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Get Rich Slowly

  • newDinner ideas — cooking “flexipe” style to save money
    This article is by staff writer Lisa Aberle. I’ve been cooking for years. Although, if you ask my husband, I’ve been screwing up fried eggs for just as long. (His secret: Fry them on low to avoid cooking the egg too quickly.) So I am no genius in…
    - 3 hours ago, 22 Sep 14, 5:00am -
  • A better way to calculate the value of your time
    This article is by staff writer Kristin Wong. It’s both fascinating and useful to calculate the value of your time. Financial freedom gives you options and flexibility. But without time, that means nothing. Time is a precious resource that we shoul…
    - 4 days ago, 18 Sep 14, 5:00am -
  • The link between consumerism, entitlement and ego
    This article is by staff writer Kristin Wong. Earlier this year, I started volunteering at my local library for a couple of hours a week. I’m a big fan of libraries, and I wanted to find a way to give back. And for some odd reason, I felt compelle…
    - 5 days ago, 17 Sep 14, 5:00am -
  • You can learn how to make money investing: Just do it!
    This article is by staff writer William Cowie. Several readers responded to our “Big Question” post by saying they’d like to see something about investing, and some elaborated that they’d like to see some advice for investing on a small scal…
    - 6 days ago, 16 Sep 14, 5:00am -
  • Honey progress report: Homeownership and priorities edition
    This post is by staff writer Honey Smith. In May, Jake and I bought a house and moved in. We’ve been loving it so far! People who have always lived in a place with decent structural integrity may not appreciate it, but considering the many problem…
    - 7 days ago, 15 Sep 14, 5:00am -

The Simple Dollar

  • newQuestions about Old Stamps, Yoga, Hospital Bills, Chess, and More!
    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Hospital bills and 529 plans 2. Planning with constant challenges 3. Using…
    - 16 mins ago, 22 Sep 14, 8:00am -
  • Books with Impact: Early Retirement Extreme
    The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied the…
    - 2 days ago, 20 Sep 14, 8:00am -
  • Living Lean Without Being an Outcast
    It’s not exactly a secret that the “spend less than you earn” strategy is a little different than how the average American lives their lives. As I’ve quoted many times on The Simple Dollar, 76% of Americans live paycheck to paycheck. Simply b…
    - 3 days ago, 19 Sep 14, 8:00am -
  • Self-Reliance, Part Three
    Six weeks ago, I shared with you the first third of my favorite essay of all time, Self-Reliance by Ralph Waldo Emerson, and three weeks ago, I walked through the middle third of that essay. Self-Reliance has profoundly affected my life in countless…
    - 4 days ago, 18 Sep 14, 8:00am -
  • Eight Strategies for Buying Clothes Without Destroying Your Budget
    At our house, I’m the lucky one. I work from home so it doesn’t really matter too much what I wear most days, so I dress for comfort. Almost every day, you’ll find me in blue jeans and a t-shirt. I have some nicer clothes for social occasions a…
    - 5 days ago, 17 Sep 14, 8:00am -

Consumerism Commentary

  • Tipping Housekeepers: Whose Responsibility Is It to Pay Hotel Staff?
    The prevalence of tipping is simply a fact of society. On several occasions, a friend of mine bemoaned the perceived necessity of tipping a specified amount to restaurant servers while dining out. He would ask the rest of our friends eating together…
    - 7 days ago, 15 Sep 14, 8:35am -
  • Reader Question: Where Is My Cash Now?
    A reader asks where I keep my savings and whether I'm still a customer of Capital One 360.Reader Question: Where Is My Cash Now? is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
    - 13 days ago, 9 Sep 14, 5:27pm -
  • Why Most Millennials Don’t Have Credit Cards
    According to a new survey, 63% of Millennials own no credit cards. For this poll, the Millennial generation is defined as those in the United States aged 18 to 29. The survey, put together by BankRate, attempts to get to the root cause for the lack o…
    - 14 days ago, 8 Sep 14, 9:54am -
  • 7 Essential Money Ideas for College Freshmen
    It was a long time ago, but I remember my first few weeks of college. Twenty years ago last month, I left my home state of New Jersey to live on campus at a neighboring state and to pursue my education degree. I had been away from home before for ext…
    - 19 days ago, 3 Sep 14, 9:00am -
  • The Root Cause of Your Financial Problems and the Source of Your Success
    Any person is a product of his or her environment to a significant extent. And because so much of our personality is formed when we are under the age of ten, there’s something to be said for the benefits of being a child within a family situation t…
    - 20 days ago, 2 Sep 14, 3:47pm -

Free Money Finance

  • FMF on Hiatus
    Well, as they say, all good things must end. Or at least take a break. I started this blog over nine years ago simply to chronicle my financial thoughts and progress. Now, nearly a decade later, it's time to put...
    - 5 days ago, 17 Sep 14, 3:29am -
  • Help a Reader: Maxing Out after Reaching 401k Limit
    Here's an email I recently received from a reader: Some background info: My baseline gross salary is $74k, but with recent overtime it's looking like I'm on pace to make closer to $85k this year. I've been contributing 30% pre-tax...
    - 7 days ago, 15 Sep 14, 3:29am -
  • Reader Profile: KP
    The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all identify with people like...
    - 10 days ago, 12 Sep 14, 3:29am -
  • Help a Reader: Dealing with a Pension
    Here's an email I recently received from a reader: I was hoping to get some help from your readers in determining my best option. I received an offer from a former employer with whom I am entitled to receive a...
    - 12 days ago, 10 Sep 14, 3:29am -
  • The New Retirement Rule?
    I'm not sure they were trying to do this, but I think Time magazine just came up with the new rule for having a great retirement nest egg. Their thoughts: Save 15% of pay for 30 years and you will...
    - 14 days ago, 8 Sep 14, 3:29am -

Wise Bread

  • newThe 7 Scariest Big Purchases People Make
    Big ticket purchases are prone to freak us out. The stakes are higher. And when we do make a mistake, like signing a lease to rent an apartment we can't comfortably afford, psychologists say we're more apt to convince ourselves that we've made the ri…
    - 1 hour ago, 22 Sep 14, 7:00am -
  • newA Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You
    Your grocery store is not out to get you, explains Supermarket Guru Phil Lempert. "Their mission is to make you very loyal as a shopper. They want to form a relationship," said Lempert, editor of insider grocery journal The Lempert Report and Superma…
    - 3 hours ago, 22 Sep 14, 5:00am -
  • newThe One Word You Need to Start Using Today to Have a Better Life
    Do you want to make today better in an instant? How about making the rest of your life better?Just start saying "Thanks." In fact, say it right now. (See also: Science Shows That Saying Thanks Can Improve Your Health and HappinessLook around you…
    - 5 hours ago, 22 Sep 14, 3:00am -
  • Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally
    Have you seen this already? The video of the dachshund pups frollicking? It's short and so cute you'll scream. Go ahead and watch. We'll wait.Puppies (and kittens!) are cute and adorable, but they also need proper care. It's a big responsibility…
    - 2 days ago, 20 Sep 14, 5:00am -
  • Best Money Tips: The Pet Edition
    Welcome to Wise Bread's Best Money Tips Roundup! Today we are featuring some of the best articles from around the web about saving on pets.Top 5 Articles21 Do-It-Yourself Frugal Pet Toy Ideas — Feather cat toys and crinkly chew toys are a couple…
    - 3 days ago, 19 Sep 14, 1:00pm -

Planting Money Seeds

  • Don’t Let Investing Regrets Sink Your Retirement
    Part of a successful retirement is investing. Don’t let investing regrets now sink your nest egg later. Today, MoneyTips.com is releasing its free ebook, The Retiree Next Door. This ebook is the result of a research effort that was underway over th…
    - 4 days ago, 18 Sep 14, 7:00am -
  • Unintended Financial Consequences: Mobile Check Deposit Limits
    Before you decide a local branch is unnecessary, consider the realities of mobile check deposit. I’ve moved across the country. My family is settling in nicely (although I wish I had a desk) and things seem to be going well. Most of our financial t…
    - 6 days ago, 16 Sep 14, 8:58am -
  • Is It So Bad to Do Something “Just for the Money”?
    Is there something wrong with doing a job “just for the money”? Do you always have to a passion for the work you do? One of the trends I notice right now, especially among Millennials, is the idea that you shouldn’t do something “just for the…
    - 10 days ago, 12 Sep 14, 3:07am -
  • 20 Money Books in 20 Days
    Enter this contest to win money books from top personal finance bloggers. Not too long ago, my online buddy Jeremy from Modest Money had a cool idea. Since so many personal finance bloggers also have books out (including yours truly), wouldn’t it b…
    - 12 days ago, 10 Sep 14, 3:23am -
  • Educating Your Family about Life Insurance
    When planning your family’s finances, do you take into account life insurance? It’s easy to overlook life insurance as an essential aspect of financial planning. However, it’s important to consider the impact that your death might have on your…
    - 13 days ago, 8 Sep 14, 11:59pm -

Moolanomy

  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 12 days ago, 10 Sep 14, 7:00am -
  • 5% Cash Back Credit Cards, August 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 43 days ago, 10 Aug 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -
  • How Big Should an Emergency Fund Be?
    No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when […]Read Another Article:Star…
    - 17 Dec 13, 6:00am -

Bargaineering

  • newShould you pay your child for good grades?
    Naomi ManninoI’ve paid all three of my kids for good grades many different ways and times throughout their school years. But, I can’t say it ever resulted in better grades. Whether I offered pay for good grades never affected my son’s grades. I…
    - 7 hours ago, 22 Sep 14, 1:00am -
  • How to throw great, yet affordable, football parties
    Dawn PapandreaA new season is here that has nothing to do with pumpkin-spiced everything – it’s football season. Every Saturday and Sunday (and Monday and Thursday nights, too) provide a great excuse to get together with friends and root for your…
    - 7 days ago, 15 Sep 14, 1:00am -
  • Smart ways to save money at school without ruining your college fun — or going hungry
    Dawn PapandreaDon’t worry – this isn’t going to be one of those posts that tell you you’re a big boy/girl now, and have to stop being irresponsible with money. I won’t tell you to stop buying overpriced lattes, $11 nachos at midnight, or co…
    - 14 days ago, 8 Sep 14, 1:00am -
  • Oh, how I wish I could go back and talk some sense into my free-spending teenaged self
    Alissa FleckAs a teenager, I looked forward to growing up and leaving home so I could eat all the junk food I wanted. But now that I’ve done that, my perspective has changed. I avoid junk food at all costs. I’ve matured a lot when it comes to mon…
    - 21 days ago, 1 Sep 14, 1:00am -
  • How to get the most from your auto insurance claim
    Amy FontinelleBeing involved in a car accident is scary and stressful. So is dealing with the aftermath. It’s in the insurance company’s best interest to minimize your claim, but you’ll be able to secure a fair settlement with these four tips.…
    - 28 days ago, 25 Aug 14, 1:00am -

Five Cent Nickel

  • new10 Negotiation Tips for Introverts
    After our home, our next major purchase will be a car. I am an introvert and I hate conflicts, so naturally negotiation is stressful for me. But if I don’t speak up, I know I will get the short end of the stick and pay a lot more money for the car.…
    - 6 hours ago, 22 Sep 14, 2:00am -
  • The End of Two Buck Chuck?
    photo: Wikimedia Commons We were at the Seattle airport a few years ago, my wife and I, checking in our baggage at the counter. We had some work to do in Chelan and were on our way back to Denver. As we made our way to the airport, we stopped at a Tr…
    - 5 days ago, 17 Sep 14, 2:00am -
  • 5 Reasons to be Optimistic About the Economy
    I find that defaulting to pessimism about the economy is a great way to hedge your emotional bets. If things turn out well, then I can count it a pleasant surprise. If things turn out badly, at least I have the satisfaction of having been right. Late…
    - 7 days ago, 15 Sep 14, 2:00am -
  • 5 Questions to Ask Yourself Before Considering Homeownership

    - 10 days ago, 12 Sep 14, 11:48am -
  • Meet the Enemy of Retirement Security: Procrastination
    Last year, I signed up for a program called “Connections” through my college alma mater. The program is designed to bring a group of the college’s current juniors and seniors to the big city, for a pow-wow with both recent graduates and ancient…
    - 12 days ago, 10 Sep 14, 2:00am -

MintLife

  • new5 Costly Options You Don’t Need in a New Car
    Shopping for a new car? Before hitting up the dealership, take a moment to consider which features you truly need. Today’s cars come with high-tech and luxury options that sound great when you’re going for a test spin, but might lead to buyer’s…
    - 1 hour ago, 22 Sep 14, 7:00am -
  • Ways to Save During National Coupon Month
    September is National Coupon Month, a time to embrace great deals and everyday savings. The good news is that you don’t have to be an extreme couponer in order to save money. Here are a few tips to cut costs using coupons. Start the hunt. There are…
    - 3 days ago, 19 Sep 14, 10:00am -
  • Mint Launches on iOS 8 with Touch ID

    - 5 days ago, 17 Sep 14, 1:15pm -
  • 4 Survival Tips for Working Parents
    It’s Working Parents Day. If you’re like me, you probably didn’t know this day existed or have been too busy packing lunches, doing school drop off, shuttling kids to activities and oh yeah,  surviving at that other paying job called work. Tod…
    - 6 days ago, 16 Sep 14, 7:00am -
  • National Fortune Cookie Day: How to Build Your Savings Fortune
    The fortune cookie brings good luck and fortune to some of us. For others, it is just a whimsical thought to contemplate after enjoying a good meal. Fortune cookies tend to promise endless wealth and instant gratification, but in reality, reaching yo…
    - 9 days ago, 13 Sep 14, 11:00am -

StupidCents

  • How to Make Your Raise Work for You
    Whether you’ve earned a promotion at work, received a merit increase or have been given a cost-of-living increase, a bigger paycheck is always welcome. However, that extra money can quickly disappear if you aren’t careful. Considering switching b…
    - 6 days ago, 16 Sep 14, 4:00am -
  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -

The Consumerist

  • newTown Completes Its Quest To Successfully Grill A 200-Foot Bratwurst
    Remember the town that was preparing to cook 200 feet of unbroken bratwurst by first grilling 100 feet of sausage? Of course you do, how could you forget such a meat feat? You’ll be happy to know, then, that the proud folks of that Illinois town ca…
    - 10 mins ago, 22 Sep 14, 8:06am -
  • newGM Recalls 220,000 Cadillacs And Impalas Over Potential Brake Fires
    Less than two weeks ago General Motor’s CEO Mary Barra said the company was kinda, sorta, almost done with all those recalls. Good thing she wasn’t definitive, because the car manufacturer recalled more than 220,000 vehicles this weekend for pote…
    - 26 mins ago, 22 Sep 14, 7:50am -
  • newDid Home Depot Ignore Hack Warnings From Employees?
    While the millions of us who shopped at Home Depot during the five months in which hackers were siphoning off customers’ credit/debit card data from in-store payment systems are keeping our eyes on our accounts and credit reports, former employees…
    - 34 mins ago, 22 Sep 14, 7:42am -
  • Samsung Says My New TV From Groupon Is Secretly Mexican
    Rob bought a TV from Groupon Goods, and found himself in a weird dilemma where Groupon promised that his new TV would have a manufacturer’s warranty. He had no reason not to believe them until something actually went wrong with the TV. Samsung told…
    - 3 days ago, 19 Sep 14, 4:31pm -
  • Kickstarter: Project Backers Must Get Rewards (But Leave Us Out Of It)
    When you pledge your money to a Kickstarter project, you do so knowing that you won’t actually be charged unless the project reaches its funding goal. While that protects against an unfundable project from running off with your money, what about th…
    - 3 days ago, 19 Sep 14, 4:06pm -

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Debt co…
    - 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later, I…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from last m…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of red,…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… READ MOREThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on Affordable Schools O…
    - 27 May 14, 3:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… READ MOREThe post Enrollment Shortfalls Breed Competition For College Students appeared first on Affordable Schools Online.
    - 20 May 14, 3:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… READ MOREThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on Affordable Schools Onl…
    - 21 Apr 14, 3:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… READ MOREThe post Student Loans: Think Before You Borrow appeared first on Affordable Schools Online.
    - 18 Apr 14, 3:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… READ MOREThe post These Libraries Elevate the Studying Experience appeared first on Affordable Schools Online.
    - 16 Apr 14, 3:00am -

MoneyNing

  • newMoney Isn’t Always the Answer: Here Are 4 Problems It Can’t Solve
    “If I only had more money… I’d be happier.” “I wouldn’t be in such a bind.”  “I could buy all the things my heart desired.” And the list goes on. It’s true: money can wash away your financial woes if used properly, but there are…
    - 2 hours ago, 22 Sep 14, 6:00am -
  • The Sneaky Way That Working More Can Actually Cost You Money
    I’m a part-time freelance writer and full-time stay-at-home mom. I write to supplement our income and pay off our debt faster. A few months ago, I decided I’d increase my earnings and took on a few more writing commitments. I increased my earning…
    - 2 days ago, 20 Sep 14, 6:00am -
  • Is Amazon Prime Worth It?
    We’ve been Amazon Prime members for the last few years, and for the most part, it’s made financial sense for us. We make plenty of purchases on Amazon, and when Christmas time comes, the two-day free shipping it includes is amazing for last-minut…
    - 3 days ago, 19 Sep 14, 6:00am -
  • 3 Reasons Cash Is Still King (to Me)
    More and more people are using credit and debit cards for rewards, insurance, and convenience. Another MoneyNing blogger even asked if carrying large amounts of cash was outdated. But to me, cash is still king. I should qualify my statement, since I…
    - 4 days ago, 18 Sep 14, 6:00am -
  • 5 Tips for Building a Fabulous Wardrobe on a Tight Budget
    I’ve had a love-hate relationship with clothing for most of my life. In my younger years, I used to love clothes. I’d buy whatever struck my fancy, regardless of the cost. As I got older, I started wearing jeans, t-shirts, and boots. I never shop…
    - 5 days ago, 17 Sep 14, 6:00am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

  • How to Start an Emergency Fund – It’s Not That Hard!
    One of the best things you can do for your personal economy is to start an emergency fund. Your emergency fund can help protect you against financial setbacks, since it provides you with a little extra cushion to draw on.  Rather than turning to deb…
    - 7 days ago, 15 Sep 14, 9:24am -
  • Is Your Money Mindset Killing Your Finances?
    Millions of Americans are struggling to pay their bills and meet their financial obligations.  The last eight years have taken a toll on Americans economically, and many are still feeling the financial repercussions.  According to one study, indebt…
    - 10 days ago, 12 Sep 14, 3:47am -
  • Why Do I Need Life Insurance and How Much Should I Buy?
    I think it’s safe to say most people don’t like the idea of thinking about life insurance. It’s a reminder that, after all, we’re mortal and one day we won’t be around anymore.  In fact the subject bothers some people so much that they don…
    - 13 days ago, 9 Sep 14, 4:04am -
  • What Should You Do With a Cash Windfall?
    Quick—if you got a serious cash windfall what would you do with it? What’s a serious cash windfall?  That number is different for everyone but I think any amount that would make a significant dent in your life (or more).  I’m thinking an amou…
    - 17 days ago, 5 Sep 14, 4:25am -
  • Setting Up Your New Freshman: How to Decorate Your Dorm Room for Less
    There are very few rites of passage bigger than the day a grown child moves out of the house and onto the college campus.  This is the child’s first major step toward adulthood and independence, and it can be an exciting time for both parents and…
    - 20 days ago, 2 Sep 14, 6:31am -

All Financial Matters

  • Check Out the AllFinancialMatters.com Flipboard Magazine
    I created a Flipboard Magazine awhile back in an attempt to organize articles I found interesting. Please check out the AllFinancialMatters.com Flipboard Magazine and tell me what you think. If you would like to be a contributor, send me an email (JL…
    - 10 days ago, 12 Sep 14, 11:39am -
  • What Are You Reading or Listening to These Days?
    We moved to our temporary location a couple of weeks ago. We will be here until our house is complete in a few more weeks. I have been driving my kids back and forth to school in another town (the school in the town we will be living in). It’s 30 m…
    - 13 days ago, 9 Sep 14, 11:17am -
  • Letter from a Father to His College-Bound Son
    This is great… I heard this while listening to “The Book of Man” by William Bennett. It is a letter written by John D. Swain as his son headed off to Yale. It’s from 1912, but the advice is still good today. Common sense never goes out of sty…
    - 24 days ago, 29 Aug 14, 10:29am -
  • The Light at the End of the Tunnel
    Nearly a year ago we found out we were moving. My wife accepted a new position that was too far for her to commute long-term. Unfortunately, our old house was not market ready. We bought the house in 1999. It needed a lot of work then but we were low…
    - 45 days ago, 8 Aug 14, 4:35pm -
  • Quote of the Day from James Allen
    I couldn’t sleep last night, so I got up and did some reading. I read the book, As a Man Thinketh by James Allen. The following quote stood out to me: Here is a man who is wretchedly poor. He is extremely anxious that his surroundings and home comf…
    - 27 May 14, 8:43am -

Cash Money Life

  • How to Find Ideas For a Part-time Business
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How to Find Ideas For a Part-time Business.Millions of people dream about starting their own businesses. But dreaming is usually as far as it goes. R…
    - 10 days ago, 12 Sep 14, 6:40am -
  • How Learning “Math for Life” Can Help You Make Better Financial Decisions
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How Learning “Math for Life” Can Help You Make Better Financial Decisions.When I graduated with my Master’s in Journalism, I thought I was goin…
    - 12 days ago, 10 Sep 14, 1:58pm -
  • Your Parents Have NO Retirement Savings – What’s Your Responsibility?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Your Parents Have NO Retirement Savings – What’s Your Responsibility?.We all know what a bad situation it is to have no retirement savings. But w…
    - 28 days ago, 25 Aug 14, 3:01pm -
  • I Joined the Air National Guard
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at I Joined the Air National Guard.Last week I joined the Air National Guard. If you aren’t familiar with how the military is structured, the National…
    - 39 days ago, 14 Aug 14, 3:23pm -
  • 2014 Sales Tax Holiday – Tax Free Back To School Shopping
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at 2014 Sales Tax Holiday – Tax Free Back To School Shopping.Summer may still be in full swing, but parents of school age children only have a few wee…
    - 53 days ago, 31 Jul 14, 3:34pm -

PT Money

  • The Top Secrets of Successful Retirees
    What if you could take a glimpse into your retirement future? What would it look like? Would your retirement goals be obtained and would you be living the lifestyle you currently desire in the later years? While you can’t see your future self in th…
    - 4 days ago, 18 Sep 14, 8:00am -
  • There Is No Spoon: Opting Out of the Consumerism Matrix
    It’s hard for me to believe, but it’s been 15 years since the film The Matrix blew everyone’s mind. In the decade and a half since the film was released, the special effects and stunts that gave the movie such an overwhelming visual appeal have…
    - 13 days ago, 9 Sep 14, 12:48pm -
  • 10 Tips to Help Debt Proof Your Christmas & Catch up on Christmas Savings
    As summer comes to a close people will soon begin thinking about fall plans and eventually, the holiday season. Yes, the holidays! I realize Christmas is 4 months away, but we all know that it will be here sooner than we think! Therefore, it’s impo…
    - 18 days ago, 4 Sep 14, 1:37pm -
  • Citi Double Cash Card Review – Double Cash Back has ARRIVED!
    Many years ago, the idea of a double cash back credit card was fairly common. With bank interest rates above 4% and the economy on the rise, credit card companies were doing whatever they could to bring in new business. Then, in the blink of an eye,…
    - 24 days ago, 28 Aug 14, 10:00pm -
  • Got Medical Debt? Here’s Good News About Its Effects On Your Credit Score
    According to the Wall Street Journal, 64 Million Americans have medical debt on their collection report.  That’s an astonishing number and certainly raises awareness and some concern for this financial issue.  People are fighting to get out of me…
    - 25 days ago, 28 Aug 14, 3:09pm -

Clever Dude

  • newThe Night My Son Discovered Generic Soda
    My son is your typical high school sophomore. Social and peer pressure tells him that the brand name of his sports equipment, and where he buys his clothes and other products he uses matters. As an adult I know better, but as a kid I was the same way…
    - 5 hours ago, 22 Sep 14, 3:25am -
  • Clever Posts Of The week – September 19th
    It’s supposed to be a beautiful weekend here in the Midwest, so time to get some outside projects done.  One of those projects will be to mow and trim the lawn and then put down the fall application of fertilizer.  I had contemplated hiring a ser…
    - 3 days ago, 19 Sep 14, 6:38am -
  • Do You Understand Your Medical Insurance Explanation Of Benefits Statements?
    Image courtesy of Baitong333 at FreeDigitalPhotos.net “We gotta go to the doctor,” my wife said as she hung up the phone. The phone call had been from my sister-in-law, who’s family had stayed with us the previous weekend, informing us that the…
    - 5 days ago, 17 Sep 14, 5:44am -
  • Are You Protected Against A Lost or Stolen Cell Phone?
    Image courtesy of stockimages at FreeDigitalPhotos.net I thought I was going to have to drop some serious money last Friday, as I spent most of the morning frantically searching for my lost cell phone. It was frustrating because I know I took it with…
    - 7 days ago, 15 Sep 14, 5:32am -
  • Clever Posts Of The Week – September 12th
    Well,  my day isn’t off to a very good start – somehow I managed to lose my cell phone at work and it’s on silent so (assuming it wasn’t actually stolen) it’s going to be difficult to find.  Well, at least we have awesome blog posts to re…
    - 10 days ago, 12 Sep 14, 10:44am -

Dough Roller

  • DR 107: Monthly Investment Update–September 2014
    It’s time for our monthly investment portfolio update. In each update I run through the tools I use and the results of my investments. I show you the good and the bad. We’ll even cover some mistakes I’ve made and what I’ve learned from those…
    - 2 days ago, 20 Sep 14, 10:33am -
  • Reader Question: Does Applying for a Balance Transfer Card Hurt Your Credit?
    A podcast listener named Jennifer emailed me about balance transfer credit cards and her credit score. She plans to apply for a home equity line of credit soon and is concerned that getting a card before then could lower her FICO score. Here’s Jenn…
    - 4 days ago, 18 Sep 14, 6:18am -
  • DR 106: 8 Black Belt Budgeting Tips
    It’s not an overstatement to say that budgeting is the foundation upon which all lasting wealth is built. That’s true whether you make $40,000 a year as a teacher or $40 million a year as an entertainer. If your cash flow is well managed, you can…
    - 9 days ago, 13 Sep 14, 7:54am -
  • DR 105: The 5-Year Roth IRA Rule for Contributions (breaking the rule is costly)
    The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after its chief legislative sponsor, Senator William Roth of Delaware. The Roth IRA enables individuals with earned income to contribute after-tax (nondeductible) money to the…
    - 13 days ago, 9 Sep 14, 8:30am -
  • DR 104: Rags to Riches and Back Again–Interview with Million Bucks by 30 Author Alan Corey
    Is it possible to build $1 million in net worth in 10 years starting from scratch? In today’s interview with Alan Corey, author of A Million Bucks By 30, we’ll learn exactly how one man did it. I learned about Alan and his book from a listener n…
    - 16 days ago, 6 Sep 14, 9:19am -

Stop Buying Crap

My Money Blog

Saving to Invest

  • 2015 Tax Brackets and Other Projected Federal Taxation Changes
    With only a few months to go in 2014, folks are starting to think about the year ahead and a financial question that comes up often is what will happen to taxes and related items next year. 2014 federal tax brackets (pasted below) reflected only a…
    - 18 days ago, 3 Sep 14, 9:02pm -
  • Will I Get a Raise This Year? And What Is The Average Raise?
    Unless you are a senior executive of a Fortune 500 company you probably won’t be seeing a double digit raise this year. According to the seventh annual Compensation Planning Survey by Buck Consultants, workers who were among the highest-rated at th…
    - 6 Jun 14, 1:52pm -
  • Fastest Growing State – Hands Down Texas!
    I sometimes ponder where I would move if I had to leave my current state (VA). And more and more, Texas seems to come to mind. This is because of three main factors – strong employment, housing affordability and quality of life (good weather, diver…
    - 25 May 14, 9:10pm -
  • Obamacare Health Insurance Purchase Requirement Extended into April 2014?
    [Update March 31st 2013] Extension to purchase health coverage may now be in the works. The original deadline to purchase coverage, before incurring penalties was March 31st, 2014. But a number of state exchanges, like Covered California said th…
    - 31 Mar 14, 9:00am -
  • Average 2014 Refund Higher Than in 2013
    The IRS has published its latest statistics to date and it shows that tax filers are getting higher refunds in 2014 than they did in 2013.  To date, the IRS has processed most of the received returns (about 30% of total expected). Of the returns fil…
    - 8 Mar 14, 1:47pm -

No Credit Needed

  • Getting Our House Ready For Fall
    A quick Google check confirms it:  The first day of fall is September 22. I had to look that up just to be sure, because the high today was 91 degrees, which is decidedly un-fall-ish. In just a few weeks (hopefully!) the weather will turn and fall w…
    - 7 days ago, 15 Sep 14, 5:00am -
  • My DIY Adventures
    Over the past few years, I’ve worked to improve my DIY skills.  Here are a few of the projects I’ve tackled – with an eye towards saving money and doing it myself. I replaced the garbage disposal below our kitchen sink.  This project was rel…
    - 33 days ago, 20 Aug 14, 7:11pm -
  • I Still Buy Stuff I Do Not Need
    I have been writing about personal finance (as in, my own) for nearly a decade.  In that time, I’ve had some financial success – paying off my consumer debt, purchasing a new home – and some blogging success – mentioned in the New York Times…
    - 82 days ago, 2 Jul 14, 5:31am -
  • Fight For Your Independence And Get Out Of Debt
    Let’s not wait until January 1st to focus on getting out of debt.  It’s July – It’s time.  Fight for your independence-  and get out of debt, today! No doubt, a little dramatic, but you get the point.  Today is the day to start planning f…
    - 83 days ago, 1 Jul 14, 5:30am -
  • How To Stay Motivated While Getting Out Of Debt
    Let’s be real.  The idea of getting out of debt sounds awesome.  The day-to-day grind of getting out of debt… not so much. Here’s how to stay motivated while getting out of debt - Celebrate Your Progress – Check those numbers and get excite…
    - 84 days ago, 30 Jun 14, 5:30am -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • newHow to Be Invincible
    [Yours truly is still hungover gathering his marbles from this weekend's financial nerdfest, so please enjoy a great article today by my blogging friend Matt Becker of Mom and Dad Money. And by "killer," I mean the opposite of that since, ahem, this…
    - 5 hours ago, 22 Sep 14, 3:06am -
  • Hey New Orleans? I’m Baaaaaaaack!
    Good mornin’ my money hustlers! What’s shakin’? Where you be at? Where your money be at? I’m coming to you straight outta NOLA this morning, and in case you couldn’t tell I have an extra hop in my skip :) I’m attending our 4th annual pers…
    - 3 days ago, 19 Sep 14, 3:12am -
  • “I Sock Away a Minimum of $6,000 a Year From Change”
    Remember my announcement last week of our new Challenge Everything Savings account? Well, this is proof right here of how POWERFUL this idea can be if you really apply yourself. And it doesn’t require any major change to your normal routine either!…
    - 5 days ago, 17 Sep 14, 3:06am -
  • Happy “Free Money Day!”
    So something funny happened yesterday as I was doing a little work. I was in search of a Flickr photo relating to kids and money for an upcoming Rockstar Finance post, and amidst my scanning I see this pic featured above of these signs promoting “F…
    - 7 days ago, 15 Sep 14, 3:02am -
  • New Rule: List One Thing a Week on Craigslist!
    I’m pretty excited about this one today :) I’ve been all about the “missions” lately on this blog and in my life, and while some fade away faster than a scalded dog, others stick around for the long haul and become absolute game changers. And…
    - 10 days ago, 12 Sep 14, 3:08am -

Smart On Money

  • What Do You Do With Your Savings?
    One of the basic pieces of advice that we are often given about money is to save more. But where do you put that money?The post What Do You Do With Your Savings? appeared first on Smart On Money and was written by Miranda Marquit.Copyright © Smart…
    - 11 days ago, 11 Sep 14, 11:38am -
  • Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord
    There are people out there who are made to be landlords, but not me. Here's why I'd rather pay to unload my house than become a landlord.The post Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord appeared first on Smart On Money…
    - 49 days ago, 4 Aug 14, 2:26pm -
  • Watch Out for Interest-Only Home Loans
    Now that the economy has picked up some, lenders are re-introducing a few "creative" financing methods. Here's one to watch out for, the interest-only loan.The post Watch Out for Interest-Only Home Loans appeared first on Smart On Money and was writ…
    - 75 days ago, 9 Jul 14, 9:25am -
  • How To Stop Feeling Pessimistic About Retirement
    When many Americans think about retirement, they are pessimistic — and for good reason. According to a recent COUNTRY Financial Security Index survey, 25 percent of Americans say that they are not saving for retirement at all. If you aren’t savin…
    - 77 days ago, 7 Jul 14, 7:54am -
  • 3 Tips for Keeping Your Summer Budget Under Control
    It's hard to keep the summer budget under control, but your finances will thank you for following these three tips.The post 3 Tips for Keeping Your Summer Budget Under Control appeared first on Smart On Money and was written by Miranda Marquit.Copy…
    - 10 Jun 14, 7:13am -

Financial Samurai

  • The Conquer Cancer Foundation: Funding The Hopes Of Many
    Recently I had the pleasure of participating in a Conquer Cancer Foundation event at the home of my friend, Dr. Thomas Roberts and his beautiful wife Susan. Tom used to be an attending staff oncologist at Massachusetts General Hospital and an instru…
    - 1 day ago, 21 Sep 14, 5:08am -
  • How Much Is Optionality Worth To You?
    When we first graduate, we have little-to-no options since we know nothing. We’re a cost center that does what we are told and likes it. We develop skills that provide us more options over time. We look for better opportunities or ask for raises…
    - 3 days ago, 19 Sep 14, 5:08am -
  • Deciding On Leasing Or Purchasing A New Car: Saying Good-bye To Moose!
    After 10 years, I’m sad to say that Moose is gone! He just had too many problems that cost too much to fix as a 14 year old Land Rover Discovery II. I hated to let him go because he was like my big boy. I still remember finding him with 87,000 mil…
    - 5 days ago, 17 Sep 14, 4:48am -
  • Free Uber Rides! Changing Lives By Disrupting The Rules
    For the past several years, I’ve seen Uber grow from a scrappy startup to an enormous success based right here in San Francisco. In the Fall of 2013, the company was “only” valued at $3.5 billion. A year later, the latest round of fund-raising…
    - 7 days ago, 15 Sep 14, 4:48am -

Fiscal Fizzle

  • Tips When Shopping for Tires at Costco and Sam’s Club
    I recently bought a new set of tires at Costco, and bought my last set at Sam’s about 3 years ago (for another car), so today’s post is simply a quick overview on how to get the most out of your tire purchase if you decide to buy at a “warehous…
    - 4 days ago, 18 Sep 14, 7:29am -
  • Avoid These Mistakes With Inherited IRAs
    As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if…
    - 54 days ago, 30 Jul 14, 7:20am -
  • My Favorite Podcasts
    I don’t have a whole lot of “free” time on my hands lately, but I do one thing every single day that is required and consistent—I commute. Every single day, I’m afforded the gift of 20 minutes each way in my car with no distractions, except…
    - 94 days ago, 20 Jun 14, 7:08am -
  • Spending More to Save More
    I visited the vet’s office this week to pick up the flea & heart worm medication my dog takes on a monthly basis. As always, I was given the option of getting a 6 or 12-month supply. This particular  brand, which comes in the form of a pill, is bo…
    - 97 days ago, 17 Jun 14, 6:54am -
  • The Pros and Cons of Having Roommates
    This post is written by Jennifer Riner of Zillow. Renters looking to save money should consider leasing apartments with friends. College students are notorious for cohabitating with classmates to spend more time together before graduation. Increasing…
    - 9 May 14, 6:00am -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
        Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities.   One of t…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

Lazy Man and Money

  • Budgeting for the Next Television Revolution
    When I started this blog in 2006, I was an early adopter of flat-screen televisions. Most personal finance bloggers seemed to be against such purchases. Even in 2007, when I mentioned that they can save space in your home I had to go "Suze Orman" on…
    - 3 days ago, 19 Sep 14, 6:15am -
  • About that Retiree Next Door…
    A new company by the name Money Tips had an idea to survey 500 "successful" retirees to get an idea of what works. Like any survey, the results are a pile of statistics. I love statistics... enough so that I've been in baseball fantasy leagues of fak…
    - 4 days ago, 18 Sep 14, 7:00am -
  • Analyzing Coverdell ESA vs. 529 Plans
    Back in 2007, I wanted to gift some money to my newborn nephew. Rather than make it a one time thing, I wanted to contribute to it over the years. I am proud to say that the small contributions and the growth of the stock market have him, and his lit…
    - 5 days ago, 17 Sep 14, 10:05am -
  • Calculating Your Ever Shrinking Social Security Checks
    For more than a decade now, it's almost been a foregone conclusion amongst the young people in the United States that Social Security will not exist for them. A more thorough analysis shows that even if the reserves were to run out, there would still…
    - 6 days ago, 16 Sep 14, 8:30am -
  • Behavioral Finance: Good or Bad
    A couple of weeks ago I asked Are Roth 401(k)s and Roth TSPs Better? in response to an article in Money Magazine. I attempted to give an answer in part 2 the following day. The argument was complex and worth reviewing those posts for more detail, her…
    - 7 days ago, 15 Sep 14, 6:15am -

Mighty Bargain Hunter

  • It pays to be a reasonable customer
    I’m an oddball in a lot of ways.  And I’m on my way tomorrow to rub elbows with a whole bunch of other personal finance oddballs at FinCon14 down in New Orleans. I’m also an oddball because of my feet.  I have a clubfoot.  Thankfully I’ve…
    - 4 days ago, 17 Sep 14, 11:14pm -
  • The one person responsible for your financial decisions
    There is no shortage of personal finance advice available. I’ve been known to produce a bit myself here and there. There are recurring themes like “buy vs. rent,” “spend less than you earn,” “the magic of compounding,” and so forth whic…
    - 8 days ago, 13 Sep 14, 10:43pm -
  • Buy wholesale with a personal supplier network
    Economies of scale are a wonderful thing.  The more you’re willing to buy from a particular vendor, the better the unit price they’re inclined to give you.  Selling a thousand items a hundred times is a lot more work than selling fifty thousand…
    - 13 days ago, 9 Sep 14, 1:33am -
  • Frugal, or cheap, or tacky?
    Saving money, and spending less money, are two crucial activities for people looking to take, and maintain, control of their personal finances. And, as with most things, there are classy ways to go about it, and … less classy ways. On the spectrum…
    - 16 days ago, 6 Sep 14, 1:31am -
  • Use money analogies to gain context
    Personal finance boils down to recognizing, and acting on, good deals in their proper context. What’s a wise finance decision for one person could easily be a foolish decision for another. In deciding whether something is a good deal, it’s often…
    - 19 days ago, 2 Sep 14, 9:59pm -

Personal Dividends

  • Limit Risk During Retirement: What Can You Do?
    According to a recent study published by MoneyTips.com, 49 percent of retirees worry about their financial situation. Even though these retirees might be successful, they are plagued with concerns about the future, and whether or not they will live t…
    - 4 days ago, 18 Sep 14, 6:00am -
  • Before You Pay Your Medical Bill: 3 Questions to Ask
    As health care costs continue to rise, it can be discouraging to know that you are going to have to go in for a procedure. This is especially true when a hospital stay is involved. Once you see that total bill, your stomach will probably sink right t…
    - 6 days ago, 16 Sep 14, 6:00am -
  • How Do You View Life Insurance? Is It an Asset?
    One of the basics of financial planing is to understand the difference between assets and liabilities. When you start looking at where you spend your money, it’s usually pretty easy to decide whether something should be considered an asset or a lia…
    - 13 days ago, 9 Sep 14, 4:00am -
  • CIMA: The Four-letter Word Your Resume Shouldn’t Do Without
    Are you a financial professional? Are you looking for your big break? Perhaps you are working on an undergraduate degree in financial services and wondering what certifications you should pursue. Whether you are new to the numbers game or a seasoned…
    - 14 days ago, 8 Sep 14, 6:00am -
  • 6 Unexpected Side Effects of Bad Credit

    - 19 days ago, 3 Sep 14, 6:00am -

Money Crashers

  • 9 Ways to Make Your Clothes Look More Expensive & Fashionable
    With the beginning of fall comes New York Fashion Week (NYFW), a showcase of every new trend, must-have designer, and, of course, exorbitant prices. But let’s face it: The average American woman isn’t spending a cool $3,000 on a pair of Christian…
    - 4 days ago, 18 Sep 14, 12:30pm -
  • What Is a D-U-N-S Number and What Is It Used For? (Dun & Bradstreet)
    Everyone born in the United States receives a unique, nine-digit Social Security number at birth. Without this identifier, you can’t enjoy many of the perks that American citizens and legal residents take for granted, including retired and disa…
    - 5 days ago, 17 Sep 14, 12:30pm -
  • How to Save Money on a Wedding – Top 10 Ways
    In May 2014, after what seemed like an eternity of planning and worry, my wife and I got married in a small-town Iowa church, just steps from her old high school. Our reception was a few miles down the road in a beautiful river valley with a hundred-…
    - 7 days ago, 15 Sep 14, 4:00pm -
  • What Is a Reverse Mortgage (HECM) – How It Works, Pro & Cons
    Many seniors struggle to make ends meet each month. At the same time, they often own thousands of dollars of real estate in the form of equity in their home. But unless they take action, that equity remains untouchable, unable to help them out with b…
    - 10 days ago, 12 Sep 14, 7:00am -
  • 7 Factors That May Affect When You Retire – Reasons to Work Past Age 65
    In 2010, a Pew Research report indicated that three out of every four members of the workforce expect to keep working for pay after they retire. 60% of them believe this will be by choice, not necessity – but pre-retirees may be more optimistic tha…
    - 12 days ago, 10 Sep 14, 2:00pm -

The Military Wallet

Deliver Away Debt

  • Wonga Hit with a $4.4 Million Compensation Bill
    Let the Loophole Wars Begin . . . Wonga has been in the news lately and for all the wrong reasons. Following an investigation by the Financial Conduct Authority the payday loan giant was hit with a $4.4 million compensation bill to be paid to no less…
    - 73 days ago, 11 Jul 14, 9:45am -
  • Managing your money: All you need to know about payday loans
    Taking an in depth look into the media hype around payday loans Pay day loans have been receiving some particularly bad press in recent weeks, with the latest damning article published by The Telegraph suggesting that many short term loan borrowers a…
    - 82 days ago, 2 Jul 14, 5:34am -
  • Family VS Individual Health Care Plans | What Are the Differences?
    Of course the main difference between family and individual health care plans is that the family type covers more people than just one, the individual. Hello, Captain Obvious! Now, since family care plans cover more people, they also cost more. Howev…
    - 22 May 14, 7:26am -
  • Aereo Micro Antenna and the Big Bad Broadcasters
    As a person who loves finding ways to save money and get stuff for free (legally of course), I am positively intrigued about an upcoming Supreme Court case which may actually decide the fate of how we consume media. The Backstory Aereo is a start-up…
    - 17 Apr 14, 10:34am -
  • Should a Senior Like Me Worry About Getting Life Insurance?
    This is a common question among individuals over the age of 50 and the answer to this question, with very few exceptions, is always yes. It’s not a question that tends to come about due to someone your age not wanting life insurance coverage; typic…
    - 12 Oct 13, 6:18pm -

Dual Income No Kids Finance

  • newYour top 3 retirement questions: ANSWERED
    Good morning Dinks.  Remember last week when we talked about investing for short term goals?  We mentioned that goals are personal but we can all use discipline and focus to achieve them.  Well today we are talking about our long term goals.  Act…
    - 5 hours ago, 22 Sep 14, 3:00am -
  • Weekly roundup: FinCon, Retirement and AirBnB
    Good morning Dinks and happy Friday.  As you read this I am at FinCon in New Orleans – probably hanging out on the ghost tour or the swamp tour.  New Orleans has been on my bucket list for a long time so I am excited to be in The Big Easy right n…
    - 3 days ago, 19 Sep 14, 3:00am -
  • Ask a CFP: Where is your money?
    Good morning Dinks.  As a financial planner one of the first questions clients ask me when we start talking about their investments is “Where do you have your money?”  Of course I don’t like to talk about my own money and actually I am not al…
    - 4 days ago, 18 Sep 14, 3:00am -
  • Preparing for a job loss
    Last week my company announced they are being sold to a competing investment firm.  My initial thought was panic but honestly I didn’t have much time to think about it until a few days later.  As you know I work as the corporate community manager…
    - 5 days ago, 17 Sep 14, 3:00am -
  • How to get ahead at work
    Good morning Dinks.  This week I was assigned to a new project at work.  I will be working with a team I’ve never worked with before and so far let me tell you that I’m not impressed.  As a community manager I get pulled in to a lot of differe…
    - 7 days ago, 15 Sep 14, 3:00am -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 61 days ago, 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 70 days ago, 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -

Studenomics

  • The Secret Money Rules That Nobody Will Ever Teach You
    “I never learned that in college.” “Nobody taught me that.” I’m ashamed over how many times I’ve had to repeat those phrases. I don’t want this to happen to you. This article is for students, folks in trades, young professionals, hard w…
    - 10 days ago, 12 Sep 14, 9:24am -
  • The Student’s Bible to Getting Out of College With Money in Your Pocket
    “The numbers say it all: Since 1985, the price of college has increased a staggering 538%. Average student loan debt is approaching $30,000 per grad. And more than 50% of recent grads are either jobless or underemployed.” I won’t let anyone…
    - 12 days ago, 10 Sep 14, 5:00am -
  • Let’s Help a Reader Work Towards Financial Freedom [Student Case Study]
    If my readers don’t succeed, I’m a failure. Studenomics is all about you guys and helping you reach financial freedom. Today we’re all going back to school. We’re going to help a reader figure out her finances, get out of debt, and live a bet…
    - 17 days ago, 5 Sep 14, 10:18am -
  • The Ultimate Guide to Mastering Credit Cards in College
    Student credit cards are evil. Credit cards for college students are the best tool to build your credit. One of those statements is true to you. There’s no in-between area when it comes to student credit cards. Since the new school year is in, we a…
    - 20 days ago, 2 Sep 14, 9:00am -
  • If you’re struggling financially as a student, you need to read this (or keep on struggling)
    College students are completely clueless about managing money. Most college students are in debt now and will be for a long time. Why do I say this? According to Yahoo News, the average amount of student debt that a student holds upon graduation is $…
    - 24 days ago, 29 Aug 14, 12:02am -

Money Crush

  • newFrom Renter to Homeowner: Buying for the First Time
    The day I first considered buying instead of renting, I was looking at the free newspaper I’d snagged from the laundry room. We’d just received notice that our rent would be going up, and needed somewhere more affordable to live. One ad in partic…
    - 2 hours ago, 22 Sep 14, 6:00am -
  • 7 Ways to Save at the Grocery Store
    Everyone likes saving money, right? Since groceries are typically one of the larger expenses each month (and we all have to eat!) if you can find a way to save money on them it’s even better. Here are some tips on how to maximize your grocery money…
    - 7 days ago, 15 Sep 14, 6:00am -
  • The FBA Experiment (Part 4)
    I wrote about my experience trying out Fulfillment by Amazon (FBA) as a seller in parts one, two, and three of the FBA Experiment. In this post, I’ll tell you about my results and what I thought of the experience. First let’s go into my reasons f…
    - 14 days ago, 8 Sep 14, 6:00am -
  • Quit Trying to Save Money
    Have you been trying to save money for years without success? Maybe something always seems to come up, and you never quite manage it on a regular basis. If so, it’s time to quit trying to save money. That’s right. Quit trying to save money. What…
    - 21 days ago, 1 Sep 14, 6:00am -
  • Goodbye, Job!
    After 9+ years with the same employer, this will be my last week at my job. It’s bittersweet to leave after all this time, but I’m super excited to just be doing my own thing now. Well, now meaning after Friday :) Maybe I’m a little crazy to qu…
    - 28 days ago, 25 Aug 14, 6:00am -

Wealth Informatics

  • No One Cares More Than You Do
    No One Cares More Than You Do is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I’m a pretty avid proponent of doing things yourself. Back in our younger years, if my spouse and I want…
    - 5 days ago, 17 Sep 14, 4:00am -
  • Just a Spoonful of Sugar….
    Just a Spoonful of Sugar…. is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Have you ever said to yourself, ‘Just one more scoop of ice cream, what could it hurt.  I deserve it, I…
    - 12 days ago, 10 Sep 14, 4:00am -
  • Be Brand-unconscious
    Be Brand-unconscious is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Mom and Dad raised me to ignore the lure of brand name merchandise. No Prada or Coach for me! I look for products t…
    - 19 days ago, 3 Sep 14, 7:00am -
  • Five Reasons to Visit State Parks instead of National Parks
    Five Reasons to Visit State Parks instead of National Parks is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I love our American national parks and am so very grateful to those of our a…
    - 85 days ago, 29 Jun 14, 11:14am -
  • 14 Things Parents Should Make Sure Their High School Seniors Know
    14 Things Parents Should Make Sure Their High School Seniors Know is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Graduation time – when we parents send our precious ones out into th…
    - 9 Jun 14, 1:22pm -

Engineer Your Finances

  • Build An Emergency Fund Fast With These Easy Tips
    Do you have an emergency fund? If you said no, you are not alone. There are millions of Americans that are living without any savings that they could draw on in the event of an emergency. The share of working Americans living paycheck to paycheck has…
    - 3 days ago, 19 Sep 14, 6:58pm -
  • Common Credit Card Mistakes That Can Cost You A Lot Of Money
    Using your credit card wisely in a way that improves your credit score can be trickier than you think. It is much easier to make a mistake with your credit card that will lower your credit score and cause you to be charged a higher rate for credit pr…
    - 6 days ago, 16 Sep 14, 11:31am -
  • Slash Your Spending With These Smartphone Apps
    Most of the people that have smartphones rarely go anywhere without it. Smartphones have become such a part of everyday life that people have started using them for a variety of everyday tasks. Developers that create smartphone apps have designed a w…
    - 11 days ago, 11 Sep 14, 5:16pm -
  • Balance Transfer Credit Card Offers Can Cost You More Than You Think
    Balance transfer credit card offers are growing in popularity as more and more people find them useful for meeting their financial needs. These cards allow the cardholder to place the balance of a high interest credit card on a credit card with a low…
    - 14 days ago, 8 Sep 14, 2:53pm -
  • Options For Dealing With Unmanageable Debt
    Many people are finding themselves dealing with unmanageable debt and are feeling hopeless that they will ever be able to resolve the situation. Debt that has a high interest rate, like credit card debt and certain types of short-term loans, can grow…
    - 18 days ago, 4 Sep 14, 12:26pm -

Early Retirement Extreme

  • newHow to light a wood stove
    Every solution is the sum of time, money, and skills (economists read: labor, capital and entrepreneurial skills). For instance one can compensate a lack of skills with time. For instance, a skilled person does the job faster than an unskilled person…
    - 4 hours ago, 22 Sep 14, 4:37am -
  • newOn dealing with flakes on craigslist and freecycle
    One thing about craigslist and freecycle which can be quite frustrating is that about half the people are (consistently) flaky! Come on! If someone goes through the trouble of listing something for free and putting it in a bag for you to pick up and…
    - 16 hours ago, 21 Sep 14, 4:37pm -
  • Guest post: The Quest of Financial Bloggers to Save The World
    This is a guest post from Mr Money Mustache, a software engineer who retired at age 30 together with his wife. He is now 36 and has a 5 year old kid. You should definitely subscribe to his blog. A few months ago, I had an inexplicable need to start w…
    - 1 day ago, 21 Sep 14, 4:36am -
  • Tap water
    I’m blown away when a person is able to spend more than $20k a year on living expenses. But then I realize that they have little appreciation of the value of money [relative to what the money is spent on]. It’s treated like water and it slips thr…
    - 2 days ago, 20 Sep 14, 4:33pm -
  • Envelope recycling
    Here is a chance to take advantage of some economic inefficiency: Recycle your envelopes. DW and I used to sell used books and recycling the padded envelopes which I got from buying other used books is really a no-brainer when padded envelopes easily…
    - 3 days ago, 19 Sep 14, 4:27pm -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • Setting Up Your Retirement with the Right Tools
    This post is a part of #RetireeNextDoor movement, where bloggers are sharing stories and advice from those who have successfully retired. If you enjoy today’s post, please check out the others at Retiree Next Door. Retirement can seem intimidating…
    - 4 days ago, 18 Sep 14, 4:00am -
  • How to Build Up Your Debt Payments
    Big wins are important and for most people it’s what gets them motivated. I highly recommend that you start off with the big stuff because I know from personal experience how seeing that cash in your account pumps you up. Your heard earned money i…
    - 7 days ago, 15 Sep 14, 5:30am -
  • Couple Money’s 5th Anniversary Giveaway
    Running Couple Money has been a fantastic ride so far. In the past five years since I began this site, so much has happened both online and offline, including: had a baby (and expecting another one!) bought our first house paid off our car loan ea…
    - 10 days ago, 12 Sep 14, 5:00am -
  • Which Debt Payoff Method Is Right for You?
    The Pay off Your Debt Faster continues with the next step – figuring out the best debt payoff method as couple. By now you two have a clear idea of how much debt you’re in (and how you got there) and you two have read up on the basics of paying o…
    - 14 days ago, 8 Sep 14, 9:28am -
  • Managing Your Family’s Finances as CEO
    As a member of the personal finance community, I’m amazed at how many people are a part of it. Unfortunately that often means that I can’t always keep up with everyone. It’s a shame because there are some wonderful bloggers with their stories a…
    - 16 days ago, 6 Sep 14, 7:00am -

My Journey to Millions

  • The Failure to Save: How to Overcome a Global Financial Issue
    According to a 2013 report conducted by global banking giant HSBC, the world is in the grip of a deepening pension crisis. The survey, which canvassed the testimony of more than 15,000 consumers throughout 15 global markets, revealed that a high numb…
    - 3 days ago, 19 Sep 14, 6:11am -
  • How to use Financial Speculation as a way of overcoming Debt
    In days gone by, the common perception was that the spectre of debt could only be overcome by reducing expenditure and commiting to saving money. While this remains viable advice, however, it is not necessarily the most productive method in an econom…
    - 4 days ago, 18 Sep 14, 6:07am -
  • Can you Really Ever Trust a Religious Based Mutual Fund?
    It has been a few years since I took look at religious based mutual funds, but a recent Kiplinger’s article brought the topic back to my attention.  While I think the goal of providing someone an easy investment vehicle that matches their religio…
    - 6 days ago, 16 Sep 14, 3:00am -
  • 9/11 and Remembering to Plan for Your Family
    I have mentioned it in the past, but my brother is FDNY.  He was the second class after 9/11 occurred and was recently promoted to Lieutenant after studying and applying himself like I have never seen before.  It makes 9/11 a reminder that somethin…
    - 11 days ago, 11 Sep 14, 12:05pm -
  • Thinking About Getting Solar Power with Vivint
    Being from Long Island I have one of the most expensive electricity costs in the entire country.  My average is right in line with the linked article from the U.S. Energy Information Administration.  After fees I pay .21 cents per kilowatt hour (Kw…
    - 13 days ago, 9 Sep 14, 3:00am -

Enemy of Debt

  • newCredit Cards Are Officially NOT For Me
    Enemy of Debt - Credit Cards Are Officially NOT For MeSome use credit cards for as many of their day to day expenses as possible in order to rack up reward program points. Some even go through a process called credit card churning to earn points for…
    - 2 hours ago, 22 Sep 14, 6:33am -
  • I Love You Like a Blogger Roundup – 9/19
    Enemy of Debt - I Love You Like a Blogger Roundup – 9/19This weekend the 2014 Financial Blogger Conference is taking place in New Orleans.  It’s the 4th year of the conference, and the first one Vonnie and I are not attending.  The conference…
    - 3 days ago, 19 Sep 14, 6:13am -
  • The Best Mystery Shop EVER
    Enemy of Debt - The Best Mystery Shop EVERI had heard about mystery shop jobs paying hundreds of dollars, but I had never seen one. Not until last week. I got into mystery shopping as a way to put a little extra breathing room into our budget while…
    - 7 days ago, 15 Sep 14, 5:53am -
  • I Love you Like A Blogger Roundup – 9/12
    Enemy of Debt - I Love you Like A Blogger Roundup – 9/12We’ve had some house guests this week, my parents on Tuesday night, and some friends of ours from the Minneapolis/St. Paul area Wednesday and Thursday night.  Since my city, Rochester, MN,…
    - 10 days ago, 12 Sep 14, 6:31am -
  • Playing with fire: is life insurance a main course or luxury dessert for you?
    Enemy of Debt - Playing with fire: is life insurance a main course or luxury dessert for you?Do you have life insurance? I do. I have so much life insurance, I joke that if something were to happen to me, John will be a very wealthy man. It is a bad…
    - 13 days ago, 9 Sep 14, 3:04am -

Peak Personal Finance

  • GE Capital Online Banking September 2014
    GE Capital Online Banking September 2014Post from: Peak Personal FinanceGE Capital Online Banking September 2014Post from: Peak Personal Finance This GE Capital online Banking September, 2014 update is about the financial institution that was named…
    - 3 days ago, 19 Sep 14, 5:00am -
  • MB Financial Online Banking August 2014
    MB Financial Online Banking August 2014Post from: Peak Personal FinanceMB Financial Online Banking August 2014Post from: Peak Personal Finance This MB Financial online Banking August, 2014 update can help provides the necessary information for you t…
    - 24 days ago, 29 Aug 14, 5:00am -
  • Luana Savings Online Banking August 2014
    Luana Savings Online Banking August 2014Post from: Peak Personal FinanceLuana Savings Online Banking August 2014Post from: Peak Personal Finance In this Luana Savings online Banking August, 2014 update is information about just what this Iowa based…
    - 45 days ago, 8 Aug 14, 5:00am -
  • Key Online Banking July 2014
    Key Online Banking July 2014Post from: Peak Personal FinanceKey Online Banking July 2014Post from: Peak Personal Finance This Key online Banking July, 2014 update is on the 22nd largest financial institution in America based on deposit amount will e…
    - 66 days ago, 18 Jul 14, 5:00am -
  • Investors Savings Online Banking June 2014
    Investors Savings Online Banking June 2014Post from: Peak Personal FinanceInvestors Savings Online Banking June 2014Post from: Peak Personal Finance In this Investors Savings online Banking June, 2014 update many things the American consumer should…
    - 87 days ago, 27 Jun 14, 5:00am -

Simple Financial Lifestyle

  • I Am Going Home for FinCon 14
      I will attend FinCon 14 this week.  I can’t wait. I have heard many great things about the conference and look forward to attending.  This will be my first year attending the conference.  If you have not heard about FinCon, it a conference…
    - 6 days ago, 16 Sep 14, 5:00am -
  • Short Term View can have a Domino Effect on your Personal Finances
    When it comes to making personal financial decisions do you consider the long term effect it could possibly have on your finances? Many times when making a decision financial in nature or not we often don’t consider the long term impact that decisi…
    - 13 days ago, 9 Sep 14, 5:00am -
  • How to Simplify Your Personal Finances with One Website?
    I am always trying to find new ways to simplify my finances or at least make it easier to keep track of my finances.  Having multiple things to keep track of can be time consuming as well as cumbersome.   Why not have one website you can keep trac…
    - 20 days ago, 2 Sep 14, 5:00am -
  • How to Hide your Money from Yourself to Save and Simplify your Finances
      Are you finding it a challenge to save money?  Does it seem like as soon as it is deposited into your account it disappears?  Are you looking for a simple way to save money as well as simplify your finances?  We all have a tendency to spend a l…
    - 27 days ago, 26 Aug 14, 5:00am -
  • I want to simplify my finances but where do I begin?
    As I have state before simplifying your finances is a process.  It is not something that you can do overnight.  One question I hear often is where do I beginning?  It is a valid question.  So I have come up with 5 simple questions you can answer…
    - 34 days ago, 19 Aug 14, 5:00am -

Cash Flow Sherpas

  • 3 Secrets To Finding Great Balance Transfer Deals
    [caption id="attachment_2496" align="alignleft" width="150" caption="Credit Cards"][/caption]By Stephanie MojicaAfter Valentine’s Day and other expensive winter holidays such as Christmas and New Year’s, your credit card interest payments may…
    - -
  • Two Quick and Easy Ways to Keep More Money in Your Pocket
    [caption id="attachment_2405" align="alignleft" width="150" caption="co-signing"][/caption]By Stephanie MojicaThere are plenty of frugal people all over the world who pinpoint the “latte factor” when it comes to keeping more money in their po…
    - -
  • Top 10 Ways To Save Money In 2011
    Many of us make New Year’s resolutions, especially where money and diet are concerned. Grab some or all of these top 10 ways to save money while enhancing your life in 2011 and beyond.1. DeclutterStart the New Year by cleaning your house, clear…
    - -
  • Personal Finance Pitfalls To Avoid In 2011
    As the New Year unfolds, here are the financial road traps that you need to avoid to solidify your financial position and get more sleep every night.The first pitfall to avoid is being unprepared without an emergency fund.  An emergency fund will…
    - -
  • 3 Ways to Improve Your Credit in the New Year
    One New Years resolution that can really pay off for your financial health is to improve your credit score.  Often times a bad credit score can be attributed to bad money habits. The New Year is a good time to kick those habits and start financiall…
    - -

Financially Poor

  • How To Make Money When Starting A Website
    It’s time to start making money. Today I’m going to go into how to make money by selling other peoples stuff. This is called being an affiliate. You send traffic to others peoples sales page and have them do all the hard work. This is great for s…
    - 1 day ago, 21 Sep 14, 1:26am -
  • Long and Short Term Loans – Understand the basics for a better selection
    Whether to take a short term loan or a long term largely depends on the requirements and the repayment capability of the applicants. Both these loans offer the money required to meet the needs of the individuals but each one of them has its own chara…
    - 3 days ago, 19 Sep 14, 1:08am -
  • Get back on your feet quickly after a financial setback
    Most people experience a financial emergency at least once in their lifetime. Some people have them more frequently than their bank accounts can handle. These emergencies can include unexpected car repairs, a traffic ticket, an illness that prevents…
    - 5 days ago, 17 Sep 14, 1:02am -
  • Investing Tips That Seem Like Common Sense
    Investing is something everyone should get into. Especially since it’s probably something you’ll be living off in your retirement. You’re going to want to make sure it’s still there when you get older and maybe even have a little extra to lea…
    - 5 days ago, 16 Sep 14, 8:47pm -

The Consumer Boomer

  • What Baby Boomers Need to Know About Payday Loans
    Payday loans frequently appeal to people who run short of cash or encounter unforeseen expenses. Baby boomers are no exception, so it’s important for this generation to learn more about short-term lending. Greater knowledge on the risks and benefit…
    - 1 Apr 14, 2:56pm -
  • Tax Efficient Strategies When Selling Investments
    Baby boomers are living longer, but perhaps facing more challenges than ever. Healthcare costs, layoffs and lack of pensions greatly affect financial planning. We must budget our lifestyles to meet rising costs and uncertainty. In certain cases, this…
    - 25 Mar 14, 4:38pm -
  • Financial Crimes: Keeping Your Money Safe in a Troubled Economy
    With the job market still recovering from the 2008 recession and many financial institutions in trouble, keeping your money safe has never been more important. Criminals in the financial sector have found cunning new ways to take advantage of new tec…
    - 24 Mar 14, 5:40pm -
  • Has the Internet made us Richer?
    It has been over twenty years since the internet was made available to the general public. Since then internet access has been made available in restaurants and coffee shops, a myriad of devices ranging from cellular telephones to children’s video…
    - 24 Mar 14, 12:55pm -
  • Currency Trading For Beginners
    Currency trading, also known as forex trading, is the type of trade dealing with the exchange of a single currency into another depending on a certain rate. Those that participate in currency trading are larger financial institutions, like banks. Cur…
    - 13 Mar 14, 10:29am -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about Mint.com, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • new4 Ways To Reduce Financial Stress
    Money causes nearly everyone some financial stress. Whether you’re struggling to make it through the month, have a lot of student loan debt, are middle class (whatever that means to you), or have a lot of money invested in the stock market, you li…
    - 1 hour ago, 22 Sep 14, 7:00am -
  • 4 Smart Ways To Pay For Your Next Vacation
    A recent survey conducted by American Express determined that the average American spends $1,180 per person on vacation. For a family of four the cost is $4,720 per year. While that seems a little high for my frugal tastes the number doesn’t really…
    - 7 days ago, 15 Sep 14, 7:00am -
  • The Nearly Passive Way I Earn $100+ A Month
    I love finding new ways to earn money. It doesn’t have to be a lot, and I’d prefer 3 ways to earn $100 per month than one way to earn $300 per month. I like diversifying my income streams, so while I have a day job that provides the large ma…
    - 14 days ago, 8 Sep 14, 7:00am -
  • Facing Reality Head On
    Lindsay S. Bourkoff is a financial advisor at Shrier Wealth Management LLC, a boutique wealth management firm headquartered in Los Angeles, CA. Read more about Linsday at the end of the article. As a teenager, my father would tell me stories about ho…
    - 18 days ago, 4 Sep 14, 7:00am -
  • Is Expedia Stealing From Its Customers?
    This past weekend, Lauren and I took a trip to Las Vegas for a friend’s wedding (they live there, it was not a chapel wedding). We looked at a lot of hotels, trying to decide which would be best for us. We were not going to be having the normal g…
    - 20 days ago, 2 Sep 14, 7:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Getting the Itch to Upgrade
    Lately I’ve had the feeling that I would like to move to a bigger house with more acreage.  Our house is just the perfect size for us right now, but we wish we had a garage and more property.  Not to mention, if we end up expanding our family it…
    - 77 days ago, 7 Jul 14, 8:26am -
  • 529 Plans versus Savings Accounts
    Shortly after Penny was born, we opened her up a savings account. Any money she receives from birthdays, holidays, grandparents, etc, we stash in her savings account. She’s got a nice little nest egg that hopefully we’ll be able to help her grow…
    - 91 days ago, 23 Jun 14, 3:33am -
  • Is Dental Insurance Worth the Cost?
    A few years ago I considered going without dental insurance. At the time, I was working at the bank and the premium was deducted from my paycheck so it wasn’t a big deal and I continued to buy the dental insurance. I took advantage of the two free…
    - 2 Jun 14, 5:48am -
  • 401k Rollovers and IRAs- Finally!
    The last time I talked about my ROTH IRA, I mentioned how my laziness cost me $115.  Well, I no longer will be losing money due to silly fees at the old brokerage firm.  I finally moved my IRA over to Vanguard and couldn’t be happier! It’s a hu…
    - 15 May 14, 2:13pm -
  • Start a Cleaning Routine
    Keeping a clean house can certainly be a challenge, especially when you have little ones running around. A few weeks ago I decided I was tired of trying to clean my house from top to bottom every day and that something had to change. I decided that I…
    - 4 Feb 14, 8:30am -

Frugal Zeitgeist

  • Inside Robin Williams’ Addiction Battle
    I’m not going to pretend here that I know anything about the late Robin Williams personal battles or what drove him to his apparent suicide. I do know the world has lost yet another bright star and the universe is noticably dimmer for the loss. Rob…
    - 39 days ago, 14 Aug 14, 3:26am -
  • 10 movie mistakes that slipped through editing
    If the movie delivers an engaging story and we are sucked in I find mistakes are hard to spot. But over time they come out of the woodwork and some are shockingly obvious! Here are just a few; The Wizard of Oz – In one scene Dorothy’s red ruby s…
    - 40 days ago, 13 Aug 14, 7:21am -
  • College loan forgiveness programs
    Did you know there are absolutely loads of College loan forgiveness programs that may be an option to help reduce or even wipe out your college loans? For government backed loans such as Stafford loans there are options out there to engage in volunt…
    - 83 days ago, 1 Jul 14, 5:25am -
  • The Nuts And Bolts of an IPad POS System
    Setting up a business is expensive but the internet has given small business owners a slight edge in today’s competitive market. All they have to do is set up a website and display their items for sale. Customers come along one way or the other, an…
    - 91 days ago, 23 Jun 14, 11:49am -
  • Best defensive stocks for retirement
    Best defensive stocks for retirement – When putting together an investing portfolio for retirement you want some stability, stocks that will ride the markets and still produce. Of course we would all want that all the time but these kinds of stocks…
    - 93 days ago, 21 Jun 14, 3:01am -

Out of Debt Again

  • newBalance Transfer Plans Fall 2014
    In my last post I updated our credit card debt and also mentioned that I plan on doing some balance transfers as soon as possible. Here is where we are at regarding our credit card debt: Chase I...[[ This is a content summary only. Visit my website…
    - 2 hours ago, 22 Sep 14, 6:00am -

Money Reasons

  • The Hurdles With Helping Others Financially
    I’m all about experimenting, I guess it’s the scientist in me that keeps trying to breakout of my work life that consists of a repeating grind that is way to familiar. Recently, I decided to try an new financial experiment where I would take an a…
    - 7 days ago, 15 Sep 14, 10:42am -
  • The Real Financial Independence Crossover Point
    The crossover point of financial independence isn’t where you’ve been told.  Let me explain… You see the crossover point where you are now considered financially independent and work is optional isn’t really the point that you think it is, i…
    - 20 days ago, 2 Sep 14, 10:39am -
  • Pulling The Family Sled
    In my family, I pull the financial sled alone. As I watch my friends become rich along with their working wife, husband or significant others, I can’t help look at them with a quiet envy as I pull the family sled alone.  I feel alienated, and slow…
    - 21 days ago, 1 Sep 14, 9:07am -
  • Which types of people and groups are not eligible for life insurance?
    I’ve recently read some interesting information about the types of people and groups that are not eligible for life insurance that I’d like to cover with you! Are there any Groups of People who can’t get Life Insurance? You may be wondering if…
    - 31 days ago, 21 Aug 14, 9:09pm -
  • Real Estate Search – Marble Restoration Edition
    Lately, I’ve been pretty busy! So what am I doing that is dominating my time?  2 words… Real Estate! I’m both looking for a slightly bigger house and/or a decent piece of rental property to purchase. So why is this called the “Marble Restora…
    - 33 days ago, 20 Aug 14, 10:57am -

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • newMy Megabus Ride was FANTABULOUS!!!
    My Megabus Ride was FANTABULOUS!!! is a post from: Budgeting In the Fun StuffMy Megabus Ride was FANTABULOUS!!! is a post from: Budgeting In the Fun Stuff I was not compensated in any way for this post. I was at #Fincon14 in New Orleans (NOLA) most…
    - 4 hours ago, 22 Sep 14, 4:00am -
  • Current Retirees
    Current Retirees is a post from: Budgeting In the Fun StuffCurrent Retirees is a post from: Budgeting In the Fun Stuff If you haven’t heard about it yet, MoneyTips principal Michael Dubrow and FinCon founder Philip Taylor are hosting the Retiree N…
    - 4 days ago, 18 Sep 14, 7:00am -
  • Smile Brilliant Teeth Whitening – Personal Review and Giveaway!
    Smile Brilliant Teeth Whitening – Personal Review and Giveaway! is a post from: Budgeting In the Fun StuffSmile Brilliant Teeth Whitening – Personal Review and Giveaway! is a post from: Budgeting In the Fun Stuff I have good, hardy teeth that ju…
    - 6 days ago, 16 Sep 14, 4:00am -
  • Different Shade of Blue – Ion Brights Sky Blue to be Exact!
    Different Shade of Blue – Ion Brights Sky Blue to be Exact! is a post from: Budgeting In the Fun StuffDifferent Shade of Blue – Ion Brights Sky Blue to be Exact! is a post from: Budgeting In the Fun Stuff For anyone following along with my hair…
    - 7 days ago, 15 Sep 14, 4:00am -
  • I’m a Cruise Addict and Other Financial Oddities
    I’m a Cruise Addict and Other Financial Oddities is a post from: Budgeting In the Fun StuffI’m a Cruise Addict and Other Financial Oddities is a post from: Budgeting In the Fun Stuff I saw this question left in my newsletter post this month from…
    - 10 days ago, 12 Sep 14, 4:00am -

Punch Debt In The Face

  • newAre you investing more or less than you thought?
    Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thing (since 2007), I…
    - 9 hours ago, 21 Sep 14, 11:25pm -
  • I’m in Ireland
    For the rest of the week. Baby Ninja knows no different.    
    - 13 days ago, 9 Sep 14, 11:48am -
  • Did I die?
    In the five-year history of Punch Debt In The Face, I have never taken a two-week hiatus from blogging. I think a handful of my readers were legitimately concerned for my health, fearing that I was dead. Unfortunately for you all, I’m not dead. A…
    - 19 days ago, 2 Sep 14, 10:58pm -
  • How much credit card debt do you have?
    Every now and again I like to pick your guys/gals brains. It’s not only helpful for me to see if I am at relatable to the people who read PDITF, but hopefully it’s also helpful for you to see where you stand against the masses. Since the value in…
    - 39 days ago, 13 Aug 14, 11:30pm -
  • Personal Finance tips and tricks.
    I woke up to a text from one my good friends yesterday morning that read “Can I pull 100% of my Roth contributions at any time without penalty?”  Why yes, yes you can. Roth contributions can be pulled at any time, for any reason, without any rep…
    - 47 days ago, 6 Aug 14, 9:10am -

Well Heeled Blog

  • How good is your 401K plan? BrightScope helps you find out
    Have you guys heard of BrightScope? It’s a company that scores a company’s 401K plan among several dimensions. The 401K, alongside IRAs, is one of the only major tax advantaged retirement vehicles middle class Americans have access to. And wit…
    - 14 days ago, 8 Sep 14, 7:00am -
  • Pedernales Falls State Park + Enchanted Rock
    Over the long weekend, CB and I went on a mini-hiking trip to Pedernales Falls State Park and Enchanted Rock State National Area in western Texas. As newbie hikers who enjoy our creature comforts, our itinerary of hiking + BnB + hiking + nap fits us…
    - 19 days ago, 3 Sep 14, 6:00am -
  • I’m back! And here’s what’s been going on…
    Hello there – it’s been a while! In the weeks since I last wrote, I (1) spent a month traveling to Japan and Europe, spending $10,000 in the process; (2) moved to a new city with exactly 4 dresses, one suit, and 5 pairs of shoes, thereby gett…
    - 28 days ago, 25 Aug 14, 8:00am -
  • Vacation Budgeting: Tips for Empty Nesters Traveling Abroad
    If a wine-tasting excursion in Italy, snorkeling in the crystal clear waters of Bora Bora or skiing in the Swiss Alps is on your bucket list for when the kids leave home, you’re not alone. Many empty nesters take this time to embark on adventures t…
    - 30 days ago, 22 Aug 14, 8:32pm -
  • Cheap sit-down meals in Japan – how to get full and satisfied for under $10
    filling and delicious meals for under $10 in JapanCopyright 2010 Cheap sit-down meals in Japan – how to get full and satisfied for under $10 is a post from Well Heeled Blog - Save Money, Have Adventures, and Travel the World. This feed is for non-c…
    - 67 days ago, 17 Jul 14, 12:35am -

Not Made Of Money

  • newHow Can A Chronic illness Or Age Affect Health Insurance?
    The following article is a guest post on behalf of HBF. Chances are that if you have a chronic illness, or if you are a senior, you are going to be concerned about health insurance more so than many other people. The amount you spendHow Can A Chronic…
    - 2 hours ago, 22 Sep 14, 6:33am -
  • Frugal Decorating For Fall
    Fall has been a traditional time of harvest celebration since the days when farming was commonplace, and this theme continues today even in urban communities. Decorating for the fall harvest means celebrating the plenty of the season and heralding th…
    - 13 days ago, 9 Sep 14, 4:35am -
  • 7 Ways to Prepare for the Holidays Now
    With the kids back at school and the weather changing come thoughts of the impending holiday season. With the shape of the economy today, many families will be cutting back on their holiday spending. That doesn’t mean you can’t have the festive t…
    - 34 days ago, 19 Aug 14, 2:29am -
  • 5 Steps for Scoring Great Deals No Matter What You Are Buying
    5 Steps for Scoring Great Deals No Matter What You Are Buying was first posted on July 28, 2014 at 5:31 am.©2013 "Not Made of Money". Use of this feed is for personal non-commercial use only. If you are not reading this article in your feed reader,…
    - 56 days ago, 28 Jul 14, 3:31am -
  • Tips for Making Space to Create a Pantry Stockpile
    Organizing and maintaining a pantry can be a lot of work, but it does have its advantages. By bringing a little bit of order to a pantry and making space to stock up non-perishable food and other ingredients, a pantry can actually save a lotTips for…
    - 77 days ago, 7 Jul 14, 6:44am -

20 Something Finance

  • newSave to Win (Lottery Tickets)!
    Do you like playing the lottery?Then you’ll LOVE turning your savings account in to a lottery ticket!OK, that sounds worse than it is, but that’s the general concept behind Save to Win and other “prize ...Save to Win (Lottery Tickets)![R…
    - 2 hours ago, 22 Sep 14, 6:19am -
  • Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
    According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.What’s the deal? The survey didn’t ...Credit Cards Vs. Debit Cards: Why Millennia…
    - 7 days ago, 15 Sep 14, 6:24am -
  • The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
    The one expense category where my wife and I have not cut back on is food.The average cost for food, per household, was $6,599 in the last full year of measured data. Despite rarely dining ...The 17-Item Grocery Challenge: Creating A Low-Cost Foo…
    - 13 days ago, 9 Sep 14, 7:03am -
  • Are you Ordinary? Here’s the Secret to Becoming Rich
    We’ve all seen the catchy headlines and probably even shamefully clicked on a few of them (no shame with THIS article though):“Frugal teacher retires with $2 million in savings”.“Mailman makes millions in the stock market.”“Libraria…
    - 20 days ago, 2 Sep 14, 6:06am -
  • A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?
    I’m a bit of a car geek when it comes to automotive fuel efficiency gains.But I’ve grown a bit cynical over the years. You see, every now and then a tiny car will come along ...A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car…
    - 25 days ago, 28 Aug 14, 5:34am -

Beating Broke

  • Lending Club Is Now Offering Business Loans
    You likely know Lending Club is a peer-to-peer lending site that offers personal loans to individuals as well as the chance for personal investors to invest by lending money to individuals. Now, however, Lending Club is expanding their services and o…
    - 24 days ago, 28 Aug 14, 8:52pm -
  • Is It Worthwhile To Still Use Credit Cards with So Many Data Breaches?
    Just recently, PF Chang’s acknowledged that 33 of their restaurants had suffered a security breach over the last 8 months and that the credit card numbers as well as possibly the customers’ names and the expiration dates of the cards were comprom…
    - 40 days ago, 13 Aug 14, 6:51am -
  • Add Up Your Household Energy Savings
    We’re deep into the hot summer months.  Air conditioners across the country are doing overtime keeping our homes and businesses cool and comfortable and keeping the heat outside.  Unfortunately, it won’t be that much longer before we’re turni…
    - 62 days ago, 22 Jul 14, 7:05am -
  • The 1,700 Mile Move: 5 Lessons I Learned
    I come from a family of non-movers. For example, my mom, once she married, became listless and lost her appetite and quite a bit of weight.  The doctor diagnosed her with homesickness.  She had moved less than five miles from her family home to her…
    - 69 days ago, 15 Jul 14, 8:12am -
  • Why Purchasing Rental Car Insurance Isn’t Necessarily a Waste of Money
    I recounted in my last post the many adventures we had driving 1,750 miles from Illinois to Arizona where we damaged not one, but two rental cars.  We saved $100 by not purchasing the rental car company’s auto insurance, but that decision cost us…
    - 83 days ago, 1 Jul 14, 6:56am -

20s Money

  • The Boiler Room
    Just taking a break from the regular financial information to provide an infographic. I have a friend who had been burned before from a boiler and knowing a few things about them could save you from a big injury.Presented by Americantrainco.comThe…
    - 14 days ago, 8 Sep 14, 5:02pm -
  • Getting What You Want in Life is Simpler than You Think
    Close your eyes and imagine your ideal life. Now open them and look around at the life you lead now. Odds are, there is quite a discrepancy between the life you would like to live and the one you are actually living. Most people just accept that real…
    - 16 days ago, 6 Sep 14, 10:31am -
  • Buying a Short Sale Home: Tips to Make the Process Flow Seamlessly
    Buying a home on a short sale can be an exciting and unsettling time for you and your family. You want to get a good deal on the house, but that’s not always possible. At the same time, you need to be aware of the seller’s special needs and restr…
    - 18 days ago, 3 Sep 14, 8:33pm -
  • Credit Card Merchant Processing: Dealing With Dreaded Downgrades
    Every business owner dreads the downgraded charge. It’s a way for merchant service providers to rake in more fees due to a customer using a card that charges a higher-than-normal rate, or the transaction being entered incorrectly. Your mission is t…
    - 21 days ago, 1 Sep 14, 6:15pm -
  • What Is A Secured Debt Loan
    When you are interested in getting a loan you might be overwhelmed by the many different kinds of loans that are being offered.  The loan industry is growing in leaps and bounds everyday and getting more confusing by the minute.  One of the most co…
    - 21 days ago, 1 Sep 14, 6:11pm -

Squirrelers

  • Long-term Returns for Conservative, Average, and Aggressive Portfolios
    The following is a guest post from Larry Russell Conservative, average, and aggressive portfolio asset allocations, long-term compounded returns, and investment costs This article provides two annualized return charts to help you understanding how v…
    - 3 days ago, 19 Sep 14, 7:00pm -
  • How to Protect Your Money by Creating an “In Case of” File
    As you probably know, I’m all for planning and making thoughtful decisions about money. To the extent that we can be mindful of both our life goals as well as our financial situation, it can go a long way to help make good things happen for us. Of…
    - 7 days ago, 15 Sep 14, 3:50am -
  • Boys Better than Girls When it Comes to Money?
    It just takes an inflammatory headline like the one above to get my eyebrows furrowed, and then amused reaction along the lines of: “Come on, that sounds ridiculous. What’s the basis for that question?” As crazy as it sounds, I did see an artic…
    - 14 days ago, 8 Sep 14, 6:45am -
  • Reclining Seat Debate: 5 Rights Airline Passengers Pay For
    By now you may have heard about the series of “incidents” involving airline passengers reclining their seats, and those seated behind them who took exception. Crazy stuff, and it gets me thinking about the concept of airline passenger rights that…
    - 19 days ago, 3 Sep 14, 1:10pm -
  • Squatters and Other Insane Money-Related Situations
    Every now and again there are some money-related stories that make you stop and take notice. In some cases, you just might shake your head at what you’re reading. I just recently read one that fit the latter category. There was an interesting write…
    - 25 days ago, 28 Aug 14, 6:15am -

Passive Panda

  • From a Resort in Puerto Rico: 5 Life Lessons That Will Keep You Happy and Make You Wealthy
    A few weeks ago, I told you about the experience I had the first time I stayed at a luxury hotel. Little did I know, I would be staying at another one a few weeks later. Funny how life works like that. You never do something, and then all of a sudden…
    - 16 Jan 13, 9:19am -
  • The Free Social Media Tool Everyone Should Use
    You’ve probably already heard people proclaiming the usefulness of Facebook and Twitter for earning more money and building a business. There are tons of apps, widgets, and thing-a-ma-jigs that claim to get you more followers and fans on social med…
    - 7 Dec 12, 11:41am -
  • How to Find and Do Work You Love
    As you know, here at Passive Panda we are building a community that believes earning more isn’t just about earning money. It’s about earning freedom, happiness, and satisfaction from our jobs as well. In other words, our community believes in doi…
    - 3 Dec 12, 9:01am -
  • 7 Important Lessons Luxury Hotels Can Teach You About Becoming a Successful Entrepreneur
    A few weeks ago, I stayed at my first luxury hotel. Most of my life has been spent gorging on the breakfast buffet inside various Holiday Inns, so you can imagine that this prime time resort was a big upgrade. And while the giant chandeliers were nic…
    - 13 Nov 12, 7:02am -
  • 7 Surprising Things Fashion Week Can Teach You About Marketing Your Business
    Two weeks ago, I found myself in New York City attending Rachel Zoe’s private fashion show and wondering how I got there. Before that night, the only runways I had been on were at the airport. But don’t worry, it might have been unfamiliar territ…
    - 26 Sep 12, 9:01am -

20 and Engaged

  • How Much Does It Cost To Raise A Kid?
    What a lot of expecting parents do not realise is the fact that their child will cost them a fortune, from babyhood all the way through to adulthood. Therefore, preparing a budget and knowing how to save money from the start is key to maintaining you…
    - 12 days ago, 10 Sep 14, 11:57am -
  • Paying Stamp Duty Feels Like a Punishment for Moving House
    In most parts of Australia, real estate prices are through the roof. It’s one thing to pay market value for a home; having to pay even more on top of that is a whole other matter. After paying so much money to own even a very modest house, most buy…
    - 24 days ago, 29 Aug 14, 11:11am -
  • The romantic side of New York City – cozying up in the grand city
    New York is a bustling, vibrant global metropolis. It is always updated with every new development in the free world, and is the heart of business and finances the world over. Sometimes, however, it is best seen as old New York. Classics never grow o…
    - 41 days ago, 12 Aug 14, 12:23pm -
  • Pounds to Pocket withdraws birthday celebration loan promotions
    There has been enough news in the payday loans industry of late to wrap the entire quantity of fish and chips consumed in the UK over the summer. That’s not a fact of course, merely a guess, and chip shops aren’t allowed to wrap their wares in ne…
    - 54 days ago, 30 Jul 14, 12:56pm -
  • Problems and Solutions for Selling Your Home Today
    Selling your home in today’s climate is by no means an easy task. With the majority of Western economies still in a state of slow recovery, most prospective buyers are understandably cautious about any investment in the property market. Whilst we c…
    - 62 days ago, 22 Jul 14, 10:32am -

The Family CEO

  • Earn Credit Card Points, Miles, and Cash Back by Paying Your Bills
    Do you enjoy paying bills? If you stopped the average man or woman on the street and asked that question, I’m thinking the response would be a big no. I’m the exception, I actually enjoy bill paying. I look forward to it even. Not the money le…
    - 18 days ago, 4 Sep 14, 12:29pm -
  • What Does College Cost? Our Family’s Expenses for All Four Years
    I’ve been tracking our college costs for our daughter, Lindsey, down to the last dollar through four years of college and – I’m going to be honest – this final update was the trickiest to do. You can see the first three years of updates here…
    - 20 days ago, 2 Sep 14, 5:00am -
  • Winner!
    I’m popping in with a quick announcement that comment #11 from Pam won the KU Football Package giveaway. Here was the winning comment: Congratulations Pam! Now back to our holiday weekends. I hope yours is wonderful! You just finished reading Winne…
    - 23 days ago, 30 Aug 14, 9:02am -
  • Gameday in Lawrence and a Fan-Tastic Giveaway
    Let me me state the obvious right out of the gate. The University of Kansas isn’t especially known for this: At least not lately. We’re more known for this: But our family has had KU season football tickets for the last four years and we’ve h…
    - 28 days ago, 25 Aug 14, 9:34am -
  • It’s Kind of a Funny Story
    So, funny story. A year ago this week, Lindsey and I were in New York to be on the TODAY show. (Did you miss our 4 ½ minutes of fame? You can see it here.) The next day was rainy – very rainy – and we were killing time in a bookstore in the base…
    - 38 days ago, 15 Aug 14, 5:00am -

Broke Professionals

  • The Costs of Moving – Part One
    The Costs of Moving – Part One is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Americans move on average once every 12 years, according to the 2009 National Association of Home Builders data.   It c…
    - 20 Apr 14, 2:04pm -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • Free Two Year Subscription to LEGO Magazine
    Whether you collect LEGO as an investment or just for fun, this is an offer that you simply cannot turn down.  Just sign up at the link below and you’ll receive a two-year membership in the LEGO club including free copies of LEGO Club Magazine.…
    - 49 days ago, 4 Aug 14, 8:12am -
  • Sizing Up Your Debt
    Debt is a major problem in today’s world. It’s easy to get so far into debt that it seems like your every move is blocked by an insurmountable wall. But with the right plan, the right mindset, and a little bit of work you’ll be able to break th…
    - 62 days ago, 22 Jul 14, 4:39am -
  • Steer Clear: What to Avoid to Save on Your Cell Bill
    Money is tight for just about everyone right now, barring the cell phone company CEOs who are raking in more money than they know what to do with because you’re paying too much on your cell phone bill. Sometimes bills are inevitable to avoid, bu…
    - 26 Feb 14, 2:51pm -
  • 5 Ways to Save $50-plus Per Month
    David Bakke constantly searches for new ways to save money and shares his findings on the personal finance blog, Money Crashers. Show me a bunch of ways to save $10 per month, and I won’t be too interested. Explain to me how to save $25 a month, an…
    - 4 Jun 13, 5:59am -
  • What is Superannuation?
    A girl I used to work with moved to Australia a few years ago and she recently came back to the US to visit her family. While she was in town I met her for lunch at the same old diner we used to eat at when we worked together. While Elaine and I wait…
    - 29 May 13, 8:00pm -

Quizzle Wire

  • newCould you pay less for health insurance next year?
    For decades, the norm in health insurance has been increases. In some years, premiums increased by double digits year-to-year. However,...The post Could you pay less for health insurance next year? appeared first on Quizzle Wire.
    - 1 min ago, 22 Sep 14, 8:15am -
  • Should you pay off student loans early?
    When the subject of debt freedom comes up, it’s often accompanied by the idea that all debt must be paid...The post Should you pay off student loans early? appeared first on Quizzle Wire.
    - 1 day ago, 21 Sep 14, 7:00am -
  • If and when you should pay for rental car insurance
    Most people don’t think about rental car insurance until they’re standing at the counter, ready to sign for their rental...The post If and when you should pay for rental car insurance appeared first on Quizzle Wire.
    - 2 days ago, 20 Sep 14, 7:00am -
  • Insurance: Are millennials setting up for financial disaster?
    Insurance is one of the best ways to protect your assets, but many millennials aren’t getting the coverage they need....The post Insurance: Are millennials setting up for financial disaster? appeared first on Quizzle Wire.
    - 3 days ago, 19 Sep 14, 7:00am -
  • Money Dos and Don’ts for College Freshmen
    Ah, college. The start of a new chapter in life. These are the formative years where you’ll grow into an...The post Money Dos and Don’ts for College Freshmen appeared first on Quizzle Wire.
    - 4 days ago, 18 Sep 14, 7:00am -

Funny About Money

  • newGratitude(?)
    Over at A Gai Shan Life, Revanche is climbing back from her recent shocking loss and, I suppose, from the equally shocking (potentially) good news. Resonating off a theme launched by eemusings, she lists several things she’s grateful for and asks r…
    - 19 hours ago, 21 Sep 14, 12:51pm -
  • Damn, I’m Good!
    LOL! Check out my latest tour de force over at Writers Plain & Simple. Feeling pretty smug about it. One of my clients emitted a newly plotted Book I of his sweeping historical epic, complete with reimagined characters and richly researched details.…
    - 2 days ago, 20 Sep 14, 3:29pm -
  • Car to Chuck’s: Pray for a LONG Life
    Welp, the car is (belatedly) down at Chuck’s Auto Service, there to be refreshed for another year of survival. Very nearly missed my chance: the ole Dog Chariot was supposed to arrive in his precincts at 8 a.m. But…a disadvantage of laying flat o…
    - 3 days ago, 19 Sep 14, 1:19pm -
  • So, Where Were We?
    Where were we, indeed? I’ve lost track. But this morning a tiny  bit of normalcy trickled back into life: My accountant friend and I drove out to the weekly meeting of the Scottsdale Business Association, the business group that we’ve taken to c…
    - 4 days ago, 18 Sep 14, 1:26pm -
  • Rain?
    Lordie, it’s hard to sell newspapers! Or news websites… Local Play-Nooz has been whipping up hysteria over a HURRICANE (eeeeeek!) about to SLAM (yowwww!) Arizona and FLOOD PEOPLE’S HOMES AGAIN (auuuuugggghhh!).  They’re making as much hay as…
    - 5 days ago, 17 Sep 14, 10:30am -

Yes, I Am Cheap

  • Get A New iPhone? Heck No!
    Every Fall a strange phenomenon happens within the U.S; hordes of people with money to burn line up outside of their local Apple store days ahead of a potential announcement to be the first in line to toss money at a “genius” before scurrying off…
    - 10 days ago, 12 Sep 14, 12:11pm -
  • Don’t Invest In Yourself Until You’re Debt Free
    I’m a bit of a social media junkie.  That is to say, my Twitter feed is more alive and buzzing than a bee hive.  My Twitter feed is completely devoted to personal finance so that I can keep on top of new developments within the industry and bring…
    - 18 days ago, 4 Sep 14, 11:15am -
  • 3 Simple DIY Projects That Will Save You Money
    You might hear the words, “Do it yourself” and the butterflies in your stomach awaken (and bounce around for a while). I admit that there are quite a few stories out there where a DIY project has gone terribly wrong and may have even cost the hom…
    - 28 days ago, 24 Aug 14, 10:53pm -
  • My Carpets are Ruined! Will My Homeowners Insurance Replace Them?
    When many people think of a home insurance claim, they think of major damage, such as storm damage, fires, floods, and other potentially catastrophic events. The idea of homeowners insurance in most people’s minds is to protect you and your family…
    - 28 days ago, 24 Aug 14, 8:48pm -
  • Mom Fired For Working At McDonald’s While Kid Plays In Park…Was She Wrong?
    Despite my headline, let me first say that it appears as if McDonald’s has communicated with this mom’s attorney that there was a misunderstanding about her employment status and that she been offered the right to return to work. See what had ha…
    - 56 days ago, 28 Jul 14, 8:56am -

Prairie EcoThrifter

  • newPack Less When travelling
    I’m really big on travel lately and over the past few years have been on various trips in North America. On all of the trips I’ve been, short or long, I’ve packed too much. I always end up returning home with outfits or shoes that I haven’t w…
    - 8 hours ago, 22 Sep 14, 12:28am -
  • 5 Reasons Why You Should Blog Even If You Don’t Make Money From It
    I admit to being slightly envious of those who make a good income from their blogs.  I am in awe of those who make a full-time living from their blogs and even have to higher assistants so they don’t have to work 80 hours a week themselves keeping…
    - 3 days ago, 19 Sep 14, 12:28am -
  • Seven Things I Learned About Money When I Became a Parent
    I became a parent over 40 years ago.  It taught me so many things and changed me in multitudes of ways.  Each of my boys is a different as day and night, but both taught me similar lessons.  Here are things I learned about money when I became a pa…
    - 4 days ago, 18 Sep 14, 12:28am -
  • How to Make a Difference Without Going Broke
    I have always thought that giving back to the community and to the world is an important endeavour. After all, we need to look out for each other and giving back makes you feel part of something bigger. Furthermore, giving back builds up good karma,…
    - 5 days ago, 17 Sep 14, 12:28am -
  • Eight Things I Learned After Becoming a Millionaire
    When we are young and poor, a million dollars seems an enormous sum – enough to cure all the ills in our lives! If you are working at becoming a millionaire, perhaps you dream about the mansion you will buy and the servants you will have, the vacat…
    - 6 days ago, 16 Sep 14, 12:28am -

Debt Free Marriage

  • Husband, Your Wife Needs Financial Stability.
    Gentlemen, please permit me to explore a touchy subject. It has to do with your wife and her job. In terms of providing for the family, I put that responsibility solely on the man in the relationship. Why? Because as MEN, that’s what we do. We ACCO…
    - 5 Dec 13, 9:00pm -
  • What the credit card companies don’t want you to know
    The following post was written by The Simple Money Blog, and I felt it was particularly relevant for the Debt Free Marriage audience. It is from a fellow personal finance blog that is coauthored by a husband (“KJ”) and wife (“AJ”). Happy read…
    - 27 Jan 13, 7:30am -
  • Why do Credit Cards Cost More than Bank Loans? [Podcast]
    Suppose I have an $8000 credit card and an $8000 bank loan. They both have the same interest rate of 14.4% AND they both have the same payment of $220. You would think that these two loans would get paid off at the same time, but that would be very w…
    - 31 Oct 12, 1:55pm -
  • How to Give “Bad Financial News” to Your Spouse
    Last year, one Friday afternoon, I received a notice in the mail from my mortgage company. It basically said that my payment was about to go from $770 to $1600 effective immediately. After the shock wore off I called the mortgage company, but they we…
    - 14 Oct 12, 2:18am -
  • Overextended much?
    Lately I’ve found myself a bit overextended. I’ve started too many projects and I’m finding it difficult to juggle them all and keep them all going. Each website I’ve created requires a considerable amount of time to update and maintain. I th…
    - 20 Aug 12, 9:37am -

Wealthy Turtle

  • Defined Benefit vs Defined Contribution
    Employer-sponsored retirement plans can basically be divided into two categories:  defined benefit vs defined contribution. In a traditional defined benefit pension plan, an employee receives a set monthly amount once they reach retirement.  The a…
    - 1 day ago, 21 Sep 14, 5:07am -
  • Book Review – Essentialism – The Disciplined Pursuit of Less
    Life is so complicated these days and it seems like we’re constantly being pulled in a dozen different directions. Your boss wants you to stay late to finish a big project.  He also wants to give you some new responsibilities (though he doesn’t…
    - 8 days ago, 14 Sep 14, 12:31pm -
  • Do You Work On Vacation?
    In today’s world it is becoming harder and harder to separate our work life from our home life. Being able to work from home or check emails on your smart phone sounds like a great idea at first.  After all, working from home allows you to elimina…
    - 10 days ago, 12 Sep 14, 5:18am -
  • The Importance of Life Insurance
    The other night my sister and her family came for dinner and while we enjoyed some grilled chicken and red wine, we also had an interesting discussion about the importance of life insurance. My sister is almost twenty years older than I am and her…
    - 13 days ago, 9 Sep 14, 3:41am -
  • Celebrity Body Parts Are Expensive to Insure
    The New York Post had a neat slideshow detailing some of the most expensive insurance policies taken out on celebrity body parts. Some of the insurance policies are only rumored so I can’t confirm whether or not they actually exist, but several oth…
    - 14 days ago, 8 Sep 14, 4:41am -

20's Finances

  • newSimple Tips to Keep More of Your Hard Earned Money
    I hate paying taxes. It’s not so much that I don’t want to help fund public works projects, but I don’t feel the government is the best at figuring out how best to spend my tax money. After all, these are the same people that built a bridge to…
    - 4 hours ago, 22 Sep 14, 4:00am -
  • Average Tuition Increase Rates: Why High Projections are WRONG
    If you being responsible and saving for your child's education years before he/she attends college, I bet you have taken a look at the average tuition increase in order to try and estimate the amount you need to save so that your child doesn't have s…
    - 3 days ago, 19 Sep 14, 4:00am -
  • Buying a Used Car: Why Older is Better
    This past week, I announced that I got a new job. The job comes with a lot of potential advancement in addition to it being a direct application of my unique skill set. This is not to mention the slight pay increase as well. In many ways, it was a 'n…
    - 4 days ago, 18 Sep 14, 4:00am -
  • What Does My Retirement Plan Look Like?
    I figured it was time to share what my retirement plan looks like. Since I am still in my 20s, much of this is still a plan. Some of it is happening right now, and some of it is in the works. While I typically hold some information back for privacy r…
    - 5 days ago, 17 Sep 14, 4:00pm -
  • Car Insurance Basics that May Surprise You
    You probably know that your auto insurance protects you if you are in an accident. If you have collision coverage, you most likely know that it covers repairs to your car. If you have comprehensive insurance, you might simply call your agent after a…
    - 5 days ago, 17 Sep 14, 1:18pm -

Careful Cents

  • 3 Ways to Save For Retirement as a Self-Employed Entrepreneur
    There are many awesome benefits to working for yourself, but there is one big pitfall compared to being an employee: saving for retirement. You don’t get the traditional benefits of having an employer match your 401(k) contributions, allowing yo…
    - 4 days ago, 18 Sep 14, 7:00am -
  • Betterment Review: Automatic Investing for Beginners
    According to the Retirement Confidence Survey, more than half of American workers have less than $25,000 in retirement savings. With a number this low, you’ll be lucky to pay your expenses for a year after you’ve retired. And if you have debt, yo…
    - 7 days ago, 15 Sep 14, 7:00am -
  • Jumping into Self-Employment Without a Net: 4 Things You Must Do
    I did it. I quit my job. For the past month I’ve been adjusting to my new freedom as well as a wildly different freelance schedule. It has been awesome, trying, invigorating and unsettling all at the same time. You see my journey to freelance life…
    - 11 days ago, 11 Sep 14, 7:00am -
  • Life Insurance: What to Consider as a Self-Employed Business Owner
    As a self-employed freelancer you already know the importance of health insurance, and to look at it as investment in your future (and your family’s future). We no longer have the luxury of a boss who can help pay our premiums. We are responsible…
    - 13 days ago, 9 Sep 14, 7:00am -
  • Cash Budget Challenge Update: Taking My Business on Vacation
    At the beginning of July 2014 I found myself with over $3,000 of credit card debt. This was due to business expenses that occurred throughout the past year (since quitting my full-time job), for things like a new blog design, paying a business coach…
    - 17 days ago, 5 Sep 14, 7:00am -

Everything Finance

  • 5 Retirement Mistakes to Avoid in Your Twenties
    5 Retirement Mistakes to Avoid in Your Twenties is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Saving for retirement is admittedly not at the top of the goal list for many twenty-somethings. Between…
    - 1 day ago, 20 Sep 14, 10:21pm -
  • Four Simple Ways to Protect Against Identity Theft
    Four Simple Ways to Protect Against Identity Theft is a post originally published on: Everything Finance - Everything Finance - Its all about Money!With the rise of cyberhacking, it is good to be on guard against identity theft online and offline.…
    - 3 days ago, 18 Sep 14, 11:03pm -
  • 10 Things to Do Now to Avoid Holiday Debt Later
    10 Things to Do Now to Avoid Holiday Debt Later is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Kmart made headlines recently as the first retailer to advertise for holiday shopping. While it may see…
    - 4 days ago, 18 Sep 14, 7:33am -
  • When The Market Dips, Don’t Panic
    When The Market Dips, Don’t Panic is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When you think of the word investing, what is the first feeling that comes to mind? Excitement? Disinterest? Fear?…
    - 6 days ago, 16 Sep 14, 6:30pm -
  • 4 Ways to Reduce State Income Taxes
    4 Ways to Reduce State Income Taxes is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I recently ran across an article that listed my state as one of the top 10 worst states for taxes. I didn’t even…
    - 6 days ago, 16 Sep 14, 7:35am -

ComplexSearch

  • When It Comes to Acquiring New Bank Customers, Ratings Matter But Customer Reviews May Make the Difference
    The bank you choose makes just as much of an impact on you as the car you drive, the phone you use, or the insurance you depend on. The banking industry may seem different on the surface, but the reality is that many customers make the decision of wh…
    - 13 Nov 12, 9:25pm -
  • Is 730 a Good Credit Score?
    Credit scores range from 300 all the way up to 850, so a credit score of 730 is certainly considered “good.” However, it’s still too low to be considered “excellent.” Prior to the recession, a score in the upper 600s was good enough to ge…
    - 3 Oct 12, 11:19pm -
  • Is 725 a Good Credit Score? Read Credit Expert’s Opinions
    It may seem strange that paying off debt will help your score improve, because your credit score is based on your levels and types of debts, but it is true. Reducing your debt can help you get better mortgage rates and interest rates on auto loans. I…
    - 3 Oct 12, 11:14pm -
  • Is 720 a Good Credit Score? Read How Your Score Ranks
    Before the financial crisis hit, 720 was considered a good enough score to get the best rates on auto loans and mortgage rates. While 720 is not a bad number, the highest credit score is 850, you can raise it up to a higher number like 760 which is t…
    - 3 Oct 12, 11:05pm -
  • Is 715 a Good Credit Score? Learn What Experts Think
    If you’ve got a 715 credit score, you’re doing pretty well and it’s by no means a bad credit score. When you go to take out an auto loan or check around for the lowest mortgage rates, you’ll be able to get a good rate, but not the best.  Thi…
    - 3 Oct 12, 10:58pm -

50 Plus Finance

  • 5 Tips to Pay Your Mortgage Off Fast
    For many people, the biggest financial commitment they will ever make is the mortgage on their home. Most of the time, that commitment lasts for 25 years, but many of us just aren’t comfortable taking it that far. Not only are you in debt for a q…
    - 5 days ago, 17 Sep 14, 5:38pm -
  • 6 Things to Budget for Now If You Plan to Retire
    Did you know that over 46 percent of Americans have less than $10,000 saved for retirement? Not planning for the future is one of the easiest ways people fall in debt, and unless you plan to work well into your 80s, you should start taking a more act…
    - 7 days ago, 14 Sep 14, 10:06pm -
  • How to Make Money with a Garage Sale
    If you are looking for a great way to get rid of household clutter, a garage sale can be just the ticket to turn your junk into cash. Easy to plan and manage, garage sales are a great way to clear out all of your old belongings and regain your precio…
    - 11 days ago, 11 Sep 14, 5:32am -
  • How Bankruptcy Can Help You Survive Financially
    There's a bankruptcy myth floating around that says most Americans who file for bankruptcy do so because they lived a lavish lifestyle and spent beyond their means. However, according to a 2013 CNBC report, more than half of all bankruptcies are init…
    - 12 days ago, 9 Sep 14, 10:10pm -
  • How Bankruptcy Affects Your Credit Score
    If you are facing bankruptcy, you’ve probably already realized that your credit score is going to take some damage. You now want to know the hit your credit score will take, how long it will take to recover from bankruptcy, and how to find someone…
    - 12 days ago, 9 Sep 14, 8:55pm -

Sunk Costs Are Irrelevant

  • I Lost My Job – Day #66 Lessons in Pride and Anticipation
    Every new beginning comes from some other beginning’s end. I have to say I expected to be fully employed by this point, but it just hasn’t happened that way.  It’s actual been an incredibly fruitful job search.  I continue to…Read more ›…
    - 49 days ago, 4 Aug 14, 9:56am -
  • I Lost My Job – Day #19 Strange Lessons
    It’s June 19.  I’m about 3 weeks into this weird phase of my life of unemployment.  It’s simply strange.  The days have begun to blend together.  I hit a lull around week 2 where it looked like all opportunities were…Read more ›The p…
    - 95 days ago, 19 Jun 14, 11:49am -
  • Stocks For Your Kids: Year 4 Update
    Stocks For Your Kids Series: How to Choose Year 1 Update Year 2 Update Year 3 Update Dear Son, It’s time to look at your stocks again!  These are interesting times at our house as you turned 8.  Due to my recent…Read more ›The post Stock…
    - 3 Jun 14, 10:29am -
  • I Lost My Job – Day #0 Termination Day
    Well, here it is Friday, May 30 also known as Termination Day or The Day I Lost My Job.  I would like to tell you it was exciting at the office today, but in reality I had a meeting with…Read more ›The post I Lost My Job – Day #0 Terminatio…
    - 30 May 14, 9:28pm -
  • I Lost My Job – Day #-17 HEALTH INSURANCE!
    Not only am I the primary provider of income to my family, but I am also the sole provider of health insurance.  As a result of my upcoming termination our family’s health coverage will end.  DW has had a lot…Read more ›The post I Lost My…
    - 13 May 14, 9:24am -

Afford Anything

  • How I Earned an Extra $40,800 in Two Years Without Lifting a Finger
    Despite the fact that I have the best roommates in the world, I’ll occasionally remark, “I’m tired of having roommates.” And Will replies: “Are you $1,700 per month tired of it?” I don’t need to respond. The answer is obvious. The minor…
    - 20 days ago, 2 Sep 14, 1:04pm -
  • The Secret Truth about the Digital Nomad Lifestyle
    I’m about to tell you something that most travel and lifestyle bloggers are afraid to say. I’m going to reveal the truth about the “digital nomad” lifestyle. The term “digital nomad” (or the phrase “location independent”) refers to pe…
    - 32 days ago, 21 Aug 14, 10:56am -

Family Money Values

  • Roosevelt’s Wealth Building
    Ken Burns has done it again. He has created yet another fascinating documentary – this time one about Teddy and Franklin Roosevelt as well as Eleanor. We’ve been watching the 9 part series on PBS all week. These two men … Continue reading →
    - 4 days ago, 18 Sep 14, 3:38pm -
  • 2014 Grandma Rie’s Money Camp Activities and Resources
    Teaching the next generation to successfully handle money and personal finances is normally a family responsibility. Although parents bear much of the burden to teach, train and model good personal finance, extended family members can also contribute…
    - 14 days ago, 8 Sep 14, 4:15pm -
  • A Banking Project for You and Your Kids
    Each year, I invite my Grandchildren to a one week overnight camp I call Grandma Rie’s Money Camp. During that week, we focus on personal finance concepts, activities, projects and fun. This year’s camp had the main theme of saving. … Continue…
    - 21 days ago, 1 Sep 14, 1:08pm -
  • Review of: 25 Money Strategies Your Teachers Forgot to Tell You About
    by Richard Pan copyright 2013 Summary: This book is directed at young people just starting out. It outlines 25 money saving tricks and tips to use to begin wealth accumulation – tips that the author himself has used at just … Continue reading →
    - 24 days ago, 29 Aug 14, 1:00am -
  • Whinny Starts Work
    Whinny was feeling good! She had just completed 3 months of intensive training to become a police horse. Tonight was her last night in the training stable. Tomorrow she would go back to the city and Valerie to start her … Continue reading →
    - 27 days ago, 26 Aug 14, 2:31pm -

Stumble Forward

  • Thinking Of Retiring: What Is Your Retirement Strategy
    I was asked a question recently about whether I was planning for my retirement and it struck me that it is never too early to start putting something aside for retirement. Planning meticulously for retirement has the effect of removing the financial…
    - 18 days ago, 4 Sep 14, 6:03am -
  • The Beginners Guide To Living And Working In Canada
    Moving to a new country requires detailed planning, and moving to Canada is no different. Settling into any new country will involve visa issues and other bureaucratic details, and I know that having upfront knowledge about these issues will help mak…
    - 19 days ago, 3 Sep 14, 10:44am -
  • 3 Financial Lessons That Cost Me Thousands
    Recently I was interviewed by Mint.com and as I did this interview I came across 3 underlying financial lessons that cost me thousands of dollars over the years. I’ll admit these mistakes were brutally painful.  Their isn’t a day that I wish I c…
    - 21 days ago, 1 Sep 14, 5:05am -

DollarVersity

  • Shop Local: The Stores You Oppose Started Small And Local
    The calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small businesses. It seems…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    I bet you thought you were going to be blown away by some super-secret, S.H.I.E.L.D. level 10-access info, huh? You probably saw the title and thought “Oh, wow, now I’m going to get the real scoop!” Or, perhaps you just clicked on the link beca…
    - 12 Mar 14, 12:50pm -
  • How To Look Like A Fool When Asking For A Discount
    I have lots of clients who make me shake my head. There’s the people who hand their kids everything on a silver platter. There’s the guy who calls at least once a week with a new scheme to avoid paying taxes (“scheme” being the operative word…
    - 26 Feb 14, 9:27am -

Money Matters Guy

  • What to Do After a Car Accident
    Car accidents can be extremely frightening experiences.  If you are unlucky enough to be involved in one but manage to escape without any injury it is highly likely that you will end up suffering from some form of shock or at the very least you’ll…
    - 25 Mar 13, 10:56am -
  • Couponing Strategies
    With all the rage about using coupons to save money – even shows on television – you may be wondering how you can get in on the action.  Well, it’s actually pretty easy, and here are some of the top strategies that you can use right now to get…
    - 21 Dec 12, 1:11pm -
  • Planning for University Life
      This year has seen the first students beginning university life with the new increase in tuition fees. Those going into first year now are required to pay £9,000 each year in fees, but according to the National Union of Students (NUS) are likely…
    - 21 Dec 12, 1:11pm -
  • Accidents at Work
    Accident at work? That won’t happen to me! Well, as much as you’d like to think that you’ll never get an injury in your office, there’s always a chance that you could. That’s why it’s essential for you to know what steps to take if it hap…
    - 3 Dec 12, 5:09am -
  • Managing Your Cash Flow
    All SMEs need to manage their capital and cashflow. Having a steady supply of working capital is vital to meet monthly payment demands, as well as stabilising the business and helping push into new territories and markets. However, many SMEs continue…
    - 2 Dec 12, 5:09am -

Don't Quit Your Day Job

  • newInnumeracy and the iPhone 6’s New Larger Sizes
    Innumeracy is something that I’ve discussed in the past – both on the podcast and somewhere in the archives (buried so deep even I couldn’t find it). Innumeracy is the title of an excellent book by John Allen Paulos which laments the fact that…
    - 3 hours ago, 22 Sep 14, 5:00am -
  • How to Multiply The Frequency of Digital Logic Clocks Using a PLL
    This is our third entry in the our series on digital clocks – those predictable duty cycle square waves that have improved modern life so immensely.  We first showed you how to multiply clocks using only digital logic.  Then we moved on from the…
    - 3 days ago, 19 Sep 14, 5:30am -
  • September 2014 Goal Assessment
    At the end of last year, I stated that I wanted to pay down ~$34,000 in consumer debt (outside of my mortgage). I am writing today to report on both a level of success and a switch in strategy. How am I faring? In short: decently. I am not currently…
    - 6 days ago, 16 Sep 14, 6:00am -
  • The DQYDJ Weekender
    Being from Boston and born into a family of Boston College Alumnis… that was a particularly painful loss yesterday. (Yes, worse than the Notre Dame losses… which weren’t all that unexpected, eh?) Well, it’s Sunday, and I haven’t shared my f…
    - 8 days ago, 14 Sep 14, 9:43am -
  • My Current Asset Allocation
    When you follow an investment writer for a while, sometimes it’s impossible to pin down his or her exact thoughts on the market. Let’s face it – we writers are human, and as humans, we may present biased information without even knowing it.  T…
    - 11 days ago, 11 Sep 14, 5:03am -

The Debt Princess

  • Discovering America’s Favorite Past-time with the 2014 Topps Baseball Series
    My youngest son has decided that he loves baseball. He played two season of t-ball before deciding that he loved soccer. Then last year I took him to his first minor league and his first major league game…he was hooked!…Read more →
    - 29 Apr 14, 8:06pm -
  • Earn Money While You Get Healthy with PactApp
    Want to get me motivated to do something? Attach a monetary reward to it. Want me to work out more? Threaten to fine me if I don’t. And that is the concept behind the awesome app I have been using,…Read more →
    - 23 Apr 14, 7:30am -
  • Stress Stinks…Literally! + $25 Walmart Giveaway
    Like most moms, my schedule is jam packed. During the past few years I was working outside the home, going to grad school, writing as a freelancer, blogging, working a weekend job for extra money, shuttling two boys to soccer…Read more →
    - 21 Apr 14, 6:00am -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • Pitchi: The Online Marketplace with a Twist
    Technology has come so far that we can do almost everything online, including shopping. For quite some time now, marketplace sites like Ebay and Etsy have been ruling the game by connecting sellers to an audience of consumers, making it easier to buy…
    - 13 days ago, 9 Sep 14, 2:05am -
  • 5 Surefire Signs that You’re Heading for Financial Difficulty
    Many of us can relate to the experience of spending more than we should, paying bills late and playing around with credit cards in a way that is ultimately financially detrimental. The downward spiral to financial difficulty can happen very quickly a…
    - 28 days ago, 25 Aug 14, 1:51am -
  • Five Tips For Setting Up Your New Business
    Starting up a business can be tricky, but you only need passion and a bit of organisation to realise that dream. Here are some tips to get you started 1. Ideas, ideas, ideas Everything starts with an idea. If you get stuck in the details gather every…
    - 31 days ago, 22 Aug 14, 4:54am -
  • Too Many Super Funds? Why you need to consolidate your Lost Super
    Superannuation can be a tricky concept for many people, so to put it simply: it’s your future and it’s your lifeline. The problem is, some people don’t even know how much super they have because they’ve had a different super fund for every jo…
    - 35 days ago, 18 Aug 14, 4:56am -
  • Simple Tips For Maximising Your Tax Return in 2014
    Tax time can be stressful for so many reasons, and there’s no point pretending otherwise – but if you know how to maximise your return then the worry and hassle may actually seem worth it. The following tips are designed to help you keep more of…
    - 54 days ago, 30 Jul 14, 1:53am -

RabbitFunds

  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

  • Net Worth Update (+2.6%)
    Click here to see my current net worth. The month of August ended up.  Overall, my net worth increased by $47,793 since my last update early August.  My net worth would’ve been about $10,000 higher had it not been for $5000 in repairs at my…
    - 20 days ago, 2 Sep 14, 12:48pm -
  • Net Worth Update (-1.6%)
    Click here to see my current net worth. The month of July ended slightly down.  Overall, my net worth decreased by $28,698 since my last update early July.  It was a brutal month from a stock market perspective, especially at the end of last w…
    - 46 days ago, 7 Aug 14, 6:42am -
  • Net Worth Update (+1.2%)
    Click here to see my current net worth. The month of June ended slightly up.  Overall, my net worth increased by $22,038 since my last update early June.  Our net worth increase would’ve been higher, but my wife’s employer is changing her pay…
    - 83 days ago, 1 Jul 14, 1:09pm -
  • Wealthfront versus Betterment
    For the longest time, I have managed my own investment accounts. Early on, I attempted to buy individual stocks with disastrous results. After learning from this mistake, I began to invest in mutual funds without paying any attention to fees. Over th…
    - 95 days ago, 19 Jun 14, 11:10am -
  • Net Worth Update (+2.6%)
    Click here to see my current net worth. The month of May ended slightly up.  Overall, my net worth increased by $45,488 since my last update early May. The major drivers of the increase were: Broad stock market gains I also was able to contribute a…
    - 3 Jun 14, 12:57pm -

Money Infographics

  • Using online ERP: Getting started
    Effective project management is critical to the success of all businesses, and small businesses in particular must ensure they successful manage the delivery of their projects in order to remain competitive and lay the foundation for future growth. U…
    - 79 days ago, 5 Jul 14, 3:14pm -
  • Round up of some amazing reads this week
    Debt Guru @ Debt Free Blog writes Caution!: Ten Warning Signs of Debt Problems – Being in debt can be a serious issue. Financial problems can follow you for your life. The following are ten signs that you may be facing debt problems. Maria @ The Mo…
    - 25 May 14, 1:45am -
  • Plan so you don’t leave the UAE broke and disillusioned
    There’s little doubt about it, the United Arab Emirates (UAE) is a popular Middle East country in which to live and work. Having said that, hard data about the make up of the UAE’s disparate expat communities – how many in each group and from w…
    - 27 Apr 14, 3:36pm -
  • Big Expenses That Might Require a Personal Loan
    Getting a personal loan is a decision that shouldn’t be taken lightly. The most important thing to remember is to pay the loan off as quickly as possible or at the very least pay the minimum loan amount to maintain a respectable credit rating. But…
    - 13 Mar 14, 3:22am -
  • Purchasing fine art
    There is money to be made in fine art and endless joy to be had in acquiring fantastic works. Yet, from afar, this world can seem as distant as say, a galaxy far, far away. What perhaps startles most people looking to invest in their first work of ar…
    - 16 Feb 14, 11:31am -

Money and Map

  • Best Place To Find Information
      List of My Favorite and Most Visited Websites   Slickdeals.net Save money here by finding the lowest and cheapest […]Keep Reading A Related Topic:List of Money Saving Stacking Tips and Tricks for Holiday Shopping   Black Friday, Small Busin…
    - 30 Jun 13, 7:26am -
  • Why And How To Benefit From Referral Programs
        Frequently I post refer a friend programs to share ideas for generating extra money. Whether you have a […]Keep Reading A Related Topic:Check Out Ebates Special Promotion For Cash Bonus     Ebates, a popular...Reminder: Discover Card Re…
    - 9 May 13, 9:59am -
  • We Can Eat Free All Month
      My email ‘inbox’ had a nice surprise this morning.  For Mr. MoneyMap’s birthday, Marriott Hotels offered a free elite […]Keep Reading A Related Topic:How To Get Free Kids Meal Coupons   For Friday Freebie, I...Tip For Free Food When…
    - 5 May 13, 7:50am -
  • Flexibility: Why I Like This Feature Of 529 College Savings Plan
      Earlier I posted a method for college students to grab a few extra dollars via Serve’s signup bonus. While […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Moving Soon? Remember Your Tax Ben…
    - 2 May 13, 9:02pm -
  • MIB. Find Out What They Know About You Before It’s Too Late
      Applied for life, disability, or health insurance within the last seven years?  MIB has a file on you. MIB […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Did Your Check Get Rejected? Find Ou…
    - 1 May 13, 3:21pm -

Debt Free Squad

  • 5 Rookie Investing Mistakes to Avoid
    Smart investing is an acquired skill. It takes years of experience to invest properly. Tune in to learn what Jeff has learned about investing over the last 40 years. These five tips will save you time, money, and stress. Post Footer automatically gen…
    - 19 May 14, 9:13am -
  • Should I Help my College Graduate Financially
    Post Footer automatically generated by Add Post Footer Plugin for wordpress. Thanks for installing the Bottom of every post plugin by Corey Salzano. Contact me if you need custom WordPress plugins or website design.The post Should I Help my College…
    - 30 Apr 14, 8:24pm -
  • Cash vs. Credit
    Having a budget doesn’t restrict you, it actually gives you freedom to spend money! Follow these few simple tips and you will naturally save and spend less. Post Footer automatically generated by Add Post Footer Plugin for wordpress. Thanks for ins…
    - 21 Apr 14, 4:28pm -
  • Motivation Quotes by Zig Ziglar
    ) People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily! Get your daily motivation with the Debt Free Squad. For more motivational one minute videos, check out: http://www.debtfreesquad.com…
    - 13 Mar 14, 9:45am -
  • Be the Prayer Warrior in Your House
    Are you ready to be the prayer warrior in your house? 1 Chronicles 16:11 says “Look to the LORD and his strength; seek his face always.” Time to call upon your source for strength by praying routinely. Have trouble sticking to a schedule? Why not…
    - 11 Mar 14, 7:52pm -

Teen Financial Literacy: It Starts at Home

  • Raise Those Expectations!
    Most parents, in the Old School Model (check out the WealthQuest for Teens’ Parent Guide for details), think their teen has done something amazing if they make a donation to a charity or save for a really big purchase or put away some money for the…
    - 6 Feb 14, 7:11am -
  • Parents, Teens, and Money: Budgeting and the Broken Record
    With regards to parents, teens, and money, we are full of automatic responses, most of which don’t really make sense OR make a difference with kids when we really look at them. One example is BUDGETING. Budgeting your money is just like dieting—t…
    - 6 Feb 14, 7:07am -
  • Where to begin: Keep track of your money
    I admit, this one took me a while to get together!  When I started to make my money work, I had NO IDEA how much money I had, where it was, what it was for, or what it was doing!  Man, I wished I had learned to do this when I was young, before the…
    - 4 Feb 14, 7:07am -
  • Is Money in Your Teen’s “Circle of No Control”?
    Sean Covey, in his book The 7 Habits of Highly Effective Teens, advises readers to identify those aspects of life that they can control and those that they can’t control.  When teens are learning how money works and how to manage their money effec…
    - 2 Feb 14, 7:08am -
  • How Safe is Your Teen from a Disastrous Financial Future?

    - 31 Jan 14, 7:16am -

Go Banking Rates

Billeater

  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -
  • Looking for a Cheap Way to Invest? How Does Free Sound?
    New stock-buying options for those with just a little to invest.Regular consumers have been cautious about investing in stocks for years. While there's a lot of money to be made, the potential comes with a great amount of risk. With the steady ris…
    - 17 Feb 14, 2:00pm -
  • Power Budgeting - Use this Essential Business Principle to Save More Money in Less Time
    Get more from your money saving efforts!Sometimes, a nifty rule-of-thumb rule can be a handy reminder to do things that are either difficult to imagine or hard to remember. Ideas like the Pareto Principle are one of those that can help break throu…
    - 16 Feb 14, 2:00pm -

The Credit Letter

  • How Much Money Do Consumers Spend Online Each Minute?
    Each year, more and more money is being spent online by consumers buying clothes, beauty products, electronic gadgets, flights, hotels and everything else you can imagine. Buy it now: Watch the realtime pace of online spending [Interactive Page] To m…
    - 41 days ago, 11 Aug 14, 11:04pm -
  • 10 tips to make the most of your credit card
    Credit cards are a very useful financial tool by giving you the flexibility to conveniently pay for things without having the cash on you. Of course, a debit card can do that too but a credit card enables you to spread the cost of big-ticket purchase…
    - 41 days ago, 11 Aug 14, 10:20pm -
  • 11 Questions with Chris Guillebeau
    If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you f…
    - 21 May 14, 6:30pm -
  • Who Really Owns the Big Four Banks?
    In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be bankin…
    - 18 May 14, 6:30pm -
  • Interview with Steve Hui from iFlyflat
    Ever wondered how to fly first class? To find out, I sat down for a coffee to interview frequent flyer points expert, Steve Hui of iFLYflat. In this interview I ask Steve about his unique perspective on travelling in style using frequent flyer points…
    - 17 Oct 13, 2:12am -

BIDaWIZ

  • Do Beneficiaries Have To Take RMDs?
    Those fortunate enough to be named a beneficiary of a retirement account will want to know the nuances for reporting income on their tax return. This is specifically important when the account holder passes away before or after the time they are s…
    - 3 days ago, 19 Sep 14, 3:31pm -
  • The Best Travel Apps For Business Travelers
    Business travel in the U.S. is expected to grow again in 2014 or up 6.6% to $289.9 billion globally as it did in 2013. This projection provided by the Global Business Travel Association (GBTA) should gain the attention of frequent business travele…
    - 17 days ago, 5 Sep 14, 8:58am -
  • Is Your Business Subject To Sales Tax In Other States?
    States auditors continue to crackdown on "out-of-state" businesses that are not compliant with their local state sales tax laws. The motive is quite clear as it is estimated that over $23 billion of sales taxes remains uncollected each year. Give…
    - 18 days ago, 4 Sep 14, 1:26pm -
  • Should You Elect To Make Roth 401(K) Contributions?
    Most employees are familiar with the concept of socking away a portion of their paychecks toward their 401(K). However, few realize that they also have the option to contribute to a Roth 401(K) plan. In fact, since this new plan became available…
    - 25 days ago, 28 Aug 14, 4:02pm -
  • The Best Sales Tax Software Solutions Webinar
    We recently had the pleasure of hosting a webinar on selecting the best sales tax compliance solutions for your business. Read More.
    - 32 days ago, 21 Aug 14, 1:14pm -

The Truth About Mortgage

  • Are Mortgage Calculators Actually Accurate?
    Time for more mortgage Q&A: “Are mortgage calculators accurate?” Just about anyone looking to buy a property or refinance will rely upon a calculator to get a better understanding of what their monthly payment might be. But not all mortgage calcu…
    - 4 days ago, 18 Sep 14, 4:10pm -
  • Don’t Freak Out About the Recent Mortgage Rate ‘Spike’
    Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased from 4.05% to 4.19% this week, per Zillow’s weekly survey. Over at Freddie Mac, the 30-year fixed climb…
    - 4 days ago, 18 Sep 14, 12:33pm -
  • Here Are the Many Reasons Why Renters Rent
    The whole rent vs. own argument can be pretty polarizing. There are those that liken renting to throwing money down the drain, while others think homeownership is a huge waste of time and money. The latter group will tell you that home prices don’t…
    - 11 days ago, 11 Sep 14, 3:01pm -
  • New Bill Would Fix Mortgage Victims’ Credit Reports, Shorten Time Period Foreclosures Are Reported
    A new bill introduced today by Congresswoman Maxine Waters (D-CA) aims to make sweeping changes to the Fair Credit Reporting Act (FCRA). In a news release, she noted that credit reports have become far too important to contain widespread errors and i…
    - 12 days ago, 10 Sep 14, 5:43pm -
  • 97% of Teens Believe They Will Own a Home One Day
    Several months ago, I thanked Millennials for their faith in real estate, seeing that Gen X isn’t a huge fan at the moment. But looking back, it appears that Generation Z is even more promising. While there have been recent fears that homeownership…
    - 13 days ago, 9 Sep 14, 5:19pm -

All About Living With Life

  • 5 Simple Cures to Work Smarter and Save Time
    You’ve heard the expression “work smarter, not harder” before, but what does that mean exactly? When your inbox is packed, there's a giant stack on your desk and the phone keeps ringing, how are you supposed to get it all done smarter?The truth…
    - 4 days ago, 18 Sep 14, 9:00am -
  • 3 QUESTIONS TO ASK YOURSELF DAILY TO FEEL MORE SATISFIED AT WORK
    [Image: Flickr user Abhi]FORWARD THINKING IS GREAT--BUT IT ALSO MAKES YOU LOSE SIGHT OF PROGRESS. USE THIS EXERCISE TO SHIFT SOME FOCUS TO YOUR ACCOMPLISHMENTS.Caroline Ghosn has trouble acknowledging her successes. The Levo Leaguefounder and CEO…
    - 7 days ago, 15 Sep 14, 9:00am -
  • Are You Doing the Right Things in Life?
    Efficiency is doing things right. Effectiveness is doing the right things. - Peter DruckerBefore you find out whether you are doing the right things or no, find out the things that are important in your life and also your goals and aspirations. It go…
    - 11 days ago, 11 Sep 14, 9:00am -
  • 10 Simple Things You Can Do to Make You Happy
    Happinessis about what you think and what you decide to do. Thinking and doing the right things will bring you happiness abundantly. Here are 10 simple things you can do to make you happy:  1.       Think positive thoughts: When you get up in…
    - 14 days ago, 8 Sep 14, 9:00am -
  • 20 Inspiring Quotes to Live By
    Quotes about success, happiness, love and life to inspire and motivate you: Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. -Albert SchweitzerUnhappiness is the hunger to…
    - 18 days ago, 4 Sep 14, 9:00am -

Qwoter

  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -