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Get Rich Slowly

  • Ask the Readers: When was the last time you went to the bank?
    This article is by editor Linda Vergon. It used to be part of everyone’s existence, like going to the grocery store once a week. You’d stand in a teller’s line and hope everyone in front of you had uncomplicated transactions. Then you’d hand…
    - 2 days ago, 25 Jul 14, 5:00am -
  • Why you must teach your children about money
    Former GRS staff writer Donna Freedman has been researching the importance of teaching children about money, and she asked if she could share some things she’s learned. This is the first of two articles on the subject. Donna writes for Money Talks…
    - 3 days ago, 24 Jul 14, 5:00am -
  • What to do during the “What’s Next?” stage of finance
    This article is by staff writer Kristin Wong. When I first started writing for Get Rich Slowly, I’d just become interested in my finances. While I’ve always been frugal, I started to realize there was much more to personal finance than finding wa…
    - 4 days ago, 23 Jul 14, 5:00am -
  • What the Fed’s monetary policy statement means for you
    This article is by staff writer William Cowie. Twice a year, the Federal Reserve’s Chair gives what amounts to the “financial state of the union” address to Congress, and it’s a good thing for everyone concerned with their finances to take fi…
    - 5 days ago, 22 Jul 14, 5:00am -
  • Change is hard: Willpower versus habit
    This post is by staff writer Honey Smith. Recently on GRS I’ve been exploring the concept of motivation. But what if you didn’t need to be motivated at all? What if you did what needed to be done automatically, without even thinking about it? Yo…
    - 6 days ago, 21 Jul 14, 5:00am -

The Simple Dollar

  • Christmas in July
    The average American family spends $749.51 on Christmas gifts. That’s a painful amount – it’s approximately 2% of the annual take-home income of an American family. As I’m writing this, Christmas is five months away. For me, that means it’s…
    - 1 day ago, 25 Jul 14, 8:00am -
  • Music for Free – Comparing Nine Free (and Legal) Online Music Options
    Right now, there are a ton of legal ways to listen to music online for free. Sure, you can buy mp3s so that you have complete freedom in terms of when and where you want to listen, but if you just want a radio-like service with a bit of control, ther…
    - 2 days ago, 24 Jul 14, 8:00am -
  • The Guide To Buying A New Home

    - 3 days ago, 23 Jul 14, 9:20am -
  • “Lock In” and Escaping the Trap
    Over the course of my career, my single biggest fear – and obstacle – has been “lock in.” What’s “lock in”? It’s probably easiest to explain it with a story. Early on in my career, I found myself working at a pretty nice job. I enjoye…
    - 3 days ago, 23 Jul 14, 8:00am -
  • Twelve Inexpensive Strategies for Saving on Medical Costs and Improving Your Family’s Health
    According to the Centers for Medicare and Medicaid Services, the average American incurs $9,807.50 in medical expenses each year. Let me repeat that: according to the Centers for Medicare and Medicaid Services, the average American incurs $9,807.50 i…
    - 4 days ago, 22 Jul 14, 8:00am -

Consumerism Commentary

  • How Does a Company Care About Its Employees?
    I’m in the middle, well probably the beginning, of a long-term organization project. I’ve accumulated a lot of stuff over the years, particularly since moving into a larger apartment seven years ago. If I want to live a more mobile life, I need t…
    - 2 days ago, 24 Jul 14, 1:08pm -
  • Does Getting Married Increase Wealth and Income?
    The Urban Institute has issued a report stating the Millennial generation will have the lowest rates of marriage by age 40 than any previous generation. The report contemplates a variety of reasons for this shift, including a reduced role of marriage…
    - 5 days ago, 21 Jul 14, 12:54pm -
  • Overcoming Competitive Inertia: Stop the Comparisons!
    I grew up in competition. It was a part of my life, all over the place. And sometimes competition moved me to push my self far, motivating me to be excellent, and in other cases, competition broke down my will to excel. An individual reacts to compet…
    - 8 days ago, 18 Jul 14, 9:50am -
  • Microsoft to Lay Off 18,000 Employees: How an Acquisition Affects Your Job
    Over the next year, Microsoft’s executive management plans to lay off 18,000 employees, including factory workers and those in professional positions. Redundancy. As Microsoft acquired new companies, at least according to the news reports that tend…
    - 9 days ago, 17 Jul 14, 8:09am -
  • Wealthy Shanghai Teens Are More Financially Savvy Than Average Americans
    The Organisation for Economic Co-operation and Development (OECD) recently conducted a study, presenting a financial literacy test to fifteen-year-olds around the world, and has now published the group’s findings. The sample included 29,000 teens f…
    - 15 days ago, 11 Jul 14, 1:04pm -

Free Money Finance

  • How to Earn an Extra $1.4 Million in Two Steps
    Ok, so you probably doubt that I can deliver on my headline. Well doubt no longer. Consider the two steps needed to earn $1.4 million more over your career than those who don't do these things: 1. Get a college...
    - 2 days ago, 25 Jul 14, 3:29am -
  • One Step that Leads to Wealth
    Lifehacker shares a post from Budgets are Sexy (a site I love, BTW) that guarantees you'll become wealthy if you just take one of these simple steps: 1. Max out your ROTH IRA every year ($5,500) 2. Max out your...
    - 4 days ago, 23 Jul 14, 3:29am -
  • Help a Reader: What to Do with Cash
    Here's an email I recently received from a reader: My wife and I are both 30 with no kids and we have a dilemma. We are planning to retire by 45 and have no debt except our current primary mortgage...
    - 6 days ago, 21 Jul 14, 3:29am -
  • Is Buying a Business a Good Retirement Income Strategy?
    My retirement plan is based on my assets generating enough income for me to live off without having to spend any principal. To do this, I need to save up a good amount of assets plus earn a good amount...
    - 9 days ago, 18 Jul 14, 3:29am -
  • Capital Gains Tax Gets More Complicated
    The following is a guest post from Marotta Wealth Management. I have made my share of tax mistakes when selling assets, but have also used market downturns (like 2008) and charitable donations of stock (as he notes below) to strategically...
    - 11 days ago, 16 Jul 14, 3:29am -

Wise Bread

  • Best Money Tips: The Travel Edition
    Welcome to Wise Bread's Best Money Tips Roundup! Today we found some of the best articles from around the web on travel!Top 5 ArticlesTen Money-Saving Vacation and Travel Tips — Packing sm…
    - 1 day ago, 25 Jul 14, 1:00pm -
  • 8 Little Ways to Become More Present (and Love Your Life More)
    Do you ever pull into the driveway after a long day of work and wonder where the day went? Ever find yourself living for the weekend only to marvel on Sunday night how quickly it passed? Somet…
    - 1 day ago, 25 Jul 14, 11:00am -
  • If You're Eating These 6 Things, Your "Diet" Is Doing Nothing
    Dieting is hard. But guess what? Bad dieting can require the same amount of stress and effort, and no positive result. (See also: 14 Dumb Things Holding You Back From Losing Weight)If you're…
    - 1 day ago, 25 Jul 14, 9:00am -
  • 10 Unexpected Things You Should Consider When Picking Where You Retire
    Retirement often brings about relocation — possibly to a warmer area, a place with better health care, a quieter community, or just wherever Sal and Judy ended up. What a nice couple!Retire…
    - 2 days ago, 25 Jul 14, 7:00am -
  • 10 Easy Pesto Recipes (And Only One Uses Basil!)
    I love summer (and fall) for the bountiful produce we receive from our CSA share each week. Thing is, as the weeks go on, the fruits and veggies start to pile up faster than I can use them in…
    - 2 days ago, 25 Jul 14, 5:00am -

Planting Money Seeds

  • Four Things to Know When Buying a Distressed Property
    Purchasing a distressed property can be a great investment move. But you need to be careful; you don’t want that asset to become a liability. I’ve been thinking a lot about real estate lately, mainly because I am selling my home in preparation fo…
    - 2 days ago, 24 Jul 14, 12:35pm -
  • At What Point Do You Consider Yourself Wealthy?
    We all have different ideas of what it takes to be rich. What would make you feel wealthy? We all like to think we’re middle class. Even if you make enough to technically kick you out of the middle class, you probably still think of yourself as…
    - 6 days ago, 21 Jul 14, 6:28am -
  • Is Your Child’s Dream School a Financial Nightmare?
    If you have a child that is a freshman, sophomore, junior, or senior in high school, you’re probably starting to think about college and how you’re going to afford it. While some parents have started 529 plans and saved $40,000 or more to put tow…
    - 9 days ago, 18 Jul 14, 6:30am -
  • Betterment Review: Hands-off Approach to Investing
    If you want a hands-off approach to your investment portfolio, Betterment is for you. Here’s my Betterment review. Many people worry about investing, and choosing an online broker that will work for them. There are many brokerage options out there,…
    - 10 days ago, 17 Jul 14, 7:18am -
  • How To Develop A Daily Writing Habit
    Writing is one of the most admired and respected artistic mediums. It’s difficult and underappreciated, but when done well, is certainly beautiful. Writing is generally expected in our daily life – be it for school, work or personal needs. Some p…
    - 12 days ago, 15 Jul 14, 6:07am -


  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 52 days ago, 5 Jun 14, 7:00am -
  • 5% Cash Back Credit Cards, June 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 56 days ago, 1 Jun 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -
  • How Big Should an Emergency Fund Be?
    No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when […]Read Another Article:Star…
    - 17 Dec 13, 6:00am -


Five Cent Nickel

  • Why do you shop?
    A few years ago, I was living paycheck to paycheck and was seriously trying to get my finances under control. I read all the tips and tricks to curb spending, yet I was failing month after month. I didn’t understand what I was doing wrong. I never…
    - 4 days ago, 23 Jul 14, 2:00am -
  • Who’s the Boss of Your Finances?
    When it comes to financial decisions, do you feel like the boss or like it’s your first day on the job? If you don’t feel in command, it’s understandable. Millions of people with no background in finance are called upon to make a series of very…
    - 6 days ago, 21 Jul 14, 2:00am -
  • Silence Not Golden in Intergenerational Family Finance
    The last time I ran into one of my favorite cousins, the conversation soon turned to which far-flung family members she had recently heard from. She divulged she hadn’t yet heard from my youngest cousin, her younger brother, about his recent trip t…
    - 11 days ago, 16 Jul 14, 2:00am -
  • The Cost of More
    We have become a nation of “more is better.” We want more of everything — more toys for our kids, more cars in the driveway, more shoes in the closet, and more bathrooms in the house. Our houses, garages, dumpsters and lives are filled with St…
    - 13 days ago, 14 Jul 14, 2:00am -
  • 5 Creative Backyard Summer Activities for Kids
    This post comes from Rachel Beger at our partner site Zing! School’s just about out for the summer, and that can only mean one thing: “Mom, I’m bored!” Ideas run out fast, especially when you’re not looking to leave the house every day, an…
    - 16 days ago, 11 Jul 14, 2:00am -


  • 5 Ways to Put the Brakes on Expensive Auto Maintenance
    Whether you’re hitting the open road this summer or looking to maximize the life of your vehicle, here are five ways to keep your car and wallet running smoothly. Comparison shop Finding a local garage or car repair shop you can count on is about a…
    - 2 days ago, 24 Jul 14, 11:00am -
  • My Mint Story: How I Paid Off My Student Loans, Fast!
    As the credits rolled on Adam Baker’s I’m Fine, Thanks documentary, tears streamed down my face. I had watched his TED Talk earlier that day about getting rid of your crap, paying off your debt, and doing what you love. I yearned to have the “f…
    - 4 days ago, 22 Jul 14, 2:37pm -
  • 2014 Midyear Checkup List
    While most people really only take a good look at their finances at the beginning of the year (Did you make resolutions to get out of debt? Save more?), and then again at tax time, it’s a good idea to review your monetary situation now. Why? We’r…
    - 7 days ago, 19 Jul 14, 10:21pm -
  • Simple, (Mostly) Free Ways to Lower Your Utility Bills This Summer
    Summer is here and with it comes lots of sun and relentless heat. It’s only natural to want to stay as cool as possible, but unfortunately, most of us don’t have the money to spend blasting the AC all summer long. The following infographic explor…
    - 9 days ago, 17 Jul 14, 2:01pm -
  • Twitter Chat: Wedding Budget 101
    Are you recently engaged and stressed about all of your upcoming wedding expenses? Are you in multiple bridal parties this summer/fall? Are you a newlywed who has questions about managing your finances as a married couple? We’re partnering up with…
    - 11 days ago, 15 Jul 14, 9:00am -


  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -
  • Do You Know What Tax Bracket You’re In?
    One of the sureties of life is that you need to pay taxes. One of the questions that many people ask is what tax bracket they are in. Do you know what tax bracket you’re in? And are you aware of how the tax bracket system works? Here is a quick ove…
    - 28 Jan 14, 4:00am -

The Consumerist

  • Everyone Knows Why Milk Is In The Back Of The Grocery Store
    It’s an extremely minor inconvenience when you need to pick up some milk and have to walk all the way to the back of the grocery store to get it? Everyone knows that it’s because stores want to make customers walk through the entire store so they…
    - 1 day ago, 25 Jul 14, 3:52pm -
  • 8 Things We Learned About Burger King’s New Leadership
    We tend to focus more on the wacky food items and creepy mascots coming out of Burger King, but we learned this week that there are interesting things going on behind the scenes. Burger King is changing the way that it does business in a way that wil…
    - 1 day ago, 25 Jul 14, 2:43pm -
  • AirBnB Employee Handles A Sexy Photo Situation In The Very Best Way
    When you can’t get what you want from a company, there are many bad ways a customer service representative can respond. Ahem. But in a bit of refreshing news, one Airbnb employee recently showed just how good customer service can be, even while hav…
    - 1 day ago, 25 Jul 14, 2:21pm -
  • Bose Sues Beats Alleging Infringement Of Noise-Canceling Headphones
    The last thing you want when flying early in the morning is to have what little sleep you can get on the plane interrupted by your fellow fliers’ noise. That experience is exactly what makes noise-canceling headphones so popular, and what’s subs…
    - 1 day ago, 25 Jul 14, 2:10pm -
  • Korean Baseball Team Replaces Human Fans With Terrifying Remote-Control Robots
    I’ve made no attempt over the years to hide my affection for the Philadelphia Phillies. I’ve even been known to attend a few dozen games a year, but sometimes I can’t always make it to the game, or — especially when the Phils don’t have muc…
    - 1 day ago, 25 Jul 14, 2:04pm -

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Debt co…
    - 90 days ago, 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later, I…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from last m…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of red,…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… READ MOREThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on Affordable Schools O…
    - 61 days ago, 27 May 14, 3:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… READ MOREThe post Enrollment Shortfalls Breed Competition For College Students appeared first on Affordable Schools Online.
    - 68 days ago, 20 May 14, 3:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… READ MOREThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on Affordable Schools Onl…
    - 97 days ago, 21 Apr 14, 3:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… READ MOREThe post Student Loans: Think Before You Borrow appeared first on Affordable Schools Online.
    - 100 days ago, 18 Apr 14, 3:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… READ MOREThe post These Libraries Elevate the Studying Experience appeared first on Affordable Schools Online.
    - 16 Apr 14, 3:00am -


  • Should You Stop Carrying Cash?
    Welcome to the age of electronic fund transfers, debit and credit cards, and online banking. Carrying actual cash in your wallet is now optional, while paying with plastic has become the convenient choice. A recent survey from Bankrate indicated that…
    - 2 days ago, 25 Jul 14, 6:00am -
  • Confession Time: I Just Financed a Car With a 6-Year Loan, And I’m OK With It
    I’m sure I’ll get some disagreement with this decision, but I’m a big boy and I can take it. Here’s the story: I’m a personal finance blogger, I just financed our new (to us) van with a six-year loan, and I honestly think it was a good deci…
    - 3 days ago, 24 Jul 14, 6:00am -
  • 5 Tips for Finding a Quality Used Car
    You’ve been thinking of getting a new-to-you car for a while now. After all, you’ve been spending more in maintenance and repairs for your current car than what it’s worth. You start looking around, but you just can’t find a good car in your…
    - 4 days ago, 23 Jul 14, 6:00am -
  • Does America Have a Financial Literacy Problem?
    Not too long ago, CNN Money reported on an international assessment of teenagers and financial literacy. The test, which was administered to 15-year-old students in 18 countries, ranked the United States in the middle. The top results went to Chinese…
    - 5 days ago, 22 Jul 14, 6:00am -
  • 3 Outdated Retirement “Rules” You Should Ignore
    I have a love-hate relationship with financial rules of thumb. On one hand, I recognize that not everyone is going to spend as much time thinking about and researching financial topics as they should, and rules of thumb give them easy-to-remember gui…
    - 6 days ago, 21 Jul 14, 6:00am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

All Financial Matters

  • Quote of the Day from James Allen
    I couldn’t sleep last night, so I got up and did some reading. I read the book, As a Man Thinketh by James Allen. The following quote stood out to me: Here is a man who is wretchedly poor. He is extremely anxious that his surroundings and home comf…
    - 60 days ago, 27 May 14, 8:43am -
  • 70% of Americans Can’t Answer These Three Questions Correctly
    IF this is true, it’s very sad. According to Business Insider, 70% of Americans cannot answer all three of these questions correctly (not sure how they came up with that number, but we’ll go with it). 1. Suppose you had $100 in a savings account…
    - 75 days ago, 12 May 14, 8:37am -
  • I Have Officially Been Banned from Pamela Yellen’s Blog
    There is no discussing facts Pamela Yellen. Here’s a copy of our back and forth for your entertainment: JLP says: April 28, 2014 at 5:49 pm Why did you choose to use price returns for the S&P 500 and Dow Jones Industrial Averages instead of real re…
    - 81 days ago, 6 May 14, 11:10am -
  • Unemployment Rate Funny Business
    Did you hear the news? Non-farm payrolls increased 288,000 in April and the unemployment rate “plummeted” .4% to 6.3%. See this Yahoo! story. At the same time the employment participation rate fell .4% to 62.8%. In case you don’t know, the part…
    - 85 days ago, 2 May 14, 10:12am -
  • Is Pamela Yellen Misleading Her Followers?
    I have seen Pamela Yellen’s books before, but never really paid attention to them until I read this piece by Allan Roth. Yellen is known for her “Bank on Yourself” books, a strategy that utilizes whole life insurance (UGH!). Yellen is very outs…
    - 88 days ago, 29 Apr 14, 8:34am -

Cash Money Life

  • Ten Ways to Maintain the Value of Your Car
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Ten Ways to Maintain the Value of Your Car.A lot of car owners become concerned with the value of their cars only when it comes time to sell them. Bu…
    - 12 days ago, 14 Jul 14, 1:15pm -
  • TradeKing Promotions – Best Promo Ever – $1,000 in Commission Free Trades!
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at TradeKing Promotions – Best Promo Ever – $1,000 in Commission Free Trades!.TradeKing is one of the leading online discount brokers, and they are…
    - 29 days ago, 27 Jun 14, 11:05am -
  • What You Spend Your Money on Matters: What Will Make You Happy?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at What You Spend Your Money on Matters: What Will Make You Happy?.When it comes to money, it’s not so much how much you have that matters as what you…
    - 33 days ago, 23 Jun 14, 11:29am -
  • Improve Your Small Business Results with Mindfulness
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Improve Your Small Business Results with Mindfulness.One of the problems that many of us run into as owners of home businesses or small businesses is…
    - 39 days ago, 18 Jun 14, 5:54am -
  • How to Market Your Small Business Without Breaking the Bank
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How to Market Your Small Business Without Breaking the Bank.Marketing is often the Achilles’ heel of businesses, particularly upstart businesses. M…
    - 41 days ago, 16 Jun 14, 4:31am -

PT Money

  • Betterment Review 2014: We’re [Still] All Investors Now
    Update: This comprehensive review now includes the latest on the revolutionary personal investing service, Betterment. Here are the details. Fees – Back in the day, Betterment used to charge 0.3% to 0.9%, depending on your account balance. Now they…
    - 1 day ago, 25 Jul 14, 10:30am -
  • 10 Tips to Become an Expert Credit Card Travel Hacker without Getting Into Trouble
    Credit card travel hacking is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impact…
    - 2 days ago, 24 Jul 14, 8:47am -
  • My MediShare Review: Goodbye Obamacare
    I just dropped my $1,100/mo health insurance plan with Humana. Before you think I’m crazy – I am after all a married father of three and a U.S. Citizen with a IRS-enforced mandate hanging over my head – listen to what I replaced it with. I join…
    - 9 days ago, 18 Jul 14, 1:07am -
  • 10 Essential Personal Money Management Apps
    Poor money management excuses are running out for people with the introduction of the smartphone and the influx of personal finance apps.  As you may know, there are a wide variety of apps the can help the average person, or financially astute, budg…
    - 15 days ago, 11 Jul 14, 12:22pm -
  • Pet Insurance Could Have Saved me a Small Fortune – The Shadow Experience (Quick Update)
    SHADOW UPDATE – I wrote this post one year ago; at a time when Shadow had gone through quite a bit of injury.  Well, I’m back to give another expensive update.  Today, we learned that Shadow now has a torn ACL.   So tack on another $2,600 surg…
    - 25 days ago, 1 Jul 14, 10:00am -

Clever Dude

  • Clever Posts Of The Week -July 25th
    I have to tell you, Clever friends, I’m excited.  My brother (who I don’t see nearly as often as I’d like) and his family are coming to our house this weekend, and then we’re headed off together for a mini-vacation at a water park destinatio…
    - 2 days ago, 25 Jul 14, 5:11am -
  • Clever Dudes Are Self Reliant: Water Heater Edition
    My neighbor mentioned a few nights ago that on his list of things to do for the evening was to take a look at their water heater. Apparently it wasn’t working, and they had no hot water. My neighbor is the kind of guy that will take a look at prett…
    - 4 days ago, 23 Jul 14, 3:00am -
  • There IS Still Kindness In This World
      Image courtesy of hin255 / I’ve been spending a fair amount of effort recently observing human behavior and really wondering, “What is wrong with people these days?” Although there are exceptions, it seems that most peo…
    - 6 days ago, 21 Jul 14, 3:00am -
  • Clever Posts Of The Week – July 18th
    My son has spent a lot of time on the computer this summer playing online games.  His friends come over, and he goes over to their houses as well.  But their activity almost always revolves around playing online games.  So, I was shocked to have m…
    - 9 days ago, 18 Jul 14, 5:58am -
  • Keep Searching For Vacation Savings After Making Reservations
    Image courtesy of Stuart Miles / The process for finding the best deal for our family summer vacation entailed all the usual steps: Surfing the websites of hotels at our destination, comparing prices, amenities, and packages as…
    - 11 days ago, 15 Jul 14, 10:15pm -

Dough Roller

  • DR 093: 401(k)s vs. IRAs: What are the Pros and Cons?
    In the world of tax-advantaged retirement savings accounts, there are plenty of options. But the two most commonly-used options are the 401(k) and the IRA. Both come in traditional (save taxes on contributions) and Roth (save taxes on withdrawals) op…
    - 1 day ago, 25 Jul 14, 3:43pm -
  • DR092: How One Doctor is Learning to Invest Like a Pro
    It all started with a simple question about dividends and mutual fund fees. A listener to the podcast named Stephanie wanted to know if a fund’s returns were after fees and dividends. (They are.) After I learned more about Stephanie’s finances an…
    - 3 days ago, 24 Jul 14, 7:20am -
  • DR 091: Don’t Make the Same $100,000 Retirement Mistake I Just Made
    If you have self-employed income in addition to your regular job, can you contribute to a SEP IRA even if you have a 401k at work? This question hit home for me a few years ago due to the income generated from this website. To get right to the point,…
    - 3 days ago, 23 Jul 14, 8:00am -
  • DR 090: Roth vs. Traditional IRA or 401k: The Math Behind This Important Decision
    It’s without a doubt the most frequent question I receive from readers of this blog. People want to know whether they should put their retirement savings in a Roth vs traditional IRA or 401k. I’ve written a lot about these retirement options. If…
    - 5 days ago, 22 Jul 14, 5:44am -
  • DR 089: 12 Keys to Making Smart Financial Decisions (#7 is a Doozy)
    We face countless personal finance decisions every day. They range from the seemingly trivial (should we go out for dinner) to the more impactful (how much should we spend on a home). Yet each of these decisions work together to over a lifetime to de…
    - 10 days ago, 16 Jul 14, 3:54pm -

Stop Buying Crap

My Money Blog

Saving to Invest

  • Will I Get a Raise This Year? And What Is The Average Raise?
    Unless you are a senior executive of a Fortune 500 company you probably won’t be seeing a double digit raise this year. According to the seventh annual Compensation Planning Survey by Buck Consultants, workers who were among the highest-rated at th…
    - 50 days ago, 6 Jun 14, 1:52pm -
  • Fastest Growing State – Hands Down Texas!
    I sometimes ponder where I would move if I had to leave my current state (VA). And more and more, Texas seems to come to mind. This is because of three main factors – strong employment, housing affordability and quality of life (good weather, diver…
    - 62 days ago, 25 May 14, 9:10pm -
  • Obamacare Health Insurance Purchase Requirement Extended into April 2014?
    [Update March 31st 2013] Extension to purchase health coverage may now be in the works. The original deadline to purchase coverage, before incurring penalties was March 31st, 2014. But a number of state exchanges, like Covered California said th…
    - 31 Mar 14, 9:00am -
  • Average 2014 Refund Higher Than in 2013
    The IRS has published its latest statistics to date and it shows that tax filers are getting higher refunds in 2014 than they did in 2013.  To date, the IRS has processed most of the received returns (about 30% of total expected). Of the returns fil…
    - 8 Mar 14, 1:47pm -
  • Online IRS Tax Tools To Figure, Track and File Taxes For Free
    With the 2014 filing season now officially open tax payers can go to and leverage a number of tools that enables them to file their taxes for free, figure how much in additional tax credits they can get and even plan for their 2014 taxes. Th…
    - 31 Jan 14, 1:31pm -

No Credit Needed

  • I Still Buy Stuff I Do Not Need
    I have been writing about personal finance (as in, my own) for nearly a decade.  In that time, I’ve had some financial success – paying off my consumer debt, purchasing a new home – and some blogging success – mentioned in the New York Times…
    - 25 days ago, 2 Jul 14, 5:31am -
  • Fight For Your Independence And Get Out Of Debt
    Let’s not wait until January 1st to focus on getting out of debt.  It’s July – It’s time.  Fight for your independence-  and get out of debt, today! No doubt, a little dramatic, but you get the point.  Today is the day to start planning f…
    - 26 days ago, 1 Jul 14, 5:30am -
  • How To Stay Motivated While Getting Out Of Debt
    Let’s be real.  The idea of getting out of debt sounds awesome.  The day-to-day grind of getting out of debt… not so much. Here’s how to stay motivated while getting out of debt - Celebrate Your Progress – Check those numbers and get excite…
    - 27 days ago, 30 Jun 14, 5:30am -
  • Envelope System Video – Simple Cash Management
    I created this video 7  years ago (wow!) to demonstrate my favorite cash management system – the envelope system. I have been using the envelope system for nearly a decade and it really is a great system for managing cash and household expenses.…
    - 28 days ago, 28 Jun 14, 1:00pm -
  • History Podcasts – My Favorites
    It’s been a while since I listed my favorite history podcasts.  There are a number of high quality, entertaining, free podcasts available and these are my favorites: History Podcasts - Revolutions – Mike’s awesome podcast, covering the revolut…
    - 29 days ago, 28 Jun 14, 6:37am -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • It’s Not About The Money…
    I caught myself saying something pretty lame the other day, making me then feel old as balls: “The younger generation doesn’t appreciate money these days.” It seemed accurate in the context of our conversation, but then again I could be totally…
    - 2 days ago, 25 Jul 14, 3:08am -
  • “Cash In a Box” – My SNL Parody Debut
    Just call me the next Justin Timberlake, baby! Or, rather, just never call me again, haha… What you’re about to watch is really really bad – I’m not kidding. And I’m not talking about just the ghetto quality either. I wouldn’t be surprise…
    - 4 days ago, 23 Jul 14, 3:02am -
  • My Flat Tipping Rule: Everyone Gets 20%
    5 years ago I decided to try out a new tipping rule. Instead of always trying to figure out how much to tip someone, I decided it will be a flat 20% no matter what to save me both time and frustration. Even when I get shitty service. The results so f…
    - 6 days ago, 21 Jul 14, 3:06am -
  • You Will Read These Money Jokes AND LIKE THEM!
    If you’ve been following me on Twitter this week - and you really should be, Sexy Pants – you’ll notice I’ve reverted back to my high school days of telling jokes again. Some of these gems have included, “Why do the Irish keep their money i…
    - 9 days ago, 18 Jul 14, 3:14am -
  • Do You Have Money Left Over Each Month?
    The whole point of budgeting, besides getting an A from yours truly, is to figure out how much “extra” you’re playing with every month. When all your bills are paid, how much do you have left over? Or an even better question to ask yourself –…
    - 11 days ago, 16 Jul 14, 3:02am -

Smart On Money

  • Watch Out for Interest-Only Home Loans
    Now that the economy has picked up some, lenders are re-introducing a few "creative" financing methods. Here's one to watch out for, the interest-only loan.The post Watch Out for Interest-Only Home Loans appeared first on Smart On Money and was writ…
    - 17 days ago, 9 Jul 14, 9:25am -
  • How To Stop Feeling Pessimistic About Retirement
    When many Americans think about retirement, they are pessimistic — and for good reason. According to a recent COUNTRY Financial Security Index survey, 25 percent of Americans say that they are not saving for retirement at all. If you aren’t savin…
    - 20 days ago, 7 Jul 14, 7:54am -
  • 3 Tips for Keeping Your Summer Budget Under Control
    It's hard to keep the summer budget under control, but your finances will thank you for following these three tips.The post 3 Tips for Keeping Your Summer Budget Under Control appeared first on Smart On Money and was written by Miranda Marquit.Copy…
    - 47 days ago, 10 Jun 14, 7:13am -
  • 5 Tips for Reducing Financial Stress
    If you are experiencing financial stress, here are 5 tips that can help you reduce the stress of the situation, and possibly even come out ahead.The post 5 Tips for Reducing Financial Stress appeared first on Smart On Money and was written by Mirand…
    - 59 days ago, 28 May 14, 10:07am -
  • Paying for Education: How to Understand Financial Aid Letters
    When it comes to reading financial aid letters these days, often it's hard to separate the scholarships and grants from the loans. Here's how you can.The post Paying for Education: How to Understand Financial Aid Letters appeared first on Smart On M…
    - 81 days ago, 6 May 14, 1:55pm -

Financial Samurai

  • newIf You Produce Nothing How Can You Expect To Make Any Money?
    Every time I walk into a coffee shop, I see guys fiendishly coding on their laptops. Although the chances are slim to ever make it big as an entrepreneur, thousands of predominantly 20-something year old men try their luck anyway. Huge respect for an…
    - 9 hours ago, 26 Jul 14, 10:58am -
  • A Massive Generational Wealth Transfer Is Why Everything Will Be OK
    When I bought my previous home 10 years ago my 68 year old neighbor stopped by to say “hello.” He was the godfather of the block, having bought his building back in the early 70s. He gave me the inside scoop on all the neighbors, and one neighbor…
    - 4 days ago, 23 Jul 14, 4:48am -
  • Confessions From A Spoiled Rich Kid
    The following is a guest post from long-time reader, Samurai Marco. When Sam first mentioned that he was accepting guest posts from his readers, it made me wonder what, from my financial journey, I could share. After all, you’re already all a bunch…
    - 7 days ago, 20 Jul 14, 4:48am -
  • What Kind Of Car Should The Mass Affluent Buy?
    We previously described the mass affluent class by income, wealth, and investable assets. Mass affluent is essentially a subset of the middle class that’s well educated and upwardly mobile due to their education and optimism. Given you’re readin…
    - 10 days ago, 17 Jul 14, 4:45am -

Fiscal Fizzle

  • My Favorite Podcasts
    I don’t have a whole lot of “free” time on my hands lately, but I do one thing every single day that is required and consistent—I commute. Every single day, I’m afforded the gift of 20 minutes each way in my car with no distractions, except…
    - 37 days ago, 20 Jun 14, 7:08am -
  • Spending More to Save More
    I visited the vet’s office this week to pick up the flea & heart worm medication my dog takes on a monthly basis. As always, I was given the option of getting a 6 or 12-month supply. This particular  brand, which comes in the form of a pill, is bo…
    - 40 days ago, 17 Jun 14, 6:54am -
  • The Pros and Cons of Having Roommates
    This post is written by Jennifer Riner of Zillow. Renters looking to save money should consider leasing apartments with friends. College students are notorious for cohabitating with classmates to spend more time together before graduation. Increasing…
    - 79 days ago, 9 May 14, 6:00am -
  • Getting Your Fashion Line off the Ground
    Creating a fashion line takes much more than a passion for fashion. It takes a lot of hard work and a sound business plan to make a fashion line a success. Here are some tips that have turned unknown names in the world of haute couture into fashion e…
    - 88 days ago, 29 Apr 14, 3:04pm -
  • The Two Most Important Questions When Cutting Down Your Budget
    There are as many reasons for cutting a budget as there are individuals: maybe you’ve just lost a job or got a pay cut, or perhaps you want to save more for an upcoming trip, or maybe you have a brand new budget and realized that you’re spending…
    - 93 days ago, 25 Apr 14, 6:41am -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 58 days ago, 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
        Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities.   One of t…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

  • newBlack Coffee: Promises, Promises, Promises
    It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I planted a couple of tomato plants in t…
    - 4 hours ago, 26 Jul 14, 3:26pm -
  • Why Getting Preapproved for a Home Loan Is Important
    Buying a home is always a stressful time and you’re going to want to make sure you have the funds for closing on your dream property. The best way of making sure your funds are in place to transfer when your house purchase closes is to follow the o…
    - 2 days ago, 25 Jul 14, 1:16am -
  • 4 Ways to Make Getting a Real Estate Loan Easier
    Nearly everyone dreams of being a homeowner someday. Others may want to build income through investment properties. However, in reality, obtaining real estate isn’t all that simple because in real life, even the least expensive homes cost quite a b…
    - 3 days ago, 24 Jul 14, 1:15am -
  • A Clever Consumer Trick for Ensuring Smart Spending Decisions
    We all have our own ways of justifying purchases, whether we’re trying to convince ourselves that a new car is essential, or that new boots are a just requirement with winter around the corner. However, what if there was a way you could look at you…
    - 4 days ago, 23 Jul 14, 1:15am -
  • Why High Thread Count Sheets Are Usually a Waste of Money
    The Honeybee and I are officially in the final phase of a major master bathroom remodel. We’re extremely excited too, because today marks the seventh week of our three-week project. Don’t laugh: That’s how long our general contractor told us it…
    - 6 days ago, 21 Jul 14, 1:15am -

Lazy Man and Money

  • Is Kangen Water a Scam?
    Today's MLM question is about Enagic's Kangen Water. I first got an email about this back in late December of 2011. Due to the Christmas holiday, I missed the email. Since then I've steadily gotten questions about it every 6 months or so. Each time,…
    - 2 days ago, 25 Jul 14, 6:15am -
  • There Is No Today
    Last week, I woke up and I had a most unusual "first thought." There was no "today." I thought this because I sometimes play Devil's Advocate with myself. I try to see if I can convince myself of the opposite thought. The opposite of "today" is "no t…
    - 3 days ago, 24 Jul 14, 6:15am -
  • The Genius of Weird Al Yankovic
    For those who haven't been disconnected from the world over the last couple of weeks, "Weird" Al Yankovic has been busy promoting his new album Mandatory Fun. It's an ingenious promotional campaign where he put out new videos every day for over over…
    - 3 days ago, 23 Jul 14, 9:15am -
  • Making Money in the Sharing Economy
    You may have heard the term sharing economy over the last few years. It can mean a lot of different things to different people, but I've come to use as a set-up start-up companies that allow you to rent resources that you aren't currently using to ot…
    - 5 days ago, 22 Jul 14, 6:15am -
  • Is Amazon’s Kindle Unlimited A Good Deal?
    Amazon has just announced a new service, Kindle Unlimited.  For $10 per month, you get access to 600,000 books and 2000 audio books.  Is this a good deal? Well, first of all, in classic Amazon style, there's a free 30 day trial.  Give it a spin a…
    - 6 days ago, 21 Jul 14, 6:15am -

Mighty Bargain Hunter

  • In praise of bottled water
    A big part of personal finance advice revolves around finding ways to spend less.  Less money going out the door means more money staying in your bank account. By and by, some purchases draw an above-average amount of fire.  Bottled water is one of…
    - 3 days ago, 23 Jul 14, 9:52pm -
  • Build profts or relationships with fresh eggs?
    There are lots of advantages that come out of being in a healthy marriage.  A healthy marriage takes work, and lots of communication, especially about financial matters. Over time, I’ve come to view differences of opinion on money matters with my…
    - 7 days ago, 19 Jul 14, 9:13pm -
  • Rebate site review: Ebates
    Ebates was the first rebate site I used.  I’ve been a member since 2002.  The site has been around since 1998.  That’s last century, if you’re keeping track. I use rebate sites all the time.  Every chance I get, as a matter of fact!  For a…
    - 9 days ago, 17 Jul 14, 9:42pm -
  • Five things about discarded items that shouldn’t scare you off
    It’s not a secret that people give away or throw away lots and lots of stuff.  Stuff that’s outlasted its usefulness.  Stuff that’s broken.  Stuff that reminded them every day of their lousy purchase. We’ve gotten useful castaway items rig…
    - 10 days ago, 16 Jul 14, 9:51pm -
  • When is it NOT okay to spend money?
    The blog A Young Pro had this year-old article in his Twitter feed recently.  The title: “When is it Okay to Spend Money?” He recounts the story of a really bad week with his car.  He gets in an accident, and then locks his only set of car keys…
    - 12 days ago, 14 Jul 14, 9:42am -

Personal Dividends

  • Are You Cut Out To Be a Landlord?
    Do you ever think about investing in real estate? Since buying rental properties is probably the most popular form of real estate investment, you might seriously consider if you’re cut out to be a landlord before taking the plunge. There’s a lot…
    - 5 days ago, 22 Jul 14, 6:00am -
  • Five Financial Mistakes You Can’t Afford to Make
    Everyone of us make small financial mistakes all the time. But since they’re small, they’re very unlikely to lead to a crushing blow. But there other money mistakes – major ones – that can definitely cause financial impairment if you aren’…
    - 13 days ago, 14 Jul 14, 6:00am -
  • How Much Could Your Morning Coffee Be Costing You?
    For many of us, morning coffee is much-needed pick-me-up. It can be hard to get going in the morning without that cup of joe. However, you might be surprised at what it’s costing you. You’ve probably heard of “The Latte Factor” and how you co…
    - 17 days ago, 10 Jul 14, 6:00am -
  • Six Reasons to Brownbag Lunch – And It’s Not Just About Saving Money
    Do you – like most people – tend to head out to lunch each workday to a restaurant, or to the company cafeteria? If you do, you may want to take a fresh look at brown-bagging your lunch. It can open up a few options that can improve your workday,…
    - 20 days ago, 7 Jul 14, 6:00am -
  • Do You Have Enough Life Insurance?
    One of the best things you can do for your family is to purchase life insurance so that they have some sort of protection in the event of your untimely passing. Deciding how much life insurance to get can be tricky, though. According to a recent Forb…
    - 24 days ago, 3 Jul 14, 6:00am -

Money Crashers

  • 10 Bad Financial Habits You Need to Break to Get Out of Debt
    We all have our creature comforts – those habits that, for better or worse, we indulge on a daily basis. However, while a regular morning latte or a new pair of shoes might seem harmless, you’ve got to consider their effect on your bottom line. A…
    - 1 day ago, 25 Jul 14, 11:45am -
  • Best New Bank Account Promotions, Offers & Free Money
    With many financial institutions experiencing a decrease in profits, banks are vying for your business. This is good news for you, because instead of just offering standard perks like no fees, free checking, or a free pen when you sign up for an acc…
    - 2 days ago, 24 Jul 14, 2:30pm -
  • What Is Your Investment Risk Tolerance – Definition & Questionnaire
    The consequences of “financial risk” became apparent to many investors during the a two-year period from 2007 to 2009. The stock market (as measured by the Standard & Poor 500) plummeted from 1562.47 on October 10, 2007 to 752.44 on November 20,…
    - 3 days ago, 23 Jul 14, 9:30am -
  • 6 Stock Market Investing Tips & Guide for Beginners – Checklist
    Bernard Baruch, known as “The Lone Wolf of Wall Street,” owned his own seat on the New York Stock Exchange by age 30 and became of the country’s best known financiers by 1910. Mr. Baruch, while a master of his profession, had no illusions about…
    - 4 days ago, 22 Jul 14, 9:15am -
  • How to Find & Choose a Financial Advisor – 7 Things to Consider
    Choosing a financial advisor is one of the more difficult tasks that a person will make. If the choice is made correctly, the benefits are incalculable. But if the choice proves to be wrong, the results can be disastrous for you and your family. The…
    - 5 days ago, 21 Jul 14, 10:00am -

The Military Wallet

  • newBest Military Banks and Credit Unions
    This article was originally published on The Military Wallet at Best Military Banks and Credit Unions and is protected by US copyright laws.Military members and their families have a unique banking needs. For example, it’s not uncommon for militar…
    - 20 hours ago, 26 Jul 14, 12:15am -
  • Disney World Military Discounts – 2014
    This article was originally published on The Military Wallet at Disney World Military Discounts – 2014 and is protected by US copyright laws.If you are a military member or retiree who is planning a Disney World vacation, then it pays to take adva…
    - 11 days ago, 15 Jul 14, 2:35pm -
  • TMW 003: Force Shaping and Involuntary Separations – How to Handle Being Laid Off from the Military
    This article was originally published on The Military Wallet at TMW 003: Force Shaping and Involuntary Separations – How to Handle Being Laid Off from the Military and is protected by US copyright laws.The military is cutting their end strength ac…
    - 12 days ago, 15 Jul 14, 12:02am -
  • Servicemembers Group Life Insurance Premiums to Increase
    This article was originally published on The Military Wallet at Servicemembers Group Life Insurance Premiums to Increase and is protected by US copyright laws.Life insurance is an important part of financial planning, especially when your job often…
    - 25 days ago, 1 Jul 14, 2:08pm -
  • Blue Star Museums – Free Admission for Military
    This article was originally published on The Military Wallet at Blue Star Museums – Free Admission for Military and is protected by US copyright laws.More than 2,000 museums across the US have partnered with the military charity Blue Star Families…
    - 25 days ago, 1 Jul 14, 12:42pm -

Deliver Away Debt

  • Wonga Hit with a $4.4 Million Compensation Bill
    Let the Loophole Wars Begin . . . Wonga has been in the news lately and for all the wrong reasons. Following an investigation by the Financial Conduct Authority the payday loan giant was hit with a $4.4 million compensation bill to be paid to no less…
    - 15 days ago, 11 Jul 14, 9:45am -
  • Managing your money: All you need to know about payday loans
    Taking an in depth look into the media hype around payday loans Pay day loans have been receiving some particularly bad press in recent weeks, with the latest damning article published by The Telegraph suggesting that many short term loan borrowers a…
    - 25 days ago, 2 Jul 14, 5:34am -
  • Family VS Individual Health Care Plans | What Are the Differences?
    Of course the main difference between family and individual health care plans is that the family type covers more people than just one, the individual. Hello, Captain Obvious! Now, since family care plans cover more people, they also cost more. Howev…
    - 66 days ago, 22 May 14, 7:26am -
  • Aereo Micro Antenna and the Big Bad Broadcasters
    As a person who loves finding ways to save money and get stuff for free (legally of course), I am positively intrigued about an upcoming Supreme Court case which may actually decide the fate of how we consume media. The Backstory Aereo is a start-up…
    - 17 Apr 14, 10:34am -
  • Should a Senior Like Me Worry About Getting Life Insurance?
    This is a common question among individuals over the age of 50 and the answer to this question, with very few exceptions, is always yes. It’s not a question that tends to come about due to someone your age not wanting life insurance coverage; typic…
    - 12 Oct 13, 6:18pm -

Dual Income No Kids Finance

  • Weekly roundup: Real Estate, Income and Stuff
    Good morning Dinks.  Tomorrow I am going to the Justin Timberlake concert.  Yes that’s right, I am 34 years old and I’m leaving my boyfriend on a Saturday night to go see a former boy band member live in concert.  Since we are being honest I s…
    - 2 days ago, 25 Jul 14, 3:00am -
  • Getting Serious With Joshua Kennon’s Investing Blog
    Folks, If you get a chance, consider checking out Joshua Kennon’s Investing blog.  The author is a self employed entrepreneur from the Midwest who owns a a business selling Letterman jackets to high school sports teams. Unlike a lot of finance wri…
    - 2 days ago, 24 Jul 14, 7:54pm -
  • Dinks: Are we doing it all wrong?
    Good morning Dinks.  I recently went home to visit my family and friends and I spent a day catching up with my best friend from childhood.  I have known her almost my entire life, I think we met when we were 6 and now we are both 33.  We’ve stay…
    - 3 days ago, 24 Jul 14, 3:00am -
  • Do you always listen to your spouse?
    Good morning Dinks.  So you’ve said I do in front of your loved ones, or if you’re like me and my boyfriend Nick you’ve made more of a virtual commitment.  That’s just my way of saying I’ve been with my boyfriend for almost 15 years and w…
    - 4 days ago, 23 Jul 14, 3:00am -
  • Save, Invest and Reinvest To Build Wealth
    It’s always astounding what a difference a few years of investing can make! One of the things my wife Miel and I have been doing is actively driving the process of how we build wealth by investing in stocks, saving aggressively (or not so aggressiv…
    - 4 days ago, 22 Jul 14, 8:52pm -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 3 days ago, 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 12 days ago, 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 55 days ago, 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -


Money Crush

  • The FBA Experiment (Part 2)
    A couple of weeks ago I decided to try selling on Amazon (using the Fulfillment-By-Amazon service, to be exact). My first step was to do a little bit of research. I spent some time learning the basics of how it might work, and what I might purchase t…
    - 6 days ago, 21 Jul 14, 7:00am -
  • How to Recognize a Scam Before It’s Too Late
    Unfortunately, sometimes it’s relatively easy to fall for a scam — and even easier to feel stupid if it happens, which makes it harder to stop the scammers because people don’t want to come forward. I was the victim of one myself once, and alth…
    - 13 days ago, 14 Jul 14, 7:00am -
  • The FBA Experiment (Part 1)
    I’m a regular listener to Pat Flynn’s podcast, and a while back he did an interview with Jessica and Cliff Larrew, who have a full time business selling on Amazon. What she does is called Fulfillment-By-Amazon (FBA). I decided to dip my toe into…
    - 20 days ago, 7 Jul 14, 7:00am -
  • Going the Section 8 Route for a Rental
    A couple of weeks back in my rental property update I talked about how I’d decided to go the Section 8 route for it. This post will talk about how that went for me. For those not familiar (and I wasn’t really either) Section 8 is a portion of US…
    - 27 days ago, 30 Jun 14, 7:00am -
  • Take a Leap of Faith
    I remember the first time I quit my job to take advantage of an opportunity that really appealed to me. It was scary. People told me it was a bad idea, that I was crazy, and that they could never do something like that. (That last part was sometimes…
    - 34 days ago, 23 Jun 14, 7:00am -

Wealth Informatics

  • Five Reasons to Visit State Parks instead of National Parks
    Five Reasons to Visit State Parks instead of National Parks is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I love our American national parks and am so very grateful to those of our a…
    - 27 days ago, 29 Jun 14, 11:14am -
  • 14 Things Parents Should Make Sure Their High School Seniors Know
    14 Things Parents Should Make Sure Their High School Seniors Know is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Graduation time – when we parents send our precious ones out into th…
    - 47 days ago, 9 Jun 14, 1:22pm -
  • How Others Influence Your Wealth
    How Others Influence Your Wealth is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Humans are hard-wired to be social animals. We evolved as part of a group. The group kept us safe, kept…
    - 90 days ago, 28 Apr 14, 4:00am -
  • How to Overcome Six eBook Publishing Struggles
    How to Overcome Six eBook Publishing Struggles is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I finally succeeded in finishing my very first book! Writing it took me a year – workin…
    - 97 days ago, 21 Apr 14, 4:00am -
  • {Keekaroo Review + Giveaway} Finding the right high chair to foster independence
    {Keekaroo Review + Giveaway} Finding the right high chair to foster independence is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. My daughter just turned 6 months old. How time flies! W…
    - 11 Apr 14, 4:00am -

Engineer Your Finances

  • The Benefits Of Online Banking
    While many people have embraced online banking as an innovative way to conduct their banking transactions, many others are reluctant because they do not see how banking online will benefit them. There are many benefits to online banking that nearly e…
    - 2 days ago, 24 Jul 14, 10:42am -
  • The True Cost Of Withdrawing Money From A CD Early
    Banks offer higher interest rates for certificate of deposit accounts (CDs) than they do for traditional savings accounts because the customer is agreeing to park their money at the bank for a set period of time. During this time period, the bank can…
    - 5 days ago, 21 Jul 14, 9:24am -
  • Things To Think About Before Switching To A Credit Union
    Many people are frustrated with the way that the largest banks seem to be nickel and diming their accounts with added fees, additional charges, and low interest rates for savings. A number of these frustrated customers are considering switching to a…
    - 9 days ago, 17 Jul 14, 3:37pm -
  • What Is The Best Way To Access Equity In My Home?
    If you are a homeowner that wants to access the equity in your home, there are several choices available to you. The three main choices available are to take out a home equity loan, a home equity line of credit, or a cash-out refinance. Each of these…
    - 12 days ago, 14 Jul 14, 5:01pm -
  • Investment Strategies That Help You Compensate For Inflation
    Inflation is a concern for every investor. To accumulate money over the long term, the returns from your investments have to beat the pace of inflation, which reduces the buying power of your money. Because of the current volatility in the markets, s…
    - 16 days ago, 10 Jul 14, 9:53am -

Early Retirement Extreme

  • newQuantifying success
    I’ll admit that I too suffer from the unhealthy (stressful?!) habit of trying to quantify success. In a materialistic society, success is frequently quantified by the kind of stuff we use to make statements about our success such as big houses and…
    - 4 hours ago, 27 Jul 14, 12:10am -
  • newDear Graduate, do you want to retire in five years?
    Dear Graduate, You have now obtained a degree. While this doesn’t show you to have any particularly useful skills, save for a few notable professions, it will make you employable in the corporate world. You now have a choice to make: You can join t…
    - 8 hours ago, 26 Jul 14, 12:08pm -
  • newGuest post: ERE explained! – Part 2
    …read Part 1 here. Next we come to the issue of semantics. That said, one of the big issues with people new to ER(E) is the word “retirement”. In its broad sense, it has come to mean “put out to pasture”. And people who have this notion of…
    - 20 hours ago, 26 Jul 14, 12:05am -
  • Are pro-bloggers like professors?
    I see bloggers falling into three categories. Pro-bloggers are like professors in that they are they bearers of the current culture. In particular they carry the knowledge that does not get written down in books and they try to impart both book knowl…
    - 1 day ago, 25 Jul 14, 12:01pm -
  • Retiring early on $500,000
    This is a guest post from Debbie M giving a detailed budget for a retirement plan costing half a million dollars. For most incomes, half a million means a less early retirement. Yet, it is still earlier than the “usual million(s)”. The best part…
    - 2 days ago, 24 Jul 14, 11:57pm -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • Summer Savings Challenge – Couple Money Jumps In!
    This  is my video entry for GOBankingRates Summer Savings Video Challenge. Share with your friends using #GBR1MinMoneyTip GoBankingRate’s is hosting a fun challenge over at their site and I joined in. It’s the Summer Savings Video Challenge an…
    - 3 days ago, 24 Jul 14, 6:06am -
  • How to Encourage Your Spouse to Start (and Keep) a Budget
    While there are those who are stubborn and insistent about not budgeting, I’ve found that most people are willing to make a change to improve their family’s finances. Getting them started though can be a huge challenge if this is something that t…
    - 4 days ago, 22 Jul 14, 9:36am -
  • How to Encourage Your Spouse to Save More
    I wholeheartedly feel that your spouse can be a powerful force with your finances. When you two are working hard towards your financial and personal goals that you’ve created together, you two are not only improving your finances, you’re making y…
    - 19 days ago, 8 Jul 14, 6:38am -
  • Dealing with Rising Vet Bills
    Our cats are a part of our family and we enjoy their company. My little girl loves to help out with taking care of them. Even though she is a toddler, we give her responsibilities like helping with feedings and keeping the water bowl full.  It’s a…
    - 47 days ago, 10 Jun 14, 6:47am -
  • Finding the Best Banking and Investing Accounts
    One of the best ways to keep your money working for you is to make sure it is stashed in the best bank and investment accounts. Every couple has their particular preferences on what they are looking for, but there are some basic requirements that you…
    - 4 Dec 01, 4:26pm -

My Journey to Millions

  • Buffett – Stocks Can’t Outperform Businesses Indefinitely
    When I finished The Snowball: Warren Buffett and the Business of Life I immediately downloaded all of the Berkshire Hathaway annual shareholder letters.  If you are new to Buffett (beyond reading what other’s think he is thinking on investment s…
    - 4 days ago, 23 Jul 14, 3:00am -
  • How Do You Title Your Children’s Investments or Savings Accounts?
    Twice in the span of a week I was asked my thoughts on titling of children’s assets.  It wasn’t asking how they should invest their children’s investments, or more specifically, their clients’ children’s assets, but rather how should the a…
    - 6 days ago, 21 Jul 14, 3:00am -
  • Setting up Sell Guidelines for my Dividend Account
    I have been wrestling with the idea of whether I am actually a “dividend growth investor” versus a value investor who prefers his first stock screen to be whether a particular equity has been paying a dividend for 25+ years?  While I think I ne…
    - 10 days ago, 16 Jul 14, 10:43pm -
  • Would Knowing The Investment Return of Your Financial Adviser Actually Provide Any Value?
    There was an article this weekend in the WSJ titled, “Financial Advisers: Show us Your Numbers” by Jason Zweig.  I am usually a fan of Mr. Zweig’s articles and tweets, however, this article didn’t make much sense.  The crux of the article i…
    - 13 days ago, 14 Jul 14, 3:00am -
  • How Much Life Insurance Should a Stay at Home Mom Have?
    While I doubt there is anyone in today’s world who doesn’t place a value on a stay at home mom or parent, it is shocking how many times I see that the “breadwinner” is the only one with a life insurance policy.  Meanwhile, the housewife, ho…
    - 16 days ago, 11 Jul 14, 3:00am -

Enemy of Debt

  • I Love You Like a Blogger Roundup – 7/25
    After a summer that started out with so much rain that it caused flooding problems in many parts of the great state of Minnesota, it’s been awfully dry lately.  This morning, however, I woke up to the sweet sound of thunder and the pitter patter o…
    - 2 days ago, 25 Jul 14, 5:27am -
  • Don’t be sloppy with your money: make sure to get what is due to you
    One thing I know well is debt. Small wonder this is: I lived with debt for quite a few years before we reached a crisis point and dealt with it once and for all. Debt, however, is just a symptom while the illness is in a number of behaviour patterns…
    - 3 days ago, 23 Jul 14, 3:26pm -
  • We’re Getting a Debt Consolidation Loan, and I’m OK With That
    Hot off the presses, EOD Nation, despite all you may have read, debt consolidation loans are not evil. Even after completing a debt management plan in which we paid off $109,000 of credit card debt, my wife and I knew we still had actions we had to t…
    - 6 days ago, 21 Jul 14, 4:18am -
  • I Love You Like A Blogger Roundup – 07/18
    We’re headed to a wedding this weekend, something we haven’t done in quite a long time.  It should be a good time, as it’s for a daughter of a coworker and friend of mine.  Party with the work crew!  I’m guessing that all the usual wedding…
    - 9 days ago, 18 Jul 14, 5:42am -
  • The Lemonade Stand Review, and IPad Mini Giveaway!
    Whenever I pass a lemonade stand on the side of the street, I pull over. Regardless of where I’m going, how busy I am, or whether I’m thirsty or not I pull over and buy a couple of glasses. It’s a personal policy. I did the lemonade stand thing…
    - 13 days ago, 14 Jul 14, 4:00am -

Peak Personal Finance

  • Key Online Banking July 2014
    Key Online Banking July 2014Post from: Peak Personal FinanceKey Online Banking July 2014Post from: Peak Personal Finance This Key online Banking July, 2014 update is on the 22nd largest financial institution in America based on deposit amount will e…
    - 9 days ago, 18 Jul 14, 5:00am -
  • Investors Savings Online Banking June 2014
    Investors Savings Online Banking June 2014Post from: Peak Personal FinanceInvestors Savings Online Banking June 2014Post from: Peak Personal Finance In this Investors Savings online Banking June, 2014 update many things the American consumer should…
    - 30 days ago, 27 Jun 14, 5:00am -
  • Intervest National Online Banking June 2014
    Intervest National Online Banking June 2014Post from: Peak Personal FinanceIntervest National Online Banking June 2014Post from: Peak Personal Finance This Intervest National online Banking June, 2014 update is to help new and existing customers to…
    - 51 days ago, 6 Jun 14, 5:00am -
  • iGobanking Online Banking May 2014
    iGobanking Online Banking May 2014Post from: Peak Personal FinanceiGobanking Online Banking May 2014Post from: Peak Personal Finance In this iGobanking Online Banking May 2014 update are just what a person can except from this NYC based financial in…
    - 71 days ago, 17 May 14, 5:00am -
  • HSBC Online Banking April 2014

    - 93 days ago, 25 Apr 14, 5:00am -

Simple Financial Lifestyle

  • Who else want to get their financial goals back on track before year end?
    We are in the heat of the summer and year end is less than five months away.  How do you feel about your personal finances as we come closer to year end?  Do you feel like you are on track to reach your year-end financial goals you set for yourself…
    - 47 days ago, 10 Jun 14, 5:00am -
  • Is FEAR preventing you from simplifying your finances?
    We all have fears at some point in time in our lives.  Such as fear of putting money into the stock market and the fear of losing it all.  But you can not allow financial fears hold you back and prevent you from achieving your financial goals.  Th…
    - 96 days ago, 22 Apr 14, 6:00am -
  • 10 questions to ask yourself now that your tax return is done
    April 15th is here and hopefully your tax return is completed.  So now it’s time to celebrate right.   Maybe if you are receiving a refund or if you didn’t have to pay much.  The best news is that you don’t have to worry and stress over your…
    - 15 Apr 14, 6:00am -
  • A dozen ways your tax refund can help you simplify your finances
    It’s April and tax season is upon us.  As you gather your W-2s, 1099s, 1098s and other tax documents to complete your tax return or provide them to your tax preparer, you are probably hoping  to receive a tax refund instead of owing additional ta…
    - 8 Apr 14, 5:00am -
  • How can I eliminate the urge to splurge?
    Splurging – Spend (money) freely or extravagantly .  All of us do it every once in a while.  We go to the store with a list of things to buy or a set amount you plan to spend but you saw something you just could not leave the store without.  You…
    - 1 Oct 12, 5:00am -

Cash Flow Sherpas

  • 3 Secrets To Finding Great Balance Transfer Deals
    [caption id="attachment_2496" align="alignleft" width="150" caption="Credit Cards"][/caption]By Stephanie MojicaAfter Valentine’s Day and other expensive winter holidays such as Christmas and New Year’s, your credit card interest payments may…
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  • Two Quick and Easy Ways to Keep More Money in Your Pocket
    [caption id="attachment_2405" align="alignleft" width="150" caption="co-signing"][/caption]By Stephanie MojicaThere are plenty of frugal people all over the world who pinpoint the “latte factor” when it comes to keeping more money in their po…
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  • Top 10 Ways To Save Money In 2011
    Many of us make New Year’s resolutions, especially where money and diet are concerned. Grab some or all of these top 10 ways to save money while enhancing your life in 2011 and beyond.1. DeclutterStart the New Year by cleaning your house, clear…
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  • Personal Finance Pitfalls To Avoid In 2011
    As the New Year unfolds, here are the financial road traps that you need to avoid to solidify your financial position and get more sleep every night.The first pitfall to avoid is being unprepared without an emergency fund.  An emergency fund will…
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  • 3 Ways to Improve Your Credit in the New Year
    One New Years resolution that can really pay off for your financial health is to improve your credit score.  Often times a bad credit score can be attributed to bad money habits. The New Year is a good time to kick those habits and start financiall…
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Financially Poor

  • Business Demands Instant Communication
    The modern world is being driven forward at a ferocious pace by the advent of instant communication.  It started with the telephone but it seems like all communication nowadays is expected to be instant.  Twitter has taken this need for instant inf…
    - 1 day ago, 25 Jul 14, 11:54am -
  • Excellent Ways to Save Money
    We all keep hearing about how the financial climate is stabilising, and we are now bouncing back from the recession. This may be the case, but for the less well off, the crunch of financial affairs is still a very real one. The onslaught of high ener…
    - 3 days ago, 23 Jul 14, 11:37am -
  • Small businesses fight against pensions, employee benefits
    If you’re an employee looking for more benefits from your company, then you may find yourself at the wrong end of a battle between smaller businesses and the government, according to the latest survey from the Institute of Directors (IoD).  In the…
    - 5 days ago, 21 Jul 14, 11:25am -
  • How to Effectively Compare Payday Loan Options
    How to Effectively Compare Payday Loan Options . Payday loans often earn a bad rap, but if you compare your payday loan options, you should walk away with a loan that has a decent payback period and a reasonable interest rate. Payday loans are always…
    - 7 days ago, 19 Jul 14, 11:06am -

The Consumer Boomer

  • What Baby Boomers Need to Know About Payday Loans
    Payday loans frequently appeal to people who run short of cash or encounter unforeseen expenses. Baby boomers are no exception, so it’s important for this generation to learn more about short-term lending. Greater knowledge on the risks and benefit…
    - 1 Apr 14, 2:56pm -
  • Tax Efficient Strategies When Selling Investments
    Baby boomers are living longer, but perhaps facing more challenges than ever. Healthcare costs, layoffs and lack of pensions greatly affect financial planning. We must budget our lifestyles to meet rising costs and uncertainty. In certain cases, this…
    - 25 Mar 14, 4:38pm -
  • Financial Crimes: Keeping Your Money Safe in a Troubled Economy
    With the job market still recovering from the 2008 recession and many financial institutions in trouble, keeping your money safe has never been more important. Criminals in the financial sector have found cunning new ways to take advantage of new tec…
    - 24 Mar 14, 5:40pm -
  • Has the Internet made us Richer?
    It has been over twenty years since the internet was made available to the general public. Since then internet access has been made available in restaurants and coffee shops, a myriad of devices ranging from cellular telephones to children’s video…
    - 24 Mar 14, 12:55pm -
  • Currency Trading For Beginners
    Currency trading, also known as forex trading, is the type of trade dealing with the exchange of a single currency into another depending on a certain rate. Those that participate in currency trading are larger financial institutions, like banks. Cur…
    - 13 Mar 14, 10:29am -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • We Switched Spousal Duties. Here’s What Happened
    At the beginning of this month, Lauren took over control of the budget. We didn’t change any of our expected expenses or change the allocation of funds to our various budget categories, but she was going to be in charge of staying on top of our fi…
    - 3 days ago, 24 Jul 14, 7:00am -
  • 2014 Third Quarter Business and Personal Finance Goals Update
    I changed my goals for 2014, going with 3 goals that keep us accountable both on a personal and business level. Now that we are halfway through the year, it’s time to reflect on our progress and project out the rest of the year. As always, I am le…
    - 6 days ago, 21 Jul 14, 7:00am -
  • Beware of Macy’s and Other Store Credit Card Offers
    While purchasing a new pair of pants at Macy’s, I stood next to a few teenagers, one of whom was buying a couple of t-shirts and a pair of shorts. The salesperson asked if he wanted to open a Macy’s card. He asked if it was free and she said yes.…
    - 13 days ago, 14 Jul 14, 7:00am -
  • 6 Signs You Should Look For A New Job
    One thing you never hear people say is, “I wish I had waited longer to leave my job.” People often stay too long at a job that isn’t a good fit, usually because it’s hard to turn down a paycheck and the alternative is unemployment. There are…
    - 19 days ago, 8 Jul 14, 7:00am -
  • When To Consider Quitting Your Side Job
    A side jobs can be great, especially when you’re making over $110,000 and don’t need to pay self-employment taxes on that income. They can help you get a jumpstart on your savings, make up for lost time, or help provide a backup plan if the day j…
    - 27 days ago, 30 Jun 14, 7:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Getting the Itch to Upgrade
    Lately I’ve had the feeling that I would like to move to a bigger house with more acreage.  Our house is just the perfect size for us right now, but we wish we had a garage and more property.  Not to mention, if we end up expanding our family it…
    - 19 days ago, 7 Jul 14, 8:26am -
  • 529 Plans versus Savings Accounts
    Shortly after Penny was born, we opened her up a savings account. Any money she receives from birthdays, holidays, grandparents, etc, we stash in her savings account. She’s got a nice little nest egg that hopefully we’ll be able to help her grow…
    - 34 days ago, 23 Jun 14, 3:33am -
  • Is Dental Insurance Worth the Cost?
    A few years ago I considered going without dental insurance. At the time, I was working at the bank and the premium was deducted from my paycheck so it wasn’t a big deal and I continued to buy the dental insurance. I took advantage of the two free…
    - 55 days ago, 2 Jun 14, 5:48am -
  • 401k Rollovers and IRAs- Finally!
    The last time I talked about my ROTH IRA, I mentioned how my laziness cost me $115.  Well, I no longer will be losing money due to silly fees at the old brokerage firm.  I finally moved my IRA over to Vanguard and couldn’t be happier! It’s a hu…
    - 72 days ago, 15 May 14, 2:13pm -
  • Start a Cleaning Routine
    Keeping a clean house can certainly be a challenge, especially when you have little ones running around. A few weeks ago I decided I was tired of trying to clean my house from top to bottom every day and that something had to change. I decided that I…
    - 4 Feb 14, 8:30am -

Frugal Zeitgeist

  • College loan forgiveness programs
    Did you know there are absolutely loads of College loan forgiveness programs that may be an option to help reduce or even wipe out your college loans? For government backed loans such as Stafford loans there are options out there to engage in volunt…
    - 26 days ago, 1 Jul 14, 5:25am -
  • The Nuts And Bolts of an IPad POS System
    Setting up a business is expensive but the internet has given small business owners a slight edge in today’s competitive market. All they have to do is set up a website and display their items for sale. Customers come along one way or the other, an…
    - 33 days ago, 23 Jun 14, 11:49am -
  • Best defensive stocks for retirement
    Best defensive stocks for retirement – When putting together an investing portfolio for retirement you want some stability, stocks that will ride the markets and still produce. Of course we would all want that all the time but these kinds of stocks…
    - 36 days ago, 21 Jun 14, 3:01am -
  • Best up-and-coming cities to buy a home 2014
    Best up-and-coming cities to buy a home 2014 – Recent years have seen low prices but extremely high competition and aggresive buying from large investors in the real estate market. That’s left it a pretty rough time for the low level everyday inv…
    - 56 days ago, 1 Jun 14, 4:55am -
  • Do states benefit from legalized gambling
    I would have a bet that you couldn’t go a few days without wagering on something. I don’t mean going to the tables or machines, I just mean with your pals, as a bribe to your kids, just figuratively. It starts at a young age and is encouraged dur…
    - 66 days ago, 22 May 14, 6:31am -

Out of Debt Again

  • Why Can’t We Just Print More Money?
    Did you ever wonder why countries or people for that matter, can’t just print more money? With today’s printers becoming so sophisticated, it’s a wonder more people don’t...[[ This is a content summary only. Visit my website for full links,…
    - 27 days ago, 30 Jun 14, 6:00am -

Money Reasons

  • I’ve Been on a Personal Finance Hiatus
    For the past few months, really the past few years, I’ve been quietly probing my brain trying to discover if my wealth planning and financial journey has been the most optimal route.  And while I believe that I’ve done very well, at this point I…
    - 2 days ago, 24 Jul 14, 10:40am -
  • Are High Semi-Known Colleges Worth the Costs?
    In an unusual paradox, it seems like there are huge college education cost bubbles in the United States that makes me question whether semi-known colleges are worth the costs? I think college costs are a paradox in the fact that most of the informati…
    - 17 days ago, 9 Jul 14, 10:35am -
  • American Airlines Miles Credit Card seems like a Great Air Miles Reward Credit Card
    I’ve been considering getting a Air Miles Reward credit card recently, and below is what I came across that is making my consider American Airlines Miles Credit Card. Saving Even More Money on American Airlines Florida Beach Deals American Airlines…
    - 22 days ago, 4 Jul 14, 10:14am -
  • The Young Entrepreneurs of Finance and Trading
    The Young Entrepreneurs of Finance and Trading The new entrepreneurs making an impact in the world of finance and trading offer lessons to us all. Many of these high flyers are well on their way to achieving their dreams of financial freedom. Trading…
    - 27 days ago, 29 Jun 14, 6:35pm -
  • Extra Side Income Is More Than You Think!
    It’s true, extra side income is more than you think, let me explain… My friends underestimate the wealth accumulation advantages of side income.  They think that since they already work a full-time job, that’s plenty if not too much work alrea…
    - 38 days ago, 18 Jun 14, 10:43am -

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • Do You Charge Friends for Services?
    Do You Charge Friends for Services? is a post from: Budgeting In the Fun StuffDo You Charge Friends for Services? is a post from: Budgeting In the Fun Stuff I’m a full time blogger and now I’m pretty much a full time pet sitter too. But now that…
    - 2 days ago, 25 Jul 14, 4:00am -
  • Deleting Time Sucks
    Deleting Time Sucks is a post from: Budgeting In the Fun StuffDeleting Time Sucks is a post from: Budgeting In the Fun Stuff My name is Crystal and I am a silly game addict. Have you ever played Candy Crush? How about Farm Heroes Saga? What level ha…
    - 3 days ago, 24 Jul 14, 4:00am -
  • Keeping Our Electricity Costs Low AND Enjoying My A/C
    Keeping Our Electricity Costs Low AND Enjoying My A/C is a post from: Budgeting In the Fun StuffKeeping Our Electricity Costs Low AND Enjoying My A/C is a post from: Budgeting In the Fun Stuff I hate heat. Rising temperatures generally lead to my ri…
    - 4 days ago, 23 Jul 14, 4:00am -
  • New Orleans on a Budget
    New Orleans on a Budget is a post from: Budgeting In the Fun StuffNew Orleans on a Budget is a post from: Budgeting In the Fun Stuff As I mentioned yesterday, I was in New Orleans last week with my husband and a couple of our friends. I’ll be goin…
    - 5 days ago, 22 Jul 14, 4:00am -
  • I Was Shat Upon in New Orleans…But Had a Great Time Anyway!
    I Was Shat Upon in New Orleans…But Had a Great Time Anyway! is a post from: Budgeting In the Fun StuffI Was Shat Upon in New Orleans…But Had a Great Time Anyway! is a post from: Budgeting In the Fun Stuff I was in New Orleans last week with my h…
    - 6 days ago, 21 Jul 14, 4:00am -

Punch Debt In The Face

  • Retirement
    Hope you enjoy a guest post today from none other than my better half, Girl Ninja.  As of June 13th, 2014, I am officially retired…and it feels so good.  I spent all nine months of my pregnancy looking forward to the days I get to spend at home…
    - 6 days ago, 21 Jul 14, 12:18am -
  • Do your work benefits rock?
    With the arrival of Baby Ninja in the rear view mirror, Girl Ninja and I are starting to receive a hefty amount of mail from my insurance company. All the hospital visits, the labor and delivery, the lactation consultations, the pediatric appointment…
    - 12 days ago, 15 Jul 14, 12:33am -
  • No easy way around extra paychecks
    For those of us that get paid every two weeks, we face a battle of epic proportions. Managing a budget is no easy task, especially when all months AREN’T created equal. Ten months a year we might bring home $4,000, but two months of the year we bri…
    - 16 days ago, 10 Jul 14, 11:42pm -
  • Markets at an all time high? Jump in.
    I’ve been doing a lot of blogging lately about real estate and the stock market. The last two years have been insane for both markets. Epic and unsustainable are some of the adjectives that come to mind for the recent  gains. The general consens…
    - 20 days ago, 6 Jul 14, 10:58pm -
  • Meet baby ninja
    He’s 8lbs even and a lady killer. We love him… even if he kinda looks like an alien
    - 31 days ago, 25 Jun 14, 11:18pm -

Well Heeled Blog

  • Cheap sit-down meals in Japan – how to get full and satisfied for under $10
    filling and delicious meals for under $10 in JapanCopyright 2010 Cheap sit-down meals in Japan – how to get full and satisfied for under $10 is a post from Well Heeled Blog - Save Money, Have Adventures, and Travel the World. This feed is for non-c…
    - 10 days ago, 17 Jul 14, 12:35am -
  • Getting the Best Deal on a Rental Car
    Whether you’re travelling for business or pleasure, it pays to do a little bit of research in advance to get the best deals. Although there are often last minute deals or discount coupons available for hotel rooms, it can be a bit trickier to avoid…
    - 10 days ago, 17 Jul 14, 12:21am -
  • Trying the Abstainer Route
    In welcoming the second half of 2014, I’m going to shed my Moderator skin and try behaving like an Abstainer for the rest of the year in a bid to max out my 401K and pay for CB’s private school tuition at the same time. That means that from J…
    - 26 days ago, 1 Jul 14, 6:00am -
  • Multi-generational living: the new way of the future?
    Multi-generational living on the rise despite historical stigma The US has a thing about living alone: moving out of your parents’ home and living without roommates has been long deemed a sign that you have achieved adulthood. I come from a cultur…
    - 33 days ago, 24 Jun 14, 6:00am -
  • Retirement calculators: love ‘em or leave ‘em?
    I have very mixed feelings about retirement calculators. Perhaps that’s why although I’ve been saving for retirement since my early twenties, I almost never run retirement calculators. (I think the last time I did it was in 2010, with the Puddin…
    - 39 days ago, 18 Jun 14, 6:00am -

Not Made Of Money

  • Tips for Making Space to Create a Pantry Stockpile
    Organizing and maintaining a pantry can be a lot of work, but it does have its advantages. By bringing a little bit of order to a pantry and making space to stock up non-perishable food and other ingredients, a pantry can actually save a lotTips for…
    - 20 days ago, 7 Jul 14, 6:44am -
  • Are Loans a Good Idea to Pay Off Credit Card Debt?
    The following article is brought to you by Travis Holmes. Credit cards are open lines of revolving credit, often charging high interest rates and tempting the consumer to run up a high amount of debt without really thinking about it. By the credit ca…
    - 24 days ago, 2 Jul 14, 4:20pm -
  • Tips For Spending Less Money
    When you look over your budget and realize that you’re spending more money than you’re making, you have two options. Your choices are to find a way to make more money or to work out a way to spend less money. Although increasing your incomeTips F…
    - 34 days ago, 23 Jun 14, 4:47am -
  • 4 Things Your Fridge Needs to Work Less and Save More!
    The following article is a guest post by Rheney Williams. Please see her bio at the end of the article. If your refrigerator could quote movie lines, it would probably shout out: “Help me help you. Help ME! Help YOU!” Indeed, how many times have4…
    - 55 days ago, 2 Jun 14, 4:09am -
  • How To Curb Your Impulse Spending
    Impulse spending can cause havoc to any well-developed budget. No matter how carefully you plan your budget, if you impulsively diverge from your spending plan, your budget will be worthless. Controlling impulse spending is imperative if you are goin…
    - 59 days ago, 29 May 14, 3:44am -

20 Something Finance

  • Crowdfund your Wedding! Here’s How to do it.
    Yo, fiancés – I have some great money saving advice for you, so listen up!You know that $40,000 wedding you are planning? Yep, the one that you want to comfortably be above the $30,000 average ...Crowdfund your Wedding! Here’s How to do it.…
    - 5 days ago, 22 Jul 14, 6:05am -
  • The Active Chaser vs. the Passive Spectator
    Most of us want financial success, yet surprisingly few are successful at it. Why? What is the the defining characteristic of those who achieve financial success?If there’s one thing I have learned over the years ...The Active Chaser vs. the Pa…
    - 11 days ago, 16 Jul 14, 6:02am -
  • $1 Saved in your 20′s Equals $10 Saved in your 50′s!
    $1 saved in your twenties can be the equivalent of $10 saved in your fifties, if invested over time.Hard to believe? It’s true.Actually, $10.06 to be exact – at an average annual rate of return ...$1 Saved in your 20′s Equals $10 Saved in…
    - 13 days ago, 14 Jul 14, 5:56am -
  • The Cheapest Way to Listen to your Favorite Music, Uninterrupted
    Back in the early 90′s, I gave up the pencil-rewind cassette playing Walkman and purchased its successor – the Sony Discman. Man, that thing was cool. All I needed was something to actually listen too…I ...The Cheapest Way to Listen to your…
    - 20 days ago, 7 Jul 14, 6:38am -
  • The Patio Swing Restoration Project
    My wife and I have a patio swing that was gifted to us about 7 years ago, when we moved in to our current home.It sits right outside of the back sliding door, on our ...The Patio Swing Restoration Project[Read the rest of the story at 20somethin…
    - 25 days ago, 2 Jul 14, 7:41am -

Beating Broke

  • Add Up Your Household Energy Savings
    We’re deep into the hot summer months.  Air conditioners across the country are doing overtime keeping our homes and businesses cool and comfortable and keeping the heat outside.  Unfortunately, it won’t be that much longer before we’re turni…
    - 5 days ago, 22 Jul 14, 7:05am -
  • The 1,700 Mile Move: 5 Lessons I Learned
    I come from a family of non-movers. For example, my mom, once she married, became listless and lost her appetite and quite a bit of weight.  The doctor diagnosed her with homesickness.  She had moved less than five miles from her family home to her…
    - 11 days ago, 15 Jul 14, 8:12am -
  • Why Purchasing Rental Car Insurance Isn’t Necessarily a Waste of Money
    I recounted in my last post the many adventures we had driving 1,750 miles from Illinois to Arizona where we damaged not one, but two rental cars.  We saved $100 by not purchasing the rental car company’s auto insurance, but that decision cost us…
    - 26 days ago, 1 Jul 14, 6:56am -
  • How Trying to Save $100 Cost Me $500
    My husband was offered a job in Arizona, 1,750 miles from where we current live in Chicago, Illinois.  Because neither of us had been to Arizona before, we wanted to visit before we committed to living there.  Time was of the essence, and booking a…
    - 32 days ago, 25 Jun 14, 7:32am -
  • The Argument for Freezing Credit: Is Your Social Security Number Easily Found on the Web?
    You’ve likely heard about the recent security breaches at popular stores like Target, Neiman Marcus and Michael’s.  While it’s bad enough that so many customers’ security was compromised, what’s even worse is the reports that these custome…
    - 47 days ago, 10 Jun 14, 6:57am -

20s Money

  • Building a small business team is like building a sports team
    During the NBA and NFL drafts, teams analyze their entire roster, look at rough spots from the previous year and attempt to build a team that can bring home the world championship trophy.The perfect team can bring a stellar record, but that doesn’…
    - 3 days ago, 23 Jul 14, 4:43pm -
  • Online Store Software Changes the Way You Run Your Online Business
    Running an online business might sound like a simple idea in practice. Once you learn a little more about how to get people to make purchases through your site, you might find that it takes more work than you expected. You can’t expect to simply la…
    - 3 days ago, 23 Jul 14, 4:35pm -
  • Happy Employees
    Presented By Book Pal
    - 3 days ago, 23 Jul 14, 4:30pm -
  • Forex Trading: Mastering the Money Making Mindset
    As a forex trader, your mindset is everything. After all, you spend a lot of time sitting in front of a computer staring at blips on a screen. It’s easy to get bored or antsy or angry at the day’s losses. Here’s how to get your head in the game…
    - 3 days ago, 23 Jul 14, 11:55am -
  • Try Your Luck In Job Seeking In The World Wide Web
    Do you feel that the current work do not make you happy any more whatever the reason for this is? Well, we live in the twenty-first century and a job search can be carried out without leaving your workplace (on condition that you have access to the I…
    - 9 days ago, 17 Jul 14, 9:53pm -


  • 6 Cost-Effective Upgrades for Investment Properties
    Rentals may be temporary solutions, but leaseholders can still be selective about the appearance of their units. Renters typically don’t invest in upgrading rental units because they can’t receive a return on their investment. At the same time, r…
    - 2 days ago, 25 Jul 14, 5:00am -
  • Want to Retire Sooner Rather Than Later? Do These 3 Things
    “Sooner rather than later” is a concept that resonates with impatient people. Meaning, get your task done or reach your goal sometime in the near future instead of a long time from now. Talking to people and even (especially) reading personal fin…
    - 6 days ago, 20 Jul 14, 11:03pm -
  • 5 Ways to Save Money On Summer Cooling Costs
    Summer weather can be a welcome relief from the cool (and sometimes freezing) temperatures that can accompany winter and sometimes spring. Here in the Chicago area, after a brutal winter, this warm weather feels like paradise! Of course, as great as…
    - 20 days ago, 7 Jul 14, 12:07am -
  • 4 Reasons Why the Facebook Experiment on User Emotions is No Big Deal
    So, there is an uproar over a Facebook experiment did on unknowing users. Apparently, the experiment involved user news feeds having either positive or negative content omitted.   A lot people don’t seem to like this. I’m not one of those peopl…
    - 26 days ago, 1 Jul 14, 4:00am -
  • 3 Underrated Summer Travel Destinations
    Some of the best times I’ve had have been while traveling. There is something about disengaging and going on a vacation that is good for the soul. Whether it’s for rest and relaxation, fun exploring, or a combination of these purposes, these are…
    - 33 days ago, 24 Jun 14, 5:00am -

Passive Panda

  • From a Resort in Puerto Rico: 5 Life Lessons That Will Keep You Happy and Make You Wealthy
    A few weeks ago, I told you about the experience I had the first time I stayed at a luxury hotel. Little did I know, I would be staying at another one a few weeks later. Funny how life works like that. You never do something, and then all of a sudden…
    - 16 Jan 13, 9:19am -
  • The Free Social Media Tool Everyone Should Use
    You’ve probably already heard people proclaiming the usefulness of Facebook and Twitter for earning more money and building a business. There are tons of apps, widgets, and thing-a-ma-jigs that claim to get you more followers and fans on social med…
    - 7 Dec 12, 11:41am -
  • How to Find and Do Work You Love
    As you know, here at Passive Panda we are building a community that believes earning more isn’t just about earning money. It’s about earning freedom, happiness, and satisfaction from our jobs as well. In other words, our community believes in doi…
    - 3 Dec 12, 9:01am -
  • 7 Important Lessons Luxury Hotels Can Teach You About Becoming a Successful Entrepreneur
    A few weeks ago, I stayed at my first luxury hotel. Most of my life has been spent gorging on the breakfast buffet inside various Holiday Inns, so you can imagine that this prime time resort was a big upgrade. And while the giant chandeliers were nic…
    - 13 Nov 12, 7:02am -
  • 7 Surprising Things Fashion Week Can Teach You About Marketing Your Business
    Two weeks ago, I found myself in New York City attending Rachel Zoe’s private fashion show and wondering how I got there. Before that night, the only runways I had been on were at the airport. But don’t worry, it might have been unfamiliar territ…
    - 26 Sep 12, 9:01am -

20 and Engaged

  • Problems and Solutions for Selling Your Home Today
    Selling your home in today’s climate is by no means an easy task. With the majority of Western economies still in a state of slow recovery, most prospective buyers are understandably cautious about any investment in the property market. Whilst we c…
    - 4 days ago, 22 Jul 14, 10:32am -
  • Essentials for Every Property Flipping Businesses
    Property flipping became incredibly popular in the 2000s. So popular in fact, that anyone with even the vaguest understanding of real estate thought that they could make some fast cash. Of course, they were completely wrong. Property flipping is by n…
    - 6 days ago, 21 Jul 14, 7:00am -
  • Starting your Small Business
    Coming up with the cash to get your small business or other entrepreneurial idea going can be rather difficult at times. It can be so difficult in fact that many people are not able to fulfill their entrepreneurial dreams because the funding is not a…
    - 26 days ago, 30 Jun 14, 10:39pm -
  • Exploring Protection Plans For Vehicles
    In the Unites States of America, each state has the right to establish specific rules and regulations regarding automobile insurance. The department of motor vehicles usually dictates the type of coverage that drivers must purchase. The purpose of au…
    - 45 days ago, 11 Jun 14, 10:14pm -
  • Common Cosmetic Procedures that can Brighten Your Look
    One of the joys of married life is that you have someone to grow old with. Unfortunately, that means you have to grow old. Even if you and your partner are as gorgeous to each other as the day you married, it couldn’t hurt to occasionally get a lit…
    - 46 days ago, 10 Jun 14, 12:58pm -

The Family CEO

  • Which is the Best Order to Pay Off Debts: By Interest Rates or Balance Amounts?
    There’s a debate that persists in the personal finance world about the right order in which to pay off debts. Generally speaking, there are two main schools of thought: Pay off debts off in the order of interest rate (highest to lowest) because it…
    - 3 days ago, 23 Jul 14, 2:44pm -
  • Survey Results
    Thank you to everyone who took the time to take my two question survey this week. Do you like seeing the results when you take a survey? I know I do, so I wanted to share these with you. (You can click on any of the charts below to make them bigger.…
    - 9 days ago, 18 Jul 14, 7:48am -
  • A Two Question Survey
    I’m popping in to ask if you’d take a minute to take the two question survey below. I’d be most grateful! Create your free online surveys with SurveyMonkey , the world’s leading questionnaire tool. You just finished reading A Two Question Sur…
    - 11 days ago, 16 Jul 14, 7:08am -
  • Found Money: a 2 Year Update = $43,082
    I’m a big believer in little amounts of money. Two years ago, in July of 2012, I wrote about the $318 in proceeds from my garage sale and what I was doing with them. I didn’t realize it at the time but that was the first of what would become reg…
    - 19 days ago, 7 Jul 14, 1:50pm -
  • Happy 4th, Some Housekeeping, and a Found Money Reminder
    Happy Thursday and Happy (almost) 4th of July to my US readers. I wanted to pop in to say hi and – for some of you – this may be the first time you have heard from me in a while. That’s because I’ve switched email subscription services, and…
    - 23 days ago, 3 Jul 14, 12:14pm -

Broke Professionals

  • The Costs of Moving – Part One
    The Costs of Moving – Part One is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Americans move on average once every 12 years, according to the 2009 National Association of Home Builders data.   It c…
    - 97 days ago, 20 Apr 14, 2:04pm -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • Sizing Up Your Debt
    Debt is a major problem in today’s world. It’s easy to get so far into debt that it seems like your every move is blocked by an insurmountable wall. But with the right plan, the right mindset, and a little bit of work you’ll be able to break th…
    - 5 days ago, 22 Jul 14, 4:39am -
  • Steer Clear: What to Avoid to Save on Your Cell Bill
    Money is tight for just about everyone right now, barring the cell phone company CEOs who are raking in more money than they know what to do with because you’re paying too much on your cell phone bill. Sometimes bills are inevitable to avoid, bu…
    - 26 Feb 14, 2:51pm -
  • 5 Ways to Save $50-plus Per Month
    David Bakke constantly searches for new ways to save money and shares his findings on the personal finance blog, Money Crashers. Show me a bunch of ways to save $10 per month, and I won’t be too interested. Explain to me how to save $25 a month, an…
    - 4 Jun 13, 5:59am -
  • What is Superannuation?
    A girl I used to work with moved to Australia a few years ago and she recently came back to the US to visit her family. While she was in town I met her for lunch at the same old diner we used to eat at when we worked together. While Elaine and I wait…
    - 29 May 13, 8:00pm -
  • 10 Ways To Cut On Energy Costs At Home
    When it comes to reducing energy costs, little gestures can go a long way. By apply these 10 simple tricks at home, you will shrink your energy bill, all the while doing something good for the planet! 1. Fight the Phantom Load! You probably think tha…
    - 14 May 13, 6:10am -

Quizzle Wire

  • newWould you buy a town?
    One of the more interesting things you can buy these days is an entire town. If you have enough money,...The post Would you buy a town? appeared first on Quizzle Wire.
    - 13 hours ago, 26 Jul 14, 7:00am -
  • newBethany’s Breakdown: Meal Planning on a Budget
    If you are an avid follower of my blog, you may have noticed I love to talk about three things—food,...The post Bethany’s Breakdown: Meal Planning on a Budget appeared first on Quizzle Wire.
    - 13 hours ago, 26 Jul 14, 7:00am -
  • How to hire your kid to work in your home business
    Earlier this year, I spoke with my accountant about tax planning for the coming year. He suggested that I hire...The post How to hire your kid to work in your home business appeared first on Quizzle Wire.
    - 2 days ago, 25 Jul 14, 7:00am -
  • The non-financial advantages to buying a house
    In a few days, I will put my home on the market. My husband has a shiny new job across...The post The non-financial advantages to buying a house appeared first on Quizzle Wire.
    - 3 days ago, 24 Jul 14, 7:00am -
  • Does your financial plan have one of these seven problems?
    Many of us know that we need to make budgets to help us manage our money. We might also know...The post Does your financial plan have one of these seven problems? appeared first on Quizzle Wire.
    - 3 days ago, 23 Jul 14, 1:30pm -

Funny About Money

  • What Would You Do to Realize Your Dream?
    And at what point in your life will you be ready to try to realize your dream? OMG. Check out this incredible offering near Lompoc, a rural burg in Santa Barbara County, California. Ogodogodogod, run your eyeballs over those enticing photos. Imagine…
    - 1 day ago, 25 Jul 14, 2:55pm -
  • Good News for the Neighborhood
    …maybe not the greatest good news for my neighbor, but it looks like the ’hood is on its way to major gentrification. At worst, our property values are likely to stay stable no matter what the overall Phoenix-area market does; at best, they’re…
    - 3 days ago, 23 Jul 14, 10:25am -
  • Beautiful Rosaries!
    The beading adventure has entered a new phase: I’m making rosaries (and therein lies a tale, below…) to help raise funds for the choir. Take a look! The cross on the left — the triangular piece — is handcrafted glass made by choir member Doug…
    - 4 days ago, 22 Jul 14, 8:59am -
  • How to Foil Child-proof Caps
     Among the many annoying variants of consumer-proof packaging is the ubiquitous, infuriating child-proof cap, a nuisance that appears on everything from over-the-counter cough medicine to household cleansers to mouthwash. If you don’t have a kid,…
    - 6 days ago, 20 Jul 14, 7:23pm -
  • A Funny Little Find…
    Lookit what I found! Yesh. So there I am, trying to find some old CDs to listen to for the first time in three or four eons. I find a drawer in the media cabinet. A drawer!!!! Jeez. Pull that open, and there’s a little box, stashed in there with a…
    - 8 days ago, 18 Jul 14, 10:42pm -

Yes, I Am Cheap

  • 8 Possible Reasons Why You Didn’t Get the Job
    Nowadays, just about everyone needs a job.  This is especially important if you’re looking for a higher salary to pay off debt and improve your credit.  No matter what’s going on in your life, being employed can help you reach many financial go…
    - 5 days ago, 21 Jul 14, 2:42pm -
  • Growing My Dough: 6 Months In
    I love these update posts.  Six months ago I joined a challenge created by Jeff Rose of Good Financial Cents along with with like-minded personal finance writers who wanted to see how a $1,000 investment would pay off at the end of the year.  The g…
    - 9 days ago, 17 Jul 14, 9:41am -
  • July 1 Debt Check…And Other Stuff

    - 12 days ago, 14 Jul 14, 12:37pm -
  • Want To Help Someone? Let Them Fail
    Splat! That’s the sound of some people who I know falling flat on their faces.  It’s also the sound of a lesson learned the hard way.  And, in some ways, it’s the sound of a fair bit of guilt, but that too shall pass. I’ve been sharing the…
    - 26 days ago, 30 Jun 14, 9:16am -
  • Does Money Make You Mean? Answer: Yes!
    In one of my favorite Ted Talks, social psychologist Paul Piff shares his research into how people behave when they feel wealthy.  Individuals were divided into a rigged game of Monopoly where groups were divided into a group of rich players and a g…
    - 32 days ago, 24 Jun 14, 9:52am -

Prairie EcoThrifter

  • A Raw Diet is Healthy, But Is It Practical?
    As part of an effort to change my life through healthy eating, I decided to do a raw cleanse. I think cleanses are great, despite there being many naysayers toward them. I’m getting married in just a couple of weeks, and I’m changing jobs, and bo…
    - 2 days ago, 25 Jul 14, 12:28am -
  • Growing up in the 1950′s
    I was born in 1948 so my early childhood was spent in the 1950′s. I remember it as a simpler time, but a less convenient and more labor intensive era. My standard of living (and most other people’s as well) is much better now that we have all of…
    - 3 days ago, 24 Jul 14, 12:28am -
  • Money Anxiety. Let It Go.
    There’s a lot of anxiety around money- not having enough, worrying it will run out, keeping it safe, etc. As someone who has consistently had unreliable and often insufficient sources of income, you would think I would be a prime example of cash fl…
    - 4 days ago, 23 Jul 14, 12:28am -
  • How Healthy Do You Eat? Take These Steps to Improve Your Diet
    You might have seen the viral post that shows how much people in different countries eat in a week.  I was shocked to see how different the types of food eaten as well as the amounts were based on the country the people lived in. Now, Yahoo! recentl…
    - 5 days ago, 22 Jul 14, 12:28am -
  • High Stress and Low Pay: Would You Do Any of These Jobs?
    Not too long ago, I was reading an article on CNN Money on some of the most stressful jobs that come with low pay. When we think of some high-stress jobs, like air traffic controller, the assumption is that there is some sort of monetary compensation…
    - 6 days ago, 21 Jul 14, 12:28am -

Debt Free Marriage

  • Husband, Your Wife Needs Financial Stability.
    Gentlemen, please permit me to explore a touchy subject. It has to do with your wife and her job. In terms of providing for the family, I put that responsibility solely on the man in the relationship. Why? Because as MEN, that’s what we do. We ACCO…
    - 5 Dec 13, 9:00pm -
  • What the credit card companies don’t want you to know
    The following post was written by The Simple Money Blog, and I felt it was particularly relevant for the Debt Free Marriage audience. It is from a fellow personal finance blog that is coauthored by a husband (“KJ”) and wife (“AJ”). Happy read…
    - 27 Jan 13, 7:30am -
  • Why do Credit Cards Cost More than Bank Loans? [Podcast]
    Suppose I have an $8000 credit card and an $8000 bank loan. They both have the same interest rate of 14.4% AND they both have the same payment of $220. You would think that these two loans would get paid off at the same time, but that would be very w…
    - 31 Oct 12, 1:55pm -
  • How to Give “Bad Financial News” to Your Spouse
    Last year, one Friday afternoon, I received a notice in the mail from my mortgage company. It basically said that my payment was about to go from $770 to $1600 effective immediately. After the shock wore off I called the mortgage company, but they we…
    - 14 Oct 12, 2:18am -
  • Overextended much?
    Lately I’ve found myself a bit overextended. I’ve started too many projects and I’m finding it difficult to juggle them all and keep them all going. Each website I’ve created requires a considerable amount of time to update and maintain. I th…
    - 20 Aug 12, 9:37am -

Wealthy Turtle

  • Williams Sonoma Credit Card Review – The Perfect Credit Card for People Who Like to Cook
    Savvy shoppers know they can use a branded credit card to earn valuable rewards at their favorite stores.  Today we’re taking a look at the Williams Sonoma credit card which is perfect for foodies who want to earn awesome rewards such as gourme…
    - 4 days ago, 22 Jul 14, 4:18pm -
  • How Does a Reverse Mortgage Work?
    If you’re 62 or older and short on cash, you might be considering a reverse mortgage.  But before you jump in and sign the paperwork, it’s important you understand how a reverse mortgage works. When I was young and just out of college, my parent…
    - 6 days ago, 21 Jul 14, 5:09am -
  • 4 Money Lessons I Learned From Samurai Jack
    Long ago in a distant land…I, Aku, the shape-shifting Master of Darkness, unleashed an unspeakable evil! But a foolish Samurai warrior wielding a magic sword stepped forth to oppose me. Before the final blow was struck, I tore open a portal in time…
    - 16 days ago, 11 Jul 14, 4:19am -
  • Goodbye Mom
    I’ve been a bit less active in the blogosphere than usual lately but I had a very good reason…my Mom was dying. My mother has been battling several serious health issues over the last few years and she had deteriorated significantly in recent mon…
    - 20 days ago, 6 Jul 14, 4:18pm -
  • My SitterCity Review – How to Find a Babysitter
    My review of SitterCity and how we used it to find a reliable babysitter quickly and easily. A few months ago my wife and I decided we needed to find a reliable babysitter.  In the past we’ve always relied on my sister watch our kids, or we traded…
    - 26 days ago, 1 Jul 14, 6:41am -

20's Finances

  • Rolling Over Your Retirement Plan
    Our generation is nothing like our parents. Our parents generation would find a job, stay with the employer for life, get a gold watch upon retirement and be done with it. I've seen this too: my Dad worked for the same company for over 40 years. I'm…
    - 2 days ago, 24 Jul 14, 7:14pm -
  • The Importance of Comparison Shopping Health Insurance
    A few months ago, my wife started to get frequent headaches. Some were mild, others were so severe she had to stay in bed all day. After talking with her doctor, a bunch of tests were ordered. For the most part, our health insurance kicked in and pai…
    - 11 days ago, 15 Jul 14, 9:28am -
  • 6 of the Hottest Apps for Managing Your Investments
    Whether you're looking for an easy way to keep track of stock market reports, budget your own finances, or even get investment advice, there are several apps you can utilize to make sure you're playing it smart when it comes to your cash.
    - 11 days ago, 15 Jul 14, 9:16am -
  • How Liquid is Peer to Peer Lending as an Investment?
    Over the past several years, I had heard a lot about peer to peer lending as an investment option. Being the curious investor that I was and still am, I decided to give it a shot. There's no better way to learn than from personal experience. Unfortun…
    - 16 days ago, 11 Jul 14, 4:00am -
  • Home Budgeting 101: 5 Steps to Budget Your Dream Home
    Do you want a cute cottage on the lake, a mansion in the most prestigious part of town, a bungalow on a large chunk of property, or something else? It's possible to live the life of your dreams if you save enough money. So, if you're ready to make yo…
    - 16 days ago, 11 Jul 14, 3:00am -

Careful Cents

  • How to Deal With a Business That No Longer Inspires You
    The beginning of 2014 was off to a rough start. Like many business owners, I was coming off the holidays and spending all my time trying to catch up on work that had fallen behind during the break. But as the months went on (and with the help of my c…
    - 2 days ago, 25 Jul 14, 7:00am -
  • 4 Ways to Turn Your Freelance Writing Dream Into a Reality
    I’ve wanted to be a published author FOREVER. (This is something that recently came true, which you can read here!). It was something that like a lot of others, I was told I was good at growing up. The imagined lifestyle of being a writer appealed…
    - 4 days ago, 23 Jul 14, 7:00am -
  • Effortless Savings by Richard Syrop: Book Review
    This book is a fun, easy-to-read, how-to manual on everything about saving money. Effortless Savings: A Step-by-Step Guidebook to Saving Money Without Sacrifice by Richard Syrop, covers everything from saving money on telecom services, to home energ…
    - 13 days ago, 14 Jul 14, 7:00am -
  • How Creatives Can Successfully Deal With and Recover from Burnout
    The month of May 2014 was my busiest — and therefore craziest, most hectic, most stressful — yet for my side business. While trying to manage my full-time job and my freelance business, I’m up to working about 80 hours per week. A typical day h…
    - 18 days ago, 9 Jul 14, 7:00am -
  • Cash Budget Challenge: 60 Days to Smarter Business Spending
    If you’re a regular reader of Careful Cents, you already know how important it is to get out of debt and keep track of your personal finances, so you can achieve your business goals — like quitting your job, traveling more, and generally having…
    - 26 days ago, 30 Jun 14, 10:16am -

Everything Finance

  • Top Three Money Mistakes Parents Make
    Top Three Money Mistakes Parents Make is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There is no doubt that all of us parents love our kids, and that we want the best for them. However, I think it i…
    - 2 days ago, 24 Jul 14, 10:37pm -
  • Are You Frugal or Just Plain Cheap?
    Are You Frugal or Just Plain Cheap? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you like to save money, you may have been called “frugal” or even “cheap” by those around you. But, if y…
    - 2 days ago, 24 Jul 14, 9:19pm -
  • 5 Free Family Activities to Do This Summer
    5 Free Family Activities to Do This Summer is a post originally published on: Everything Finance - Everything Finance - Its all about Money!How many times have you heard your child say “I’m bored” this summer? Too often, families expect to ge…
    - 2 days ago, 24 Jul 14, 3:22pm -
  • Love Starbucks? Here’s 4 Ways to Save Money
    Love Starbucks? Here’s 4 Ways to Save Money is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Most financial experts would advise that you drop your Starbucks habit to save a lot of money a year. But…
    - 8 days ago, 18 Jul 14, 9:11pm -
  • Is Couponing Taking Over Your Life?
    Is Couponing Taking Over Your Life? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The extreme couponing obsession may have died down as far as the television show goes, but I still see many individ…
    - 10 days ago, 16 Jul 14, 9:43pm -


  • When It Comes to Acquiring New Bank Customers, Ratings Matter But Customer Reviews May Make the Difference
    The bank you choose makes just as much of an impact on you as the car you drive, the phone you use, or the insurance you depend on. The banking industry may seem different on the surface, but the reality is that many customers make the decision of wh…
    - 13 Nov 12, 9:25pm -
  • Is 730 a Good Credit Score?
    Credit scores range from 300 all the way up to 850, so a credit score of 730 is certainly considered “good.” However, it’s still too low to be considered “excellent.” Prior to the recession, a score in the upper 600s was good enough to ge…
    - 3 Oct 12, 11:19pm -
  • Is 725 a Good Credit Score? Read Credit Expert’s Opinions
    It may seem strange that paying off debt will help your score improve, because your credit score is based on your levels and types of debts, but it is true. Reducing your debt can help you get better mortgage rates and interest rates on auto loans. I…
    - 3 Oct 12, 11:14pm -
  • Is 720 a Good Credit Score? Read How Your Score Ranks
    Before the financial crisis hit, 720 was considered a good enough score to get the best rates on auto loans and mortgage rates. While 720 is not a bad number, the highest credit score is 850, you can raise it up to a higher number like 760 which is t…
    - 3 Oct 12, 11:05pm -
  • Is 715 a Good Credit Score? Learn What Experts Think
    If you’ve got a 715 credit score, you’re doing pretty well and it’s by no means a bad credit score. When you go to take out an auto loan or check around for the lowest mortgage rates, you’ll be able to get a good rate, but not the best.  Thi…
    - 3 Oct 12, 10:58pm -

50 Plus Finance

  • 5 Ways to Drive More and Spend Less
    If the phrases “I have to get gas” or “the car is making that funny noise again” make you and your wallet cringe, it’s time to look for ways to increase your car’s efficiency. There are two components that determine your efficiency—what…
    - 2 days ago, 25 Jul 14, 6:09am -
  • Great Ways to Keep Your Finances Organized
    Whether you are dealing with constant harassment from creditors, or you just need a better system for organizing your finances, you have options. Getting on top of your finances is not easy, but it can help you eliminate and prevent debt, spend and s…
    - 8 days ago, 18 Jul 14, 3:25pm -
  • Roles of Accountants for Small Businesses
    An accountant performs different functions in the financial operations of a business or organization. He or she may perform various administrative roles. Smaller businesses may require the help of a qualified accountant for collection, entry and pres…
    - 10 days ago, 17 Jul 14, 6:27am -
  • Ways To Make It Big Without Stepping Foot In An Office
    Not everyone wants to work at a nine-to-five job sitting in an office all day. Fortunately, there are other ways to succeed. You may, however, have to be willing to learn some new skills or even take a few risks. If you are open to less conventional…
    - 10 days ago, 16 Jul 14, 8:52pm -
  • Planning an Early Retirement? Managing Legal Matters Wisely
    Retirement (Photo credit: Tax Credits)It’s safe to say that most people would like to retire early, but how many people will actually be able to do so; moreover, how many will retire early and do so comfortably, i.e. without regretting not staying…
    - 18 days ago, 9 Jul 14, 6:20am -

Sunk Costs Are Irrelevant

  • I Lost My Job – Day #19 Strange Lessons
    It’s June 19.  I’m about 3 weeks into this weird phase of my life of unemployment.  It’s simply strange.  The days have begun to blend together.  I hit a lull around week 2 where it looked like all opportunities were…Read more ›The p…
    - 37 days ago, 19 Jun 14, 11:49am -
  • Stocks For Your Kids: Year 4 Update
    Stocks For Your Kids Series: How to Choose Year 1 Update Year 2 Update Year 3 Update Dear Son, It’s time to look at your stocks again!  These are interesting times at our house as you turned 8.  Due to my recent…Read more ›The post Stock…
    - 53 days ago, 3 Jun 14, 10:29am -
  • I Lost My Job – Day #0 Termination Day
    Well, here it is Friday, May 30 also known as Termination Day or The Day I Lost My Job.  I would like to tell you it was exciting at the office today, but in reality I had a meeting with…Read more ›The post I Lost My Job – Day #0 Terminatio…
    - 57 days ago, 30 May 14, 9:28pm -
  • I Lost My Job – Day #-17 HEALTH INSURANCE!
    Not only am I the primary provider of income to my family, but I am also the sole provider of health insurance.  As a result of my upcoming termination our family’s health coverage will end.  DW has had a lot…Read more ›The post I Lost My…
    - 74 days ago, 13 May 14, 9:24am -
  • I Lost My Job – Day# -24

    - 81 days ago, 7 May 14, 7:42am -

Afford Anything

  • Sick of Reading? Watch This Video, Instead.
    A few months ago, a startup videography team from Florida came knocking on my door. Mike and Lauren are a young married couple living in Sarasota, and in their spare time, they’ve started hustling: They’re under contract for their first rental pr…
    - 3 days ago, 23 Jul 14, 5:00pm -
  • Why “Get Paid to Travel” is a Myth (And What You Should Pursue, Instead)
    I’ve been in Costa Rica for a week now; a few more days until I fly out. Believe it or not, I came here for work. I spoke at a blogging workshop for the first five days, at the invitation of a publishing company. About a dozen attendees came to lea…
    - 11 days ago, 16 Jul 14, 5:48am -

Family Money Values

  • I’m Away – Living Life and Prepping for Money Camp
    If any of you out there in the internet world actually read my blog, I thank you – and apologize for the infrequency of my posts.  I’m busy with summer activities and heavy into planning this years Money Camp.  I’ll … Continue reading →
    - 13 days ago, 14 Jul 14, 7:14am -
  • Stand Up for Independence!
    The Declaration of Independence: A Transcription IN CONGRESS, July 4, 1776. The unanimous Declaration of the thirteen united States of America, When in the Course of human events, it becomes necessary for one people to dissolve the political bands wh…
    - 23 days ago, 4 Jul 14, 1:00am -
  • A “Lets Pretend” Game to Help Teach Your Grade Schooler to Manage Money
    I’m spending the month preparing for my 2014 Grandma Rie’s Money Camp session which will be held at the end of July this year. This year’s camp changed location to take advantage of a Federal Reserve tour, tours of my … Continue reading →
    - 25 days ago, 1 Jul 14, 11:44am -
  • Raising Great Adults – 4 Lessons Parents Must Teach
    I’m a lucky parent. Both of our children (now adults) are healthy, independent, successful, happily married and responsible. I like to think that some of the things I did while raising them helped them reach that state. Today, I share … Continue…
    - 34 days ago, 22 Jun 14, 1:53pm -
  • Tips for Students to Find Summer Jobs
    When the summer rolls around school is out and students need a way to bring in some money so they can have some summer fun. Finding a job is not as easy as it used to be in the old … Continue reading →
    - 35 days ago, 21 Jun 14, 2:30pm -

Stumble Forward

  • [Survey] Take My 8 Question Podcast Survey
    Before you read the rest of this article take my podcast survey right here. Starting Over On My Podcast You may have noticed that I haven’t produced a podcast episode in a while.  In fact my last episode came out on May 12th of this year and I hav…
    - 12 days ago, 14 Jul 14, 2:41pm -
  • Check Out My New Blog –
    You may have noticed that I haven’t been spending a lot of time here on  Well there’s a good reason for that, and as you can tell by the title I’ve started a brand new blog called Wallet Impact. Why I Started Wallet Impact…
    - 32 days ago, 25 Jun 14, 6:09am -
  • The Art of Investment: How to Maximise Your Returns in 2014
    Without any doubt, there is a difficult and delicate art to making significant amounts of money in the current economic climate. While anyone with a marketable skill and a willingness to embrace hard work can secure a stable position of employment, f…
    - 39 days ago, 17 Jun 14, 8:06am -


  • Shop Local: The Stores You Oppose Started Small And Local
    The calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small businesses. It seems…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    I bet you thought you were going to be blown away by some super-secret, S.H.I.E.L.D. level 10-access info, huh? You probably saw the title and thought “Oh, wow, now I’m going to get the real scoop!” Or, perhaps you just clicked on the link beca…
    - 12 Mar 14, 12:50pm -
  • How To Look Like A Fool When Asking For A Discount
    I have lots of clients who make me shake my head. There’s the people who hand their kids everything on a silver platter. There’s the guy who calls at least once a week with a new scheme to avoid paying taxes (“scheme” being the operative word…
    - 26 Feb 14, 9:27am -

Money Matters Guy

  • What to Do After a Car Accident
    Car accidents can be extremely frightening experiences.  If you are unlucky enough to be involved in one but manage to escape without any injury it is highly likely that you will end up suffering from some form of shock or at the very least you’ll…
    - 25 Mar 13, 10:56am -
  • Couponing Strategies
    With all the rage about using coupons to save money – even shows on television – you may be wondering how you can get in on the action.  Well, it’s actually pretty easy, and here are some of the top strategies that you can use right now to get…
    - 21 Dec 12, 1:11pm -
  • Planning for University Life
      This year has seen the first students beginning university life with the new increase in tuition fees. Those going into first year now are required to pay £9,000 each year in fees, but according to the National Union of Students (NUS) are likely…
    - 21 Dec 12, 1:11pm -
  • Accidents at Work
    Accident at work? That won’t happen to me! Well, as much as you’d like to think that you’ll never get an injury in your office, there’s always a chance that you could. That’s why it’s essential for you to know what steps to take if it hap…
    - 3 Dec 12, 5:09am -
  • Managing Your Cash Flow
    All SMEs need to manage their capital and cashflow. Having a steady supply of working capital is vital to meet monthly payment demands, as well as stabilising the business and helping push into new territories and markets. However, many SMEs continue…
    - 2 Dec 12, 5:09am -

Don't Quit Your Day Job

  • newThe DQYDJ Weekender, 7/26/2014
    Yes, another fun spam comment! of course like your web-site but you need to check the spelling on quite a few of your posts. Many of them are rife with spelling problems and I to find it very bothersome to tell the truth then again I will surely come…
    - 8 hours ago, 26 Jul 14, 11:42am -
  • How to Divide The Frequency of Digital Logic Clocks
    One of the issues you’ll quickly run into as you tackle more and more complex projects in your electronics hobby is the need to run things at different speeds.  As time is the essence of digital logic – in fact, logic itself relies on having dis…
    - 2 days ago, 24 Jul 14, 9:51am -
  • Inflation Adjusted Silver Investment Return Calculator
    On this page we present an automatically updating (daily) silver return calculator. Enter any two dates since January 2nd of 1968, and we will compute the annualized and total returns on money invested in silver between those two dates. We also autom…
    - 6 days ago, 21 Jul 14, 4:45am -
  • The DQYDJ Weekender, 07/19/2014
    No hilarious spammer emails or comments to share with you this week – I think the public forum really scared them off (right?).  So, I guess I’ll just say: happy weekend. Links We Liked! Conor Sen points out on his Tumblr that, if you zoom out a…
    - 7 days ago, 19 Jul 14, 8:53am -
  • More Signs of the Thawing Labor Market
    About a week ago, we posted our thoughts on the labor market – namely, that it is finally in some type of a recovery stage.  We wanted to follow up because we wanted to expand on our comments about the quit rate, and talk a bit about why we think…
    - 11 days ago, 16 Jul 14, 4:45am -

The Debt Princess

  • Discovering America’s Favorite Past-time with the 2014 Topps Baseball Series
    My youngest son has decided that he loves baseball. He played two season of t-ball before deciding that he loved soccer. Then last year I took him to his first minor league and his first major league game…he was hooked!…Read more →
    - 88 days ago, 29 Apr 14, 8:06pm -
  • Earn Money While You Get Healthy with PactApp
    Want to get me motivated to do something? Attach a monetary reward to it. Want me to work out more? Threaten to fine me if I don’t. And that is the concept behind the awesome app I have been using,…Read more →
    - 95 days ago, 23 Apr 14, 7:30am -
  • Stress Stinks…Literally! + $25 Walmart Giveaway
    Like most moms, my schedule is jam packed. During the past few years I was working outside the home, going to grad school, writing as a freelancer, blogging, working a weekend job for extra money, shuttling two boys to soccer…Read more →
    - 97 days ago, 21 Apr 14, 6:00am -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • 5 Important Things to Look for in a Bank Account
    Discussing banks and banking is a topic that tends to bring on the yawns for many people. Accounts are opened because they have to be, so finding the right bank and bank account is usually approached quickly rather than thoroughly. With a BOQ bank ac…
    - 6 days ago, 21 Jul 14, 4:28am -
  • Find A Financial Planner Checklist – 8 Questions You Must Ask
    How do you find a financial planner that is just right for you? There is little doubt that most people can benefit from the services of a good financial planner (financial advisor).  These eight questions act as a great checklist. They have been de…
    - 18 days ago, 9 Jul 14, 4:47am -
  • Is Buying Gold A Better Insurance Policy Than A Savings Account?
    As the dollar continually slips against other major currencies, people are wondering how secure their futures are financially. They’re making their monthly contributions into their savings and trying to find ways to diversify their portfolios, all…
    - 27 days ago, 30 Jun 14, 5:14am -
  • Stepping Stones: How to Become A Team Leader
    Making the move into a team leader role is a great way to expand on your current skills and experiences, and turn the work you currently do into a more challenging and rewarding position. While you may think that you’re already perfect for the role…
    - 32 days ago, 25 Jun 14, 4:56am -
  • Money Saving Measures for Start-up Business Owners
    Starting up your very own business takes time, effort and generally a lot of money. This is why it’s important to save wherever you can during your first few years as a small business owner. Cutting costs now may very well help extend the life of y…
    - 37 days ago, 20 Jun 14, 6:54am -


  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

  • Net Worth Update (+1.2%)
    Click here to see my current net worth. The month of June ended slightly up.  Overall, my net worth increased by $22,038 since my last update early June.  Our net worth increase would’ve been higher, but my wife’s employer is changing her pay…
    - 25 days ago, 1 Jul 14, 1:09pm -
  • Wealthfront versus Betterment
    For the longest time, I have managed my own investment accounts. Early on, I attempted to buy individual stocks with disastrous results. After learning from this mistake, I began to invest in mutual funds without paying any attention to fees. Over th…
    - 37 days ago, 19 Jun 14, 11:10am -
  • Net Worth Update (+2.6%)
    Click here to see my current net worth. The month of May ended slightly up.  Overall, my net worth increased by $45,488 since my last update early May. The major drivers of the increase were: Broad stock market gains I also was able to contribute a…
    - 53 days ago, 3 Jun 14, 12:57pm -
  • Net Worth Update (-1.2%)
    Click here to see my current net worth. The month of April ended down.  I honestly can’t pinpoint why it was down as the market was actually up for the month.  My investments just didn’t do as well as the market.  Overall, my net worth decreas…
    - 85 days ago, 2 May 14, 10:02am -
  • 7 High Costs of Renting Out Vacation Homes
    Owning a vacation home is a great accomplishment for many – whether they plan to use the properties as retirement homes, frequent personal getaways or vacation rental properties. A second mortgage for a vacation home is, of course, a debt each borr…
    - 8 Apr 14, 7:40am -

Money Infographics

  • Using online ERP: Getting started
    Effective project management is critical to the success of all businesses, and small businesses in particular must ensure they successful manage the delivery of their projects in order to remain competitive and lay the foundation for future growth. U…
    - 21 days ago, 5 Jul 14, 3:14pm -
  • Round up of some amazing reads this week
    Debt Guru @ Debt Free Blog writes Caution!: Ten Warning Signs of Debt Problems – Being in debt can be a serious issue. Financial problems can follow you for your life. The following are ten signs that you may be facing debt problems. Maria @ The Mo…
    - 63 days ago, 25 May 14, 1:45am -
  • Plan so you don’t leave the UAE broke and disillusioned
    There’s little doubt about it, the United Arab Emirates (UAE) is a popular Middle East country in which to live and work. Having said that, hard data about the make up of the UAE’s disparate expat communities – how many in each group and from w…
    - 90 days ago, 27 Apr 14, 3:36pm -
  • Big Expenses That Might Require a Personal Loan
    Getting a personal loan is a decision that shouldn’t be taken lightly. The most important thing to remember is to pay the loan off as quickly as possible or at the very least pay the minimum loan amount to maintain a respectable credit rating. But…
    - 13 Mar 14, 3:22am -
  • Purchasing fine art
    There is money to be made in fine art and endless joy to be had in acquiring fantastic works. Yet, from afar, this world can seem as distant as say, a galaxy far, far away. What perhaps startles most people looking to invest in their first work of ar…
    - 16 Feb 14, 11:31am -

Money and Map

  • Best Place To Find Information
      List of My Favorite and Most Visited Websites Save money here by finding the lowest and cheapest […]Keep Reading A Related Topic:List of Money Saving Stacking Tips and Tricks for Holiday Shopping   Black Friday, Small Busin…
    - 30 Jun 13, 7:26am -
  • Why And How To Benefit From Referral Programs
        Frequently I post refer a friend programs to share ideas for generating extra money. Whether you have a […]Keep Reading A Related Topic:Check Out Ebates Special Promotion For Cash Bonus     Ebates, a popular...Reminder: Discover Card Re…
    - 9 May 13, 9:59am -
  • We Can Eat Free All Month
      My email ‘inbox’ had a nice surprise this morning.  For Mr. MoneyMap’s birthday, Marriott Hotels offered a free elite […]Keep Reading A Related Topic:How To Get Free Kids Meal Coupons   For Friday Freebie, I...Tip For Free Food When…
    - 5 May 13, 7:50am -
  • Flexibility: Why I Like This Feature Of 529 College Savings Plan
      Earlier I posted a method for college students to grab a few extra dollars via Serve’s signup bonus. While […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Moving Soon? Remember Your Tax Ben…
    - 2 May 13, 9:02pm -
  • MIB. Find Out What They Know About You Before It’s Too Late
      Applied for life, disability, or health insurance within the last seven years?  MIB has a file on you. MIB […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Did Your Check Get Rejected? Find Ou…
    - 1 May 13, 3:21pm -

Debt Free Squad

  • 5 Rookie Investing Mistakes to Avoid
    Smart investing is an acquired skill. It takes years of experience to invest properly. Tune in to learn what Jeff has learned about investing over the last 40 years. These five tips will save you time, money, and stress.The post 5 Rookie Investing Mi…
    - 68 days ago, 19 May 14, 9:13am -
  • Should I Help my College Graduate Financially
    The post Should I Help my College Graduate Financially appeared first on Debt Free Squad.
    - 87 days ago, 30 Apr 14, 8:24pm -
  • Cash vs. Credit
    Having a budget doesn’t restrict you, it actually gives you freedom to spend money! Follow these few simple tips and you will naturally save and spend less.The post Cash vs. Credit appeared first on Debt Free Squad.
    - 96 days ago, 21 Apr 14, 4:28pm -
  • Motivation Quotes by Zig Ziglar
    ) People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily! Get your daily motivation with the Debt Free Squad. For more motivational one minute videos, check out:…
    - 13 Mar 14, 9:45am -
  • Be the Prayer Warrior in Your House
    Are you ready to be the prayer warrior in your house? 1 Chronicles 16:11 says “Look to the LORD and his strength; seek his face always.” Time to call upon your source for strength by praying routinely. Have trouble sticking to a schedule? Why not…
    - 11 Mar 14, 7:52pm -

Teen Financial Literacy: It Starts at Home

  • Raise Those Expectations!
    Most parents, in the Old School Model (check out the WealthQuest for Teens’ Parent Guide for details), think their teen has done something amazing if they make a donation to a charity or save for a really big purchase or put away some money for the…
    - 6 Feb 14, 7:11am -
  • Parents, Teens, and Money: Budgeting and the Broken Record
    With regards to parents, teens, and money, we are full of automatic responses, most of which don’t really make sense OR make a difference with kids when we really look at them. One example is BUDGETING. Budgeting your money is just like dieting—t…
    - 6 Feb 14, 7:07am -
  • Where to begin: Keep track of your money
    I admit, this one took me a while to get together!  When I started to make my money work, I had NO IDEA how much money I had, where it was, what it was for, or what it was doing!  Man, I wished I had learned to do this when I was young, before the…
    - 4 Feb 14, 7:07am -
  • Is Money in Your Teen’s “Circle of No Control”?
    Sean Covey, in his book The 7 Habits of Highly Effective Teens, advises readers to identify those aspects of life that they can control and those that they can’t control.  When teens are learning how money works and how to manage their money effec…
    - 2 Feb 14, 7:08am -
  • How Safe is Your Teen from a Disastrous Financial Future?

    - 31 Jan 14, 7:16am -

Go Banking Rates


  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -
  • Looking for a Cheap Way to Invest? How Does Free Sound?
    New stock-buying options for those with just a little to invest.Regular consumers have been cautious about investing in stocks for years. While there's a lot of money to be made, the potential comes with a great amount of risk. With the steady ris…
    - 17 Feb 14, 2:00pm -
  • Power Budgeting - Use this Essential Business Principle to Save More Money in Less Time
    Get more from your money saving efforts!Sometimes, a nifty rule-of-thumb rule can be a handy reminder to do things that are either difficult to imagine or hard to remember. Ideas like the Pareto Principle are one of those that can help break throu…
    - 16 Feb 14, 2:00pm -

The Credit Letter

  • 11 Questions with Chris Guillebeau
    If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you f…
    - 66 days ago, 21 May 14, 6:30pm -
  • Who Really Owns the Big Four Banks?
    In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be bankin…
    - 69 days ago, 18 May 14, 6:30pm -
  • Interview with Steve Hui from iFlyflat
    Ever wondered how to fly first class? To find out, I sat down for a coffee to interview frequent flyer points expert, Steve Hui of iFLYflat. In this interview I ask Steve about his unique perspective on travelling in style using frequent flyer points…
    - 17 Oct 13, 2:12am -
  • What Does a Financial Plan Include?
    A financial plan is used to analyse your financial situation, as well as your goals, and from that information, address areas that could be improved. It can help in many situations, especially for those looking to take the next step in their life, su…
    - 11 Aug 13, 5:01pm -
  • Deciding Your Financial Goals
    People often turn to a financial planner to help simplify their finances and set achievable financial goals, providing greater confidence to plan for their future. These include such things as budgeting, cash flow management, savings plan, superannua…
    - 4 Aug 13, 4:48pm -


  • Is Your Business Setting Prices Too Low?
    Companies that are not actively exploring, testing and implementing new prices for their products or services may have difficulty sustaining their business over the long-term. Specifically, businesses that price their products or services too low…
    - 1 day ago, 25 Jul 14, 2:20pm -
  • Small Business Financing Webinar With Fundation
    We recently had the pleasure of co-hosting a small business financing webinar with Fundation. We discussed small business loans and how they can benefit accountants, advisers and their clients. Read More.
    - 2 days ago, 24 Jul 14, 2:02pm -
  • How Sales Tax Changes Hurt One Small Business
    As we've mentioned in the past, nearly half of state revenue is generated from sales tax sources. As such, state auditors have been cracking down on businesses that do not comply with sales tax regulations. Read More.
    - 8 days ago, 18 Jul 14, 4:19pm -
  • How Your Business Can Benefit From Mobile Point Of Sale
    Retailers are incorporating technology into more and more of their business processes. Independent of the obvious cost-reduction and efficiency reasons for utilizing technology, their customers require it. As such, retailers need to consider the…
    - 8 days ago, 18 Jul 14, 2:19pm -
  • Can You Deduct Summer Day Camp Expenses For Your Kids?
    You may have sent your children to summer day camp already or are planning to in the upcoming month. While these summer camps can be pricey, the good news is that those costs may qualify for tax write-offs for your 2014 tax return. Read More.
    - 15 days ago, 11 Jul 14, 4:17pm -

The Truth About Mortgage

  • Is Zillow About to Buy Trulia for Billions of Dollars?
    There were several reports floating around today that Zillow is in talks to buy its smaller rival Trulia for a whole lot of money, despite spokespeople for both companies declining to comment.  But these rumors generally turn out to be true. Yesterd…
    - 2 days ago, 24 Jul 14, 3:15pm -
  • Yes, You Can Buy a Home on a Minimum Wage Salary, Maybe
    A new analysis from Zillow revealed that many minimum wage earners own homes nationwide, a surprising fact given how low the hourly rate of pay appears to be. The company noted that 3.3 million Americans were paid at or below the federal minimum wage…
    - 4 days ago, 22 Jul 14, 1:35pm -
  • Home Prices Are Expected to Peak in 2016, Then Do Pretty Much Nothing Through 2022
    Are you still looking to buy a place before time runs out? Don’t want to miss out on the next big housing boom? Well, it might already be too late, assuming you’re looking to turn a big profit, or any profit at all. A new report from two bond str…
    - 5 days ago, 21 Jul 14, 5:34pm -
  • Mortgage Closing Rate Surpasses 60% in June
    While mortgage volume might not be what it once was, it seems more of those loan applications are actually funding these days. The latest Ellie Mae Origination Insight Report released today revealed that the “pull-through” rate topped 60% for the…
    - 9 days ago, 17 Jul 14, 1:44pm -
  • Should You Buy a New Home or an Old Home?
    It’s time for another match-up, this time we’ll compare buying a new home versus purchasing an existing one. For the record, some home builders will refer to existing homes as “used,” which sounds kind of silly considering it’s a house and…
    - 10 days ago, 16 Jul 14, 4:01pm -

All About Living With Life

  • How To Manage Your Life Productively
    Productivity in life is more than getting more things done. It is about living a balanced life. It means when you work you are able to get done those things which are important. You are also able to take breaks to unwind and relax while at work.  Th…
    - 2 days ago, 24 Jul 14, 9:00am -
  • Free Cloud Storage that I Use Productively
    According to an article, What Is Cloud Computing, cloud computing means storing and accessing data and programs over the Internet instead of your computer's hard drive.Who are the free storage providers that I take advantage of cloud computing produc…
    - 5 days ago, 21 Jul 14, 9:00am -
  • 10 Ways You Are Sabotaging Your Career Unintentionally
    You want to get ahead at work and you think you are doing fine and in control of your career. Deadlines are met and work is carried out smoothly. However, there are things that you have overlooked or because it is your daily habits  you do not notic…
    - 9 days ago, 17 Jul 14, 9:00am -
  • 10 Reasons Why You Are Not Happy
    We create our own unhappiness. The purpose of suffering is to help us understand we are the ones who cause it. - Willie NelsonUnhappiness is about negativity. Instead of looking at the bright side of things your outlook is groom and doom, you respons…
    - 12 days ago, 14 Jul 14, 9:00am -
  • What is Your Purpose in Life?
    I wish I'd had the courage to live a life true to myself, not the life others expected of me.According to an article, Top five regrets of the dying, "This was the most common regret of all. When people realise that their life is almost over and look…
    - 16 days ago, 10 Jul 14, 9:00am -


  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -