time for filing your federal taxes. The appeal of taking a...The post What Happens If You Don’t File A Tax Return? appeared first on Quizzle Wire.
    - 40 days ago 14 Apr 16, 3:03pm -
  • How Uncle Sam Spends Your Income Tax Dollars
    Every year at around this time, millions of Americans wave goodbye to a big chunk of their earnings from the...The post How Uncle Sam Spends Your Income Tax Dollars appeared first on Quizzle Wire.
    - 43 days ago 11 Apr 16, 7:30am -

Funny About Money

  • Maybe a Brief Break?
    Finally finished the Endless Index, on the far side of mid-afternoon — that’s after starting at 5 a.m., after having worked till 10:00 p.m. last night. Gasp! WHAT a job. Really, I think it’s one of the most difficult editorial … Continue read…
    - 1 day ago 22 May 16, 8:36pm -
  • Life in these United States…
    …gets creepier and creepier every day… Just imagine giving this guy access to that kind of data collection by virtue of the nation’s highest public office… Because Big Brother isn’t the government bound by the US Constitution but is a … C…
    - 2 days ago 21 May 16, 8:23pm -
  • Slogging Along…
    Still buried in work! Was set to spend the day slogging through the rest of the Semiramis index (i hoped…) when the current Chinese Graduate Student send another iteration of her last chapter, slashed and burned by her dissertation director … Con…
    - 4 days ago 20 May 16, 8:17am -
  • How to Freak Out a Dog
    🙂 The secret: Birds. Birds raiding a feeder are total Dog Freak-Out. It’s a San Diego morning: cool, slightly overcast, occasionally misting a little sprinkle. Absolutely gorgeous. After a mile’s walk with the poochies, I felt inspired to refi…
    - 6 days ago 18 May 16, 10:37am -
  • Walmart & Work & Paletas
    So the only thing I’ve done today besides work, work, and more work is to run out to the Walmart just up the road from the ‘hood. After the Fall of the Bush Economy, the fairly shiny Food City in … Continue reading →
    - 7 days ago 16 May 16, 11:35pm -

Yes, I Am Cheap

  • newAre Employee Benefits a Deal Breaker For Your New Job?
    Starting a new job or getting a promotion is very exciting.  It means you’re moving up the career ladder and hopefully getting one step closer to landing your dream job.  So often people only negotiate their salary when starting a new job, but yo…
    - 5 hours ago 24 May 16, 3:00am -
  • Can’t Finance A Low Cost Real Estate Purchase? Now You Can!
    A few months ago, I bundled up my investment properties and sold them to another real estate investor.  When I originally purchased the homes,  I had planned on keeping the houses for the next few decades.  Alas, taxes rose at a rate that rents co…
    - 11 days ago 13 May 16, 7:15am -
  • How to Start a Side Hustle
    Do you want more money in your pocket? Be honest.  The answer is probably yes, because who doesn’t want to make more money.  I think the better question is, are you willing to work for it?  As far as I can see it there are two ways to earn more…
    - 14 days ago 10 May 16, 3:00am -
  • How to Get Your First Client – And Keep Them Happy
    Sandy and I talk a lot about being small business owners and making money on our own terms.  Having your own business is great, but trust me when I say it’s not all glitz and glamour – not at the beginning anyways.  It takes time to establish y…
    - 28 days ago 26 Apr 16, 3:03am -
  • Why I’m Not Mad My Investments Dropped
    It’s time to get real and talk about our cash.  Raise your hand if your investments dropped and you’ve lost money in your portfolio over the last few years.  My hand is up, yes it happens to the best of us.  It’s nothing to be ashamed of, if…
    - 42 days ago 12 Apr 16, 3:00am -

Prairie EcoThrifter

  • Your Worst Home
    Your worst home was better than what most of human kind has ever known. Most Canadians and Americans today live much more luxuriously than our ancestors could have imagined, yet many are not satisfied with where they live and want more. According to…
    - 12 days ago 12 May 16, 5:27am -
  • Investment Methods
    I’m always on the look out for investment books I haven’t yet read. I pick up a lot of them at garage sales for 25 cents to a $1. One I obtained in that manner is “The Sound Mind Investing Handbook” by Austin Pryor. My copy has a copyright da…
    - 18 days ago 6 May 16, 5:26am -
  • Thrifty gardening Tips
    Once again, Spring is approaching.  As I was doing some yard work a couple of days ago, I noticed my neighbor tilling up a vegetable garden spot in his back yard – a sure sign of spring! Here are 4 thrifty gardening tips for you if you are plannin…
    - 36 days ago 18 Apr 16, 5:50am -
  • 3 Real Ways in Which Stress Affects Your Body
      Stress is bad for you. That’s old news.  However, what we aren’t always aware of is how many of our health problems that are affecting our everyday lives are rooted in chronic stress. We are proponents of getting to the source of the problem…
    - 37 days ago 17 Apr 16, 6:44am -
  • Treat Carpal Tunnel Syndrome and Ensure Healthier Lifestyle
    Carpal Tunnel Syndrome refers a painful condition where compression of an important nerve leads to throbbing pain in hands and fingers. The pain can be contributed by repetitive movements over a course of time. Other reasons could include fluid reten…
    - 40 days ago 14 Apr 16, 5:42pm -

Wealthy Turtle

  • 7 Mother’s Day Gifts That Will Guarantee You’ll Spend the Night on the Couch
    Give your wife any of these crappy Mother’s Day gifts and you’ll be looking for a new place to sleep. Guys are not exactly known for their ability to pick out the perfect gift.  And with Mother’s Day just a few days away there is bound to be a…
    - 19 days ago 5 May 16, 6:37am -
  • What Are Title Loans?
    A title loan is a secured loan in which a borrower uses his vehicle as collateral.  The borrower must temporarily hand over the hard copy of their vehicle’s title and allow the lender to place a lien against the car’s title. Once the loan has be…
    - 46 days ago 8 Apr 16, 7:00am -
  • 5 Things Not To Do If You Win The Lottery
    A long time ago, we posted an article about playing the lottery, and just how ludicrous the odds are of ever winning. But it’s still understandable that people like to play. Really, most of you who might buy in every now and then are essentially pa…
    - 47 days ago 7 Apr 16, 8:47am -
  • Winning the Balance Transfer Game
    If you do it right, transferring a high rate credit card balance to a lower interest rate credit card can help you save money in finance charges and reduce your debt much faster. Some people treat balance transfers like a shell game. They keep their…
    - 71 days ago 14 Mar 16, 11:37am -
  • 7 Smart Things To Do With Your Tax Refund
    According to IRS statistics the average American family receives an annual tax return of around $3,000.  While that’s not exactly a life-changing sum, it is enough to shore up your financial situation quite a bit if you use the money wisely. Whil…
    - 85 days ago 29 Feb 16, 6:16am -

20's Finances

  • 3 Simple Ways To Cut Expenses
    I've taken some time recently to look over my budget. I found a few simple things I could do that would have a large positive impact on my finances. The great part about this is that they are simple things that won't take much effort on my part. I th…
    - 29 days ago 25 Apr 16, 3:00am -
  • Your Tip For Investing Successfully
    Are you investing but not seeing the returns you expect? Maybe you were investing, lost some money and now don't want to come back. Or maybe you just think the stock market is a scam and you avoid it altogether. Whatever category you fall into, I hav…
    - 30 days ago 24 Apr 16, 4:49pm -
  • Forex Basics With XFR Financial Ltd
    Before you can understand how to trade with foreign currencies, you need to understand several Forex basics. Let us start with an introduction to the Forex market. The post Forex Basics With XFR Financial Ltd appeared first on 20s Finances.
    - 30 days ago 24 Apr 16, 4:36pm -
  • 5 Emergencies That Aren’t Emergencies
    By now hopefully you understand the importance of having an emergency fund. It is there to protect when something unexpected comes up in your life that affects your finances. The key here is that term “when”. Financial setbacks will happen at som…
    - 37 days ago 17 Apr 16, 4:00am -
  • Common Sense Guide To Investing
    We all want to be successful when it comes to investing. Sadly most of us aren't. We have good intentions, but we get lured (or suckered) into hype and false promises. In this post, I am going to walk you through some common mistakes people make when…
    - 40 days ago 14 Apr 16, 6:38pm -

Careful Cents

  • newCold Pitch Success: How to Use Your Email Address to Land the Perfect Client
    This is the third and final part of a three-part #nomorejobboards series about how to get well-paying clients by avoiding traditional methods. In part one I shared how to apply for freelance gigs by avoiding traditional job boards and in part two I…
    - 24 hours ago 23 May 16, 8:00am -
  • Blogging for Business: How to Find Freelance Work With Your Blog
    This is part two of a three-part #nomorejobboards series about how to get well-paying clients by avoiding traditional methods. Last week I shared seven alternatives to freelance job boards. And this week I’m focusing on how to get clients by levera…
    - 8 days ago 16 May 16, 11:31am -
  • How to Get Clients: 7 Best Alternatives to Traditional Freelance Job Boards
    This is part one of a three-part #nomorejobboards series about how to get well-paying clients by avoiding traditional methods. This week I’m focusing on how to get clients without using freelance job boards. Since I started freelancing on the sid…
    - 15 days ago 9 May 16, 8:00am -
  • Personal Capital Review: Free Money Management for Building Wealth
    If your current budgeting software isn’t cutting it anymore, then it’s time to try something new. You’ve tried Mint and really like it but it doesn’t offer the wealth building features you’re looking for. The Trends feature is clunky and it…
    - 32 days ago 22 Apr 16, 11:00am -
  • How I Save $479 a Year By Filing My Own Self-Employed Taxes
    This post is part of the TaxAct #DIYtaxes blog tour which empowers you to take ownership of your finances by doing your own taxes. TaxAct provides the tools and guidance to help you confidently file your taxes easy and fast. Do your own taxes today a…
    - 43 days ago 11 Apr 16, 12:00pm -

Everything Finance

  • new10 Budget Wedding Gifts That Are Fun to Give and Receive
    Everyone talks about how expensive it is to host a wedding. But no one really talks about how expensive it is for the guests to attend a wedding. If you’re going as a couple, you have to buy an outfit for each of you. Have kids? Need to pay a babys…
    - 3 hours ago 24 May 16, 4:30am -
  • Fun and Inexpensive Ways to Celebrate Memorial Day
    Memorial Day, which honors the brave men and women who serve our country, tends to be the kick-off to summer. The weather is warming up and students everywhere are done with school. And since everyone gets off for Memorial Day, it’s generally the p…
    - 1 day ago 23 May 16, 3:30am -
  • 4 Spontaneous and Cheap Summer Family Trips
    Summer is right around the corner, so it’s not a bad idea to get your bucket list going. Most people look forward to traveling during the summer, especially parents with kids who attend school throughout the year. However, given the cost of airline…
    - 6 days ago 18 May 16, 3:30am -
  • 5 Apps to Sell Your Stuff Online
    In the dark ages, you could only sell your stuff by having a garage sale, and chances are, you’d spend countless hours sifting and organizing only to get fifty cents for those $70 boots you wore twice. Then when the internet was invented, you foun…
    - 7 days ago 17 May 16, 4:30am -
  • 6 Savvy Ways to Use Your Wedding Gift Money
    While many couples register for an array of gifts for their wedding, they’re bound to receive their fair share of money as well. In fact, some couples may find that they come away from the affair with a nice chunk of change. Of course, if they’re…
    - 8 days ago 16 May 16, 3:30am -

ComplexSearch

  • Drake Net Worth, Income – Still Sittin’ on $25 Mil?
    Drake’s real name is Aubrey Graham and he was born on October 24, 1986 in Ontario, Canada. Drake started out on the show, “Degrassi, The Next Generation” as Jimmy Brooks. However, he hit it big when he started his rapping career. Drake is now w…
    - 28 days ago 25 Apr 16, 10:46pm -
  • Nick Cannon Net Worth
    Nick Cannon started his career when he did a comedy show for his father’s cable channel. Nick’s father was a TV Televangelist. He is worth more now since he was married to Mariah Carey for a few years, than he was worth before his marriage and di…
    - 28 days ago 25 Apr 16, 10:38pm -
  • Method Man Net Worth
    Clifford Smith, also known as Method Man from the rap group, “Wu Tang Clan” was born on March 2, 1971 in Hempstead, Long Island, New York. He is an American rap artist, music producer and actor. Not only was he a member of the group, “Wu Tang…
    - 28 days ago 25 Apr 16, 10:07pm -
  • Tech N9ne Net Worth, Income in 2016
    Tech N9ne is worth $20 million. His real name is Aaron Dontez Yates and he was born in Kansas City, Missouri on November 8, 1971. He was given the nickname Tech N9ne by the rapper, Black Walt who says his fast rapping style is similar to a tech nine…
    - 31 days ago 23 Apr 16, 3:38pm -
  • Uber Valuation Timeline, History
    Have you ever experienced getting stranded late at night, while it was raining, because you had no car and there was no cab in sight? This happens to a lot of people, and this was what inspired two young men to create an app that has now become synon…
    - 12 Feb 16, 12:16pm -

50 Plus Finance

  • newPlanning for Your Retirement Dream Home
    Your retirement dream home should give you the chance to live with easy access to enjoyable amenities, convenient space configurations, and a pleasant climate. Unless you're planning a major location change after retirement, the time to customize yo…
    - 10 hours ago 23 May 16, 10:13pm -
  • Budgeting Magic: How to Make Your Money Work for You
    Let your money work for you. We all have heard this saying, but what does it really mean? And, most importantly, how do we accomplish this? It is common financial advice, but it’s hard to imagine. Let’s take a look at some ways it can become real…
    - 1 day ago 22 May 16, 7:47pm -
  • What's in Season? Vegetables that Grow in March
    The snow is finally melting away, and the sunlight is becoming the new standard for the day. I finally get to spend more time outside, absorbing sunlight while I play at http://www.canadiancasinosonline.com/ on the patio. It is also the time when th…
    - 6 days ago 18 May 16, 4:07pm -
  • What You Should Know Before Buying Your Next Car
    For the average American, a car is one of the largest investments made in life, second only to a house. This makes the car shopping process a crucially important one where you must put significant consideration into every decision that you make. Ar…
    - 9 days ago 15 May 16, 8:51am -
  • Need Some Extra Money: 5 Ways to Help Ease the Stress of your Pocket Book
    It seems that prices are always inching up, but income is not keeping pace with rising costs. This is bad news for a lot of people struggling to make ends meet. If only there were a road map to easing the financial burden placed on the average pocke…
    - 10 days ago 13 May 16, 10:19pm -

Afford Anything

  • The Simple Habits That Make You Feel Invincible
    How many days have you felt like this? You toss and turn all night. Wake up groggy. Curse at the alarm. You stumble through a morning fog. You’re drowsy, even after two cups of coffee. You stare at the computer screen feeling overwhelmed and unf…
    - 7 days ago 16 May 16, 10:37pm -
  • Why the One Percent Rule Matters (When Buying a Rental …)
    Hey, I have a question for you. You buy a rental property. Congrats. How long will it take before the property pays for itself? “Uhhhh…. ??” Okay. I thought so. By the end of this article, you’ll know how to calculate this figure. In the proc…
    - 26 days ago 28 Apr 16, 11:16am -

Family Money Values

  • Untitled
      The below and simply demonstrates the power of passive income.  I used it to introduce my grandchildren to the concept in Grandma Rie’s Money Camp.
    - 15 Dec 15, 12:16pm -
  • All I want for Christmas is WEALTH
    Maybe you watched Gentlemen prefer blonds and heard Marilyn Monroe sing ‘Diamonds are a girls best friend’? Or maybe you watch Charlie Brown and know that Lucy always wants real estate as a gift? Materialistically speaking, what DO you want … C…
    - 27 Nov 15, 12:34pm -
  • Review of: The Business of Family
    The Business of Family – How to Stay Rich for Generations. This book by Linda Davis Taylor was published in 2015. Linda Davis Taylor is a participant in a 4th generation business and has experience as an investment counselor and … Continue readin…
    - 21 Oct 15, 11:58am -
  • Why Practice Generational Wealth Building?

    - 29 Sep 15, 1:00am -
  • 2015 Grandma Rie’s Money Camp Activities and Resources
    Teaching the next generation to successfully handle money and personal finances is normally a family responsibility. Although parents bear much of the burden to teach, train and model good personal finance, extended family members can also contribute…
    - 14 Sep 15, 2:50pm -

Stumble Forward

  • 10 Ways To Save Money On Web Design
    In 2016, millions of people require websites for a variety of different reasons. Whether it’s a portfolio, a business page, a blog or a shop, there are many different uses and may ways to go about a build. And in that, money can be wasted. The shee…
    - 7 days ago 16 May 16, 9:15pm -
  • What Does Successful Marketing Look Like?
    An important aspect to any business is knowing how to market it properly. No business with any degree of success got to that position without a decent marketing campaign behind it. When it is done right, the marketing can be a powerful force pushing…
    - 7 days ago 16 May 16, 8:47pm -
  • 4 Simple Ideas That Will Impress Your Clients
    If you’re a freelancer, or you run a business, you probably have a lot of clients to deal with. These clients need to be impressed and kept happy at all times if you want your business to be a success. Over the years I’ve personally dealt with to…
    - 18 days ago 5 May 16, 9:51pm -

DollarVersity

  • Tracking The Progress Of My Hardest Hit Fund Program Application
    Eric J. NisallAfter the housing crisis, the government set up several programs to help financially injured citizens. Follow me as I document my application for assistance from the Hardest Hit Fund program.
    - 22 Oct 14, 3:21pm -
  • The Stores You Oppose Started Small And Local
    Eric J. NisallThe calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small busine…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    Eric J. NisallClaiming to reveal a "secret" about anything--taxes, weight loss, money-making--is all a bunch of crap. The real truth, especially about taxes, is quite simple.
    - 12 Mar 14, 12:50pm -

Don't Quit Your Day Job

  • How Bad are Payday Loans?
    We set out today to discuss payday loans, and specifically find out just how bad payday loans are… for both your credit and your wallet. Payday loans are a popular topic on financial sites and blogs – you’d be hard pressed to find a site that h…
    - 1 day ago 23 May 16, 12:24am -
  • Estimates on How Many People the New Overtime Rules Will Affect
    The Department of Labor just released new guidelines on overtime rules, increasing the salary threshold where overtime applies for the first time in… a while.  The White House also issued statements on timing: salary based qualification for overti…
    - 5 days ago 18 May 16, 11:36pm -
  • Nikkei Return Calculator, with Dividend Reinvestment
    Below is a Nikkei Return calculator with dividend reinvestment, a necessary (yet rarely seen) feature to compare true investment returns.  The return calculator can also factor in the Japanese CPI index to adjust returns for inflation.  By default,…
    - 8 days ago 16 May 16, 12:17am -
  • The DQYDJ Weekender, 5/14/2016
    Some of you may have noticed – you can access DQYDJ with either the non-secured http:// or the secured https:// the last couple of days.  Not that I enjoy writing about our writing, but since we’ve changed 4 major variables recently: Moved to VP…
    - 10 days ago 14 May 16, 11:24am -
  • Is A Million Dollars Enough? ‘Millionaire’ is On The Way Out
    In this country, there is a definite fascination with the word ‘Millionaire‘.  It’s a word which comes with all sorts of interesting associations – affluence and opulence sure, but also someone shrewd with business dealings, on top of their…
    - 15 days ago 9 May 16, 12:56am -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • If You Can’t Work, Do You Have a Backup Plan?
    Preparation is important in a life that’s full of uncertainties. We prepare for tests and college admittance exams. We prepare for meetings. We prepare for vacations. People prepare for so much in life when we know something is on the horizon, but…
    - 37 days ago 17 Apr 16, 4:12am -
  • Business Succession Planning, What You Need To Know
    Business succession planning is one thing that every business with two or more owners should consider. The business owners need to plan for what ‘should’ happen to their business if one of the owners dies, becomes totally and permanently disabled…
    - 91 days ago 22 Feb 16, 8:38pm -
  • World Class Family Fun and Recreation on a Budget
    American families take very few vacations compared to those in other developed countries. Perhaps a reflection of our “Puritan work ethic,” this unhealthy refusal to take time off is probably more indicative of our low wages and part-time opportu…
    - 96 days ago 18 Feb 16, 3:13pm -
  • Get Your Employer To Buy Your Laptop, iPad and Smartphone
    Salary packaging and the tax benefits it brings are based on fringe benefits tax (FBT) exemptions. Exciting news of late is that these tax exemptions have been extended. Recent changes to the laws mean that from 1 April 2016, small businesses can pr…
    - 99 days ago 14 Feb 16, 8:43pm -
  • 16 Tips To Start Saving Money
    No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. As with most things, sometimes that very first step is the hardest part. We have created a list of tips to start…
    - 11 Feb 16, 5:44pm -

RabbitFunds

  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

Money and Map

  • Best Place To Find Information
      List of My Favorite and Most Visited Websites   Slickdeals.net Save money here by finding the lowest and cheapest […]Keep Reading A Related Topic:List of Money Saving Stacking Tips and Tricks for Holiday Shopping   Black Friday, Small Busin…
    - 30 Jun 13, 7:26am -
  • Why And How To Benefit From Referral Programs
        Frequently I post refer a friend programs to share ideas for generating extra money. Whether you have a […]Keep Reading A Related Topic:Check Out Ebates Special Promotion For Cash Bonus     Ebates, a popular...Reminder: Discover Card Re…
    - 9 May 13, 9:59am -
  • We Can Eat Free All Month
      My email ‘inbox’ had a nice surprise this morning.  For Mr. MoneyMap’s birthday, Marriott Hotels offered a free elite […]Keep Reading A Related Topic:How To Get Free Kids Meal Coupons   For Friday Freebie, I...Tip For Free Food When…
    - 5 May 13, 7:50am -
  • Flexibility: Why I Like This Feature Of 529 College Savings Plan
      Earlier I posted a method for college students to grab a few extra dollars via Serve’s signup bonus. While […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Moving Soon? Remember Your Tax Ben…
    - 2 May 13, 9:02pm -
  • MIB. Find Out What They Know About You Before It’s Too Late
      Applied for life, disability, or health insurance within the last seven years?  MIB has a file on you. MIB […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Did Your Check Get Rejected? Find Ou…
    - 1 May 13, 3:21pm -

Teen Financial Literacy: It Starts at Home

  • Smart guidelines for teaching your teen about managing money
    Wayne Parker shares a number of insightful ideas for getting through to your teen about managing money. You may already be familiar with one or two, but you may be intrigued by others, such as holding family financial councils (one I found particular…
    - 12 Jan 12, 5:08am -
  • How to Talk to Your Teen about Money in a Way that Matters: The Ultimate Guide, Part 1
    Not so easy, eh?  What makes your teen willing to be in a conversation about money is that you are willing to: Make it real Make it matter Make it last Those are the Three Pillars of Parenting Teens with Great Money Skills.  If it isn’t real, if…
    - 11 Jan 12, 12:04pm -
  • Totally Money Carnival
    If you’re looking for all kinds of helpful articles about money, check out the Totally Money Carnival, which features a host of different topics from financial bloggers (including yours truly).   Posted weekly, this carnival includes informationa…
    - 10 Jan 12, 6:36am -
  • The Zen of Teaching Your Teen Money Skills: Finding Inner Peace While Your Teen Learns to Think about and Manage Money Well
    Teaching your teen great money skills isn’t hard?  It isn’t a lot of work?  It doesn’t require expertise in money management? No…it doesn’t.  What’s really hard is: Pretending, hoping, wishing, and dreaming that your teen will be fine…
    - 9 Jan 12, 7:42am -
  • 1/6/12 – This Week’s Roundup
    Happy Friday!  Here are some of my favorite reads from the week.  I encourage you to take a few minutes out of your busy day to take a peek and get your thoughts churning! 5 Unusual Ways to Raise Successful Children.  This is a guest post from Nat…
    - 6 Jan 12, 9:08am -

Go Banking Rates

Billeater

  • Georgia Food Assistance Registration and Login
    The Georgia Food Stamp Program, Federally known as the Supplemental Nutrition Assistance Program (SNAP), is a federally-funded program that provides monthly benefits to low-income households to help pay for the cost of food. A household may be one…
    - 12 Sep 15, 9:06am -
  • Michigan Food Assistance Login and Registration
    Temporary food assistance for eligible low-income families and individuals is available from the U.S. Department of Agriculture. Use MI Bridges to apply for assistance, check your eligibility status and manage your account online. For…
    - 12 Sep 15, 8:49am -
  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -

The Credit Letter

  • Competition: Win $300 Luxury Hotel Voucher
    We’re offering the chance for 1 lucky Australian to win a $300 hotel voucher to use at any Hilton hotel. Anyone can enter, so tell your friends and family. What’s up for grabs? Picture yourself checking into a 5 star hotel on the beach or in a bu…
    - 26 Oct 14, 3:01pm -
  • How Much Money Do Consumers Spend Online Each Minute?
    Each year, more and more money is being spent online by consumers buying clothes, beauty products, electronic gadgets, flights, hotels and everything else you can imagine. Buy it now: Watch the realtime pace of online spending [Interactive Page] To m…
    - 11 Aug 14, 11:04pm -
  • 10 Tips to Make the Most of Your Credit Card
    Credit cards are a very useful financial tool by giving you the flexibility to conveniently pay for things without having the cash on you. Of course, a debit card can do that too but a credit card enables you to spread the cost of big-ticket purchase…
    - 11 Aug 14, 10:20pm -
  • 11 Questions with Chris Guillebeau
    If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you f…
    - 21 May 14, 6:30pm -
  • Who Really Owns the Big Four Banks?
    In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be bankin…
    - 18 May 14, 6:30pm -

BIDaWIZ

  • Webinar: Year End Tax Planning For The Small Business
    Please join us for this webcast in which we will identify and assess effective small business year-end strategies for 2015 and beyond. We will cover techniques for managing overall income tax liabilities, timing of income and deductions, and the late…
    - 5 Nov 15, 8:56am -
  • Do I Have To Repay The First Time Homebuyer Credit Immediately?
    The first-time homebuyer credit for homes purchased in 2008, with few exceptions, must be repaid over a 15 year period and takes the form of a $7,500 interest-free loan. What happens if the home is sold or no longer is your primary residence? In th…
    - 3 Jun 15, 5:01am -
  • Tax Nexus For Employers That Allow Employees To Telecommute
    Employers that allow their employees to telecommute across state lines may be at risk for exposing their company to additional tax filings. Each state has a different set of rules for establishing nexus or "doing business" in their state, but there…
    - 8 May 15, 3:24pm -
  • Recap Of Our Small Business Twitter TaxChat
    We had the pleasure of hosting a small business Twitter TaxChat15 with Andrew Schrage from Money Crashers with the help of MasterCard. We asked 9 thought provoking tax questions to Andrew and the rest of the community. If you were unable to join th…
    - 7 Apr 15, 4:39pm -
  • Join Our TaxChat For Small Businesses on Tuesday 4/7, 1:30PM EST
    BIDaWIZ and our partner, MasterCard, will be hosting a Twitter TaxChat on Tuesday 4/7 at 1:30PM EST to discuss last minute tax filing tips for small businesses with Andrew Schrage from Money Crashers. Andrew is a personal finance and small business…
    - 2 Apr 15, 7:29am -

The Truth About Mortgage

  • Know Which Type of Mortgage You Want Before Speaking to Any Lenders
    So I was chatting with a couple buddies the other night about their mortgages, as I do sometimes, and the two of them were engaging in some light sparring. Basically saying their “mortgage guy” was better than the other’s “guy” and that the…
    - 5 days ago 19 May 16, 10:37am -
  • A Return to Bubble-Era Home Prices Doesn’t Signal a Crisis
    There’s renewed fear that another housing crisis is on the horizon because home values are inching closer and closer to their so-called “bubble-era prices.” However, this line of thinking is flawed for a number of reasons, the most obvious bein…
    - 6 days ago 18 May 16, 11:55am -
  • Two Simple Ways to Boost Your Credit Score Before Applying for a Mortgage
    About a month ago, I cautioned readers to avoid swiping the credit card before applying for a mortgage. In short, the more you charge, the higher your outstanding balances. And the higher your balances, the lower your available credit and credit scor…
    - 8 days ago 16 May 16, 11:12am -
  • You Can Buy More House If You Put More Money Down
    I was reading through the latest quarterly home price report from the National Association of Realtors yesterday and stumbled upon an interesting nugget. It might seem obvious, but it’s worth pointing out to prospective home buyers who might be lac…
    - 14 days ago 10 May 16, 1:42pm -
  • Should You Only Buy a House If You Can Afford a 15-Year Fixed Mortgage Payment?
    I’ve already written at length about the pros and cons of a 15-year fixed mortgage, but some financial experts claim you shouldn’t even buy a home if you can’t afford this shorter-term mortgage option. You know, guys like Dave Ramsey, and perha…
    - 21 days ago 3 May 16, 5:09pm -

All About Living With Life

  • 20 Way Quotes To Usher the New Year
    1. The way of success is the way of continuous pursuit of knowledge.- Napoleon Hill 2. Problems are the guiding lights along the way of life. - Debasish Mridha 3. The only way to live is by accepting each minute as an unrepeatable miracle. - Jack K…
    - 1 Jan 16, 9:00am -
  • 5 Words to Live By in 2016 and Beyond
    Words are singularly the most powerful force available to humanity. We can choose to use this force constructively with words of encouragement, or destructively using words of despair. Words have energy and power with the ability to help, to heal, to…
    - 30 Dec 15, 9:00am -
  • 15 Task Quotes To Inspire You and Get Things Done
    1. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and starting on the first one. -Mark Twain 2. I long to accomplish a great and noble task; but my chief duty is to accomplish small tasks as if…
    - 28 Dec 15, 9:00am -
  • 15 Rest Quotes For You to Take a Break
    1. He that can take rest is greater than he that can take cities. -Benjamin Franklin 2. Rest is not idleness, and to lie sometimes on the grass on a summer day listening to the murmur of water, or watching the clouds float across the sky, is hardly…
    - 25 Dec 15, 9:00am -
  • 15 Skill Quotes to Enhance Your Strengths
    1. Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success. - T. Harv Eker  2. The most complicated skill is to be simple. - Dejan Stojanovic 3. Learning how to learn is life's mos…
    - 23 Dec 15, 9:00am -

Qwoter

  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -