Get Rich Slowly

  • Get Rich Slowly turns 10! Celebrating our first decade
    This article is by J.D. Roth. My name is J.D. Roth. Ten years ago today, I started a little blog about money. This blog, in fact. When I started Get Rich Slowly, I had no idea what it would become. Just a year earlier, I had summarized all the best a…
    - 15 Apr 16, 3:55am -
  • Where to save your emergency fund
    This article is by GRS contributor William Cowie. Life is full of little bumps … like how our furnace went out at the onset of last season’s most severe cold snap. It’s bad enough that an emergency like that seems to happen at the most inopport…
    - 30 Mar 16, 5:00am -
  • Plan a better vacation with a credit card offer
    This article is by editor Linda Vergon. The Starwood Preferred Guest® Credit Card from American Express has a new offer available now that could help you plan a bigger, better summer vacation if you act quickly. This card was recently given a 2016 C…
    - 23 Mar 16, 5:15pm -
  • Is an annuity a good investment?
    If you have ever met with a financial adviser about investments, chances are he or she may have proposed annuities as a good way for you to go. However, when you scan the blogosphere for posts about investing, you hardly ever read about annuities. Yo…
    - 21 Mar 16, 5:00am -
  • In search of low-risk investments – 11 things to know about bonds
    This article is by GRS contributor William Cowie. Chances are you have never purchased a bond … and probably never will. Same with me. I simply don’t have the capital to commit over $100,000 to purchase the typical bond. But I do believe there ar…
    - 2 Mar 16, 12:01am -

The Simple Dollar

  • newOne Little Square
    Quite often, big financial changes (or other life changes) can feel absolutely overwhelming or even impossible. When you have debt that’s bigger than your salary, it can just feel like this mountain that you’ll never overcome. When you read about…
    - 9 hours ago 26 Oct 16, 8:00am -
  • newIs AAA Worth It?
    If you’ve ever broken down on the side of the road or had to get a car towed, you’ve probably wished you had some kind of roadside assistance coverage. But if you’re wondering whether a membership to the American Automobile Association (AAA) i…
    - 13 hours ago 26 Oct 16, 4:00am -
  • How a Meaningful Morning Routine Can Set The Stage for Financial, Professional, and Personal Success
    The first few hours of each of my days are set in stone. I wake up at 6 AM on the dot. (Some mornings, I awaken a bit earlier, and if I do, I usually read in bed for a little while.) I try really hard to just sit up and not hit “snooze” on my ala…
    - 1 day ago 25 Oct 16, 8:00am -
  • How Often Does Your Credit Score Change?
    If you routinely check your credit reports for changes, then kudos on developing a great habit. Keeping a close eye on your credit reports is a great way to ensure the information is accurate and that you haven’t become the victim of identity theft…
    - 2 days ago 25 Oct 16, 4:00am -
  • Questions About Hot Air, Credit Ratings, Loose Change, and More!
    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Air escaping through the roof 2. What’s needed for personal…
    - 2 days ago 24 Oct 16, 8:00am -

Consumerism Commentary

  • Travel reward credit cards — more vacation for your money
    If travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest Credit Card, and it offers 25,000 bonus points when you make $3,000 in purchases in the first three months after opening your…
    - 25 Mar 16, 2:00am -
  • 2015 Federal Income Tax Brackets and Marginal Rates
    Tax Day 2016 for IRS Tax Year 2015, also known as your return filing deadline, is April 18. If you haven’t yet filed, here are the IRS tax rates for your 2015 earnings with background and commentary. These change from year to year to protect agains…
    - 22 Mar 16, 3:05pm -
  • The Best Cash Back Credit Cards for March 2016
    Cash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back for all credit card purchases may be just a memory, but the smart use o…
    - 22 Mar 16, 7:00am -
  • Best Time to Buy a House
    In chemistry, a catalyst is something that triggers a reaction — but the nature of the reaction itself depends on having the right elements in place to respond to the catalyst. What brought to mind that tattered remnant of high school chemistry was…
    - 15 Mar 16, 2:00am -
  • Why Lending Rates Can’t Stay Low Forever
    The Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven s…
    - 20 Feb 16, 2:00am -

Free Money Finance

  • newThe Value of Education
    Fox Business shares some data that highlights the value of education. The highlights: Based on the assumption of a 40-year work history (from age 25 to 64) and using 2011 dollars for its example, the Census Bureau finds that full-time workers' lifeti…
    - 14 hours ago 26 Oct 16, 3:05am -
  • First Year of Retirement Surprises
    US news lists five first year retirement surprises as follows: It might be stressful. It's not a permanent vacation. Your relationship with your spouse will change. You may need to re-negotiate your division of household responsibilities. Your relati…
    - 2 days ago 25 Oct 16, 3:05am -
  • Become Wealthy by Reading
    Here's a great piece that lists some statistics about how reading impacts your finances. The highlights: Individuals who read for self-education earned 21% more, as adults, than those who did not. Individuals who developed the habit of reading to lea…
    - 3 days ago 24 Oct 16, 3:05am -
  • Free Taco Bueno
    In case you have a Taco Bueno in your area, I just found this free deal they are running: Free Taco Bueno We're headed there this weekend. Enjoy!
    - 5 days ago 21 Oct 16, 11:35am -
  • Star Money Articles for Week of October 17
    Welcome to this week's edition of Star Money Articles. We'll begin with a great reminder from Vanguard. Key quote: "Understand that making knee-jerk changes to your portfolio may feel like control but is actually detrimental to your long-term financi…
    - 6 days ago 21 Oct 16, 3:05am -

Wise Bread

  • newThis Simple Journal May be the Fix for Your Finances
    If you'd like an organized system to help you track the past, plan the present, and look to the future, a bullet journal is just what you need. If you already live your life according to a to-do list, then this journal will help you organize the mill…
    - 12 hours ago 26 Oct 16, 4:30am -
  • newBest Deals for Wednesday 10/26
    Link for teaser title: 80% Off Koolife Knife Sharpener with 2-Stage Sharpening System, 72% O…
    - 13 hours ago 26 Oct 16, 4:28am -
  • new5 Essentials for Building a Profitable Portfolio
    For many people, investing is the most complicated and intimidating aspect of managing money. But it doesn't have to be. Here are some of the essentials for building a successful investment portfolio.1. Know What You're Investing ForInvesting is b…
    - 13 hours ago 26 Oct 16, 4:00am -
  • newBest Money Tips: Low-Cost Business Ideas for Teens and Kids
    Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on low-cost business ideas for teens and kids, how to get the best Black Friday deals online, and tips for homeowners who want to rent out a room.Top 5 Articles9 Low Cost Bus…
    - 13 hours ago 26 Oct 16, 4:00am -
  • newThe 5 Best Peelers
    Every professional and home kitchen needs a good peeler. It can make your life easier by peeling all your produce in a matter of seconds. You’ll want to find a peeler that feels comfortable in your hand and can resist rust to last you reliably for…
    - 13 hours ago 26 Oct 16, 3:30am -

Planting Money Seeds

  • Do You Use Your Resources to Help Others?
    One of my main spending priorities is donating to causes that I feel help others. How do you use your money to do good? I think a lot about how I use my money — and what those resources accomplish. I like to think I can help others with the way I u…
    - 45 days ago 11 Sep 16, 1:18pm -
  • Investment Isn’t Hard Anymore
    In my effort to get back into it, I’ve got a few guest posts. Thanks to Jeremy for providing this on investing. Good luck with your own efforts. Investment isn’t something that most people participate in. If this doesn’t make sense to you, reme…
    - 57 days ago 31 Aug 16, 1:55am -
  • How to Create a Benefits Package as a Freelancer
    As a freelancer, you don’t get paid vacation or employer-subsidized health care. Here’s how to create a benefits package as a freelancer. This blog post was written as part of a sponsored program for State Farm®. All views expressed are entirely…
    - 57 days ago 30 Aug 16, 5:06pm -
  • Millennials Driving Changes in Investing and Trading
    This is another in the guest posts I’ve had the last couple of weeks — this one from Luis Aureliano. It’s a look at the impact millennials are having on our landscape right now. Feel free to share your thoughts in the comments. I’m looking fo…
    - 59 days ago 28 Aug 16, 10:53am -
  • How Rules-Based Investing Can Protect You From Yourself
    Thanks to a rash of guest posters. I’ve had a really crazy summer, and I’m just getting ready for fall. Check out this post from my friend at Investment Zen about how to use rules-based investing to avoid ruining yourself financially. Volatile ma…
    - 63 days ago 25 Aug 16, 1:38am -


  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 14 Apr 15, 7:00am -
  • 5 Preparation Tips to Buy and Sell a Home Simultaneously
    Homeowners preparing to sell their properties and immediately buy new homes must carefully organize their plans to execute smooth transitions from owner, to seller, to purchaser. Prior to making offers on homes or listing current properties, […]R…
    - 7 Nov 14, 5:56pm -
  • 5% Cash Back Credit Cards, August 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 10 Aug 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -

Five Cent Nickel

  • Money worries and woodpeckers
    I suppose it is bound to happen if you live in a wooden house in a semi-rural area. Our house has become besieged by woodpeckers. The insistent, get-you-up-out-of-bed nagging of their rapping on the walls reminds me of the inescapable angst of having…
    - 29 Dec 15, 1:00am -
  • Depending on stock returns to fund your retirement? Think again
    How worried should I be? That’s a question financial people get a lot when the market is as unstable as it has been over the past several weeks. Actually, it’s a question we ask ourselves in those environments. Having both asked and answered that…
    - 6 Oct 15, 2:00am -
  • The hidden costs of bad credit
    The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and tha…
    - 22 Sep 15, 2:00am -
  • 7 bad things about low interest rates
    If you have been able to buy a house or refinance a mortgage in recent years, then congratulations. You have been a beneficiary of the Fed’s extraordinary effort to keep interest rates low. For many others though, monetary policy hasn’t been so f…
    - 31 Aug 15, 11:10am -
  • 8 questions to ask before lending money to friends

    - 25 Aug 15, 2:00am -


  • Halloween Special: Avoid the Dangers of Fraud
    Last year this time– right around Halloween – my wallet was stolen from my son’s stroller. (Okay I shouldn’t have placed it in the stroller in the first place, but I never imagined anyone would steal it. It was only slightly visible, tucked i…
    - 1 day ago 25 Oct 16, 9:00am -
  • Your Finances This Election Year: The Argument Against “Moving to Canada”
    Elections can make us uneasy. There are so many promises, but so few certainties. And if there’s one thing the stock market doesn’t like, it’s uncertainty. That can lead to shaky times and that’s never fun for our retirement portfolios. A sur…
    - 8 days ago 18 Oct 16, 9:00am -
  • Mint Money Audit: 34 and Living Paycheck to Paycheck
    Each month I’ll be helping a Mint user analyze their financials in an effort to offer some strategies and ideas for saving better, squashing debt and in, some cases, earning more. [If you’d like to be considered, just email me Farnoosh@Farnoosh.T…
    - 15 days ago 11 Oct 16, 9:00am -
  • Ask Farnoosh: Should I buy in the city or suburbia?
    I’m a pharmacist living in the Philadelphia area with no debt. Four months ago, I moved back in with my parents because I was tired of spending money on rent and wanted to begin saving to purchase my first home. Here’s my predicament: I would lik…
    - 22 days ago 4 Oct 16, 9:00am -
  • All About Credit: Misconceptions from users on all things credit
    In recent years, I’ve been really focused on bringing credit education to consumers. It’s a popular time to be thinking about improving our credit scores and how to take advantage of credit to accomplish goals, with interest rates at still-histor…
    - 29 days ago 27 Sep 16, 9:05am -


  • How to Make Your Raise Work for You
    Whether you’ve earned a promotion at work, received a merit increase or have been given a cost-of-living increase, a bigger paycheck is always welcome. However, that extra money can quickly disappear if you aren’t careful. Considering switching b…
    - 16 Sep 14, 4:00am -
  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -

The Consumerist

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Deb…
    - 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from la…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… Continue ReadingThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on…
    - 15 Jan 16, 2:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… Continue ReadingThe post Enrollment Shortfalls Breed Competition For College Students appeared first on
    - 20 Dec 15, 2:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… Continue ReadingThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on
    - 21 Nov 15, 2:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… Continue ReadingThe post Student Loans: Think Before You Borrow appeared first on
    - 18 Nov 15, 2:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… Continue ReadingThe post These Libraries Elevate the Studying Experience appeared first on
    - 16 Apr 14, 3:00am -


  • new5 Ways to Budget Being a Wedding Guest
    When it feels like everyone you know is getting married, it can be overwhelming on your budget. Whether you are invited to weddings of friends, family members, or co-workers, here’s how to stay on budget. Make a Yearly Budget How much can you affor…
    - 10 hours ago 26 Oct 16, 7:00am -
  • 4 Signs That Charity is Probably a Scam
    Many of us donate to a worthy cause year round. Unfortunately, just as there are good people trying to help others, there are also plenty of scammers out there. You want to feel good about where your money is going, and you want to make sure that you…
    - 1 day ago 25 Oct 16, 7:00am -
  • Will You Be Part of the Subprime Car Loan Crisis…?
    The mortgage crisis of 2008 was a period of time that will forever be remembered. It affected thousands upon thousands of people and threw not only the United States, but the whole world into a sever recession. Behind the great depression, this is…
    - 2 days ago 24 Oct 16, 7:00am -
  • Are You Just Frugal, or Do You Suffer From Frugality Disease?
    Raised by an extremely frugal parent, I now enjoy freedoms like turning fans on full power when I want to (seriously, how much electricity does that really waste?) and not saving things that are clearly junk but might be able to be fixed or re-purpos…
    - 5 days ago 21 Oct 16, 10:14am -
  • Are You Using a Coupon Code to Save On Your Internet Service?
    Everyone knows by now to look for a coupon code online before you ring up the register, but when was the last time you actually took the time to look for one? An internet coupon code can save you a great deal of money on back-to-school clothes, clean…
    - 6 days ago 20 Oct 16, 10:52am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

  • Why You Absolutely Must Pay Attention to Investing Fees
    It doesn’t seem like much. A 2% management fee for a managed fund. A $9.95 transaction fee when you make a stock trade. There is no getting around fees in the investing world. You’re going to pay them at some point. However, you can reduce what y…
    - 13 May 15, 4:53am -
  • Where’s My Tax Refund? How to Check the Status of Your Tax Refund
    When you are expecting a tax refund, it is normal to file a little bit early. The very next thing you say once you file is “where’s my refund?”  We can’t wait to get that money owed to us. Indeed, many people have already received their tax…
    - 7 May 15, 8:53am -
  • This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold
    You’ve had your house on the market for a while now and you’re asking yourself “why isn’t my house selling?” People sniff around but no one is biting.  What’s going on?!? Yes, the market may have a lot to do with it but houses do sell so…
    - 5 May 15, 6:27am -
  • Don’t Go Broke Celebrating Mother’s Day – 7 Frugal Ideas
    Mother’s Day is quickly approaching!  It’s easily a day you can go crazy taking care of the moms in your life.  And by going crazy I mean spending gobs of cash. It’s hard enough trying to figure out what mothers want for Mother’s Day.  Pa…
    - 23 Apr 15, 6:31am -
  • Free Tax Day Snacks, Giveaways and Deals 2015
    You got all your forms and receipts together to tackle your taxes. Did you file everything yet in or are you still procrastinating? If you are really one of those last minute folks then you better make sure your return is in either electronically b…
    - 15 Apr 15, 4:13am -

All Financial Matters

  • newMeet Glover Quin
    This is a great piece about financial savvy of Detroit Lions safety, Glover Quin. Doesn’t happen often enough. He saved 70% of his income the first three years of his NFL career and lived on the other 30%. Too many young players get the big money a…
    - 3 hours ago 26 Oct 16, 2:06pm -
  • COLA for 2017 Social Security Recipients: .3%
    I just saw that the Cost of Living Adjustment (COLA) for social security recipients is going up a whopping .3% (yes, that’s point three percent!). What really stinks is the amount of income subject to confiscation (that’s really what it is, you k…
    - 8 days ago 18 Oct 16, 11:40am -
  • Employers Are Looking for Employees with Soft Skills
    This piece comes to us via a daily email I receive from Wells Fargo. Employers are struggling to find workers with soft skills, such as critical thinking, empathy, and the ability to get along with colleagues. The Wall Street Journal cites a recent L…
    - 56 days ago 31 Aug 16, 6:08pm -
  • How Much is Your Social Media Account Worth?
    Longtime readers of AFM know that I’m not a fan of misleading people. I don’t publish paid blog posts without a disclaimer stating that the post is an advertisement. Advertisers don’t care for that, but I think it is the right thing to do. That…
    - 56 days ago 31 Aug 16, 5:00am -
  • Back to School Average Spending: $673
    From an article I read in today’s Houston Chronicle: “Parents expect to spend an average of $673.57 on electronics, clothes and notebooks this year, compared with $630.36 last year, according to the National Retail Federation, an industry trade g…
    - 57 days ago 30 Aug 16, 8:06pm -

Cash Money Life

  • newHow Many Retirement Accounts Can You Have?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How Many Retirement Accounts Can You Have?.How many retirement accounts can you have? Earlier this week a reader asked me this same question, and I p…
    - 8 hours ago 26 Oct 16, 8:55am -
  • How to Become A Millionaire – 5 Steps to Becoming Wealthy
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How to Become A Millionaire – 5 Steps to Becoming Wealthy.My wife reads my site and often sends me links to stories and other ideas. One day she se…
    - 13 days ago 13 Oct 16, 7:59am -
  • Federal Tax Extension Deadline – File Taxes by October 15th, or Pay the Price!
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Federal Tax Extension Deadline – File Taxes by October 15th, or Pay the Price!.Have you filed your tax return yet? Federal tax returns are due each…
    - 21 days ago 5 Oct 16, 9:42am -
  • Chase Bank Coupon Codes – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Chase Bank Coupon Codes – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account.Advertising Disclosure. Chase Bank…
    - 22 days ago 4 Oct 16, 9:01am -
  • Best Places to Open a Roth IRA Account
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Best Places to Open a Roth IRA Account.I think everyone who is eligible to open a Roth IRA should consider it. The long term tax advantages usually m…
    - 89 days ago 29 Jul 16, 9:31am -

PT Money

  • Kavout Review: An Innovative AI Investing Platform
    We recently wrapped up another FinCon and the second annual FinTech Startup Competition.  The competition is the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance an…
    - 1 day ago 25 Oct 16, 6:00am -
  • Why Life Insurance is an Important Protection Plan for Our Family
    This article was sponsored by SelectQuote and we get paid if you sign up for insurance through our links, but all thoughts and opinions are my own. In my single years, after I got my first job, I quickly learned that I needed a monthly budget to mana…
    - 5 days ago 21 Oct 16, 6:00am -
  • 5 Savvy Tips for Saving Money on Your Next Trip to Costco or Sams
    Warehouse stores have been around for years and have become a weekly shopping excursion for many suburban families. According to Wikipedia, 1983 marked the opening of Costco Wholesale and Kmart’s Pace Membership Warehouse (later sold to Sam’s Cl…
    - 15 days ago 11 Oct 16, 8:00am -
  • Earn More Interest on Your Savings by Switching to the New Capital One 360 MMA
    This is a sponsored conversation written by me on behalf of Capital One, who also pays us if you sign up through our links. However, the opinions and text are all mine. Today I’m excited to tell you about the new money market account recently launc…
    - 20 days ago 6 Oct 16, 3:19pm -
  • Opting for Student Loans? Here’s How to Make the Most of the Transaction
    This is a sponsored conversation written by me on behalf of Navy Federal, who also may pay us if you sign up through our links to their services. However, the opinions and text are all mine. These days, student loans are getting a bad rap. Collective…
    - 28 days ago 28 Sep 16, 3:17pm -

Clever Dude

  • newLife Hack: Remove Grease Stains With This Simple Trick!
    My son held up a tan pair of pants, pointed at three distinctly visible grease stains on the right leg, and asked if I could get them out. I could feel my face contort into a shape that expressed my extreme doubt. I’ve dropped ribs on a shirt at a…
    - 9 hours ago 26 Oct 16, 8:12am -
  • We Re-Invented the Envelope Budgeting Method By Accident
    For many people, including myself, the temptation to overspend is high when a debit or credit card is the primary method used to pay for purchases. For that very reason I believe that Cash Is King. While my monthly expenses are paid online using an a…
    - 2 days ago 24 Oct 16, 8:22am -
  • Health Savings Account Awesomeness Example #2: Wisdom Teeth Extraction Edition
    I love my Health Savings Account.  If you’re not clear on how they work, or how well they work, you’re in luck as I’m willing to share my experiences with them as I need to use mine.  Today’s post is my latest adventure in Health Savings Ac…
    - 5 days ago 21 Oct 16, 11:24am -
  • Which Intel Skylake LGA1151 Motherboard Is The Best Fit For You?
    Most people are content to walk into a big box electronics store and buy a pre-built, fully loaded, ready to use computer. There is also a smaller part of the population that would rather build their own computer by researching and purchasing the bes…
    - 7 days ago 19 Oct 16, 2:59pm -
  • October Update: $10,000 Debt Repayment
    In June I announced my mission to pay off $9,888.00 in debt by the end of the year. I’m utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing jobs Temporarily…
    - 9 days ago 17 Oct 16, 9:21am -

Dough Roller

  • How to Plan the Content for Your New Blog
    Welcome to Podcast 223, which is the 6th installment of our How to Start an Online Business series. I’m glad you’ve made it this far. If you’re just jumping in, we have covered picking a topic, getting a domain, and setting up a WordPress site…
    - 1 day ago 25 Oct 16, 7:03am -
  • Early Retirement: How Important Is It to Pay Off Your Mortgage First?
    When you plan for early retirement, you’re not just planning for the last few years of your life. It’s more like preparing for the second half of your life. This time frame will likely span a number of decades. One of the best ways to successfull…
    - 1 day ago 25 Oct 16, 6:45am -
  • How to Use a Health Savings Accounts to Save For Retirement
    I‘ve recently received a couple of emails from readers about Health Savings Accounts. One comes from Robert, who writes: I would like you to cover HSAs in the future podcast. We just started using one, and we are getting confused and occasionally t…
    - 2 days ago 24 Oct 16, 5:55am -
  • How to Hold Real Estate in an IRA
    It often surprises people to learn that you can hold actual, physical real estate in an IRA. But really, it shouldn’t be much of a shock.  The IRS rules regarding investment choices within an IRA are amazingly broad. In fact, you can hold just abo…
    - 5 days ago 21 Oct 16, 6:06am -
  • Is There a Difference Between Debt-to-Credit and Debt-to-Income?
    When it comes to personal finance metrics, many important numbers are expressed as ratios. Two of the most common ratios you’ll hear are debt-to-credit and debt-to-income. They sound somewhat alike, so they’re easy to confuse. So, what do these t…
    - 6 days ago 20 Oct 16, 6:11am -

Stop Buying Crap

  • Good idea: you should look for a new credit card once in awhile
    It’s been a long time since I’ve looked at the credit card market. While I was never once the type to churn a bunch of credit cards, for a period of time during the college years – I was one of those guys that dabbled in 0% balance transfer ca…
    - 58 days ago 29 Aug 16, 2:00pm -
  • Having a Baby? Great. $13,000, Please.
    How much is that bundle of joy going to cost you? There are lots of online calculators out there, but a quick search will yield this estimator at The calculations are based on USDA’s 2010 report, wherein they take account of the reg…
    - 7 Mar 13, 6:00am -
  • Huh. CostCo Gas Authorization Hold on Credit Card is $150
    I’ve been getting gas at my local Costco ever since the wife and I moved in the area 8 months ago — its not always the cheapest in the area, but given Costco is only 5 minutes away from the house and the line isn’t too terribly crazy, its my us…
    - 6 Mar 13, 6:00am -
  • Review – The Easy Peasy Guardian Against Bad Credit & Debit Card Charges
    Earlier this month I attended FinCon12, the financial blogger conference. While at the conference, I was met with wonderful greetings such as “So what are you doing here? You don’t even write anymore?” via Greg from WiseBread AND Ben from Money…
    - 25 Sep 12, 6:00am -
  • And Then There Was Zoey: How a Baby Surprisingly Didn’t Change My Financial Outlook (Yet)
    Two months ago something slightly interesting happened: My wife gave birth to our healthy baby daughter. The funny part was we were wholly unprepared for having our daughter on that particular day (but lets face it, estimates are estimates). On tha…
    - 6 Aug 12, 8:00am -

My Money Blog

  • newList of Free Movie Streaming Sites Online
    If you are a cord-cutter but are still looking for some free movie content to stream, here is a collection of (legal) links. Shortly after I had kids, I dropped Netflix as I had no time to “binge” on anything. However, I still like to watch bits…
    - 17 hours ago 26 Oct 16, 12:00am -
  • Free 500 La Quinta Returns Points Promotion
    You can earn up to 500 free La Quinta Returns points by registering for La Quinta Returns Social Rewards and then using your Facebook, Instagram, and Twitter social media accounts: – Register and Receive 100 points – Link Your Social Handles to L…
    - 2 days ago 24 Oct 16, 9:50pm -
  • Amazon Prints Promotional Codes: 50 Free 4×6 Photo Prints (Updated)
    New code for 50 free prints. Amazon now does photo printing with Amazon Prints, starting at 9 cents each for 4×6 prints. Bound photobooks start at $19.99 for 8×11 with 20 pages included, then $1 for every 2 additional pages. Free standard shipping…
    - 2 days ago 24 Oct 16, 9:42pm -
  • Free 1,000 Air Canada Aeroplan Miles Promotion
    You could earn 1,000 free Aeroplan miles by completing this quick “Myth or Truth” quiz. It doesn’t matter whether you the questions it right or wrong. You’ll need to enter your Aeroplan number at the end. These bonus miles can be handy as Air…
    - 2 days ago 24 Oct 16, 9:36pm -
  • Grit, Early Retirement, and Financial Freedom
    I joined the bandwagon and finished reading Grit: The Power of Passion and Perseverance by Angela Duckworth. (It’s not like I could just give up in the middle…) You’ve probably heard of this NYT bestseller. Either the book, the MacArthur fellow…
    - 3 days ago 24 Oct 16, 12:00am -

Saving to Invest

No Credit Needed

  • Paying Off Our Mortgage – Update With Chart July 2016
    My wife and I are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to eliminate our mortgage debt in less than 10 years.  We purchased our home in February of 2010 – so we have a little over four years to reach o…
    - 77 days ago 10 Aug 16, 3:09pm -
  • Get Out Of Debt – Quick Tips
    I love hearing stories about how folks are getting out of debt – and living debt free! Several years ago, my wife and I paid off all of our consumer debt – and we are now in the process of paying off our mortgage. I created an illustrated guide f…
    - 85 days ago 2 Aug 16, 10:50pm -
  • Get Out Of Debt – A Better Budget
    I recently wrote about our debt reduction process – a simple one-page guide to getting out of debt. Step 2 of our process was: We created (and followed) a zero-based budget. We “spent” our paychecks, on paper, at the beginning of each month, so…
    - 89 days ago 29 Jul 16, 6:00am -
  • DIY Digest – Some Of My Favorite DIY Youtube Channels
    Welcome to the DIY Digest – featuring DIY tips, techniques and resources. I love DIY projects – and these 6 DIY Youtube Channels inspire me to tackle projects around the house and in the shop. I have included a link to each channel page – and a…
    - 90 days ago 28 Jul 16, 5:59pm -
  • Get Out Of Debt – The Emergency Fund
    I recently wrote about our debt reduction process – a simple one-page guide to getting out of debt. Over the next few days, I plan to elaborate on each of the steps mentioned in the article, starting today with a few notes about step 1 – and the…
    - 90 days ago 28 Jul 16, 6:00am -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • newSome Pretty Explosive $$$ Stats!
    I’ve been saving up a bunch of stats that PR companies send me, and after seeing a whopper of one today I decided it was the day to unleash them :) Check ’em out and see where you fall, and then we’ll recap the takeaways at the end.. Ready. Set…
    - 14 hours ago 26 Oct 16, 3:06am -
  • Qoins: A “Rounding Up” App That Pays off DEBT!!
    Guys!! I found the third app to complete the Financial Trifecta!!! We already have a killer one for helping us *save* our money (Digit), and then of course another great one that helps us *invest* our money (Acorns), but now – FINALLY – we have o…
    - 3 days ago 24 Oct 16, 3:04am -
  • Oh, The Judging!
    My wife: “Honey – I got hit on today!!” Me: “Umm…. congrats?” Wife: “That never happens anymore! He was upset that I rented, but he was definitely hitting on me.” *** At this point I start paying attention more ;) *** Me: “How do yo…
    - 6 days ago 21 Oct 16, 3:06am -
  • How to Lose a Million Dollars
    [Today’s post is by a new blogger on the scene,, who’s currently planning an early retirement by his mid-forties. He doesn’t have everything neatly planned out for his life “after the cube” yet, but he’s definitely ha…
    - 8 days ago 19 Oct 16, 3:04am -
  • It’s National Spreadsheet Day!
    Goooood morning sexy budgeters! Just when you thought it couldn’t get any better, National Spreadsheet Day arrives :) A day to finally rejoice around something important! Haha… According to A holiday sure to appeal to some peop…
    - 10 days ago 17 Oct 16, 3:02am -

Smart On Money

  • 5 Reasons to Refinance Your Mortgage Now
    The perfect combination of rising home values and low interest rates is here. Conditions are ripe for refinancing a mortgage.The post 5 Reasons to Refinance Your Mortgage Now appeared first on Smart On Money and was written by Contributor.Copyright…
    - 84 days ago 3 Aug 16, 11:14am -
  • Co-Signing For A Loan: Never A Good Idea Unless You Like Paying For Other People’s Stuff
    The problem with co-signed loans is that far too often people don't know what they're signing up for. Here's why co-signing is a bad idea.The post Co-Signing For A Loan: Never A Good Idea Unless You Like Paying For Other People’s Stuff appeared f…
    - 2 Jun 16, 5:58am -
  • Where Can I Check My State Income Tax Return Refund Status?
    Filers are waiting expectantly to see when they can expect to receive their tax refund. Here's where you can view your state income tax return status.The post Where Can I Check My State Income Tax Return Refund Status? appeared first on Smart On Mon…
    - 5 May 16, 12:59pm -
  • How To Protect Your Identity While Traveling
    With a little planning, it's possible to reduce the chances of having your identity stolen while you travel. Here are some tips to help you protect yourself.The post How To Protect Your Identity While Traveling appeared first on Smart On Money and w…
    - 1 Dec 15, 3:44pm -
  • Do You Know What REALLY Affects Your Credit Score?
    Many consumers are aware that a credit score is an important part of their finances. But do you really know what affects your credit score?The post Do You Know What REALLY Affects Your Credit Score? appeared first on Smart On Money and was written b…
    - 8 Oct 15, 5:57am -

Financial Samurai

  • newTrack Everything! We’re Eating And Spending WAY Too Much
    Building wealth has become second nature to me. It’s what happens when you write more than 1,300 personal finance articles over seven years. Not only does writing help you get smart about the topics you write about, many of the articles themselves…
    - 14 hours ago 26 Oct 16, 3:08am -
  • Millennials Will Be The Richest And Happiest Generation Ever
    How much would you pay to be young, fit, and full of hope again? I asked myself this while chowing down on a double cheeseburger at the airport. I first came up with $50,000 to be permanently 10 pounds lighter and $200,000 to be permanently 20 poun…
    - 3 days ago 24 Oct 16, 3:18am -
  • Is Diversity Really Necessary In The Workplace?
    Look around you. Chances are HIGH all your bosses look the same, talk the same, and act the same. If you so happen not to look like your boss, then you might be limited in your upward mobility. We all know people tend to favor those who are more sim…
    - 5 days ago 22 Oct 16, 3:08am -
  • How Student Loan Forgiveness Can Cost You
    After publishing my post on actions to take in a rising LIBOR environment, it dawned on me that besides refinancing your adjustable rate mortgage, you should also consider refinancing your student loans as well, if you have any. It feels like a lifet…
    - 7 days ago 19 Oct 16, 7:28pm -

Fiscal Fizzle

  • Comfortable Living Must Include Providing for Retirement
    There are many ingredients needed if you are to ensure a comfortable and satisfying life. Health is certainly one of them and finance is another. When it comes to the latter the importance of money management can never be overestimated. Anyone settin…
    - 30 Sep 15, 5:27pm -
  • Top Tips for Inventory Control Policies that Work
    Once you’ve invested in a point-of-sale system and worked on taking your inventory live, you’re going to need to put policies in place to keep your inventory from backsliding to zombie status. Setting up these policies is easy, and you should hav…
    - 31 Oct 14, 10:22am -
  • Short and Long-Term Financial Planning
    Planning for the future may be seem like a daunting task for many hard-working individuals. At some point, it becomes important to make long-term plans for personal finances. Insurance companies offer financial services that are just as diverse and v…
    - 14 Oct 14, 7:51pm -
  • Tips When Shopping for Tires at Costco and Sam’s Club
    I recently bought a new set of tires at Costco, and bought my last set at Sam’s about 3 years ago (for another car), so today’s post is simply a quick overview on how to get the most out of your tire purchase if you decide to buy at a “warehous…
    - 18 Sep 14, 7:29am -
  • Avoid These Mistakes With Inherited IRAs
    As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if…
    - 30 Jul 14, 7:20am -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
    Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities. One of the most f…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

  • new4 Things Everyone Needs to Know Before Pitching a Client
    It doesn’t matter what line of work you’re in; if it comes down to working with clients, making sales, or even getting everyone on board, then you need to know how to manage your clients. That’s exactly why you should take the time to study and…
    - 11 hours ago 26 Oct 16, 6:15am -
  • 12 Painless Ways to Save $2000 Before the Holidays (Part 2)
    Editor’s Note: Part 1 of this article can be found here. While I always recommend having a second source of income to cover increased holiday spending, you can also cut back your budget. In Part 1 of this article I showed you six painless ways to d…
    - 1 day ago 25 Oct 16, 6:15am -
  • 12 Painless Ways to Save $2000 Before the Holidays
    The holidays are less than two months away, and if you don’t yet have enough cash stashed to cover all the upcoming expenses — like hosting family dinners, gifts, and all that extra gas you’ll use driving around town from here to BFE — its ti…
    - 2 days ago 24 Oct 16, 6:15am -
  • Black Coffee: The Lunatics Are Running the Asylum
    It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits C…
    - 4 days ago 22 Oct 16, 6:15am -
  • European Yields Are Playing Catch-Up
    The forex markets are consolidating after experiencing robust volatility, especially for sterling, as a hard Brexit is in the cards. Yields in the U.S. have been moving higher making the pound less attractive but, it now appears that European yields…
    - 5 days ago 21 Oct 16, 3:53pm -

Lazy Man and Money

  • What If Advanced Degrees Were a Tenth the Cost?
    Everyone wants their children to have the best education possible, right? I saw an article about advanced degrees and it got me thinking about my 2 and 4 year old. (I look a lot further forward than most people.) The education of our 2 and 4 year old…
    - 1 day ago 25 Oct 16, 11:09am -
  • What’s Your Encore Career Going to Be?
    I read so many articles on the Internet each week. I don't share many of them. I assume that everyone is drowning in information overload like I am. However, once a month or so, I find a unique article. It hits me hard and I have to share it. Such wa…
    - 2 days ago 24 Oct 16, 10:33am -
  • 10 Ways Frugal Living Prepares You for an Emergency
    [Editor's Note: The following is a guest post by Carmela Tyrell. After she introduced her site to me, I asked if she'd be willing to write a guest post and here it is! (Obviously!) Carmela is an experienced prepper that enjoys spending time working i…
    - 6 days ago 20 Oct 16, 11:44am -
  • Giveaway: Brentwood Sleep Wellness Bundle (Value: $230)
    Today's article is a little different. I haven't done a giveaway in years. It's not that I don't enjoy giving stuff away, I just feel like 99% of people get zero value from the article and the lucky winner gets 100% of the value. (Cue Statler and Wal…
    - 7 days ago 19 Oct 16, 8:13am -
  • Dobot: Automated Saving for Goals
    Every year, I get thousands of marketing pitches in my inbox. I often find that there are fewer than 10 are worth my time to readers. It almost makes me want to shutdown my email completely. Today, I'm bringing you one of those 10 pitches that makes…
    - 8 days ago 18 Oct 16, 5:00am -

Mighty Bargain Hunter

  • How free apps get you (and what you can do about it)
    Free apps usually aren’t really free, as my daughter found out tonight … Our daughter got a first-hand lesson in how app studios make money. We downloaded a puzzle app to our daughter’s iPad last night.  It’s like a tangram puzzle but with…
    - 13 days ago 13 Oct 16, 11:36pm -
  • 20-year mortgage: Save interest and keep cash flow
    If a 15-year mortgage is too aggressive and a 30-year mortgage isn’t aggressive enough, look into a 20-year mortgage to take advantage of the low mortgage rates … Last month I looked into refinancing the mortgage on our primary residence. We had…
    - 31 days ago 26 Sep 16, 1:48am -
  • Rebate site hot deals: Week of 9/20/2016
    Check out these rebate site hot deals for the week of September 20th, 2016 … Ebates – Double Cash Back Plus this week! Ebates is the first rebate sites I used.  I got some cash back on my honeymoon travel back in 2002! Fast forward fourteen ye…
    - 36 days ago 20 Sep 16, 9:56pm -
  • Fast, reliable homework answers
    There are lots of ways to side hustle some extra money. Answering homework questions is one way … Knowledge is power. More practically, knowledge is marketable. If you have knowledge on a topic that someone wants badly enough, they’ll pay you for…
    - 42 days ago 14 Sep 16, 8:37pm -
  • Starbucks Rewards boost: More. Free. Coffee.
    Starbucks Rewards = Free Drinks.  Here’s how to get some more purchasing power … A few months ago we got a Starbucks less than a mile from our house. This is a huge temptation because both my wife and I have our favorite drinks there.  I suppl…
    - 46 days ago 11 Sep 16, 12:06am -

Personal Dividends

  • Why You Need to Include Stocks in Your Retirement Portfolio
    Many of us understand that one of the most important things that can be done for your finances is to save for retirement. Getting started early is one of the best ways to take advantage of compound interest and build a nest egg that can handle just a…
    - 30 Nov 15, 1:06pm -
  • 5 Credit Myths You Should Stop Believing Now
    We all believe things that aren’t true. Sometimes myths become so prevalent that we just take them at face value. When it comes to credit myths, though, you need to be especially careful. The myths you believe about your credit report and your cred…
    - 16 Sep 15, 4:53am -
  • Positive Financial Changes: Don’t Forget Your Health
    This is a sponsored post that contains affiliate links. Making positive financial changes is an important part of staying on top of your situation and ensuring that you don’t run out of money before you run out of month. This year has been a great…
    - 14 Sep 15, 10:59am -
  • Tips for Meeting Other Business Owners
    When you run a business, one of the best things you can do is connect with other business owners. Meeting other business owners can allow you to find partners and mentors. At the very least, you can connect with people who might be able to provide yo…
    - 8 Sep 15, 6:00am -
  • What You Need to Know About Employers and Your Credit Report
    One of the rising trends in employment is the reality that you might need to agree to a credit check as part of your employee background check. If you are out on the job hunt, here is what you need to know about credit checks and your employer: Bad C…
    - 17 Jul 15, 12:32pm -

Money Crashers

  • Can You Live Without a Car? – Cost Savings, Benefits & Alternatives
    If you’ve ever been stuck in a traffic jam, sitting motionless behind a diesel-belching truck as cyclists glide past happily in the bike lane, it may have crossed your mind that you’d be happier living without a car. But chances are, you quickl…
    - 2 days ago 24 Oct 16, 12:30pm -
  • Best 55 Fun Things to Do in San Francisco – Activities & Attractions
    Statistically speaking, there’s a good chance you or someone you know has been to San Francisco – the City By the Bay is among the most visited cities in the United States. For international tourists, whose entry and travel patterns are easier to…
    - 7 days ago 19 Oct 16, 10:25am -
  • 10 Legal Myths About Starting a Small Business
    Legal myths about small business law abound, ready to confuse, mislead, and even damage you if you rely on them. Like many myths, there is often a grain (or more) of truth to the common bits of not-quite-correct small business law wisdom you encounte…
    - 9 days ago 17 Oct 16, 10:50am -
  • Is Daylight Savings Time Helpful or Harmful? – History & Effects
    Each year in early November, we all set our clocks back by one hour to mark the end of Daylight Saving Time. Or at least, most of us do. A Rasmussen poll shows that 12% of Americans actually think they need to set clocks forward an hour in the fall,…
    - 12 days ago 14 Oct 16, 7:00am -
  • Joining the Military After High School – Benefits & Risks
    Military service has long been a path for social and economic mobility – the gateway to the middle class – for thousands of young American men and women. Service is both a way to see the world and learn valuable skills that can be transferred int…
    - 15 days ago 11 Oct 16, 9:00am -

The Military Wallet

  • 2016 Veterans Day Free Meals and Discounts
    This article was originally published on The Military Wallet at 2016 Veterans Day Free Meals and Discounts and is protected by US copyright laws.Updated: Oct 26, 2016 (check back for daily updates!). Veterans Day is soon approaching and there are ma…
    - 2 days ago 24 Oct 16, 9:39am -
  • Golden Corral Military Appreciation Monday – Free Dinner for Veterans
    This article was originally published on The Military Wallet at Golden Corral Military Appreciation Monday – Free Dinner for Veterans and is protected by US copyright laws.It has become popular over the last few years for restaurants to offer free…
    - 8 days ago 18 Oct 16, 2:32pm -
  • Military Overseas Voting – How to Register for Absentee Ballot
    This article was originally published on The Military Wallet at Military Overseas Voting – How to Register for Absentee Ballot and is protected by US copyright laws.The 2016 Presidential Election is fast approaching – with the U.S. General Elect…
    - 11 days ago 15 Oct 16, 11:30pm -
  • How Military Members Can Get Out of a Cell Phone Contract
    This article was originally published on The Military Wallet at How Military Members Can Get Out of a Cell Phone Contract and is protected by US copyright laws.If you are like me, you probably don’t like being stuck in a cell phone contract, even…
    - 16 days ago 10 Oct 16, 9:32am -
  • Separating from Active Duty – When is it Time to Leave the Military?
    This article was originally published on The Military Wallet at Separating from Active Duty – When is it Time to Leave the Military? and is protected by US copyright laws.Every military member is faced with at least two major decisions in their ca…
    - 22 days ago 4 Oct 16, 9:01pm -

Deliver Away Debt

  • Debt and Investment: Two Sides of the Same Coin
    Debt and investment are not often talked about in the same sentence. After all, when someone is ridden with debt, it’s hard to think about investment. All your extra money needs to go towards servicing that debt, leaving nothing left over for inves…
    - 50 days ago 6 Sep 16, 5:03am -
  • How to Stop Worrying about Money

    - 99 days ago 19 Jul 16, 4:18pm -
  • Debt Freedom is a Lifestyle, Not Just a Goal
    I have a  family member who uses smokeless tobacco, which caused oral cancer in his lip and soft palate.  Thankfully, the doctors were able to remove the cancer with surgery. This was more than 7 years ago, but unfortunately he still uses smokeless…
    - 16 Jul 16, 5:31pm -
  • Bank Of America Sold My Checking Account
    Have you ever had one those moments where you realized that you don’t know how the world works? Like, you thought you had a handle on the flow of things, but then something happens and you realize “I have no idea what’s going on.” Well, it ha…
    - 14 Jul 16, 12:21pm -
  • Sometimes I’m Just a Kid in a Candy Store, With a Credit Card
    Please save me from myself! I am a 35 year old level-headed father (oh, and a personal finance blogger), and yet I still have those moments where wise spending and self control just fly out of the window.  Sometimes I still don’t feel ready for ad…
    - 8 Jul 16, 5:11am -

Dual Income No Kids Finance

  • newEasy Credit Repair Tips
    Good morning Dinks! I hope all is well with you. Being creditworthy is something that many of us strive for. Some people are taught the basics of credit at an early age while others learn them a little later in life. Unfortunately, I was one of those…
    - 12 hours ago 26 Oct 16, 4:30am -
  • What Every Investor Should Know About The Stock Market
    Almost anyone can invest in stocks. It makes sense to approach investments with a level head and an artillery of valuable research. Try not to be impulsive or impatient when playing the stock market, or else you won’t profit as much as you can. Ar…
    - 3 days ago 24 Oct 16, 4:30am -
  • Tips For Investing in Gold
    In the past, I’ve discussed several different ways to invest in such as stocks, and mutual funds. Today, I will be talking about gold. Have you ever considered the gold market as a new investment vehicle? Have you tried other markets with little su…
    - 6 days ago 21 Oct 16, 4:30am -
  • Have You Considered Putting Your Debt on a Diet?
    Hello, Dinks. Some of us still struggle with debt. I’m currently in the process of paying off over $72,000 worth. It’s not a game. I have friends who are in situations worse than me. Have you thought about putting your debt on a diet?  As you kn…
    - 8 days ago 19 Oct 16, 4:30am -
  • Surviving a Company Merger
    When you’re working in corporate America, the chance of your company merging with another one is always there. Having been a part of two mergers, I’ll be the first to say that everything does not always go smoothly. You job title and job could ch…
    - 10 days ago 17 Oct 16, 4:30am -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -


  • 50 Proven tips to help you reach financial freedom in your 20s [Your Cheat Sheet]
    “If you randomly stumble upon an amazing talent and then somebody important sees it by wild coincidence, great things can happen without any hard work.” — Peter Griffin on Family Guy. You want to save money in your 20s. You don’t want to stru…
    - 1 day ago 25 Oct 16, 9:09am -
  • Do you hate your job? Read this article ASAP
    “I’m excited about a new business opportunity. I might be able to finally quit my job.” I saw a friend post this status on Facebook. I was a bit intrigued but I wanted to wait until I saw them in person to get the details. When I finally met up…
    - 9 days ago 18 Oct 16, 4:00am -
  • How I Quit My Job to Backpack Europe
    “The gladdest moment in human life, me thinks, is a departure into unknown lands.” — Sir Richard Burton Have you thought about traveling? Have you been thinking about planning a trip to Europe? This article will help you out. The following is a…
    - 13 days ago 13 Oct 16, 8:23am -
  • Why Right Now is the Best Time in History to Be Alive
    “Times are tough. Our parents had it the best. We are alive during the worst period ever.” — said by all losers on social media. I’ve had people try to tell me that right now is the worst time to be alive. They complain about the economy and…
    - 22 days ago 4 Oct 16, 7:00am -
  • The Studenomics Rule for building wealth & having money in your 20s
    It’s fun to talk about weird ways to save money and how to go out on a budget. However, at some point in your 20s, you have to move on to the next stage. You have to start building wealth so that you can actually enjoy your life without always nick…
    - 27 days ago 29 Sep 16, 11:13am -

Money Crush

  • Find Your Passion (It’s Probably Right in Front of You)
    “Find your passion,” we’re urged, and everything will fall into place. So we spend our time struggling to hunt down that passion as if it were some sort of elusive beast lurking deep in the jungle. The reality is, your passion is often right in…
    - 23 days ago 3 Oct 16, 6:00am -
  • Save Money by Plugging Little Financial Leaks
    Are you happy with where your money goes? If more of it seems to disappear than you can account for — or than you would like — you may have some financial leaks that need plugging. Like a dripping faucet, a little bit of money leaking out in drib…
    - 46 days ago 10 Sep 16, 6:00am -
  • 5 Things You Can Do with $5 (Or More) a Week to Improve Your Future
    You might be surprised at what a difference even 5 bucks can make. Here are 5 simple things you can do with $5 a week to improve your future: 1. Make an extra payment toward your debt. Many lenders will allow you to make multiple payments each month…
    - 93 days ago 25 Jul 16, 6:00am -
  • What Financial Health Means to Me
    If you’d asked me what financial health meant several years back, I’d likely have answered with “Being able to pay all my bills without running out of money”. That’s because I was in debt and struggling to make ends meet. (I wasn’t alone,…
    - 29 Jun 16, 6:00am -
  • Sell High, Buy Low
    Now I won’t pretend to know what the stock market is going to do. It might implode, it might skyrocket, or it might stagnate — or even do all three on the very same day. Who knows. But I do know that one of the (many) strategies for making money…
    - 23 May 16, 6:00am -

Wealth Informatics

  • Strider bike review: Is a balance bike worth the money for a toddler?
    Strider bike review: Is a balance bike worth the money for a toddler? is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. My first introduction to balance bikes was when my daughter was ab…
    - 6 Oct 15, 10:34pm -
  • Money and Control in Your Marriage
    Money and Control in Your Marriage is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When I was a stay-at-home mom, way back in the late 1970s, I resented the way my spouse seemed to fee…
    - 10 Mar 15, 11:53am -
  • TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014)
    TurboTax Discounts & Coupons : Where to find the cheapest price? (updated for 2014) is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Updated on Feb 10, 2015 for 2014 Tax year TurboTax d…
    - 10 Feb 15, 11:24pm -
  • Funding the Next Generation via Christmas Gifting
    Funding the Next Generation via Christmas Gifting is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. There is a cute commercial on television this year, showing a child eagerly opening a…
    - 19 Dec 14, 4:00am -
  • Often Neglected Home Cleaning and Maintenance
    Often Neglected Home Cleaning and Maintenance is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. When you buy a different home, especially a pre-owned one, you often don’t get much in t…
    - 5 Nov 14, 4:00am -

Engineer Your Finances

  • newFour Last Minute Loan Options
    Sometimes things happen, and you need money fast. In a perfect world, everyone would have an emergency fund, but they don’t. If an emergency happens, you are scrambling for money. Today, I want to go over four last minute loan options. They are all…
    - 12 hours ago 26 Oct 16, 4:30am -
  • How to Tell If Your Used Car is A Lemon
    Buying a used car can save you so much money. All three of my cars have been used. I’ve been pretty lucky to have not gotten a lemon. My first car did have an issue a couple of weeks after I purchased it, but I was able to get the dealership to fix…
    - 3 days ago 24 Oct 16, 4:30am -
  • How Young Professionals Can Invest in Real Estate
    Today we have a guest post for you from Listen Money Matters about how young people can finally get over their fear of investing. Enjoy! As a young professional, you may be thinking that real estate investing is not a possibility for you due to a lac…
    - 6 days ago 20 Oct 16, 9:17am -
  • More Ways to Make Money When Unemployed
    A few weeks ago I wrote about some ways for you to make money if you’re unemployed. I discussed selling shoes, selling t-shirts and providing a service. There are a lot more ways out there to make money. Today, I will be going over four more of tho…
    - 8 days ago 19 Oct 16, 4:30am -
  • Fighting Depression After a Job Loss
    Losing a job is never fun. It happens to the best of us. It’s okay to be down for a little while after you’ve lost your gig. Sometimes people take a job loss a bit too serious and they allow it to cause them to be depressed. As you know, depressi…
    - 10 days ago 17 Oct 16, 4:30am -

Early Retirement Extreme

  • newTeaching and talking
    In my previous life I had to give talks on a regular basis usually running from around 15 minutes to 60 minutes (questions included), although a few were 10 minutes and 120 minutes respectively. I found the size of the audience (usually 10-300) never…
    - 14 hours ago 26 Oct 16, 2:54am -
  • My Early Retirement Story
    This is a guest post from deegee, who retired at 45 after slowly transitioning into part time work and who has been retired for one year now. I still have one more early retirement guest post lined up. If you want to share your story. Contact me. I r…
    - 1 day ago 25 Oct 16, 2:53pm -
  • Wear a wide brimmed hat and retire extremely early
    And here’s the extreme version of Wear sunscreen and retire early. I promise this will be the last blog on sunscreen for a while 🙂 Spoken to the tune of “Wear Sunscreen”. If I could give you a single piece of advice. This would be it: Be wea…
    - 2 days ago 25 Oct 16, 2:49am -
  • Music
    First you have to make the choice between spending mainly on the music itself and spending on the equipment playing the music. I find that spending more on the equipment reveals more layers in the music (sometimes 6 or 7) compared to the 3-4 (vocal,…
    - 2 days ago 24 Oct 16, 2:43pm -
  • Saying “NO” to fitting in
    And now for a guest post from a writer who needs no further introduction 🙂 … Okay, it’s Trish from Simple in France. I could type you a grocery list hundreds of items long detailing all that my husband and I have said ‘no’ to as we’ve cu…
    - 3 days ago 24 Oct 16, 2:39am -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • 5 Tips to Makeover Your Bathroom without Breaking the Bank
    Want to makeover your bathroom, but you’re on a ight budget? Get a great new look for under $1,000 with these tips! Our three bathrooms still have the original finishing and are starting to look dated. Although bathroom remodeling costs have a high…
    - 9 days ago 17 Oct 16, 5:45am -
  • Should We Combine All Our Finances?
    From time to time, I get emails from readers about their finances. Sometimes, it’s very specific and we just keep the conversation with email. Others, like this one, are more board and I think beneficial to discuss together (after I send a persona…
    - 22 days ago 4 Oct 16, 6:01am -
  • FinCon 2016 Highlights
    Back home from a fantastic trip in San Diego! I flew over for  FinCon, the conference for independent personal finance publishers. Every year it gets bigger and besides personal finance writers, there are podcasters, vloggers,  big companies like A…
    - 29 days ago 27 Sep 16, 5:20am -
  • 10 Most Popular Episodes of the Couple Money Podcast
    As I’m preparing to head over to San Diego to attend FINCON, I want to pause and celebrate the upcoming second anniversary of the podcast. After almost two years and over 150 episodes I’ve had so much fun learning from others how they’ve worke…
    - 37 days ago 19 Sep 16, 6:47am -
  • Set It & Forget It with Your Retirement?
    One tip that I often give to readers here is automating your finances when possible. I’ve seen how we can sometimes be our own worst enemies, especially when stressed out by all the noise out there about the market. Automation has been wonderful…
    - 44 days ago 12 Sep 16, 6:56am -

My Journey to Millions

  • Top Investment Tips from the Professionals
    Getting involved in the investment arena can be nerve wracking if you’re not sure how to get started or how to capitalize on your returns in the most effective way. What follows are some of the best real estate investment tips from professionals. N…
    - 15 days ago 11 Oct 16, 8:49am -
  • October 2016 Undervalued Dividend Growth Watch List
    Every month I take those stocks that have increased their dividends for 20+ years and manually screen them to create a watch list for my monthly purchase.  My goal is to find possibly undervalued companies that have paid an increasing dividend for…
    - 16 days ago 10 Oct 16, 8:14pm -
  • My Dividend Investment Portfolio Update – October 2016
    I have been tracking my investment income for years and years, but when I sold the site I decided to sell a large portion of my investment income.  It went from around a $30,000 balance with the following income history: However, it feels like with…
    - 21 days ago 5 Oct 16, 8:49pm -
  • Generating Income Selling Short Puts
    While I was taking my hiatus from writing on this site I started to get very into selling short puts to create a tangible, income stream that can be used to supercharge my undervalued dividend growth investment strategy.  I will provide posts about…
    - 22 days ago 4 Oct 16, 7:31pm -
  • Picking Penny Stocks: Top Researching Tools for Investors
    Penny stocks are understandably popular with many investors, simply because each stock buy cheaply, does at least have the potential to grow into a stock that sees your original investment value multiply many times over. The obvious wealth-warning at…
    - 23 days ago 3 Oct 16, 7:05am -

Enemy of Debt

  • Cosmetology School Students Can Save You Money On Hair And Spa Services
    Enemy of Debt - Cosmetology School Students Can Save You Money On Hair And Spa ServicesA visit to the salon for my wife was on the list of discussed and approved expenditures for the weekend. A few hairs on her beautiful head had dared to turn the w…
    - 2 days ago 24 Oct 16, 9:29am -
  • Fist Pump Friday: I Love You Like A Blogger Roundup – 10/21
    Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 10/21It feels like the calm before the storm.  We’re past the spending spree that accompanies the beginning of the school year as well as some family functions behind us, we…
    - 5 days ago 21 Oct 16, 10:20am -
  • Insurance Enrollment for 2017 is OPEN!
    Enemy of Debt - Insurance Enrollment for 2017 is OPEN!That special time of year is upon us again, my friends. I’m not talking about the holidays, the change in season, or even the start of the NFL season. Enrollment is open for next year’s insur…
    - 9 days ago 17 Oct 16, 10:24am -
  • Fist Pump Friday: I Love You Like A Blogger Roundup – 10/14
    Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 10/14Last night was an exciting night at my house… was computer upgrade night!   I bought new parts to swap into the computer, but it barely cost me a cent.  I finance…
    - 11 days ago 16 Oct 16, 12:55am -
  • Is Bed, Bath, And Beyond Getting Rid Of Their 20% Off Coupons?
    Enemy of Debt - Is Bed, Bath, And Beyond Getting Rid Of Their 20% Off Coupons?I have a lot of love for Bed, Bath, and Beyond. They’ve reduced the price of a large purchase just because we asked, they have a gift wrapping center, and they give out…
    - 13 days ago 13 Oct 16, 11:14am -

Peak Personal Finance

  • National Penn Online Banking October 2014
    With this National Penn online Banking October, 2014 update all customers of this financial institution can be informed on just how they can manage their money 24/7. One of the biggest differences with the National Penn electronic banking as compared…
    - 31 Oct 14, 5:00am -
  • M&T Online Banking October 2014
    This M&T online Banking October, 2014 update is about what is available from this Buffalo based financial institution for its customers to use. It is referred to as M&T Web Banking. The M&T electronic banking has all of the more common features other…
    - 10 Oct 14, 5:00am -
  • GE Capital Online Banking September 2014
    This GE Capital online Banking September, 2014 update is about the financial institution that was named Best Bank by Money Magazine last year. One of the shining points of the GE Capital electronic banking is their online savings accounts. This accou…
    - 19 Sep 14, 5:00am -
  • MB Financial Online Banking August 2014
    This MB Financial online Banking August, 2014 update can help provides the necessary information for you to maneuver this website and manage your money to fit your needs. The web address is This is the portal that makes it all possible.…
    - 29 Aug 14, 5:00am -
  • Luana Savings Online Banking August 2014
    In this Luana Savings online Banking August, 2014 update is information about just what this Iowa based financial institution has to offer their customers. This past year they made the list of the National Top 100 Farm Lender of America. They are als…
    - 8 Aug 14, 5:00am -

Simple Financial Lifestyle

  • Simple Inspiration Interview with Jim Wang
    This week I am happy to have an oldie but goodie with us.  I am not sure if Jim will like me calling him old because he is not.  But he has blogged for a long time and some consider him one of the godfathers in personal finance. I am sure many of y…
    - 3 Sep 15, 6:00am -
  • Simple Inspiration Interview featuring Barbara Friedberg
      Welcome to this week’s Simple Inspiration Interview.  With this week’s stock market volatility, I happy to interview Barbara Friedberg. Barbara Friedberg Personal offers: A one stop destination for investing and wealth building st…
    - 28 Aug 15, 6:00am -
  • Simple Inspiration Interview with Phil Ash from Baton Investing
      Hope you are enjoying the Simple Inspiration Interviews and that they are providing you with thoughts and ideas on how you can simplify your finances.  This week I am interviewing Phil Ash from Baton Investing.  He discusses how he has simplifie…
    - 13 Aug 15, 6:00am -
  • How to Simplify in case you lose your wallet?
      If you lost your wallet or purse would you remember everything you had in it?  Misplacing your wallet or purse is a terrible feeling.  I know I would not remember every item in my wallet.   I do know I have carry a credit card or two as well a…
    - 11 Aug 15, 6:00am -
  • Simple Inspiration Interview featuring Emma from Money Can Buy Me Happiness
      Welcome to this week’s Simple Inspiration Interview.  This week I have a chance to welcome Emma from Money Can Buy Me Happiness. Emma is from New Zealand and married to an Irishman. The sheer distance between the two countries is her motivatio…
    - 6 Aug 15, 6:00am -

Financially Poor

  • Do What You Want
    How awesome would it be if you could do what you want every day? How amazing would it be to make money doing what you love? You wouldn’t have to: Leave your family everyday Drive to work Stay up late being stressed about life So what’s stopping y…
    - 2 days ago 25 Oct 16, 4:01am -
  • 8 Tips For Achieving Financial Security
    Making money, avoiding debt and achieving financial security can be akin to a myth. You hear about it, but you’re not entirely sure that this can be done. It can be done and with relative ease too. Of course, you need to ensure that you are in a go…
    - 4 days ago 23 Oct 16, 3:08am -
  • 3 Ways To Get Over Your Financial Demons
      We all have them.  Those little things that we love to buy that totally blow our budgets.  Some people love buying shoes and clothes.  For others, the latest technological gadgets are their downfall.  Whatever your financial demon, overcoming…
    - 6 days ago 21 Oct 16, 2:46am -
  • Five Important Money Saving Tips
    As we head into the festive period, we inevitably head into a period of heavy spending. Every year, we have to pay for food, drinks and presents (amongst other things), so costs can soon add up. So, to help you prepare for Christmas this year, you ma…
    - 8 days ago 19 Oct 16, 2:12am -

The Consumer Boomer

  • 5 Ways to Botch Your Retirement
    If you’re like many people, you want to live comfortably in your latter years. But, unfortunately, that’s not possible for all retirees. Sometimes, the reasons are innocent enough: the entire market crashed right before retirement, unforeseen med…
    - 94 days ago 24 Jul 16, 4:22pm -
  • Understanding Your Options During the Medicare Annual Enrollment Period
    The Medicare Annual Enrollment Period (AEP) is upon us once again. It started back on October 15, and will run through December 7. If you are eligible for Medicare coverage, it’s important that you understand that this isn’t just about picking a…
    - 4 Nov 15, 9:52am -
  • 3 Retirement Myths Investors Should Ignore
    The likelihood of a successful retirement comes down to one overarching factor: mathematics. Therein lies the problem: the kind of mathematical gymnastics required to design a successful retirement is beyond the reach or determination of many inves…
    - 28 Sep 15, 2:50pm -
  • IRA Consolidation: The “Super IRA” Strategy
    The Traditional IRA and its offshoots (SEP, SIMPLE, rollover and Roth IRAs) play a leading role in helping millions of U.S. taxpayers invest for retirement. However, many IRA owners are unaware of the opportunity they have to consolidate their multip…
    - 25 Sep 15, 10:11am -
  • 4 Silver IRA Mistakes You Must Avoid at All Costs
    Most people are aware of what to do when it comes to investing on silver IRA. But that does not prevent them from making investment errors. So in an attempt to try something different and productive, I thought I’ll write up a guide of the pitfalls…
    - 24 Sep 15, 3:19pm -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • The Business Side of Credit vs Debit
    The choice you make at the checkouts while paying for goods you bought is a personal matter. You can process the transaction as debit, requiring your PIN to complete the process or you can run it as credit and sign for the receipt. This seemingly str…
    - 2 days ago 24 Oct 16, 7:00am -
  • Are You Living on a Reasonable Monthly Budget?
    If you are living on a monthly budget, bravo! You have taken an important step toward financial responsibility, one that not everyone takes. However, do you have a reasonable budget that covers all the basics? If your budget includes housing, transpo…
    - 9 days ago 17 Oct 16, 7:00am -
  • How I’m Paying My Student Loans While in College
    Lauren Davidson is a Junior at the University of Pennsylvania. She is majoring in Finance and is working to set herself up for success in repaying her student loan debt after graduation. Yes, I hear you right now. You are screaming over there because…
    - 12 days ago 14 Oct 16, 7:00am -
  • 6 Quick and Easy Credit Fixes
    It has never been easier to get a credit card, and most are widely accepted wherever people shop. However, it is just as easy to max out a card, and end up owing creditors a ton of money. Making slow or no payments can put a dent in your credit score…
    - 16 days ago 10 Oct 16, 7:00am -
  • How To Build a Solid Credit Score
    No matter what stage of life you are in, a good credit score is essential. You never know when you are going to need a loan or have to make a credit purchase, whether it be for a car, a home, or education. Unless you have saved up a significant amoun…
    - 29 days ago 27 Sep 16, 7:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Is Home Ownership Worth it?
    Recently, we had a large storm come through and it took one of the big trees between our neighbor’s house and ours down.  It landed on the power lines and surprisingly enough, we didn’t lose power.  We called the electric company and they came…
    - 20 Jul 15, 10:46am -
  • Travel Now While You’re Young, or Save and Travel Later?
    Have you seen this quote circulating the internet? I’ve seen quite a few people post it on Facebook and I have mixed feelings about it.  On one hand, I love it because I love to travel and I’d much rather spend money on traveling than crap that…
    - 13 Jul 15, 2:28pm -
  • Diono Pacifica Review
    Since Penny was born, we’ve had a few car seats: her infant car seat, and two convertible car seats.  The first convertible we bought Penny she didn’t like because she couldn’t see out the windows.  We bought a new one that sat her higher up…
    - 26 Mar 15, 12:27pm -
  • Homemade Stain Remover Recipe
    The other day I ran out of my normal laundry stain remover and had to make some with items I already had on hand. Here’s what I used: -1 part blue Dawn (I used 1/2 cup of the original that I buy at the Dollar Tree. It is the non concentrated but an…
    - 17 Feb 15, 2:13pm -
  • One and Only Child
    After the birth of our daughter Penny, I said I wanted at least two more babies.  My thinking was that since we had such a hard time conceiving the first time (we were even considering adoption at one point) surely the second time it would be much e…
    - 12 Jan 15, 12:01pm -

Frugal Zeitgeist

  • I Want To Blog: How Can I Start and Why Should I?
    I’ve been blogging since 2007 now, hardly a lifetime but pretty long in the world of blogging. It’s been a rocky ride and although much a hobby it’s also a large part of my full-time income and allows me to freely travel the world. Why you shou…
    - 15 Apr 13, 11:13am -
  • Save money or support the independent coffee house? And the wider questions…
    I like to head out for a coffee and do some writing. There is a case for working at home all of the time but hey I would go absolutely crazy! I’m back in my home town of Woolwich, London right now. First off I can’t believe how fast it is changin…
    - 12 Apr 13, 4:08am -
  • Reusable Tampons!! Have You Thought About The Menstrual Cup?
    You may think that my frugal thinking has gone a little far but hear me out…. The traditional tampon is a very expensive “necessity” that women around the globe sometimes have to struggle with in order to buy on a monthly basis. A box of tampon…
    - 2 Apr 13, 10:40am -
  • Stop impulse spending now!
    This is a guest post by a good friend Duncan Wilson of A £2.50 paper cup of coffee. A packet of 10p crisps. Another packet of 10p crisps. A £1.80 newspaper. A single pack of chewing gum. A bottle of water. A chocolate bar. No,…
    - 25 Mar 13, 4:33am -
  • Vinegar: A Frugal Wonder
    One of the best, oldest and essential tools that a frugalist can have in their arsenal is a very cheap and common acidic substance called vinegar! Yes, yes.  I know you know what it is….. Most of us purchase vinegar for cooking.  Even just withi…
    - 22 Mar 13, 10:00am -

Out of Debt Again

  • Create a Successful Trading Plan for Online Forex Trading
    The worst mistake a rookie trader could make is to dive in the trading market out of excitement with no plan whatsoever. This article describes what your plan must include to help you succeed. What...[[ This is a content summary only. Visit my webs…
    - 14 days ago 12 Oct 16, 2:03pm -

Money Reasons

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • Heading to Las Vegas, Baby! Current Las Vegas Deals!
    I’ve written about Las Vegas and have highlighted posts from awesome guests that cover some budget-friendly Las Vegas tips.  It has been 5+ years, but I am finally heading back.  For a pet sitting conference.  Yes, that is a thing. I’m attendi…
    - 6 days ago 20 Oct 16, 4:00pm -
  • How to Make a Yard Spider – Our Newest Halloween Addition
    Two years ago, I grabbed some stuff from Home Depot and created this new addition to our Halloween decoration family… My Giant Yard Spider – Elspira Meet Elspira (Elvira but a spider…get it?  Hehehe) – she makes me smile. Here is how you…
    - 11 days ago 16 Oct 16, 4:00am -
  • 2016 New Year’s Resolutions – 9.5 Month Update (It’s Been Rough)
    I haven’t checked in on my New Year’s resolutions in about 6 months because it’s been incredibly sad with spots of awesome.  But I am a fierce beyatch, so here’s how it’s going! 1. See my parents and my grandparents at least once a month…
    - 15 days ago 12 Oct 16, 4:00am -
  • September 2016 Self-Employment Income of $7785 and Net Worth of $525,680!!!
    It’s that time again! I like to use monthly income and net worth updates for motivation. Posting them pushes me to try harder, I am forced to look at our numbers, and I started blogging so I could share with all of you and get feedback. I would als…
    - 22 days ago 5 Oct 16, 4:00am -
  • Goodbye, San Diego! #FinCon16 Recap
    I’m back!  #FinCon16 was a meet up of 1250+ financial geeks and blogging buffs in San Diego for 4+ days.  If you just thought “sounds like heaven”, you should join us in Dallas in 2017!  (That’s my referral link to the $189 rate from now u…
    - 27 days ago 30 Sep 16, 12:00am -

Well Heeled Blog

  • $8.42 – Boys First Time Discount (Save 68%) – Discount Porn Special
    Boys First Time discount memberships start at $17.99 or the 30-day pass and climb in value to the annual pass at $8.42 per month, paid in one 12-month instalment, and they include access to five other sites from Reality Dudes. The reality here is tha…
    - 59 days ago 29 Aug 16, 1:44am -
  • $8.42 – Gay Revenge Discount (Save 68%) – Discount Porn Special
    Gay Revenge discounts set you up nicely for some ‘get your own back’ bonking from well-hung amateur guys. It also sets you up well for saving money, something we all like to do these days. You can get a 31% discount of their usual 30-day price wi…
    - 59 days ago 29 Aug 16, 1:44am -
  • $8.42 – Reality Dudes Discount (Save 68%) – Discount Porn Special
    Reality Dudes discount memberships give you unrestricted access to six sites in one easy to use network. We’re talking Latinos and first trimers, BF porn and naughty straight boys going gay at this hot collection and we are also talking 31% off the…
    - 59 days ago 29 Aug 16, 1:43am -
  • $7.91 – Tamed Teens Discount (Save 74%) –
    Tamed Teens discount encourages you to think like a lion. The owners of want you to take what is rightfully yours. Now I am not saying that your neighbor’s daughter is necessarily your rightful property, but if she is legal and she…
    - 60 days ago 27 Aug 16, 4:23pm -
  • $8.33 – Top To Bottom Discount (Save 73%)
    Top To Bottom discount alert: take our hugely reduced offer on the 30-day pass to this great site and save $15.00. Or, take the 12-month one and pay the equivalent of $8.33 per month. The 30-day pass is at only $14.95 which is a steal of a deal. Why?…
    - 99 days ago 20 Jul 16, 3:40am -

Not Made Of Money

  • 5 Tips For Starting To Save Money Right Now
    For lots of people saving money may appear to be a hopeless task. They try and try to save money but struggle to consistently put money into their bank account. Failing to save money can often occur because you have so many other things to do on a da…
    - 67 days ago 21 Aug 16, 3:21am -
  • How To Pay Off Your Mortgage Faster
    The following article is a guest post. Once you’ve moved into your dream home and the initial excitement has worn off, the time has come to consider your monthly mortgage. One way to cope with the problem is saving money on everyday expenses by usi…
    - 70 days ago 17 Aug 16, 5:06am -
  • The Impact of the Brexit on the Forex Industry
    The following article is a guest post. The Brexit has had a huge impact on many different industries and the full reverberations of Britain’s decision to leave the EU are still yet to be felt. The forex industry is one which is particularly importa…
    - 81 days ago 6 Aug 16, 6:23am -
  • 12 Money Saving Tips To Help You Stick To Your Budget
    I think we’ve all been there at some time or another. We pay our bills and wonder “where did all the money go?” In these tough economic times budgets are stretched to the limit. Here are some practical tips that can help you save money and stay…
    - 83 days ago 5 Aug 16, 3:58am -
  • Your Investment Options Explained
    The following article is a guest post. Over the past decade, a growing number of people have turned to investing as a means of supplementing their incomes. Once seen as the reserve of those rich enough to hire professionals who could trade on their b…
    - 84 days ago 4 Aug 16, 4:45am -

20 Something Finance

Beating Broke

  • 8 Ways to Save on Halloween
    Halloween is fun for kids of all ages, including adults who are kids at heart.  However, what isn’t so fun is the hefty price tag that often comes along with the fun-filled day.  In fact, a “new poll from the National Retail Federation projects…
    - 30 days ago 26 Sep 16, 8:10pm -
  • The Recovering Spender – Book Review
    As personal finance bloggers, Lauren Greutman and I travel in a few similar circles on Facebook. So, when she announced on one of the groups that I am a part of that she was releasing The Recovering Spender, and that she was looking for some bloggers…
    - 43 days ago 13 Sep 16, 6:11am -
  • Clever Tips for Saving Money on Insurance
    Saving money is a topic that is on most people’s minds. Whether it’s spending less on groceries, powering down the utility bill, or shopping for the cheapest gas, there are plenty of great tips floating around the internet. You may have tried som…
    - 62 days ago 25 Aug 16, 11:44am -
  • Peer-to-Peer Investing Update Mid-2016
    It’s been a little while since I last wrote one of these updates.  January of 2015 to be exact.  Needless to say, there have been a few changes in my peer-to-peer investing in the last year and a half.  One of the biggest changes, I’ll talk ab…
    - 72 days ago 15 Aug 16, 7:24am -
  • Feed a Hungry Teenager Without Breaking Your Grocery Budget
    I’ve heard about how a hungry teenager can eat everything in the house, and now I’m experiencing it firsthand.  My son isn’t even a teen—just 12—but over the last six months, he’s grown three inches and put on 20 pounds.  I used to thin…
    - 77 days ago 10 Aug 16, 10:41am -

20s Money

  • How Much Does a Masters Degree Really Cost?
    A master’s degree is a higher form of education that will distinguish you from other job candidates who are looking for the best paying jobs. Investing in this education will give you more specialized skills and allow you to enter more exciting car…
    - 6 days ago 20 Oct 16, 3:08pm -
  • Excellent Leadership Begins with These Three Mindsets
    We’ve all seen what happens to a team when they lack effective leadership. Morale goes down. Team members get careless and, where there was once precision, sloppy mistakes are made. Often, minor differences between team members result in disagreeme…
    - 8 days ago 18 Oct 16, 5:45pm -
  • Why you should consider PPI
    Income protection insurance can protect up to approximately 70% of your gross salary whether you choose short or long term protection if you are disabled because of an accident or illness. If you have short-term PPI unemployment coverage can be inclu…
    - 8 days ago 18 Oct 16, 3:52pm -
  • How Much Money Do you Actually Need to be Truly Happy?
    There’s an old adage that claims money can’t buy happiness, but is it really true? We looked at a lot of financial and psychological research, and the results were no less than surprising. The truth is, most folks tend to set a relatively low bar…
    - 12 days ago 14 Oct 16, 8:49pm -
  • The Cons and Pros of Car Ownership
    Though dozens of studies have found a relatively low percentage of driver’s license ownership among young adults, a recent poll found that it is not for lack of interest in owning a car. Research firm Nielsen states that roughly 80 percent of mille…
    - 15 days ago 11 Oct 16, 4:47pm -


  • Pay Nothing for Your Hobbies with a Blog
    The following post is from Melissa Batai Many people start a blog with the expectation of making at least a decent side income if not, eventually, a full-time income.  However, the sad truth is that for most people, making an impressive amount of mo…
    - 28 days ago 28 Sep 16, 8:54pm -
  • Grow Your Home’s Value With a Healthy Lawn
    What if there were an easy way to increase your home’s value, with nothing but a minimum cash investment and a little elbow grease? Well, there is! Landscaping can increase the value of your property substantially — and as the plants, shrubs, and…
    - 40 days ago 16 Sep 16, 7:00pm -
  • How to Take a Weekend Getaway on the Cheap
    The following post is from Melissa Batai If you don’t want to take a full week of vacation, a weekend getaway can be just what you need to step back from real life and refresh.  However, weekend getaways can add up financially!  But, by using the…
    - 49 days ago 7 Sep 16, 7:41pm -
  • 8 Ways to Save Money on Groceries
    The following post is from Melissa Batai Have you noticed that each month, your groceries cost more and more?  I have.  At first I blamed it on my 12 year old who eats everything in sight, but he’s not the only factor.  Groceries just cost more…
    - 87 days ago 31 Jul 16, 8:48am -
  • How Long Can You Go Without Buying Something New?
    The following post is by Melissa Batai This year, one of my favorite bloggers embarked on an ambitious challenge—to pay down her mortgage from 28 years to 20 years, in other words, to pay off 8.5 years of her mortgage in one year.  Clearly, it’s…
    - 9 Jul 16, 10:01am -

Passive Panda

  • World Chess Champion Garry Kasparov on How to Build Confidence in the Face of Fear
    Garry Kasparov and his long-time rival Anatoly Karpov—two of the greatest chess players of all-time—took their respective seats around the chess board. The 1990 World Chess Championship was about to begin. The two men would play 24 games to decid…
    - 17 Aug 15, 11:13pm -
  • Getting to Simple: How Do Experts Figure out the Correct Things to Focus On?
    Peak performance experts say things like, “You should focus. You need to eliminate the distractions. Commit to one thing and become great at that thing.” This is good advice. The more I study successful people from all walks of life—artists, at…
    - 13 Aug 15, 10:29pm -
  • First Principles: Elon Musk and Bill Thurston on the Power of Thinking for Yourself
    Bill Thurston was a pioneer in the field of mathematics. He was particularly known for his contributions to low-dimensional topology, 3-manifolds, and foliation theory—concepts that sound foreign to number-challenged mortals like you and me. In 198…
    - 10 Aug 15, 11:44pm -
  • The Chemistry of Building Better Habits
    There is a concept in chemistry known as activation energy. Here’s how it works: Activation energy is the minimum amount of energy that must be available for a chemical reaction to occur. Let’s say you are holding a match and that you gently touc…
    - 7 Aug 15, 12:37am -
  • August Reading List: 5 Good Books to Read This Month
    It’s time for another edition of my reading list. In addition to the five books reviewed below, I maintain a complete list of the best books I’ve read across a wide range of disciplines. Here are a few of the top books I’ve read recently. A Sho…
    - 3 Aug 15, 10:42pm -

20 and Engaged

  • The Best Dental Insurance Plans for Married Seniors
    As a senior, it’s important that you review over both your health and dental insurance plans every few years to ensure they are up-to-date with what you need. There are certain things to take into consideration when looking at a dental insurance pl…
    - 8 days ago 18 Oct 16, 2:47pm -
  • Money Matters – Trade Together / Stay Together
    Here, you have a chance to learn new investment tips, find out the right time to place orders for buying and selling, and the most relevant reason being making a bit of of money.  Most of the time people prefer not to combine trading with personal l…
    - 28 days ago 28 Sep 16, 11:22am -
  • The Best Ways To Get A Loan With Bad Credit
    When you have poor spending habits, you may be convinced that you could never get a loan with bad credit. But that canard does not have to be true. A bad credit score, even one below 600, does not have to keep you out of the market for personal loans…
    - 30 days ago 26 Sep 16, 3:05pm -
  • Is Your Spouse Spending too Much?
    There are so many things that go into making a marriage successful or not, many of which cannot be controlled by one person or another.  No matter who you ask on the subject, everyone agrees that marriage is a two way commitment that requires effort…
    - 70 days ago 17 Aug 16, 7:17pm -
  • Signs that your partner is spending too much money Keeping an eye on your own spending can be difficult, especially if you like to impulse buy. But when it comes to your partner, it can often be difficult to monitor what they are spending without being controlling or intrusive. There are…
    - 79 days ago 8 Aug 16, 7:50pm -

The Family CEO

  • I’m no longer writing here…
    The post I’m no longer writing here… appeared first on The Family CEO.
    - 29 May 15, 10:17am -
  • That’s a Wrap
    Last week I started a conversation with Tom this way: “I need to talk to you about something, and it’s going to sound familiar.” If you’ve read this blog for any length of time, it’s going to sound familiar to you too. The something I neede…
    - 20 May 15, 3:17pm -
  • Teaching High School Students About Money
    So this is cool. H&R Block, the tax services provider, believes that mastering financial matters is an important adult life skill, but that teenagers aren’t being prepared for the challenge. So the company developed a teen financial literacy progra…
    - 10 May 15, 11:10am -
  • When an Introvert and an Extrovert Get Married
    A number of years ago – ten or more – Tom and I walked into a social function at church. It was either a casino night or a wine tasting (we’re Catholic so those are normal church functions for us), and as I scanned the room I said to Tom, “I…
    - 6 May 15, 2:27pm -
  • A Family CEO Job Description
    This blog began over nine years ago when I hired myself to make over my family’s finances. My theory was that if I treated our finances like a job, I could make as big of an impact as the real-life, outside the home, part-time job I was consider…
    - 5 May 15, 9:33am -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • What to Consider When Taking Out a Loan
    Ideally, you will carry as little debt as possible at all times. However, there are situations when taking out a loan is either preferable or the only reasonable option to handle a financial situation. If you are going to take out a loan, what shou…
    - 22 days ago 4 Oct 16, 10:21am -
  • What Should Take Place After Building an Emergency Fund
    Do you have an emergency fund already built? Are you still trying to do so and find it difficult? Either way, it is understandable the discipline it takes to create an emergency fund. If you have done so, all the more power to you. If you haven’t…
    - 2 Mar 16, 9:29am -
  • Financial Mistakes Expectant Parents Can Avoid
    Parents expecting their first child do anticipate mistakes because this is their first experience. If you were a babysitter in high school for the neighbor’s kids, you may know a little bit about babies and how to raise them or how to soothe the…
    - 24 Feb 16, 2:04pm -
  • Getting the Best Savings Account You Deserve
    When banks offer interest rates that are close to zero percent, then it is not a surprise that consumers don’t want to bank their emergency funds there! For people who are financially savvy, the objective is to get a better return on their hard e…
    - 18 Feb 16, 8:51am -
  • Knowing When to Consolidate Your Student Loan Debt
    Federal student loans cannot be refinanced in the same way as other consumer debts can. It is best, if you can, to pay your federally acquired student loans in full. If not, it could lead to serious consequences such as wage garnishment or your tax…
    - 10 Feb 16, 12:00pm -

Quizzle Wire

  • How College Students can Build and Maintain their Credit
    Here are a few totally “doable” ways the average college kid can build and maintain their credit: Credit Card(s) The...The post How College Students can Build and Maintain their Credit appeared first on Quizzle Wire.
    - 13 days ago 13 Oct 16, 8:45am -
  • Learning the Basics: Finances for Students
    From learning how to count how many cookies there are in the cookie jar to being bombarded with an array...The post Learning the Basics: Finances for Students appeared first on Quizzle Wire.
    - 21 days ago 5 Oct 16, 10:57am -
  • Planning Your Dream Wedding on a Budget
    Are you preparing for your wedding but wondering how you’ll pay for it? There are many ways to plan and...The post Planning Your Dream Wedding on a Budget appeared first on Quizzle Wire.
    - 14 Jul 16, 2:04pm -
  • Vegas on a Budget
    Vegas has become a very popular place to go for groups looking for a good time. Before going to Vegas,...The post Vegas on a Budget appeared first on Quizzle Wire.
    - 15 Jun 16, 2:40pm -
  • Year One of Homeownership: The Ups and Downs
    Last Saturday marked exactly one year that I’ve owned my own home. Living on my own has given me the...The post Year One of Homeownership: The Ups and Downs appeared first on Quizzle Wire.
    - 1 Jun 16, 8:55am -

Funny About Money

  • newA Gorgeous New Day…for Dieting
    What a beautiful day! Clear and cool and indescribably gorgeous. If only we were in Yarnell. The woochies and I started the day with a crack-of-dawn doggy-walk. Between the damn train and the constant construction, the ’hood has become a … Contin…
    - 7 hours ago 26 Oct 16, 10:06am -
  • Microgardening?
    🙂 I’d put money on it that I’m not the first to dream up that term, “microgardening.” And no, I’m not gunna google it to find out. The various tiny gardens around the yard are springing to life, now that … Continue reading →
    - 1 day ago 25 Oct 16, 10:28am -
  • Why You Shouldn’t Carry a Purse…

    - 2 days ago 24 Oct 16, 10:28am -
  • The Aluminum Wiring Jamboree

    - 4 days ago 22 Oct 16, 11:23am -
  • New Diet/Exercise Scheme…works fast!
    Down only two pounds and already starting to feel much better. Old CardioDoc — the one who may have been a perfectly fine MD but who had a little personality problem (just talking to him was likely to bring on … Continue reading →
    - 5 days ago 21 Oct 16, 10:24am -

Yes, I Am Cheap

  • Are You Maximizing Your Employee Benefits?
    Employee benefits are an important part of your overall compensation package. Benefits help us relax when we need time off, see a doctor if we need medical attention and in some cases let us spend quality time at home with our newborns. As the time t…
    - 2 days ago 25 Oct 16, 4:00am -
  • Some Store Brands and National Brands Are The Same
    Today I’m going to confirm a long running rumor about the products in your grocery store.  Many of you have already suspected that the store brands and the national brands held little difference.  Some of you actually continue to fall for nationa…
    - 2 days ago 24 Oct 16, 7:30am -
  • Why You Need to Buy Life Insurance – And How To Do It
    Let me ask you a simple question, do you have life insurance? It’s an easy question, the answer is either yes or no. If the answer is yes the next question is, do you have enough insurance to protect your family? If the answer is no the next questi…
    - 7 days ago 20 Oct 16, 4:00am -
  • How To Score Free Money From the Airlines
    I got home on Friday from another week long trip for my employer.  As I was sitting in the airport, I detailed my journey of getting a voucher for a free airline ticket on another flight on Twitter in real time. @AlisonPaoli who works for Zillow, s…
    - 9 days ago 17 Oct 16, 8:00am -
  • How I Paid Off $50k of Debt in 3 Years
    Here’s a financial confession: I used to be in debt. I was a financial planner and I was in debt – and I lied to everyone about it. If you’ve ever been in debt you know how stressful it can be and how it can take over every other aspect of your…
    - 15 days ago 12 Oct 16, 4:00am -

Prairie EcoThrifter

  • Brand Phobia is a Major Cause of Overspending
    It happens many times that you enter into a store for buying a product and you see your required product with two different names: one is brand name while other is local or simply new name. What you do? You grab brand product and don’t consider loc…
    - 13 days ago 13 Oct 16, 4:39pm -
  • How to Pick A Career
    At my Grandma Rie’s Money Camp this year, we started exploring the different careers that are out there. The Grandkids are 9 and 12 now with lots of time before they have to start supporting themselves somehow. I wanted them to get a better underst…
    - 15 days ago 11 Oct 16, 6:07am -
  • Should YOU Buy a Boat?

    - 41 days ago 15 Sep 16, 6:39pm -
  • Coffee – Good or Bad for You?
    I learned to drink coffee in my twenties – during the 1970’s. Always before, I drank tea, mainly iced – with lots of sugar. But as part of my college life and to keep my new hubby company after college, I started having a cup or two of java. Th…
    - 59 days ago 28 Aug 16, 5:58am -
  • How to Save Money on a Vacation Rental Stay
    For the past 8 years, I have owned and rented out a property in the Branson, MO area. As sort of an insider, I have seen ways that “in the know” folks can save on their vacation rental stays. When I say ‘vacation rental’ I am talking about re…
    - 69 days ago 18 Aug 16, 5:17pm -

Debt Free Marriage

  • Cheapest Auto Insurance Quotes – 3 Tips You Need
    It’s not enough to simply say that you can go to an online website and get an exceptional deal on car insurance. There are specific websites that you need to visit in order to get this information. It is selecting the sites which is key to whether…
    - 67 days ago 20 Aug 16, 9:12am -
  • Steps You Can Take To Have A Healthy Pregnancy
    When you first find out you are pregnant, chances are you have a lot of questions. Not only can it be hard to know what to expect, but you may also be wondering what steps you can take to have a healthy pregnancy. There are actually quite a few diffe…
    - 3 Jul 16, 1:11pm -
  • Money and Marraige
    Reading time: 1 – 2 minutes Money problems had been cited by numerous surveys, statistics, and editorials as the#1 leading cause of divorce amongst married couples living in the US. However, most don’t go any deeper to determine WHY the couple ha…
    - 19 Jun 16, 9:44pm -

Wealthy Turtle

  • XTrade Europe Brings Closer Healthy Trading Habits
    Creating healthy trading habits is an important accept of successful online trading. The earlier you train yourself to follow these habits, the better you will trade. Before I even log in to my XTrade Europe account, I look down at my notes – so I…
    - 2 days ago 24 Oct 16, 6:07am -
  • 2016’s Top-Rated Car Seats
    Want to take your baby out for a ride? Whether you’re out for a fun ride, going to the supermarket or going on a cross-country road trip to visit family, you’ll need a car seat in order to travel safely with your baby. Choosing the right car seat…
    - 40 days ago 16 Sep 16, 8:22am -
  • Recent Market Problems Should Not Affect Retirement Plans
    The recession resulted in many people having to re-evaluate their finances. Sometimes people finding themselves without job or home had few places to turn. Certainly most people faced with having to economize hoped that their employers were able to k…
    - 51 days ago 5 Sep 16, 7:59pm -
  • XTrade’s Reasons to Believe in a Green Future
    Although investors have been aiming towards short-term high return investments, there are reasons to believe that they could turn towards long-term green investments in the near future. XTrade is aware of the need of investing in sustainable technolo…
    - 55 days ago 1 Sep 16, 5:57am -
  • Is Swagbucks Legit Or A Scam?
    Swagbucks is one of the most well-known and popular websites for making money online.  Today we’re going to share our review of the cash rewards site and answer the question: “Is Swagbucks legit or a scam?” What is Swagbucks? Swagbucks is an o…
    - 64 days ago 23 Aug 16, 10:30am -

20's Finances

  • Estimating Your Investment Performance
    When it comes to investing, do you really know what your return is? Most investors rely on either their advisor to provide this information or use third party software to get their results. But you can do it yourself if you would like. Now before you…
    - 2 days ago 25 Oct 16, 3:00am -
  • Build A Work Wardrobe On A Budget
    One of the more costly things when starting out your career is building a wardrobe. This is the case regardless if you are a man or a woman. Clothes cost a lot. So how do you go about building a work wardrobe while keep cost in mind? In this post I a…
    - 7 days ago 20 Oct 16, 3:00am -
  • Evaluate Your Spending For A Happier Life
    Are you happy with where your life is? Do you want to be happier or maybe just even happy? Many people might look at their career or relationships as the reason for a lack of satisfaction in their lives. But the issue could be a lot simpler than that…
    - 12 days ago 15 Oct 16, 3:00am -
  • A Simple Trick To Motivate You To Save More
    Are you having a tough time saving money? You might have good intentions when it comes to saving but you get easily distracted and buy things you really don't need? We've talked in the past about various ways to save money. Today, I am going to offer…
    - 15 days ago 12 Oct 16, 3:00am -
  • Considering Income Share Agreement Instead of Student Loans
    Student loans are getting a bad rap. On any given day you can read stories about recent grads who unknowingly took out tens or hundreds of thousands of dollars to pay for college and now cannot repay them or make ends meet. Because of this, new produ…
    - 16 days ago 10 Oct 16, 8:36pm -

Careful Cents

  • How to Pay Yourself as a Freelance Business Owner (the Exact Formula)
    The entire month of October is dedicated to Loving Your Freelance Finances. In part one I talked about how to stop hating your finances so you can get back to a positive place again. Today, in part two, I’m talking about paying yourself as a freela…
    - 9 days ago 17 Oct 16, 9:00am -
  • #SQinsurance: How Much Does Life Insurance Cost for Freelancers?
    As freelancers we don’t have to luxury of having an employer pay for out-of-pocket expenses like health insurance, or contribute to our retirement accounts. This is one of the downsides and added costs of being self-employed. But when it comes to…
    - 16 days ago 10 Oct 16, 5:00am -
  • How to Stop Hating and Start Loving Your Freelance Finances
    Earlier this year I dedicated the entire month of May to my #nomorejobboards campaign. And since that was such a huge hit, I’m dedicating October to Loving Your Freelance Finances. This is part one of the series so stay tuned throughout the rest o…
    - 23 days ago 3 Oct 16, 9:00am -
  • What Does a Bookkeeper Do and Should You Hire One for Your Business?
    As a freelance business owner, it can be overwhelming to do all the daily tasks on your own. The finances, organization and other accounting can be downright stressful and annoying. This is why I strongly recommend that you evaluate whether or not y…
    - 27 days ago 29 Sep 16, 9:00am -
  • Bookkeeping Checklist: 7 Tasks to Keep Your Freelance Biz Running Smoothly
    You probably aren’t interested in learning all of the ins-and-outs of accounting and monthly bookkeeping. Accounting isn’t sexy and neither is keeping up with your monthly business bookkeeping. That’s why you hire an accountant, right? Yes, bu…
    - 37 days ago 19 Sep 16, 9:03am -

Everything Finance

  • newYour Pre-Holiday Budget Checklist
    Your Pre-Holiday Budget Checklist is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you like to plan ahead with your finances and prepare for big ticket items and expenses, now is the perfect time t…
    - 13 hours ago 26 Oct 16, 3:30am -
  • 8 Ways to Make Extra Money Before Christmas
    8 Ways to Make Extra Money Before Christmas is a post originally published on: Everything Finance - Everything Finance - Its all about Money!With the Christmas season a mere two months away, you’re probably beginning to search for the perfect gif…
    - 3 days ago 24 Oct 16, 3:30am -
  • 7 Ideas You Can Use to Save on Your Taxes
    7 Ideas You Can Use to Save on Your Taxes is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Taxes are an interesting part of life. While it would be hard to argue for the elimination of taxes, as our c…
    - 7 days ago 20 Oct 16, 3:30am -
  • How to Avoid Defaulting on Your Student Loans
    How to Avoid Defaulting on Your Student Loans is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When you’re burdened with a lot of student loan debt, it can be difficult to make your monthly payments…
    - 8 days ago 19 Oct 16, 3:30am -
  • How to Get Promoted at Work
    How to Get Promoted at Work is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The time comes in every employee’s life when they’re ready for more. Whether that’s a better job title, an increase i…
    - 10 days ago 17 Oct 16, 3:30am -


  • Uber Valuation Timeline, History
    Have you ever experienced getting stranded late at night, while it was raining, because you had no car and there was no cab in sight? This happens to a lot of people, and this was what inspired two young men to create an app that has now become synon…
    - 12 Feb 16, 12:16pm -
  • Average Household Savings & Income by Age, Education [Infographic] 2016
      Average Household Savings & Income By Age & Education Savings and debt have long been a hot topic in the United States. In recent years, the subject has gained much focus by consumers and industry analysts. Just good (or bad) are people’s saving…
    - 4 Feb 16, 11:14pm -
  • Cloudera Valuation Timeline: History, Founding
    Cloudera’s current 2015 valuation tops $5 Billion, with estimated revenues of $199 million. Cloudera makes data software products and data management software. Current Valuation 2016 – $5 Billion Revenue Estimate 2015 – $199 Million Industry: D…
    - 1 Feb 16, 9:56pm -
  • Marc Andreessen Net Worth – Investments & History
    Marc Andreessen has an estimated net worth of more than $750 million. Marc Andreessen is most known for being the founder of Netscape, Loudcloud, and venture capitalist firm Andreessen Horowitz. Net Worth: $750 Million Notable Venture Capital Invest…
    - 25 Jan 16, 7:49pm -
  • Quora Valuation Timeline, Funding History, Investors, & Analysis
    Table of contents Founders & brief history Investors Initial investors Further investment rounds Current valuation Statements Industry trends Relevant links 1. Founders & brief history Quora is an online platform which offers the possibility to ask a…
    - 19 Jan 16, 10:49pm -

50 Plus Finance

  • newIs Getting an MBA at 50 a Good Idea?
    If you’re over 50 and still feel like you have a way to go before you’re ready to retire, going back to college in order to further your career might be something worth considering. More and more mature students in their 50’s and even older in…
    - 6 hours ago 26 Oct 16, 11:21am -
  • How to Negotiate a Better Pay Deal
    If you have been working for the same employer for many years, you probably like your job and they are probably happy with your performance. What is not guaranteed is whether you are being paid a fair salary. Once you have worked in the same place f…
    - 6 days ago 20 Oct 16, 9:28am -
  • Cash Flow: How to Select the Best Personal Loan for Your Circumstances
    There comes a time in everyone's life when they need a large sum of money for a specified purpose. This purpose could range from paying down a mountain of debt to purchasing an expensive item. When it comes to obtaining the funds for handling such s…
    - 8 days ago 18 Oct 16, 6:26pm -
  • How to Save Money and Live Better with a Monthly Budget
    In today’s society, many people are really short on cash. It seems like you are living paycheck to paycheck, and there is no money to save. In this case, you need to be a savvy spender in order to have some cash. Therefore, here are some tips to s…
    - 10 days ago 16 Oct 16, 9:05pm -
  • Will It Last?
    Did you know that millions of people believed that the internet would just be a fad? That it would disappear as fast as it began, and everyone who had invested in the online behemoths we see today, like Facebook and Google, would be broke and bashful…
    - 10 days ago 16 Oct 16, 10:54am -

Afford Anything

  • The Tools I Use in My Quest for Peak Productivity
    It’s 6:30 a.m., and I’m watching the sunrise over downtown Las Vegas. The streets are empty. The last revelers have disappeared from the sidewalks and rooftops they occupied a few hours ago. Anyone else awake in this town has stayed up all night.…
    - 19 days ago 7 Oct 16, 10:12pm -
  • A Backstage Peek at the Laptop Lifestyle – Tales from a Frequent Traveler
    Last month, I tracked my time in 15-minute increments for a week and published the humiliating results. Afterwards, I opened this email from a reader: “You gave me a realistic view of what life might be like when I become an entrepreneur -– I cou…
    - 26 days ago 30 Sep 16, 8:00am -

Family Money Values

  • Untitled
      The below and simply demonstrates the power of passive income.  I used it to introduce my grandchildren to the concept in Grandma Rie’s Money Camp.
    - 15 Dec 15, 12:16pm -
  • All I want for Christmas is WEALTH
    Maybe you watched Gentlemen prefer blonds and heard Marilyn Monroe sing ‘Diamonds are a girls best friend’? Or maybe you watch Charlie Brown and know that Lucy always wants real estate as a gift? Materialistically speaking, what DO you want … C…
    - 27 Nov 15, 12:34pm -
  • Review of: The Business of Family
    The Business of Family – How to Stay Rich for Generations. This book by Linda Davis Taylor was published in 2015. Linda Davis Taylor is a participant in a 4th generation business and has experience as an investment counselor and … Continue readin…
    - 21 Oct 15, 11:58am -
  • Why Practice Generational Wealth Building?

    - 29 Sep 15, 1:00am -
  • 2015 Grandma Rie’s Money Camp Activities and Resources
    Teaching the next generation to successfully handle money and personal finances is normally a family responsibility. Although parents bear much of the burden to teach, train and model good personal finance, extended family members can also contribute…
    - 14 Sep 15, 2:50pm -

Stumble Forward

  • newAccounting Software: 3 Ways to Get the Most Out of It
    2016 is a pretty great time to be a small business owner. The modern accessibility to the internet and the advent of cloud technology has meant that all you need to get started is a computer and a little bit of capital. Aside from that, countless tec…
    - 21 hours ago 25 Oct 16, 8:11pm -
  • Feeling Homely? The Costs Associated With Running A Business From Home
    Starting a business from the comfort of your own home sounds like an ideal pursuit for the vast majority of us. Who wouldn’t want to run a business from their couch? However, there are pitfalls to running a business from your own home. depending on…
    - 6 days ago 20 Oct 16, 10:06pm -
  • How Far Does The Influence Of Your Credit Score Really Reach?
    You’ll hear all about it anytime you go looking for financial advice. It seems like credit is behind just about everything. There’s a lot of misinformation and confusion in the air for beginners. So we want to clear things up. In this article, we…
    - 7 days ago 19 Oct 16, 9:07pm -


  • Tracking The Progress Of My Hardest Hit Fund Program Application
    After the housing crisis, the government set up several programs to help financially injured citizens. Follow me as I document my application for assistance from the Hardest Hit Fund program.
    - 22 Oct 14, 3:21pm -
  • The Stores You Oppose Started Small And Local
    The calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small businesses. It seems…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    Claiming to reveal a "secret" about anything--taxes, weight loss, money-making--is all a bunch of crap. The real truth, especially about taxes, is quite simple.
    - 12 Mar 14, 12:50pm -

Money Matters Guy

Don't Quit Your Day Job

  • Inflation and Dividend Reinvested S&P 500 Through October, 2016
    Today we’re going to look at the S&P 500 through a lens that we really enjoy here on DQYDJ.  We’re going to look at closing prices since 1994 and track them through Friday’s close.  However, instead of just staring at the nominal S&P 500 inde…
    - 2 days ago 24 Oct 16, 11:53am -
  • Comparing Methods of Inflation Prediction: Inflation Surveys
    Here on DQYDJ, we’ve often talked about how you can derive market forecasts of future inflation.  It’s such a common topic that we built an automatically updating calculator to do daily inflation breakeven math for us. (It was later made obsolet…
    - 10 days ago 16 Oct 16, 8:50pm -
  • The DQYDJ Weekender Weekly Roundup, 10/15/2016
    I spent some time today fixing a number of the calculators consuming Quandl data.  Please let me know if these break again: Palladium Price Calculator Platinum Price Calculator Silver Price Calculator Any House Return Calculator Can You Afford it Ca…
    - 11 days ago 15 Oct 16, 4:30pm -
  • The DQYDJ Weekender Weekly Roundup, 10/8/2016
    Thanks for hearing out my frustration with the fantasy teams last weekend – I won in both leagues!  Now, of course, I’m paranoid – was that a false start to lull me into a sense of security to get blown out the rest of the season? Never a dull…
    - 18 days ago 8 Oct 16, 3:17pm -
  • The DQYDJ Weekender Weekly Roundup, 10/1/2016
    My fantasy football teams?  Not living up to the hype so far – I’m 0-3 in one league and 1-2 in another.  When do you all start trying to make some pivots?  Week 4?  6? Here’s what we liked this week! Links We Liked! The WSJ repots people a…
    - 25 days ago 1 Oct 16, 2:47pm -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • Tips For Buying Your First Car
    Nothing beats the feeling of excitement and anticipation when getting something really special for the first time — your first pet, your first purchase from your first paycheck, and of course, buying your first car. Whether you are a fresh graduate…
    - 4 days ago 23 Oct 16, 4:06am -
  • How To Expertly Handle A Financial Emergency
    What do you do when faced with an unexpected loss of income that may trigger a financial emergency? Without realizing it, you may have done something or failed to do something to lose your job, or the company you are working for decided to downsize…
    - 11 days ago 16 Oct 16, 12:02am -
  • How to Increase the Value of Your Home
    How do you put a price on something so valuable? For most people, putting a “for sale” sign outside your house is easy, but selling it the right price isn’t. In a real estate market as competitive as Australia’s, homeowners need to step up th…
    - 52 days ago 5 Sep 16, 3:26am -
  • How To Save Money Buying Your Next Truck
    If you need a big rig to move goods, plant or construction material, you want to save as much money as you can while getting the best benefit. Sometimes a bit of homework can save you a lot of money – and headaches along the way. Here is how you ca…
    - 4 Jul 16, 2:53am -
  • How To Win New Clients For Your Small Business
    How you win new clients is the most critical aspect to growing revenue and increasing value to your small business. New clients don’t come by chance, you need to be strategic, particularly with your marketing. The rules for finding the right prospe…
    - 29 Jun 16, 2:39am -


  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

  • new4 Important Tips To Network More Effectively
    Without a doubt, networking took off like a rocket due to social media, namely LinkedIn. Unfortunately, many new marketers raced to see how many people they could connect with, even if they were shallow encounters. Many of these marketers were meeti…
    - 7 hours ago 26 Oct 16, 10:00am -
  • How Millennials Can Save For Retirement Without A 401k
    One of the things I hate most when I read about investing is how much advice is tailored toward those who have an employer sponsored 401(k). Of course a 401(k) is a great way to save for retirement as most…
    - 14 days ago 12 Oct 16, 10:00am -
  • Does Your Personality Match Your Career?
    Although you can succeed in a line of work that does not necessarily mesh with your personality, your personality type can make certain career paths more enjoyable and rewarding for you. So if you’ve always dreamed of becoming a doctor,…
    - 28 days ago 28 Sep 16, 10:00am -
  • 8 Daily Rituals Most Millionaires Have in Common
    A survey by Fidelity Investments found eight out of every 10 people with net worth of a million dollars or more built it on their own. The typical self-made millionaire possesses habits and rituals exhibiting discipline, active living and constant……
    - 42 days ago 14 Sep 16, 10:00am -
  • 5 Mistakes To Avoid When Monetizing Your Blog
    Having a blog is fun, but the real fun comes when you begin to monetize it. Before you take that next step in monetizing your blog, be sure to avoid these 5 costly newbie mistakes. Having Too Many Display Ads When you…
    - 49 days ago 7 Sep 16, 8:05am -

Teen Financial Literacy: It Starts at Home

  • Smart guidelines for teaching your teen about managing money
    Wayne Parker shares a number of insightful ideas for getting through to your teen about managing money. You may already be familiar with one or two, but you may be intrigued by others, such as holding family financial councils (one I found particular…
    - 12 Jan 12, 5:08am -
  • How to Talk to Your Teen about Money in a Way that Matters: The Ultimate Guide, Part 1
    Not so easy, eh?  What makes your teen willing to be in a conversation about money is that you are willing to: Make it real Make it matter Make it last Those are the Three Pillars of Parenting Teens with Great Money Skills.  If it isn’t real, if…
    - 11 Jan 12, 12:04pm -
  • Totally Money Carnival
    If you’re looking for all kinds of helpful articles about money, check out the Totally Money Carnival, which features a host of different topics from financial bloggers (including yours truly).   Posted weekly, this carnival includes informationa…
    - 10 Jan 12, 6:36am -
  • The Zen of Teaching Your Teen Money Skills: Finding Inner Peace While Your Teen Learns to Think about and Manage Money Well
    Teaching your teen great money skills isn’t hard?  It isn’t a lot of work?  It doesn’t require expertise in money management? No…it doesn’t.  What’s really hard is: Pretending, hoping, wishing, and dreaming that your teen will be fine…
    - 9 Jan 12, 7:42am -
  • 1/6/12 – This Week’s Roundup
    Happy Friday!  Here are some of my favorite reads from the week.  I encourage you to take a few minutes out of your busy day to take a peek and get your thoughts churning! 5 Unusual Ways to Raise Successful Children.  This is a guest post from Nat…
    - 6 Jan 12, 9:08am -

Go Banking Rates


  • Georgia Food Assistance Registration and Login
    The Georgia Food Stamp Program, Federally known as the Supplemental Nutrition Assistance Program (SNAP), is a federally-funded program that provides monthly benefits to low-income households to help pay for the cost of food. A household may be one…
    - 12 Sep 15, 9:06am -
  • Michigan Food Assistance Login and Registration
    Temporary food assistance for eligible low-income families and individuals is available from the U.S. Department of Agriculture. Use MI Bridges to apply for assistance, check your eligibility status and manage your account online. For…
    - 12 Sep 15, 8:49am -
  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -


  • Webinar: Year End Tax Planning For The Small Business
    Please join us for this webcast in which we will identify and assess effective small business year-end strategies for 2015 and beyond. We will cover techniques for managing overall income tax liabilities, timing of income and deductions, and the late…
    - 5 Nov 15, 8:56am -
  • Do I Have To Repay The First Time Homebuyer Credit Immediately?
    The first-time homebuyer credit for homes purchased in 2008, with few exceptions, must be repaid over a 15 year period and takes the form of a $7,500 interest-free loan. What happens if the home is sold or no longer is your primary residence? In th…
    - 3 Jun 15, 5:01am -
  • Tax Nexus For Employers That Allow Employees To Telecommute
    Employers that allow their employees to telecommute across state lines may be at risk for exposing their company to additional tax filings. Each state has a different set of rules for establishing nexus or "doing business" in their state, but there…
    - 8 May 15, 3:24pm -
  • Recap Of Our Small Business Twitter TaxChat
    We had the pleasure of hosting a small business Twitter TaxChat15 with Andrew Schrage from Money Crashers with the help of MasterCard. We asked 9 thought provoking tax questions to Andrew and the rest of the community. If you were unable to join th…
    - 7 Apr 15, 4:39pm -
  • Join Our TaxChat For Small Businesses on Tuesday 4/7, 1:30PM EST
    BIDaWIZ and our partner, MasterCard, will be hosting a Twitter TaxChat on Tuesday 4/7 at 1:30PM EST to discuss last minute tax filing tips for small businesses with Andrew Schrage from Money Crashers. Andrew is a personal finance and small business…
    - 2 Apr 15, 7:29am -

The Truth About Mortgage

  • newHome Purchase Mortgage Volume to Exceed $1 Trillion in 2017
    Good News for Real Estate Agents The Mortgage Bankers Association (MBA) expects home purchase lending to hit $1.1 trillion next year, per their latest economic forecast released this week. That would mark an 11% increase from this year’s estimate a…
    - 6 hours ago 26 Oct 16, 10:37am -
  • Motto Mortgage Looks to Save the Mortgage Broker
    Today, RE/MAX Holdings announced the launch of a new one-of-a-kind franchised mortgage brokerage known as Motto Mortgage. In a nutshell, the plan is to create a one-stop shop where home buyers can work with real estate agents and mortgage lenders all…
    - 1 day ago 25 Oct 16, 10:59am -
  • Your Mortgage Is About to Get More Paperless, Finally
    They say the average mortgage application contains some 500 pages, which explains part of the frustration mortgage borrowers feel when going through the loan process. But Fannie Mae and Freddie Mac want to ease that burden by finally digitalizing the…
    - 2 days ago 24 Oct 16, 1:16pm -
  • FHA Rumored to Cut Insurance Premiums by 25 Basis Points
    There’s been speculation pretty much ever since the last cut that the FHA would lower insurance premiums once more. And the rumor mill has been really busy the past few weeks, signaling a possible cut in the next month or so. The latest rumor comes…
    - 8 days ago 18 Oct 16, 1:49pm -
  • Plastiq Lets You Charge the Mortgage for a Fee
    A company called Plastiq enables consumers to make payments with their credit cards that might not otherwise be accepted by the recipient. One such example that comes to mind is the paying of a mortgage with a credit card. I noted in a previous post…
    - 12 days ago 14 Oct 16, 9:27am -

All About Living With Life

  • 20 Way Quotes To Usher the New Year
    1. The way of success is the way of continuous pursuit of knowledge.- Napoleon Hill 2. Problems are the guiding lights along the way of life. - Debasish Mridha 3. The only way to live is by accepting each minute as an unrepeatable miracle. - Jack K…
    - 1 Jan 16, 9:00am -
  • 5 Words to Live By in 2016 and Beyond
    Words are singularly the most powerful force available to humanity. We can choose to use this force constructively with words of encouragement, or destructively using words of despair. Words have energy and power with the ability to help, to heal, to…
    - 30 Dec 15, 9:00am -
  • 15 Task Quotes To Inspire You and Get Things Done
    1. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and starting on the first one. -Mark Twain 2. I long to accomplish a great and noble task; but my chief duty is to accomplish small tasks as if…
    - 28 Dec 15, 9:00am -
  • 15 Rest Quotes For You to Take a Break
    1. He that can take rest is greater than he that can take cities. -Benjamin Franklin 2. Rest is not idleness, and to lie sometimes on the grass on a summer day listening to the murmur of water, or watching the clouds float across the sky, is hardly…
    - 25 Dec 15, 9:00am -
  • 15 Skill Quotes to Enhance Your Strengths
    1. Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success. - T. Harv Eker  2. The most complicated skill is to be simple. - Dejan Stojanovic 3. Learning how to learn is life's mos…
    - 23 Dec 15, 9:00am -


  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -