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Get Rich Slowly

  • newHow to save big with a salvage title
    This article is by staff writer William Cowie. What was your first reaction when you saw “salvage title” in the headline? Cringe and shudder? Outrage, that anybody could seriously suggest something so risky on a respectable site like this? In mix…
    - 3 hours ago, 2 Sep 14, 5:00am -
  • What’s the definition of success?
    This post is by staff writer Honey Smith. Just because two people hear the same word or phrase, doesn’t mean that they are conceptualizing the same thing. For example, I live in the desert, so when I say that it’s “cold,” it’s a pretty safe…
    - 1 day ago, 1 Sep 14, 5:00am -
  • Reader Stories: Living in a Car to Pay Off Debt
    Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s h…
    - 2 days ago, 31 Aug 14, 5:00am -
  • Ask the readers: Whom do you turn to for money advice, humans or robots?
    This article is by staff writer April Dykman. My personal finance education began here at Get Rich Slowly. I went from owing more money than I had to being debt-free (although now I have a mortgage). And along the way, I learned about money on websit…
    - 4 days ago, 29 Aug 14, 5:00am -
  • The high cost of infertility
    When we asked you how to improve Get Rich Slowly, you told us you’d like an article on “The horrible, terrible, no good, very bad reality of paying for fertility treatments.” We can’t fit all of that into one post, but we did ask Joanna Lahe…
    - 5 days ago, 28 Aug 14, 5:00am -

The Simple Dollar

  • newQuestions about Leftovers, Hobby Hype, Dollar Stores, Convenience, and More!
    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Planning for disabled child’s future 2. Investing while in debt 3. Ethic…
    - 24 hours ago, 1 Sep 14, 8:00am -
  • 20 Great Games to Play with Stuff You Already Have
    Playing games at the kitchen table is a regular part of life at our house. I play games after school three or four days a week with my children, as well as a family game night most weeks. Sarah and I play games together one or two nights a week, and…
    - 3 days ago, 30 Aug 14, 8:00am -
  • Affordable Online Master’s Degree Programs

    - 4 days ago, 29 Aug 14, 12:45pm -
  • The Four Stages of Financial Independence
    Financial independence is a tricky phrase because it can mean different things to different people. Right now, I view financial independence as being a state where I no longer have to work for money. Yet, seven or eight years ago, I might have viewed…
    - 4 days ago, 29 Aug 14, 8:00am -
  • Affordable Online Bachelor’s Degree Programs
    This is part of a four-part series on affordable online colleges and degree programs. The other articles cover affordable online colleges, affordable online master’s degree programs, and affordable online MBA programs. Our goal with this series is…
    - 4 days ago, 28 Aug 14, 9:14pm -

Consumerism Commentary

  • Naked With Cash: Betsey S, July 2014
    Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedbac…
    - 5 days ago, 28 Aug 14, 7:33pm -
  • Naked With Cash: Laura and Leon, July 2014
    Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedbac…
    - 6 days ago, 27 Aug 14, 11:47am -
  • Naked With Cash: Jake and Allie, July 2014
    Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedbac…
    - 7 days ago, 26 Aug 14, 2:23pm -
  • Naked With Cash: Brian, July 2014
    Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedbac…
    - 8 days ago, 25 Aug 14, 9:50am -
  • Quicken 2015 for Mac Review and Giveaway
    I have one free download code for Quicken 2015 for Mac to give away to a lucky reader. Instructions are at the bottom of this article. It’s been nine years since Intuit released a version of Quicken that was both fully-featured and designed to run…
    - 12 days ago, 21 Aug 14, 9:48am -

Free Money Finance

  • Happy Labor Day
    Just wanted to say "Happy Labor Day" to my readers in the U.S. I hope you are enjoying a day off. I'm not blogging today -- plan to spend time with the family today. I'll be back on Wednesday with...
    - 1 day ago, 1 Sep 14, 3:29am -
  • A Film About the Retirement Crisis
    Most people like movies where the main characters get into a world of hurt but then, somehow, escape at the last minute and all is well. The movie I'm about to tell you about is not like that. At least...
    - 4 days ago, 29 Aug 14, 3:29am -
  • The Wealthy Look at Money Differently
    The Business Insider says that the way millionaires view money is different from everyone else. Here are their thoughts and my comments on them: 1. The wealthy focus on earning. I have to agree on this one. That's why I...
    - 6 days ago, 27 Aug 14, 3:29am -
  • Five Myths and Misconceptions about Indexing
    Vanguard lists five myths and misconceptions about indexing as follows: Myth #1: Indexing only works in "efficient" markets Myth #2: Who wants to be "average"? Myth #3: You get what you pay for—Higher cost + Higher ratings = Higher returns...
    - 8 days ago, 25 Aug 14, 3:29am -
  • It Takes $130k to Live the American Dream
    We've seen how many Americans find it difficult to make it on much more than this, so I was surprised when USA Today said it takes $130,000 to live the American dream. How did they arrive at this number? Here's...
    - 11 days ago, 22 Aug 14, 3:29am -

Wise Bread

Planting Money Seeds

  • Are You Ready to Take Control of Your Investment Portfolio?
    Understanding what kind of investor you are will help to determine what your investment portfolio will look like. One of the best things you can do for your finances is to arrange your investment portfolio in a way that allows you to meet your goals.…
    - 4 days ago, 29 Aug 14, 4:39am -
  • How to Use Calculators to Plan for Your Financial Future
    Planning your financial future can be overwhelming. The right tools, including online calculators, can help you break it down to something manageable. One of the points I made on a recent show about retirement is that it can seem overwhelming to look…
    - 6 days ago, 27 Aug 14, 6:04am -
  • Creating a Greener Business through Video Conferencing
    The issue of climate change and humanity’s impact on the environment is one of the most controversial topics today. Regardless of where you stand on the issue, the fact is that the issue of environmental change will not disappear any time soon. The…
    - 7 days ago, 26 Aug 14, 1:04pm -
  • How to Determine Your Investing Style
    Successful investing is, in part, about determining your own investing style. Invest like yourself — not like someone else. One of the most important things you can do for your money, especially when it comes to your investment portfolio, is to kno…
    - 14 days ago, 19 Aug 14, 7:52am -
  • Create Your Own Benefits Package When Self-Employed
    When you own a business, you don’t have the luxury of benefits from “the man.” You need to create your own benefits package when self-employed. Earlier this week, my buddy Glen at Free From Broke shared an interesting article in the Wall Stree…
    - 19 days ago, 14 Aug 14, 6:49am -

Moolanomy

  • 5% Cash Back Credit Cards, August 2014 Promotion Calendar
    The following is the 2014 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Citi Dividend, Discover Card, Chase Freedom, […]Read Another Article:…
    - 23 days ago, 10 Aug 14, 7:00am -
  • Best Banks with the Highest Interest Rate for Savings Account
    Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. […]Read Another A…
    - 28 days ago, 5 Aug 14, 7:00am -
  • Top 10 Tax Deductions for Rental Property Owners
    When you own rental property you are essentially running a small business. Here are 10 primary tax deductions for rental property owners that you can use to reduce your rental income for income tax purposes. 1. […]Read Another Article:How to Bui…
    - 2 Feb 14, 6:00am -
  • Quarterly Estimated Tax Payments Due Dates for 2013-2014
    For all the freelancers, small business owners and self-employed individuals out there, staying on top of when the estimated tax payments are due is important to help you stay within the IRS tax payment guideline and […]Read Another Article:Do Y…
    - 2 Jan 14, 7:30pm -
  • How Big Should an Emergency Fund Be?
    No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when […]Read Another Article:Star…
    - 17 Dec 13, 6:00am -

Bargaineering

Five Cent Nickel

  • Saving for Retirement: How to Avoid the Roads to Ruin
    They say there are many paths to financial success, but if you accept the idea that these are two-way streets, that means there are also many paths to financial ruin. Maybe my view is skewed by the fact that people tend to come to me for financial ad…
    - 1 day ago, 1 Sep 14, 2:00am -
  • Moving ASAP? Follow These Steps!
    This post comes from Anthony Fontana at our partner site Zing! Is there anything worse than moving? Before you call me lazy, I’m not talking about moving from the couch to the refrigerator for a beverage. I’m talking about moving from one home…
    - 4 days ago, 29 Aug 14, 2:00am -
  • I Was the Victim of a Financial Bully
    These days, there’s a lot of attention being focused on the subject of bullying. This emphasis is well justified. The whole bullying experience tends to be destructive and wreak long-term consequences. As one who was, at times, both bullied and a b…
    - 6 days ago, 27 Aug 14, 2:00am -
  • Stretch Your Dollar with Fabulous Freebies
    After having my baby, I quit my job to stay home with her and money has been tight. Grocery couponing doesn’t work well for our family. So to stretch our dollars further without spending too much time and effort, I started paying attention to freeb…
    - 8 days ago, 25 Aug 14, 2:00am -
  • A Home Warranty Can Be a Great Safety Net for First-Time Home Buyers
    This post comes from Mike Nickele at our partner site Zing! First-time home buyers have enough to worry about, like finding the right house for the right price, coming up with a sensible down payment and securing a mortgage. After putting down a hef…
    - 11 days ago, 22 Aug 14, 2:00am -

MintLife

  • Take the Day off from Spending this Labor Day
    This weekend we’re celebrating Labor Day, which means the government’s celebrating your hard work by giving you the day off. While long weekends are great, if you don’t take a moment to unwind they don’t do you much good. Make your holiday co…
    - 3 days ago, 30 Aug 14, 9:00am -
  • The Down and Dirty on Cruise Savings
    If you haven’t taken a cruise lately, you might be surprised by the variety of offerings now available. No longer are cruises the sole province of greasy buffets, cheesy dance contests and screaming kids – some of the newer ships are downright lu…
    - 6 days ago, 27 Aug 14, 10:00am -
  • 5 Easy Ways to Save More Money
    If I’ve learned anything in my work as a financial planner during the past eight years, it’s that if something is too hard to implement in our financial lives, chances are we just won’t do it.  Most of us know the importance of saving for fina…
    - 8 days ago, 25 Aug 14, 10:30am -
  • Labor Day Travel on a Budget (infographic)
    Labor Day is a time to recognize the hard work we all put in year-round. Why not get away for the weekend? Here are some helpful tips to save money while you relax, plus a look at Labor Day’s origins and some fun facts.
    - 12 days ago, 21 Aug 14, 10:00am -
  • Squeezing in a Last Minute Summer Getaway
    It’s not too late to squeeze in a last-minute summer getaway.  Whether you’re looking for something adrenaline pumping or serene   – there’s no doubt that creating a budget will help you plan. Here are seven budget-friendly tips to help yo…
    - 13 days ago, 20 Aug 14, 10:00am -

StupidCents

  • Income Property vs. Residential Property
    Too often, we hear about the “investment” that it is to buy a home. Try to find a home with the help of a real estate agent, and you will immediately be told that your home purchase is an investment. However, residential real estate, bought with…
    - 4 Mar 14, 4:00am -
  • What are the Best Careers for the Future?
    What careers are likely to provide you with a little job stability, as well as decent pay? If you are looking to the future, you want a job that you know will be around. The good news is that there are a number of best careers for the future for you…
    - 27 Feb 14, 4:00am -
  • Watch Out for the Income Effect
    Most of us like the idea of earning more money. Have a greater income is often, in the eyes of many, the solution to most problems. However, if you aren’t careful, that increased revenue can result in the income effect, which could prevent you from…
    - 18 Feb 14, 4:00am -
  • Different Ways to Save Money on Your Wedding
    There are many ways to plan a wedding on a budget. I made a post recently about that, but what if you are looking for even more ways to save money with your wedding? We are now deep into our wedding planning, with just a couple months to go. Our budg…
    - 11 Feb 14, 4:00am -
  • Do You Know What Tax Bracket You’re In?
    One of the sureties of life is that you need to pay taxes. One of the questions that many people ask is what tax bracket they are in. Do you know what tax bracket you’re in? And are you aware of how the tax bracket system works? Here is a quick ove…
    - 28 Jan 14, 4:00am -

The Consumerist

  • newAmerican Airlines Fares Back On Orbitz After Everyone Agrees To Kiss And Make Up
    Feathers were flying, dust was stirred up and a general hullabaloo was underway when American Airlines and US Airways announced last week that they’d be pulling fares off travel booking site Orbitz.com. But now the tiff is over almost as quickly as…
    - 21 mins ago, 2 Sep 14, 7:35am -
  • newAmazon UK Ruins Cat’s Birthday By Shipping Gift In An Envelope, Not A Box
    Cats care about many things, ranging from sunbeams to food, but they don’t care very much about birthdays. They don’t seem to care whether it’s their birthday or not. However, when the creator of a line of cat-themed accessories contacted Amazo…
    - 26 mins ago, 2 Sep 14, 7:30am -
  • newApple & FBI Investigating Mass Leak Of Stolen Nude Celebrity Photos
    As you undoubtedly read about over the long weekend, numerous female celebrities’ mobile accounts were recently breached, and the extremely revealing results were posted online for all to see (And no, we’re not posting any links here). In additio…
    - 33 mins ago, 2 Sep 14, 7:23am -
  • Possible Mini-Security Breach At California Target Store
    Back in January, postal inspectors discovered a scheme to duplicate the credit cards of Target customers and rack up purchases on counterfeit cards. No… we don’t mean that Target credit card breach. So far, this appears to be a much smaller breac…
    - 4 days ago, 29 Aug 14, 4:07pm -
  • Going Shopping? Here’s Where You’ll Find September Deals
    Do you plan to spend your Labor Day weekend shopping? If so, there are certain things that you’ll find great deals on as the calendar flips from August to September. Our power-shopping colleagues down the hall at Consumer Reports recommend looking…
    - 4 days ago, 29 Aug 14, 3:25pm -

Man Vs. Debt

  • Re-Evaluating Your Financial Priorities
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Since I shared my report from the three-year mark of my battle against debt, I’ve been amazed at the kind words from so many members of the Man Vs. Debt co…
    - 28 Apr 14, 6:00am -
  • The Report from the Three-Year Mark: Joan’s Mid-April Financial Update
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. It’s official: I’ve been tracking my debt for exactly three years. While I didn’t post my first financial update on Man Vs. Debt until a year later, I…
    - 14 Apr 14, 6:00am -
  • Business and Hustling Lessons from the WWE Network
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. You guys are going to think I spend my Sunday afternoons watching America’s best not-exactly-a-sport sports, between today’s post and the one from last m…
    - 7 Apr 14, 6:00am -
  • You Want It. You Buy It. You Forget It.
    Note: This is a post from Joan Otto, Man Vs. Debt community manager. Read more about Joan. Two summers ago, while visiting an art museum in Washington, D.C., we came upon an exhibit in the process of being installed. Huge letters and swaths of red,…
    - 31 Mar 14, 6:00am -
  • Julian’s Success Story: How Going $42,000 in Debt was the Greatest Decision I’ve Ever Made
    Julian Hayes II is a fitness and lifestyle coach and writer based out of Nashville, Tennessee. He is the creator of 206 Fitness. Why 206? Not only is 206 one of his nicknames, but there are also 206 bones in the body. He believes anyone can achieve t…
    - 24 Mar 14, 6:00am -

Frugal Dad

  • Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates
    The President’s Council of Advisors on Science and Technology estimates there will be 1 million fewer graduates in the fields… READ MOREThe post Report Predicts STEMM Jobs Growth Will Outpace STEMM Graduates appeared first on Affordable Schools O…
    - 98 days ago, 27 May 14, 3:00am -
  • Enrollment Shortfalls Breed Competition For College Students
    Many private colleges depend on tuition for their annual budgets. As summer rolls in, colleges that are not on target… READ MOREThe post Enrollment Shortfalls Breed Competition For College Students appeared first on Affordable Schools Online.
    - 20 May 14, 3:00am -
  • You Don’t Always Have to Accept the First Financial Aid Award You’re Offered
    If you are like nearly half of all college students today, you count on financial aid to attend college. In… READ MOREThe post You Don’t Always Have to Accept the First Financial Aid Award You’re Offered appeared first on Affordable Schools Onl…
    - 21 Apr 14, 3:00am -
  • Student Loans: Think Before You Borrow
    On average, a college graduate earns just over $47,000 per year. On the other hand, individuals who possess only a high… READ MOREThe post Student Loans: Think Before You Borrow appeared first on Affordable Schools Online.
    - 18 Apr 14, 3:00am -
  • These Libraries Elevate the Studying Experience
    Often times, the library on campus is a dark, windowless building filled with rows of dusty, little-touched books. Quiet, institutional,… READ MOREThe post These Libraries Elevate the Studying Experience appeared first on Affordable Schools Online.
    - 16 Apr 14, 3:00am -

MoneyNing

  • newMaybe You Should Lease That Car After All…
    The only thing that many personal finance writers hate more than buying a car with a loan? Leasing a car. However, there are times when it might make sense for you to lease. This is especially true if your alternative is to buy a car with a 72-month…
    - 2 hours ago, 2 Sep 14, 6:00am -
  • How to Take Maternity Leave Without Breaking the Bank
    During my first year of teaching, one of my friends in the English department had a baby halfway through the school year. In chatting with her about how she and her husband (a teacher in another district) planned to pay for parental leave to welcome…
    - 1 day ago, 1 Sep 14, 6:00am -
  • 11 Frugal Ways to Entertain Your Family
    Quality time is a key component of any happy family. And though some of the most precious moments I’ve shared with my family have been outside the home, the costs associated with these activities used to wreak havoc on my wallet. Over the years, ho…
    - 2 days ago, 31 Aug 14, 6:00am -
  • Could You Make a Decent Side Income by Reselling Used Goods?
    I never intended to make a side income from reselling used items. About three years ago, I stumbled upon YardSaleMommy.com (the site is up but hasn’t been updated since 2012). The lady behind this blog bought kid’s items at garage sales, used the…
    - 3 days ago, 30 Aug 14, 6:00am -
  • 5 Insider Tips for Selling Your Stuff at Flea Markets
    Summer is the time for yard sales and flea markets. So if you have stuff to get rid of, now’s the time to do it. I’ve talked with people who have sold at flea markets, and I’ve learned from their experiences how to get the most out of it. Altho…
    - 4 days ago, 29 Aug 14, 6:00am -

The Digerati Life

  • Steps To Setting Up A Home Based Small Business
    The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule…
    - 4 Mar 13, 11:01am -
  • Paying For Life Insurance: How Policies Are Priced
    We compare low cost life insurance vs commission based policies vs those you can buy through fee only insurance agents. Every financial plan should have a risk management or insurance component. Yes, we all know the importance of life and disability…
    - 6 Dec 12, 8:35pm -
  • Use A Debt Consolidation Calculator To Help You Find A Better Loan
    I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. Today, I’ll cover some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card deb…
    - 30 Nov 12, 3:25pm -
  • How One Homeless Person Lives: Coping With Homelessness
    I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lo…
    - 26 Nov 12, 10:50pm -
  • How To Eat Healthy & Inexpensively
    Everyone wants to eat healthy these days. Your health is priceless! Many claim, however, that it’s impossible to eat healthy on a limited food budget. But I would beg to differ; cheap meal ideas abound, and there are lots of ways to prepare your fo…
    - 19 Nov 12, 2:13pm -

Free From Broke

All Financial Matters

  • Letter from a Father to His College-Bound Son
    This is great… I heard this while listening to “The Book of Man” by William Bennett. It is a letter written by John D. Swain as his son headed off to Yale. It’s from 1912, but the advice is still good today. Common sense never goes out of sty…
    - 4 days ago, 29 Aug 14, 10:29am -
  • The Light at the End of the Tunnel
    Nearly a year ago we found out we were moving. My wife accepted a new position that was too far for her to commute long-term. Unfortunately, our old house was not market ready. We bought the house in 1999. It needed a lot of work then but we were low…
    - 25 days ago, 8 Aug 14, 4:35pm -
  • Quote of the Day from James Allen
    I couldn’t sleep last night, so I got up and did some reading. I read the book, As a Man Thinketh by James Allen. The following quote stood out to me: Here is a man who is wretchedly poor. He is extremely anxious that his surroundings and home comf…
    - 98 days ago, 27 May 14, 8:43am -
  • 70% of Americans Can’t Answer These Three Questions Correctly
    IF this is true, it’s very sad. According to Business Insider, 70% of Americans cannot answer all three of these questions correctly (not sure how they came up with that number, but we’ll go with it). 1. Suppose you had $100 in a savings account…
    - 12 May 14, 8:37am -
  • I Have Officially Been Banned from Pamela Yellen’s Blog
    There is no discussing facts Pamela Yellen. Here’s a copy of our back and forth for your entertainment: JLP says: April 28, 2014 at 5:49 pm Why did you choose to use price returns for the S&P 500 and Dow Jones Industrial Averages instead of real re…
    - 6 May 14, 11:10am -

Cash Money Life

  • Your Parents Have NO Retirement Savings – What’s Your Responsibility?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Your Parents Have NO Retirement Savings – What’s Your Responsibility?.We all know what a bad situation it is to have no retirement savings. But w…
    - 8 days ago, 25 Aug 14, 3:01pm -
  • I Joined the Air National Guard
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at I Joined the Air National Guard.Last week I joined the Air National Guard. If you aren’t familiar with how the military is structured, the National…
    - 19 days ago, 14 Aug 14, 3:23pm -
  • 2014 Sales Tax Holiday – Tax Free Back To School Shopping
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at 2014 Sales Tax Holiday – Tax Free Back To School Shopping.Summer may still be in full swing, but parents of school age children only have a few wee…
    - 33 days ago, 31 Jul 14, 3:34pm -
  • Net Worth and Personal Worth – Does Money Define You?
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Net Worth and Personal Worth – Does Money Define You?.One of the things that has disturbed me recently is the fact that some of the people in my li…
    - 33 days ago, 31 Jul 14, 3:11pm -
  • Ten Ways to Maintain the Value of Your Car
    This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Ten Ways to Maintain the Value of Your Car.A lot of car owners become concerned with the value of their cars only when it comes time to sell them. Bu…
    - 50 days ago, 14 Jul 14, 1:15pm -

PT Money

Clever Dude

  • How Much Does Medication Really Cost?

    - 1 day ago, 1 Sep 14, 3:00am -
  • Clever Posts Of The Week – August 29th
    We’ve arrived at Labor Day weekend, the last hurrah of Summer.   I was walking through my local Walmart last night and saw displays of grills, swimsuits, and lawn care products setup all along the main isle way with everything being heavily disco…
    - 4 days ago, 29 Aug 14, 4:34am -
  • Financial Head Scratchers: Always Buy More Beer
    I was in the liquor store over the weekend picking up some adult beverages when I came across the picture above in the display cooler. On the left is a six pack of 12 ounce cans, and on the right a six pack of 16 ounce cans. The fact that they were t…
    - 6 days ago, 27 Aug 14, 3:00am -
  • Lack Of Organization Can Cost You Money
    Image courtesy of Stuart Miles at FreeDigitalPhotos.net I’m usually a very organized person, but every once in a while my skills fail me. This was the case recently, and it just about cost me some money. We recently purchased some things we needed…
    - 8 days ago, 25 Aug 14, 3:00am -
  • Clever Posts Of The Week – August 22nd
    I have to admit, I’m not ready for summer to be over.  I’m just not ready.  There are, however, two things that help my transition into Fall:  1.) The NFL football season starting and 2.) my bank account is definitely ready.  After several su…
    - 11 days ago, 22 Aug 14, 4:25am -

Dough Roller

  • Best Interest Rates for September 2014
    Finding the best interest rate is a lot easier today than it was even a few years ago. Here at Dough Roller we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single…
    - 3 days ago, 30 Aug 14, 5:00am -
  • DR 101: Should You Use an HSA for Retirement Savings
    Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in…
    - 5 days ago, 28 Aug 14, 7:01am -
  • Amazon.com Rewards Visa Card Review
    A reader named Harold emailed my recently. We discussed a number of topics, one of which was the Amazon.com Rewards credit card. Here’s what Harold had to say: would mention one more to you..the Amazon visa. I’ve been using it over the past year…
    - 8 days ago, 25 Aug 14, 12:05pm -
  • How to Calculate Investment Returns–A Simple Approach
    I‘ve had several readers email me about how to calculate investment returns. It seems like it should be a simple task. We all have ready access to our mutual fund and brokerage accounts. These accounts often report a performance measure of some sor…
    - 11 days ago, 22 Aug 14, 2:15pm -
  • DR 100: 100 Ways to Improve Your Finances (Most in Under 10 Minutes)
    To commemorate the 100th episode of the Dough Roller podcast, I pulled together 100 ways to improve your finances. Let’s get started. 1. Balance your checkbook: Balancing a checkbook helps you focus on where you’ve spent your money and it ensures…
    - 11 days ago, 21 Aug 14, 9:08pm -

Stop Buying Crap

My Money Blog

  • newAcorns App Review: Automatically Invest Your Spare Change
    Last week I wrote about WiseBanyan, which lets you invest in a basket of ETFs with no minimum opening balance. I remarked that it allowed starter investors to open a complete portfolio with as little as $100. Well, what about investing just 57 cents…
    - 7 hours ago, 2 Sep 14, 12:59am -
  • Citi® Double Cash Card Review: Earn 1% When You Buy + 1% As You Pay
    Citi has just launched an all-new cash back credit card and it is actually quite compelling. With the Citi® Double Cash Card, as the name suggests you earn cash back twice: 1% unlimited cash back on every purchase you make Plus an additional 1% unli…
    - 5 days ago, 28 Aug 14, 6:11pm -
  • $15 iTunes Gift Card for $10 – Groupon (Expired)
    Pretty straightforward. $10 for a $15 iTunes Code from Groupon, limited quantities available, limit one per person. If you buy iTunes music, iPhone apps, Mac apps, or even TV shows or books in the App Store, save yourself five bucks. Code arrives wit…
    - 5 days ago, 28 Aug 14, 11:23am -
  • TopCashBack: Shopping Portal That Promises Highest Payout + $10 Bonus
    Updated with $10 bonus for new users. When you shop online these days, it’s become habit to search out a coupon or go through a shopping portal that gives a percentage back on purchases made through their links. Well, talk about a race to the botto…
    - 5 days ago, 28 Aug 14, 12:45am -
  • ShareBuilder Promotion Codes: Free Stock Trades (Updated 2014)
    Added another new code. Here are some promotion codes for ShareBuilder, a discount brokerage now owned by Capital One. Real-time trades are now $6.95 and automated trades are $4. They give out codes for various promotions, and like coupon codes they…
    - 5 days ago, 28 Aug 14, 12:43am -

Saving to Invest

  • Will I Get a Raise This Year? And What Is The Average Raise?
    Unless you are a senior executive of a Fortune 500 company you probably won’t be seeing a double digit raise this year. According to the seventh annual Compensation Planning Survey by Buck Consultants, workers who were among the highest-rated at th…
    - 88 days ago, 6 Jun 14, 1:52pm -
  • Fastest Growing State – Hands Down Texas!
    I sometimes ponder where I would move if I had to leave my current state (VA). And more and more, Texas seems to come to mind. This is because of three main factors – strong employment, housing affordability and quality of life (good weather, diver…
    - 99 days ago, 25 May 14, 9:10pm -
  • Obamacare Health Insurance Purchase Requirement Extended into April 2014?
    [Update March 31st 2013] Extension to purchase health coverage may now be in the works. The original deadline to purchase coverage, before incurring penalties was March 31st, 2014. But a number of state exchanges, like Covered California said th…
    - 31 Mar 14, 9:00am -
  • Average 2014 Refund Higher Than in 2013
    The IRS has published its latest statistics to date and it shows that tax filers are getting higher refunds in 2014 than they did in 2013.  To date, the IRS has processed most of the received returns (about 30% of total expected). Of the returns fil…
    - 8 Mar 14, 1:47pm -
  • Online IRS Tax Tools To Figure, Track and File Taxes For Free
    With the 2014 filing season now officially open tax payers can go to IRS.gov and leverage a number of tools that enables them to file their taxes for free, figure how much in additional tax credits they can get and even plan for their 2014 taxes. Th…
    - 31 Jan 14, 1:31pm -

No Credit Needed

  • My DIY Adventures
    Over the past few years, I’ve worked to improve my DIY skills.  Here are a few of the projects I’ve tackled – with an eye towards saving money and doing it myself. I replaced the garbage disposal below our kitchen sink.  This project was rel…
    - 13 days ago, 20 Aug 14, 7:11pm -
  • I Still Buy Stuff I Do Not Need
    I have been writing about personal finance (as in, my own) for nearly a decade.  In that time, I’ve had some financial success – paying off my consumer debt, purchasing a new home – and some blogging success – mentioned in the New York Times…
    - 62 days ago, 2 Jul 14, 5:31am -
  • Fight For Your Independence And Get Out Of Debt
    Let’s not wait until January 1st to focus on getting out of debt.  It’s July – It’s time.  Fight for your independence-  and get out of debt, today! No doubt, a little dramatic, but you get the point.  Today is the day to start planning f…
    - 63 days ago, 1 Jul 14, 5:30am -
  • How To Stay Motivated While Getting Out Of Debt
    Let’s be real.  The idea of getting out of debt sounds awesome.  The day-to-day grind of getting out of debt… not so much. Here’s how to stay motivated while getting out of debt - Celebrate Your Progress – Check those numbers and get excite…
    - 64 days ago, 30 Jun 14, 5:30am -
  • Envelope System Video – Simple Cash Management
    I created this video 7  years ago (wow!) to demonstrate my favorite cash management system – the envelope system. I have been using the envelope system for nearly a decade and it really is a great system for managing cash and household expenses.…
    - 66 days ago, 28 Jun 14, 1:00pm -

My Two Dollars

  • Millions of American Homeowners Could Refinance and Save with HARP
    This post brought to you by Quicken Loans. All opinions are 100% mine. by Clayton Closson. You read that title correctly. An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case…
    - 12 Jul 13, 10:43am -
  • How I Saved $25/Month With One Call to My Cable Company
    Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable se…
    - 3 Sep 12, 6:10am -
  • 3 Used Car Negotiation Tactics That Can Help You Save
    From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first yea…
    - 23 Jul 12, 7:15pm -
  • The 13 Most Commonly Overlooked Tax Deductions
    With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant docum…
    - 3 Feb 12, 6:15am -
  • Your Bank Account Full Of Time – How Are You Spending It?
    The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me…
    - 26 Jan 12, 12:46am -

Budgets are $exy

  • Net Worth Update: $458,924.81 [+$13,000]
    Happy Labor Day, friends! Hope y’all are getting into some good stuff today :) I will be too shortly, but first had to run the ol’ net worth numbers of course and see how the month ended. And boy did those markets rally! A $13k gain for us withou…
    - 1 day ago, 1 Sep 14, 3:02am -
  • How To Stream Media/Internet To Your TV – For Free! [Plus: Chromecast Giveaway]
    [This is part 2 of our 3-part series on how to save money with your cable, phone, and internet bills (while also FAILING at the same time). You can find part #1 here.] We’re back! Last article we went over how to get home phone service for practica…
    - 4 days ago, 29 Aug 14, 3:02am -
  • How To Get [Basically] FREE Home Phone Service!
    [This is post #1 in a 3-part series on how to save money with your cable, phone, and internet bills. And also how to FAIL at it the same time.] This post is going to be bitter sweet. On one hand I found a KILLER way to save some dough on our home pho…
    - 6 days ago, 27 Aug 14, 3:02am -
  • Ask J. Money Anything Day!
    Did you wake up this morning wondering to yourself, “Gee, I sure wish my favorite blogger EVER would let me ask him a question today! I’ve never been able to reach him via email or twitter or facebook or linkedin or pinterest or even through his…
    - 8 days ago, 25 Aug 14, 3:02am -
  • How to Score a Kick-Ass [Cheap] Wardrobe
    Okay, so wow. I have a new store crush: Plato’s Closet I’m not sure if you’ve ever heard of them before (their site claims they’re “the fastest growing retail franchise in North America” so people seem to love them!) but regardless I hit…
    - 11 days ago, 22 Aug 14, 3:02am -

Smart On Money

  • Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord
    There are people out there who are made to be landlords, but not me. Here's why I'd rather pay to unload my house than become a landlord.The post Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord appeared first on Smart On Money…
    - 29 days ago, 4 Aug 14, 2:26pm -
  • Watch Out for Interest-Only Home Loans
    Now that the economy has picked up some, lenders are re-introducing a few "creative" financing methods. Here's one to watch out for, the interest-only loan.The post Watch Out for Interest-Only Home Loans appeared first on Smart On Money and was writ…
    - 55 days ago, 9 Jul 14, 9:25am -
  • How To Stop Feeling Pessimistic About Retirement
    When many Americans think about retirement, they are pessimistic — and for good reason. According to a recent COUNTRY Financial Security Index survey, 25 percent of Americans say that they are not saving for retirement at all. If you aren’t savin…
    - 57 days ago, 7 Jul 14, 7:54am -
  • 3 Tips for Keeping Your Summer Budget Under Control
    It's hard to keep the summer budget under control, but your finances will thank you for following these three tips.The post 3 Tips for Keeping Your Summer Budget Under Control appeared first on Smart On Money and was written by Miranda Marquit.Copy…
    - 84 days ago, 10 Jun 14, 7:13am -
  • 5 Tips for Reducing Financial Stress
    If you are experiencing financial stress, here are 5 tips that can help you reduce the stress of the situation, and possibly even come out ahead.The post 5 Tips for Reducing Financial Stress appeared first on Smart On Money and was written by Mirand…
    - 97 days ago, 28 May 14, 10:07am -

Financial Samurai

  • What Do You Have Left To Prove?
    I like conflict because it gives me motivation to try harder. During high school I had the talent to play at an elite level of tennis if I trained more. Unfortunately, I didn’t want to work on my backhand and nobody was really badgering me. As a…
    - 1 day ago, 1 Sep 14, 5:08am -
  • The Secret To Perfect Happiness Revealed! Make Over $500,000 A Year
    In an amazing Gallup poll highlighted by the Wall Street Journal, it says that 100% of those who make more than $500,000 are “very happy”! That’s right. Not 98%. Not 99%. But a pure 100%. This is a breakthrough research finding that has amazing…
    - 4 days ago, 29 Aug 14, 5:18am -
  • Is An MBA A Big Waste Of Time And Money?
    During the summer of 2014, Personal Capital had the luxury of hosting three MBA interns in the marketing department where I consult part-time. One was actually a Harvard JD/MBA, which is darn impressive because she has to get into both schools separa…
    - 6 days ago, 27 Aug 14, 5:08am -
  • Someone Stole My Credit Card – What To Do?
    Just when I said nothing much happens with my credit card, somebody goes ahead and steals my credit card! But perhaps “stealing” is the wrong word to use in this situation, so let me clarify. The last place I used my credit card was at the local…
    - 8 days ago, 25 Aug 14, 4:48am -

Fiscal Fizzle

  • Avoid These Mistakes With Inherited IRAs
    As with many retirement and savings options, there are clauses located in the small print which relate to many aspects of how the money is handled. This can include anything from how and when it’s appropriate to withdraw money, and what happens if…
    - 34 days ago, 30 Jul 14, 7:20am -
  • My Favorite Podcasts
    I don’t have a whole lot of “free” time on my hands lately, but I do one thing every single day that is required and consistent—I commute. Every single day, I’m afforded the gift of 20 minutes each way in my car with no distractions, except…
    - 74 days ago, 20 Jun 14, 7:08am -
  • Spending More to Save More
    I visited the vet’s office this week to pick up the flea & heart worm medication my dog takes on a monthly basis. As always, I was given the option of getting a 6 or 12-month supply. This particular  brand, which comes in the form of a pill, is bo…
    - 77 days ago, 17 Jun 14, 6:54am -
  • The Pros and Cons of Having Roommates
    This post is written by Jennifer Riner of Zillow. Renters looking to save money should consider leasing apartments with friends. College students are notorious for cohabitating with classmates to spend more time together before graduation. Increasing…
    - 9 May 14, 6:00am -
  • Getting Your Fashion Line off the Ground
    Creating a fashion line takes much more than a passion for fashion. It takes a lot of hard work and a sound business plan to make a fashion line a success. Here are some tips that have turned unknown names in the world of haute couture into fashion e…
    - 29 Apr 14, 3:04pm -

Green Panda Treehouse

  • How to Choose a Good Credit Card For Your Needs
    Are you looking for a new credit card? If you’re in the market for a new piece of plastic, you’re likely debating what you should be looking into. A few common questions usually arise: What are the best credit cards? What should I expect from a…
    - 95 days ago, 30 May 14, 4:00am -
  • Non-Qualified Annuity – A Strategy That Works
        Annuities are probably the most complex “beast” in the financial world. As if it isn’t enough, life insurance companies multiplied product varieties to make sure they are the only ones who can understand (and sell!) annuities.   One of t…
    - 5 Apr 14, 10:27am -
  • Why Become An Internet Marketing Specialist
    Internet marketing is a rapidly growing industry. Most companies can’t afford to neglect their online presence in a market where people look for information online before making so many decisions. Internet marketers help businesses develop their on…
    - 28 Mar 14, 12:31pm -
  • Writing Your Business Plan: What Not to Include
      Your business plan is an important document. It is what can secure the funding you need to start or grow your business. While there are some simple things you can do to create a brilliant business plan, there are also some things you can do that m…
    - 28 Feb 14, 9:51am -
  • A Simple Guide to First Home Buyers
        For most people in their 20s, buying their first house will become the most important transaction of their life. When you think about it, this will be the biggest loan ever taken and you will buy your biggest asset with it. What if you borrow t…
    - 7 Feb 14, 6:37am -

Len Penzo

Lazy Man and Money

  • newShould You Invest in Frontier Markets?
    Regular readers know I'm a big fan of diversification. It's been a long time since I've waved my flag as strongly as I have over the past few months. I'm not optimistic about where the US stock market is headed over the next year or two. The Shiller…
    - 2 hours ago, 2 Sep 14, 6:15am -
  • What If We Were Too Transparent?
    It is very rare that I see a commercial that makes me laugh out loud, but this one did: I could watch it a hundred times. In fact, I probably have. If you haven't watched the commercial (come on, it's only 30 seconds), the grandfather is too transpar…
    - 4 days ago, 29 Aug 14, 6:15am -
  • The Lazy Guide to Budgeting – 7 Ways to Make It Easier to Stick With
    The following is a guest post by Fanny Seto. She is the creator of Living Richly Budget Printables, a 20-page printable bundle and budgeting system that makes it 20-seconds easier to stick to a budget. She is also the Editor-in-Chief of Living Richly…
    - 5 days ago, 28 Aug 14, 6:15am -
  • Are Roth 401(k)s and Roth TSPs Better? (Part 2)
    [Editor's Note: I'll do my best to catch you up, but today's article depends on the foundation I laid in yesterday's article. If you find yourself a little lost, my best advice is to catch up with that one first.] Yesterday, I wrote about Money magaz…
    - 6 days ago, 27 Aug 14, 6:15am -
  • Are Roth 401(k)s and Roth TSPs Better? (Part 1)
    On page 37 of this month's Money Magazine, Penelope Wang makes a strong suggestion that everyone should stop passing up on Roth 401Ks because they are better than traditional 401Ks. This was shocking news to me. I figured that if this is true, it sho…
    - 7 days ago, 26 Aug 14, 6:15am -

Mighty Bargain Hunter

  • newTen redundant money expressions (and one curveball)
    I’ll admit it. I’m a card-carrying member of the grammar police, the spelling police, and the style police. “Weird Al” Yankovic released his newest album Mandatory Fun less than two months ago.  He parodied a Robin Thicke’s “Blurred Line…
    - 11 hours ago, 1 Sep 14, 8:41pm -
  • Five ways to save $5 in five minutes
    The pillar of responsible personal finance is to spend less than you earn.  If you’ve heard that once, you’ve heard it thousands of times. There are three ways to work towards spending less than you earn: Earn more. Spend less. Both 1. and 2. On…
    - 7 days ago, 26 Aug 14, 1:32am -
  • Rebate site comparison engine update
    Rebate sites are a great way to save money easily when shopping online. Just click through these sites instead of going directly to the store, and they’ll keep track of your visit and rebate you a portion of your purchase. There are quite a few of…
    - 14 days ago, 18 Aug 14, 10:00pm -
  • Large families and activity discounts
    I was chatting briefly with a colleague yesterday about married life.  (He was going to be best man in a friend’s wedding in a couple of weeks.)  In the course of the conversation, I admitted that saving money was a heck of a lot easier before I…
    - 27 days ago, 5 Aug 14, 9:58pm -
  • Rebate site review: Mr. Rebates
    I use rebate sites for as many of my online purchases as I can.  After getting a free account, it’s only a small amount of extra work to save a few dollars — or even more than a few! — on thousands of online stores. Mr. Rebates is one of a num…
    - 33 days ago, 30 Jul 14, 9:40pm -

Personal Dividends

  • What You Need To Know About Digital Distribution Platforms
    The chances of an indie band making it are already slim enough without factoring in the absolute power of distribution that a record label brings. Not every band can sign with Universal, but you can still find ways to distribute your music online and…
    - 4 days ago, 29 Aug 14, 6:00am -
  • New Airline Fees Make an Appearance
    You’re probably used to the checked bag fees that airlines have been charging for years now. Most of us are used to paying between $20 and $30 for the first checked bag, and paying even more for additional bags (some airlines charge $100 for a thir…
    - 7 days ago, 26 Aug 14, 6:00am -
  • Are You Letting These 5 Emotions Rule Your Finances?
    One of the biggest problems that many of us have when it comes to money is that we often let our emotions get the best of us. Strong emotions cloud our judgement and lead to poor decisions that, too often, we regret later. “Money is an emotional cu…
    - 14 days ago, 19 Aug 14, 6:00am -
  • Life Without Banks, Is It Possible?
    I don’t really use banks in the same way my parents did. It is conceivable that I could get along just fine without one. Many people do. What would it be like to completely ditch the bank? How would it change the way we transact business. Would it…
    - 21 days ago, 12 Aug 14, 6:00am -
  • Retirement or University Savings – Which Should Come First?
    Most people don’t have the luxury of being able to address all financial concerns at the same time, at least not in any substantial way or even in equal measure. Most of us have to make choices and set priorities. This is often the case when you’…
    - 28 days ago, 5 Aug 14, 6:00am -

Money Crashers

  • 6 Tips to Stop Being Ashamed of Your Debt and Take Control
    What would you be more embarrassed to shout from the rooftops: your weight or your credit score? For the general public, the answers are pretty surprising. The National Foundation for Credit Counseling conducted a poll asking participants to finis…
    - 5 days ago, 28 Aug 14, 7:00am -
  • What Is an Exchange-Traded Note (ETN) – How They Differ From ETFs
    Like a bond, an exchange-traded note (ETN) is a debt instrument with a set maturity date upon which its issuer promises to repay your investment. However, unlike a bond, it does not accrue interest or guarantee to pay a fixed percentage of your initi…
    - 6 days ago, 27 Aug 14, 11:45am -
  • 8 Habits to Avoid When Teaching Kids Financial Responsibility
    If you have children, you might feel responsible for teaching them everything they need to know. I have two young children, and am constantly helping them work on their math skills, pushing them to read more, and reminding them to practice whicheve…
    - 7 days ago, 26 Aug 14, 12:45pm -
  • 7 Tips to Streamline Your Bank Accounts for Easier Money Management
    I remember watching my mom pay bills each month when I was a child. She’d sit at the kitchen table, surrounded by a mound of paper, envelopes, stamps, and her checkbook as she wrote out the amounts, balanced the budget, and kept all of those slips…
    - 8 days ago, 25 Aug 14, 8:00am -
  • 10 Best American Vacation Towns to Live In Year-Round
    While many major population centers are blessed with beautiful surroundings, big cities also have many drawbacks, such as soul-crushing traffic and long commute times, pressure to conform to social expectations, and high living costs. For some, the…
    - 11 days ago, 22 Aug 14, 10:30am -

The Military Wallet

  • Does the SCRA Allow You to Miss Loan Payments?
    This article was originally published on The Military Wallet at Does the SCRA Allow You to Miss Loan Payments? and is protected by US copyright laws.I was recently contact by a new military spouse who wanted to know if the Servicemember’s Civil Re…
    - 6 days ago, 27 Aug 14, 9:23am -
  • Army Tuition Assistance Benefits – Updates for FY 2015
    This article was originally published on The Military Wallet at Army Tuition Assistance Benefits – Updates for FY 2015 and is protected by US copyright laws.The Army recently updated their Tuition Assistance (TA) program with a focus on ensuring t…
    - 14 days ago, 19 Aug 14, 11:41am -
  • I Joined the Air National Guard – My Long Journey to Serving Again
    This article was originally published on The Military Wallet at I Joined the Air National Guard – My Long Journey to Serving Again and is protected by US copyright laws.I separated from active duty eight and a half years ago. Last week I joined th…
    - 19 days ago, 14 Aug 14, 11:32am -
  • Can You Join the Guard or Reserves if You Have a VA Service-Connected Disability Rating?
    This article was originally published on The Military Wallet at Can You Join the Guard or Reserves if You Have a VA Service-Connected Disability Rating? and is protected by US copyright laws.One of the biggest misconceptions about having a VA servic…
    - 20 days ago, 13 Aug 14, 2:19pm -
  • Military Involuntary Separation Pay Rules & Eligibility
    This article was originally published on The Military Wallet at Military Involuntary Separation Pay Rules & Eligibility and is protected by US copyright laws.With the current military drawdown, involuntary separations will be a way of life for milit…
    - 28 days ago, 5 Aug 14, 3:03pm -

Deliver Away Debt

  • Wonga Hit with a $4.4 Million Compensation Bill
    Let the Loophole Wars Begin . . . Wonga has been in the news lately and for all the wrong reasons. Following an investigation by the Financial Conduct Authority the payday loan giant was hit with a $4.4 million compensation bill to be paid to no less…
    - 53 days ago, 11 Jul 14, 9:45am -
  • Managing your money: All you need to know about payday loans
    Taking an in depth look into the media hype around payday loans Pay day loans have been receiving some particularly bad press in recent weeks, with the latest damning article published by The Telegraph suggesting that many short term loan borrowers a…
    - 62 days ago, 2 Jul 14, 5:34am -
  • Family VS Individual Health Care Plans | What Are the Differences?
    Of course the main difference between family and individual health care plans is that the family type covers more people than just one, the individual. Hello, Captain Obvious! Now, since family care plans cover more people, they also cost more. Howev…
    - 22 May 14, 7:26am -
  • Aereo Micro Antenna and the Big Bad Broadcasters
    As a person who loves finding ways to save money and get stuff for free (legally of course), I am positively intrigued about an upcoming Supreme Court case which may actually decide the fate of how we consume media. The Backstory Aereo is a start-up…
    - 17 Apr 14, 10:34am -
  • Should a Senior Like Me Worry About Getting Life Insurance?
    This is a common question among individuals over the age of 50 and the answer to this question, with very few exceptions, is always yes. It’s not a question that tends to come about due to someone your age not wanting life insurance coverage; typic…
    - 12 Oct 13, 6:18pm -

Dual Income No Kids Finance

  • It ain’t trickin if you got it
    That’s a hip way to say it’s OK to spend money if you have it.  I have to tell you I’m not so sure.  Maybe As you know I work in finance aka the land of corporate douche bags.  Every single day I am surrounded by men in $2000 suits – I kno…
    - 1 day ago, 1 Sep 14, 3:00am -
  • Weekly roundup: Long weekends and Labor Day
    Good morning Dinks and Happy Friday.  Well it’s Labour Day weekend and you know what that means, our summer is officially coming to an end.  I had a great summer this year and I’m definitely sad to see it go, but I also have a great Fall lined…
    - 4 days ago, 29 Aug 14, 3:00am -
  • Ask a CFP: What’s an ETF?
    Good morning Dinks.  Since the market crash in 2008 everyone is trying to save money whenever and where ever possible.  People want discounts on their food, need coupons for their household goods and search for the lowest fees on their investments.…
    - 5 days ago, 28 Aug 14, 3:00am -
  • Venus and Mars and Shopping
    Good morning Dinks.  Today we’re featuring another post in our Venus and Mars series.  As one half of a couple I have to say that the differences between men and women are astonishing.  Yet we continue to leave (somewhat harmoniously) together h…
    - 6 days ago, 27 Aug 14, 3:00am -
  • Ask a CFP: What’s the difference between a financial planner and a stock broker
    Good morning Dinks.  As a financial planner I see all kinds of clients.  When I tell you that everyone is unique it’s true.  Every time someone comes to see me they have a reason why they want to invest – trust me, I hear all kinds of stories…
    - 8 days ago, 25 Aug 14, 3:00am -

Generation X Finance

  • Starting a Business
    This is the part of our 2003 update. This update I am doing a little bit different than our 2002 update.  I am breaking it up into several consecutive posts and the last post will have the net worth update for 2003 followed by a glance at our 2003 b…
    - 41 days ago, 23 Jul 14, 9:45am -
  • How I Became a Used Car Dealer, for a little while
    This is the beginning of our 2003 update.  This update I am doing a little bit different, I am breaking it up into several consecutive posts and on the last one I will post the net worth update for 2003 followed by a glance at our 2003 budget. By do…
    - 50 days ago, 14 Jul 14, 10:30am -
  • How Much Should You Spend on an Engagement Ring?
    How much will you spend on your wedding ring? Jewelers recommend you spend 2-3 months of your salary on a wedding ring. Back in the day, when I was a single college student in love, I remember asking myself this question. I was all set to propose to…
    - 92 days ago, 2 Jun 14, 6:35am -
  • How I Became A Millionaire Yearly Update 2002
    Starting with a net worth of less then zero to having a net worth over a million before I was 30, this series will show you how my family and I did it. This is the first of the series of my journey to becoming a millionaire in eight years, or shoul…
    - 6 Feb 14, 4:51am -
  • Maximum 401k Contribution for 2014 Has Been Announced
    Each year the Internal Revenue Service sets the maximum amount of contributions a person can make toward their 401k plan. On Thursday October 31, the IRS announced that the contribution limit will remain unchanged for 2014, here. The amount maximum c…
    - 20 Nov 13, 7:30am -

Studenomics

  • If you’re struggling financially as a student, you need to read this (or keep on struggling)
    College students are completely clueless about managing money. Most college students are in debt now and will be for a long time. Why do I say this? According to Yahoo News, the average amount of student debt that a student holds upon graduation is $…
    - 4 days ago, 29 Aug 14, 12:02am -
  • The Ultimate Financial Survival Guide For New College Students
    “How could you afford anything?” This was the first question I had for a friend when I started college back in 2005. I was so confused. I didn’t know how I was going to survive. I didn’t think I was smart enough for college. I didn’t think…
    - 7 days ago, 26 Aug 14, 9:08am -
  • Investing 101: Getting Started With ETFs
    Exchange-traded funds, or ETFs, are similar to mutual funds in some ways. Like mutual funds, they’re professionally managed, ensuring that you get a basket of securities overseen by a portfolio manager. Investing in ETFs, like investing in mutual f…
    - 7 days ago, 26 Aug 14, 4:05am -
  • What Happens When You Take The Unconventional Route For School?
    “If you’re remarkable, it’s likely that some people won’t like you. That’s part of the definition of remarkable. Nobody gets unanimous praise – ever. The best the timid can hope for is to be unnoticed. Criticism comes to those who stand o…
    - 12 days ago, 21 Aug 14, 12:29pm -
  • How One of Our Buddies is Dominating Their Finances… in High School!
    If you don’t see any REAL and TANGIBLE results from Studenomics, I’m a loser and a failure. I’m talking about specific results for the task at hand. This means: Getting out of debt when in debt. Saving $25k by 25. Making your first dollar throu…
    - 14 days ago, 19 Aug 14, 7:00am -

Money Crush

  • Quit Trying to Save Money
    Have you been trying to save money for years without success? Maybe something always seems to come up, and you never quite manage it on a regular basis. If so, it’s time to quit trying to save money. That’s right. Quit trying to save money. What…
    - 1 day ago, 1 Sep 14, 6:00am -
  • Goodbye, Job!
    After 9+ years with the same employer, this will be my last week at my job. It’s bittersweet to leave after all this time, but I’m super excited to just be doing my own thing now. Well, now meaning after Friday :) Maybe I’m a little crazy to qu…
    - 8 days ago, 25 Aug 14, 6:00am -
  • The FBA Experiment (Part 3)
    I got signed up late last month as a Fulfillment by Amazon (FBA) seller. I wanted to experiment with retail arbitrage as another way to make extra money, and FBA sounded interesting precisely because Amazon would be in charge of fulfilling the orders…
    - 15 days ago, 18 Aug 14, 6:00am -
  • Can You Name Your Most Important Asset? (It Might Not Be What You Think)
    What is your most important asset? Is it your house, your investments, your education, or something else? That’s a trick question of course, because your most important asset isn’t something you can buy or sell. It’s your health. Yet our health…
    - 22 days ago, 11 Aug 14, 7:00am -
  • 6 Ways to Improve Your Focus (And Beat Procrastination)
    If you’re like me, you may find it difficult to get things done due to a combination of procrastination and distractions. Here are six ways to improve your focus so that you can accomplish the things you want to get done. 1. Prepare Pick a time eac…
    - 29 days ago, 4 Aug 14, 7:00am -

Wealth Informatics

  • Five Reasons to Visit State Parks instead of National Parks
    Five Reasons to Visit State Parks instead of National Parks is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I love our American national parks and am so very grateful to those of our a…
    - 65 days ago, 29 Jun 14, 11:14am -
  • 14 Things Parents Should Make Sure Their High School Seniors Know
    14 Things Parents Should Make Sure Their High School Seniors Know is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Graduation time – when we parents send our precious ones out into th…
    - 85 days ago, 9 Jun 14, 1:22pm -
  • How Others Influence Your Wealth
    How Others Influence Your Wealth is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. Humans are hard-wired to be social animals. We evolved as part of a group. The group kept us safe, kept…
    - 28 Apr 14, 4:00am -
  • How to Overcome Six eBook Publishing Struggles
    How to Overcome Six eBook Publishing Struggles is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. I finally succeeded in finishing my very first book! Writing it took me a year – workin…
    - 21 Apr 14, 4:00am -
  • {Keekaroo Review + Giveaway} Finding the right high chair to foster independence
    {Keekaroo Review + Giveaway} Finding the right high chair to foster independence is a post from: Wealth Informatics if you enjoy it, please visit us and subscribe to the Wealth Informatics feed. My daughter just turned 6 months old. How time flies! W…
    - 11 Apr 14, 4:00am -

Engineer Your Finances

  • newWhy Having Savings Is Essential To Having Good Credit
    The other day, I read a couple of frightening statistics. In an article in CNNMoney, the statistics quoted that nearly 75% of Americans were living paycheck to paycheck and that more than 25% of Americans had no savings to fall back on in the event o…
    - 21 hours ago, 1 Sep 14, 11:02am -
  • Changing Your Mindset Can Help You Save More Money
    One of the biggest barriers to improving our finances is our mindset about money and how to spend it. If you grew up in a household where money and finances were not regularly discussed amongst the entire family, your mindset about money may not be t…
    - 4 days ago, 29 Aug 14, 9:19am -
  • How To Deal With A Charged Off Debt
    If you have a debt that has been charged off, there is a good chance that your finances have been in turmoil for a while. Once you have gotten your financial house back in order, you may think that you no longer have to pay the charged off debt becau…
    - 7 days ago, 25 Aug 14, 8:56pm -
  • Binary Options: How They Work
    I’m always on the lookout for new ways to earn and grow my money. So when I heard of binary options I had to dig in and learn a little more. I’ll admit at first the terminology seemed a little confusing. But after learning the basics binary optio…
    - 12 days ago, 21 Aug 14, 5:18pm -
  • Following These Steps Will Improve Your Credit Score
    There are many people that make good money at their jobs but have a low credit score for a variety of reasons. Some have had financial trouble in the past while some others do not have enough of a credit history for the highest credit scores. If you…
    - 12 days ago, 21 Aug 14, 11:15am -

Early Retirement Extreme

  • newThousand Islands
    I suppose I should have developed an appropriate level of cynicism when it comes the familiar products I use: No, they are not proprietary products based on secret formulas painstakingly developed by bench scientists during many years of research. No…
    - 5 hours ago, 2 Sep 14, 3:10am -
  • newHow to deal with heat
    Dealing with heat is far worse than dealing with cold because you can not just put more clothes on. Now, one could just switch on the A/C, but there are also ways to avoid this by taking advantage of the environment rather than ignoring it or working…
    - 5 hours ago, 2 Sep 14, 3:10am -
  • newGetting in shape without paying a dime
    Using body weight and leverage is possible to put stresses on the body that would correspond to a couple of hundred pounds in the gym. For strength, there is the one-armed push up and the one-legged squat as described in The Naked Warrior. The best t…
    - 17 hours ago, 1 Sep 14, 3:07pm -
  • Gresham’s law of content, tipping content providers, and providing a better compensation model for the internet
    In my opinion, the internet is the greatest invention of the last 50 years. It has provided everybody with nearly unlimited access to free information and it is pretty hard for me to make the case that the internet hasn’t benefited me far more than…
    - 1 day ago, 1 Sep 14, 3:05am -
  • A modest prediction for the next 20 years
    Predicting the future always provides an excellent opportunity to make a fool out of oneself. One is almost destined to be wrong on some part or the other. If nothing else, the timing might be off, or the details may not be exactly right. I have note…
    - 2 days ago, 31 Aug 14, 3:03pm -

Darwin's Finance

  • Individual Investors Make Terrible Decisions – So STOP Making Them!
    I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing.  We just can’t help ourselves.  Based on this latest research of 20 years of data, here are…
    - 29 Jun 13, 12:02pm -
  • Rates Are Finally Spiking – What it Means
    After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May.  If rates keep rising at a simi…
    - 31 May 13, 8:58am -
  • Why the Rich Keep Getting Richer
    There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind.  Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two y…
    - 30 Apr 13, 2:29pm -
  • How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals
    As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims.  For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Ame…
    - 29 Mar 13, 3:38pm -
  • Yahoo’s Work From Home Controversy – Thoughts and Your Opinions
    This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home.  This, in a culture where many, many employees were used to doing this for years.  Here are a few thoughts on this particular announcement, implications for…
    - 26 Feb 13, 7:36am -

Couple Money

  • Managing Your Money the Smart Way
    As a member of the personal finance community, I’m amazed at how many people are a part of it. Unfortunately that often means that I can’t always keep up with everyone. It’s a shame because there are some wonderful bloggers with their stories…
    - 3 days ago, 30 Aug 14, 6:00am -
  • Baby Girl on the Way!!!
    I’m excited to announce that we are expecting another baby girl! We just had the ultrasound this week and we were so happy to get another look at our baby. We took our little one (can’t believe she’s 3 already!) with us so she could watch the…
    - 5 days ago, 28 Aug 14, 2:21pm -
  • Know How Deep Your Debt Is
    As promised, to help couples get out of debt faster I’m creating a new series that will take you step by step through the process. Over the years, between our personal experience with paying off the car loan and discussing with other couples about…
    - 8 days ago, 25 Aug 14, 8:53am -
  • Reach Financial Independence on Your Terms
    As a member of the personal finance community, I’m amazed at how many people are a part of it. Unfortunately that often means that I can’t always keep up with everyone. It’s a shame because there are some wonderful bloggers with their stories…
    - 10 days ago, 23 Aug 14, 5:00am -
  • The Couple Money Guide to Starting Your Emergency Fund
    There are plenty of Americans who don’t have any savings (one estimate puts it around 26%). That’s a scary situation to be in, even with dual income couples and families. What if you get laid off from your job (or if they reduce your pay/hours)…
    - 15 days ago, 18 Aug 14, 1:32pm -

My Journey to Millions

  • newCreating a New Cash Flow Chart for my Family
    It took The Wife and I about a year of marriage before we created a cash flow strategy that worked for us and the last time the strategy was even looked into was 2011!  While we could continue down the same path, The Wife and I decided it was time…
    - 5 hours ago, 2 Sep 14, 3:00am -
  • September 2014 Net Worth Update
    For the first time in two and a half years I failed to update my net worth (either on my spreadsheet or on this blog).  The fantastic summer I have had this year has really derailed me in both in terms of keeping up with my blog and my personal fina…
    - 1 day ago, 1 Sep 14, 3:00am -
  • Regaining Focus After a Crazy Summer
    To say I have had a great, but busy, summer is an understatement.  Starting way back in May it has been crazy around my house.  The Wife, the boy and I went to Disney inviting our mothers with us.   Then in June we had a trip to The Wife’s famil…
    - 4 days ago, 29 Aug 14, 10:24am -
  • Is Making Extra Payments on your Home Loan a Good Idea?
    If you have the ability to make some extra payments on your home loan it can be tempting to do so in order to try and reduce your interest payments as well as paying the loan off in a shorter timescale. Even if you just pay an extra $30 per month it…
    - 4 days ago, 29 Aug 14, 6:39am -
  • A Huge Problem with the Financial Planning Industry
    While I readily defend the financial planning industry of which I am a part there is a glaring hole that is probably only getting larger.  I saw a great post from financial blogger, Daniel, over at Sweating The Big Stuff  where he was helping out a…
    - 13 days ago, 19 Aug 14, 10:35pm -

Enemy of Debt

  • newAre You Taking Care Of Your Money?
    Do you take good care of your money? Think about that question for a few minutes while I tell you a story. My daughter went to an outdoor swimming pool over the weekend with a friend’s family. The weather was hot making it a perfect day to go swimm…
    - 24 hours ago, 1 Sep 14, 8:19am -
  • I Love You Like a Blogger Roundup – 8/29
    Here we are, the last weekend of Summer.  I have to do a 17 mile run,  a fantasy football draft, some last minute school shopping, and our neighbor is having a neighborhood party.  We’ll be throwing back a few cold ones, grilling some food, and…
    - 4 days ago, 29 Aug 14, 5:00am -
  • Coupon Smarts at Toys R Us: A Guide
    Couponing is becoming more and more popular among people today as a means of saving money at the store. In fact, over 300 billion coupons were circulated last year alone. Just about anything can be purchased at a discount, with the help of a coupon,…
    - 5 days ago, 28 Aug 14, 10:02am -
  • Club Stores are NOT Always Cheaper
    In an effort to take advantage of our 2% cash back perk of our executive membership, I’ve been trying to get in the habit of making bulk buying run to Costco once a month. By purchasing products that we always need and use in bulk once a month I fi…
    - 8 days ago, 25 Aug 14, 7:25am -
  • I Love You Like a Blogger Roundup – 8/22
    Happy Friday, EOD Nation! Bob from Christian PF had an article over at the Huff Post this week that listed some great budget spreadsheet resources for readers…….and the EOD zero based budget spreadsheet was among those listed!  What an honor and…
    - 11 days ago, 22 Aug 14, 4:20am -

Peak Personal Finance

  • MB Financial Online Banking August 2014
    MB Financial Online Banking August 2014Post from: Peak Personal FinanceMB Financial Online Banking August 2014Post from: Peak Personal Finance This MB Financial online Banking August, 2014 update can help provides the necessary information for you t…
    - 4 days ago, 29 Aug 14, 5:00am -
  • Luana Savings Online Banking August 2014
    Luana Savings Online Banking August 2014Post from: Peak Personal FinanceLuana Savings Online Banking August 2014Post from: Peak Personal Finance In this Luana Savings online Banking August, 2014 update is information about just what this Iowa based…
    - 25 days ago, 8 Aug 14, 5:00am -
  • Key Online Banking July 2014
    Key Online Banking July 2014Post from: Peak Personal FinanceKey Online Banking July 2014Post from: Peak Personal Finance This Key online Banking July, 2014 update is on the 22nd largest financial institution in America based on deposit amount will e…
    - 46 days ago, 18 Jul 14, 5:00am -
  • Investors Savings Online Banking June 2014
    Investors Savings Online Banking June 2014Post from: Peak Personal FinanceInvestors Savings Online Banking June 2014Post from: Peak Personal Finance In this Investors Savings online Banking June, 2014 update many things the American consumer should…
    - 67 days ago, 27 Jun 14, 5:00am -
  • Intervest National Online Banking June 2014
    Intervest National Online Banking June 2014Post from: Peak Personal FinanceIntervest National Online Banking June 2014Post from: Peak Personal Finance This Intervest National online Banking June, 2014 update is to help new and existing customers to…
    - 88 days ago, 6 Jun 14, 5:00am -

Simple Financial Lifestyle

  • newHow to Simplify Your Personal Finances with One Website?
    I am always trying to find new ways to simplify my finances or at least make it easier to keep track of my finances.  Having multiple things to keep track of can be time consuming as well as cumbersome.   Why not have one website you can keep trac…
    - 3 hours ago, 2 Sep 14, 5:00am -
  • How to Hide your Money from Yourself to Save and Simplify your Finances
      Are you finding it a challenge to save money?  Does it seem like as soon as it is deposited into your account it disappears?  Are you looking for a simple way to save money as well as simplify your finances?  We all have a tendency to spend a l…
    - 7 days ago, 26 Aug 14, 5:00am -
  • I want to simplify my finances but where do I begin?
    As I have state before simplifying your finances is a process.  It is not something that you can do overnight.  One question I hear often is where do I beginning?  It is a valid question.  So I have come up with 5 simple questions you can answer…
    - 14 days ago, 19 Aug 14, 5:00am -
  • Who else want to get their financial goals back on track before year end?
    We are in the heat of the summer and year end is less than five months away.  How do you feel about your personal finances as we come closer to year end?  Do you feel like you are on track to reach your year-end financial goals you set for yourself…
    - 84 days ago, 10 Jun 14, 5:00am -
  • Is FEAR preventing you from simplifying your finances?
    We all have fears at some point in time in our lives.  Such as fear of putting money into the stock market and the fear of losing it all.  But you can not allow financial fears hold you back and prevent you from achieving your financial goals.  Th…
    - 22 Apr 14, 6:00am -

Cash Flow Sherpas

  • 3 Secrets To Finding Great Balance Transfer Deals
    [caption id="attachment_2496" align="alignleft" width="150" caption="Credit Cards"][/caption]By Stephanie MojicaAfter Valentine’s Day and other expensive winter holidays such as Christmas and New Year’s, your credit card interest payments may…
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  • Two Quick and Easy Ways to Keep More Money in Your Pocket
    [caption id="attachment_2405" align="alignleft" width="150" caption="co-signing"][/caption]By Stephanie MojicaThere are plenty of frugal people all over the world who pinpoint the “latte factor” when it comes to keeping more money in their po…
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  • Top 10 Ways To Save Money In 2011
    Many of us make New Year’s resolutions, especially where money and diet are concerned. Grab some or all of these top 10 ways to save money while enhancing your life in 2011 and beyond.1. DeclutterStart the New Year by cleaning your house, clear…
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  • Personal Finance Pitfalls To Avoid In 2011
    As the New Year unfolds, here are the financial road traps that you need to avoid to solidify your financial position and get more sleep every night.The first pitfall to avoid is being unprepared without an emergency fund.  An emergency fund will…
    - -
  • 3 Ways to Improve Your Credit in the New Year
    One New Years resolution that can really pay off for your financial health is to improve your credit score.  Often times a bad credit score can be attributed to bad money habits. The New Year is a good time to kick those habits and start financiall…
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Financially Poor

  • Grow Up And Stop Acting Like A Child
    It’s fun being a child. Nothing in the world can bring you down…except a scraped knee. Why is life so grand? Who cares. You’re a child and you need to act that way. It’s easy to be oblivious in life and no one does it better than children. Yo…
    - 1 day ago, 31 Aug 14, 11:08pm -
  • Grandma’s Christmas Shopping “Money Saving Tips”
    It doesn’t matter how committed we are to saving money throughout the year, somehow the holidays roll around and there is never enough to do all that we want to do. By the time we figure out who needs what and then remember all the ‘little’ gif…
    - 3 days ago, 29 Aug 14, 10:57pm -
  • Save Money On Your Cellphone Bill
    Sometimes all you have to do for a deal is ask. But a lot of companies are cutting back on deals and sprint is no exception. I called them up several different times a just asked “Is there any deal I can get on my plan” and they always told me no…
    - 5 days ago, 27 Aug 14, 10:52pm -
  • Saving Money on the Road
    With how often we think about our financial investments and bottom line, it’s easy to forget about the investment we must make in our mental health. Nothing could be more important to the future of your life than acknowledging the role our emotiona…
    - 7 days ago, 25 Aug 14, 10:30pm -

The Consumer Boomer

  • What Baby Boomers Need to Know About Payday Loans
    Payday loans frequently appeal to people who run short of cash or encounter unforeseen expenses. Baby boomers are no exception, so it’s important for this generation to learn more about short-term lending. Greater knowledge on the risks and benefit…
    - 1 Apr 14, 2:56pm -
  • Tax Efficient Strategies When Selling Investments
    Baby boomers are living longer, but perhaps facing more challenges than ever. Healthcare costs, layoffs and lack of pensions greatly affect financial planning. We must budget our lifestyles to meet rising costs and uncertainty. In certain cases, this…
    - 25 Mar 14, 4:38pm -
  • Financial Crimes: Keeping Your Money Safe in a Troubled Economy
    With the job market still recovering from the 2008 recession and many financial institutions in trouble, keeping your money safe has never been more important. Criminals in the financial sector have found cunning new ways to take advantage of new tec…
    - 24 Mar 14, 5:40pm -
  • Has the Internet made us Richer?
    It has been over twenty years since the internet was made available to the general public. Since then internet access has been made available in restaurants and coffee shops, a myriad of devices ranging from cellular telephones to children’s video…
    - 24 Mar 14, 12:55pm -
  • Currency Trading For Beginners
    Currency trading, also known as forex trading, is the type of trade dealing with the exchange of a single currency into another depending on a certain rate. Those that participate in currency trading are larger financial institutions, like banks. Cur…
    - 13 Mar 14, 10:29am -

Personal Finance Firewall

  • Credit Karma Introduces Insights For Clear Account Management and Bill Tracking
    Years ago I wrote about Mint.com, an awesome system that I’ve been using since beta to track all my finances online. Mint offers the ability to easily add financial institutions to your account, see deposits and withdrawals as well as get notif…
    - 2 Apr 13, 10:34am -
  • Netflix – The Final Frontier?
    Netflix, what an interesting company. They have been a pioneer since they opened their doors in 1997 and a few months back, my wife and I finally caved and decided to keep a subscription beyond the free trial. We actually were full members of Netflix…
    - 26 Jun 12, 9:30am -
  • 5 Tips For Overseas Travel
    Recently I travelled from Sydney to Chicago. Many things happened on this trip that with a little forethought I could have avoided. As such, here are my 5 tips to consider when you are travelling overseas! Check your passport This might sound basic b…
    - 29 Nov 11, 2:18pm -
  • Fashonify Review – A New Way To Find Your Style
    Everything today is about connectivity. You want to be connected with your friends, family and even people you’ve never met before, and they you. Why is that? One reason is we want information but in many cases it’s more specific than just that,…
    - 2 Nov 11, 12:40pm -
  • Lessons Learned From The Financial Blogger Conference
    Well, I made it back in one piece! The Financial Blogger Conference was amazing. There were hundreds of bloggers as far as the eye could see. No one batted an eye at my complaints about having to pay for WiFi or my trying to split a cab anywhere we w…
    - 5 Oct 11, 7:00am -

Sweating The Big Stuff

  • newIs Expedia Stealing From Its Customers?
    This past weekend, Lauren and I took a trip to Las Vegas for a friend’s wedding (they live there, it was not a chapel wedding). We looked at a lot of hotels, trying to decide which would be best for us. We were not going to be having the normal g…
    - 57 mins ago, 2 Sep 14, 7:00am -
  • How to Apply the 80/20 Rule to Your Side Hustle
    Is your side hustle not going according to plan? It’s a hard pill to swallow, but you’re not focusing on the right stuff. Or at least, that’s what Pareto’s Principle would tell you. Simply stated Pareto’s Principle, or the 80/20 rule, says…
    - 8 days ago, 25 Aug 14, 7:00am -
  • -$114,000 Net Worth: Creating a Plan to Get Out of Debt
    A friend of mine, “Doug,” came to me last week asking for some financial advice. He lives in New York City, has a stable job at a fortune 500 company paying $60,000/year, and we have very similar educational backgrounds. Except that he has $117…
    - 15 days ago, 18 Aug 14, 10:30am -
  • Save Money Automatically With Browser Add-Ons
    I am not a coupon clipper, but I do like to save money before making a purchase. I recently bought tickets for a flight to and from Boston for a wedding. I checked prices regularly until prices dropped to what I was looking for, and bought. I didn’…
    - 22 days ago, 11 Aug 14, 7:00am -
  • I Test-Drove A Smart Watch. Here’s How To Make The Perfect One.
    I’ve been an iPhone user for over 4 years, and while it’s been great, there have been a few things that I didn’t love. I’ve jailbroken each one of my phones to unlock special features and apps that Apple doesn’t allow. One example is that a…
    - 36 days ago, 28 Jul 14, 7:00am -

Money Funk

  • How to Successfully Negotiate Better Terms with Your Credit Card Company
    Lately every credit card company seems to have a trick up its sleeve. I don’t just mean the countless tempting offers that come in the mail. At least once a week I get a letter from companies I’m already using, letting me know they’ve changed t…
    - 22 Jul 12, 10:25pm -
  • 4 Ways Buying a Smartphone Can Save You Money
    For a long time, I was firmly against purchasing a smart phone. I figured I was just fine with my old cell phone, saving money by avoiding expensive monthly data plan fees. However, after talking it over with friends and family, I finally decided to…
    - 3 Mar 12, 12:55am -
  • Adult Children Living at Home – 5 Reasons to Live with your Parents Longer
    Dude, you still live with your parents? This phrase is uttered time and time again those who live their own and can’t understand why anybody would continue to stay in their parents’ home. Although there is nothing wrong with moving out, don’t o…
    - 13 Jun 11, 9:15am -
  • Obscure Types of Insurance Policies That May Help You in the Future
    Most people know a thing or two about auto insurance, home insurance, health insurance, and life insurance. It makes sense, as these are common policies that tens of millions of people pay for, month after month. But while these may be the most commo…
    - 28 Feb 11, 7:20am -
  • Luxury Items for Your Dog: What to Buy, What not to Buy
    People love their pets. This is particularly true with dog owners. Our beloved dogs are pampered, groomed, and even clothed. We make them into a regular part of the family. As more and more canine “luxury items” have begun to hit the marketplace,…
    - 13 Jan 11, 1:29pm -

Ultimate Money Blog

  • Getting the Itch to Upgrade
    Lately I’ve had the feeling that I would like to move to a bigger house with more acreage.  Our house is just the perfect size for us right now, but we wish we had a garage and more property.  Not to mention, if we end up expanding our family it…
    - 57 days ago, 7 Jul 14, 8:26am -
  • 529 Plans versus Savings Accounts
    Shortly after Penny was born, we opened her up a savings account. Any money she receives from birthdays, holidays, grandparents, etc, we stash in her savings account. She’s got a nice little nest egg that hopefully we’ll be able to help her grow…
    - 71 days ago, 23 Jun 14, 3:33am -
  • Is Dental Insurance Worth the Cost?
    A few years ago I considered going without dental insurance. At the time, I was working at the bank and the premium was deducted from my paycheck so it wasn’t a big deal and I continued to buy the dental insurance. I took advantage of the two free…
    - 92 days ago, 2 Jun 14, 5:48am -
  • 401k Rollovers and IRAs- Finally!
    The last time I talked about my ROTH IRA, I mentioned how my laziness cost me $115.  Well, I no longer will be losing money due to silly fees at the old brokerage firm.  I finally moved my IRA over to Vanguard and couldn’t be happier! It’s a hu…
    - 15 May 14, 2:13pm -
  • Start a Cleaning Routine
    Keeping a clean house can certainly be a challenge, especially when you have little ones running around. A few weeks ago I decided I was tired of trying to clean my house from top to bottom every day and that something had to change. I decided that I…
    - 4 Feb 14, 8:30am -

Frugal Zeitgeist

  • Inside Robin Williams’ Addiction Battle
    I’m not going to pretend here that I know anything about the late Robin Williams personal battles or what drove him to his apparent suicide. I do know the world has lost yet another bright star and the universe is noticably dimmer for the loss. Rob…
    - 19 days ago, 14 Aug 14, 3:26am -
  • 10 movie mistakes that slipped through editing
    If the movie delivers an engaging story and we are sucked in I find mistakes are hard to spot. But over time they come out of the woodwork and some are shockingly obvious! Here are just a few; The Wizard of Oz – In one scene Dorothy’s red ruby s…
    - 20 days ago, 13 Aug 14, 7:21am -
  • College loan forgiveness programs
    Did you know there are absolutely loads of College loan forgiveness programs that may be an option to help reduce or even wipe out your college loans? For government backed loans such as Stafford loans there are options out there to engage in volunt…
    - 63 days ago, 1 Jul 14, 5:25am -
  • The Nuts And Bolts of an IPad POS System
    Setting up a business is expensive but the internet has given small business owners a slight edge in today’s competitive market. All they have to do is set up a website and display their items for sale. Customers come along one way or the other, an…
    - 71 days ago, 23 Jun 14, 11:49am -
  • Best defensive stocks for retirement
    Best defensive stocks for retirement – When putting together an investing portfolio for retirement you want some stability, stocks that will ride the markets and still produce. Of course we would all want that all the time but these kinds of stocks…
    - 73 days ago, 21 Jun 14, 3:01am -

Out of Debt Again

  • True Confessions: I Bought a Brand New Car
    All of my adult life I’ve had an opinion about people who bought brand new cars.  I have to admit I’ve been harshly critical of anyone making this choice.  I seem to be eating a lot of...[[ This is a content summary only. Visit my website for…
    - 8 days ago, 25 Aug 14, 6:00am -

Money Reasons

  • newPulling The Family Sled
    In my family, I pull the financial sled alone. As I watch my friends become rich along with their working wife, husband or significant others, I can’t help look at them with a quiet envy as I pull the family sled alone.  I feel alienated, and slow…
    - 23 hours ago, 1 Sep 14, 9:07am -
  • Which types of people and groups are not eligible for life insurance?
    I’ve recently read some interesting information about the types of people and groups that are not eligible for life insurance that I’d like to cover with you! Are there any Groups of People who can’t get Life Insurance? You may be wondering if…
    - 11 days ago, 21 Aug 14, 9:09pm -
  • Real Estate Search – Marble Restoration Edition
    Lately, I’ve been pretty busy! So what am I doing that is dominating my time?  2 words… Real Estate! I’m both looking for a slightly bigger house and/or a decent piece of rental property to purchase. So why is this called the “Marble Restora…
    - 13 days ago, 20 Aug 14, 10:57am -
  • IRS Audit and Audit Representation – How to Handle an Audit
    With changes to federal regulations in tax law every few years, it can become difficult to keep track of the details of your taxes. Perhaps you made a mistake when you filled out your W2 form, or maybe the details of your life have changed and you fo…
    - 33 days ago, 30 Jul 14, 11:52pm -
  • I’ve Been on a Personal Finance Hiatus
    For the past few months, really the past few years, I’ve been quietly probing my brain trying to discover if my wealth planning and financial journey has been the most optimal route.  And while I believe that I’ve done very well, at this point I…
    - 40 days ago, 24 Jul 14, 10:40am -

Rainy-Day Saver

  • 5 Best Ways to Save on Baby Supplies
    No matter if you are planning for the arrival of your first child or you are already a parent, there is one thing you are most likely aware of: Raising a baby can be very expensive. As you begin to make a list of the baby supplies that you will need,…
    - 23 Jul 12, 7:32pm -
  • 5 Ways to Save on College Textbooks
    The average four-year public university charges around $8,000 per year for in-state students in tuition and fees, and that’s after you factor in financial aid. But if you’re considering a private school, the price rises to a jaw-dropping $28,000.…
    - 3 Mar 12, 1:14am -
  • Be Your Own Consumer Advocate
    I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.Crappy ways of getting “free” stuf…
    - 19 Jul 11, 9:39am -
  • Save Money on Formula
    Our little puddin'Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and…
    - 28 Apr 11, 7:00am -
  • Balancing Frugality and Fun
    When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes…
    - 21 Jan 11, 10:45am -

Budgeting In the Fun Stuff

  • newOur Monthly Budget Update – Some Cuts Made
    Our Monthly Budget Update – Some Cuts Made is a post from: Budgeting In the Fun StuffOur Monthly Budget Update – Some Cuts Made is a post from: Budgeting In the Fun Stuff I posted that we were making $500 in budget cuts in early June 2014, yet t…
    - 4 hours ago, 2 Sep 14, 4:00am -
  • Yeah, I Buy New Cars…
    Yeah, I Buy New Cars… is a post from: Budgeting In the Fun StuffYeah, I Buy New Cars… is a post from: Budgeting In the Fun Stuff I saw this “buy used cars” post at Narrow Bridge, and for some reason, I had a “nuh-uh” child-like moment. I…
    - 4 days ago, 29 Aug 14, 4:00am -
  • How I Market Myself
    How I Market Myself is a post from: Budgeting In the Fun StuffHow I Market Myself is a post from: Budgeting In the Fun Stuff If you hadn’t seen it, I posted an “Ask Crystal Anything” article yesterday that received some great questions. One of…
    - 5 days ago, 28 Aug 14, 12:44pm -
  • Ask Crystal Anything Days!
    Ask Crystal Anything Days! is a post from: Budgeting In the Fun StuffAsk Crystal Anything Days! is a post from: Budgeting In the Fun Stuff I only have two pet sitting jobs today (woot!), so I can actually be around a computer pretty frequently Wedne…
    - 6 days ago, 27 Aug 14, 5:00am -
  • One Week Cable Free
    One Week Cable Free is a post from: Budgeting In the Fun StuffOne Week Cable Free is a post from: Budgeting In the Fun Stuff It’s been a solid week since we cut cable for the first time ever. You can check out my not-so-enthusiastic post about it…
    - 7 days ago, 26 Aug 14, 4:00am -

Punch Debt In The Face

  • How much credit card debt do you have?
    Every now and again I like to pick your guys/gals brains. It’s not only helpful for me to see if I am at relatable to the people who read PDITF, but hopefully it’s also helpful for you to see where you stand against the masses. Since the value in…
    - 19 days ago, 13 Aug 14, 11:30pm -
  • Personal Finance tips and tricks.
    I woke up to a text from one my good friends yesterday morning that read “Can I pull 100% of my Roth contributions at any time without penalty?”  Why yes, yes you can. Roth contributions can be pulled at any time, for any reason, without any rep…
    - 27 days ago, 6 Aug 14, 9:10am -
  • Minimal risk, big reward.
    I was chatting with a close friend a few days ago about the housing market. Big surprise right? We know what the median household income is in Seattle ($66,000), and we also know the median sales price of a home in Seattle right now is $380,000. Wha…
    - 34 days ago, 30 Jul 14, 3:51am -
  • Retirement
    Hope you enjoy a guest post today from none other than my better half, Girl Ninja.  As of June 13th, 2014, I am officially retired…and it feels so good.  I spent all nine months of my pregnancy looking forward to the days I get to spend at home…
    - 43 days ago, 21 Jul 14, 12:18am -
  • Do your work benefits rock?
    With the arrival of Baby Ninja in the rear view mirror, Girl Ninja and I are starting to receive a hefty amount of mail from my insurance company. All the hospital visits, the labor and delivery, the lactation consultations, the pediatric appointment…
    - 49 days ago, 15 Jul 14, 12:33am -

Well Heeled Blog

  • I’m back! And here’s what’s been going on…
    Hello there – it’s been a while! In the weeks since I last wrote, I (1) spent a month traveling to Japan and Europe, spending $10,000 in the process; (2) moved to a new city with exactly 4 dresses, one suit, and 5 pairs of shoes, thereby gett…
    - 8 days ago, 25 Aug 14, 8:00am -
  • Vacation Budgeting: Tips for Empty Nesters Traveling Abroad
    If a wine-tasting excursion in Italy, snorkeling in the crystal clear waters of Bora Bora or skiing in the Swiss Alps is on your bucket list for when the kids leave home, you’re not alone. Many empty nesters take this time to embark on adventures t…
    - 10 days ago, 22 Aug 14, 8:32pm -
  • Cheap sit-down meals in Japan – how to get full and satisfied for under $10
    filling and delicious meals for under $10 in JapanCopyright 2010 Cheap sit-down meals in Japan – how to get full and satisfied for under $10 is a post from Well Heeled Blog - Save Money, Have Adventures, and Travel the World. This feed is for non-c…
    - 47 days ago, 17 Jul 14, 12:35am -
  • Getting the Best Deal on a Rental Car
    Whether you’re travelling for business or pleasure, it pays to do a little bit of research in advance to get the best deals. Although there are often last minute deals or discount coupons available for hotel rooms, it can be a bit trickier to avoid…
    - 47 days ago, 17 Jul 14, 12:21am -
  • Trying the Abstainer Route
    In welcoming the second half of 2014, I’m going to shed my Moderator skin and try behaving like an Abstainer for the rest of the year in a bid to max out my 401K and pay for CB’s private school tuition at the same time. That means that from J…
    - 63 days ago, 1 Jul 14, 6:00am -

Not Made Of Money

  • 7 Ways to Prepare for the Holidays Now
    With the kids back at school and the weather changing come thoughts of the impending holiday season. With the shape of the economy today, many families will be cutting back on their holiday spending. That doesn’t mean you can’t have the festive t…
    - 14 days ago, 19 Aug 14, 2:29am -
  • 5 Steps for Scoring Great Deals No Matter What You Are Buying
    5 Steps for Scoring Great Deals No Matter What You Are Buying was first posted on July 28, 2014 at 5:31 am.©2013 "Not Made of Money". Use of this feed is for personal non-commercial use only. If you are not reading this article in your feed reader,…
    - 36 days ago, 28 Jul 14, 3:31am -
  • Tips for Making Space to Create a Pantry Stockpile
    Organizing and maintaining a pantry can be a lot of work, but it does have its advantages. By bringing a little bit of order to a pantry and making space to stock up non-perishable food and other ingredients, a pantry can actually save a lotTips for…
    - 57 days ago, 7 Jul 14, 6:44am -
  • Are Loans a Good Idea to Pay Off Credit Card Debt?
    The following article is brought to you by Travis Holmes. Credit cards are open lines of revolving credit, often charging high interest rates and tempting the consumer to run up a high amount of debt without really thinking about it. By the credit ca…
    - 62 days ago, 2 Jul 14, 4:20pm -
  • Tips For Spending Less Money
    When you look over your budget and realize that you’re spending more money than you’re making, you have two options. Your choices are to find a way to make more money or to work out a way to spend less money. Although increasing your incomeTips F…
    - 71 days ago, 23 Jun 14, 4:47am -

20 Something Finance

  • newAre you Ordinary? Here’s the Secret to Becoming Rich
    We’ve all seen the catchy headlines and probably even shamefully clicked on a few of them (no shame with THIS article though):“Frugal teacher retires with $2 million in savings”.“Mailman makes millions in the stock market.”“Libraria…
    - 2 hours ago, 2 Sep 14, 6:06am -
  • A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?
    I’m a bit of a car geek when it comes to automotive fuel efficiency gains.But I’ve grown a bit cynical over the years. You see, every now and then a tiny car will come along ...A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car…
    - 5 days ago, 28 Aug 14, 5:34am -
  • Gen Y Retirement Savings Goal: $2 Million?
    According to 77% of 226 investment advisors, in a recent survey, the low bar for what Gen Y should save for retirement is $2 million.One author and investment firm president was quoted as prescribing,“For a ...Gen Y Retirement Savings Goal: $…
    - 8 days ago, 25 Aug 14, 6:02am -
  • Credit Karma Now Offers Free Credit Report Access!
    Longtime readers will know that I have been using Credit Karma to monitor my credit score for a while now. The free consumer credit information service (best way I can think of to describe it) built ...Credit Karma Now Offers Free Credit Report Ac…
    - 15 days ago, 18 Aug 14, 6:06am -
  • Personal Responsibility and Finance
    Fresh off of my snarky “crowdfund my wedding” post a few weeks back, I have been keeping an eye on the latest crowdfunding trends. What a racket!There was the story of the attractive and heavily ...Personal Responsibility and Finance[Read th…
    - 22 days ago, 11 Aug 14, 6:01am -

Beating Broke

  • Lending Club Is Now Offering Business Loans
    You likely know Lending Club is a peer-to-peer lending site that offers personal loans to individuals as well as the chance for personal investors to invest by lending money to individuals. Now, however, Lending Club is expanding their services and o…
    - 4 days ago, 28 Aug 14, 8:52pm -
  • Is It Worthwhile To Still Use Credit Cards with So Many Data Breaches?
    Just recently, PF Chang’s acknowledged that 33 of their restaurants had suffered a security breach over the last 8 months and that the credit card numbers as well as possibly the customers’ names and the expiration dates of the cards were comprom…
    - 20 days ago, 13 Aug 14, 6:51am -
  • Add Up Your Household Energy Savings
    We’re deep into the hot summer months.  Air conditioners across the country are doing overtime keeping our homes and businesses cool and comfortable and keeping the heat outside.  Unfortunately, it won’t be that much longer before we’re turni…
    - 42 days ago, 22 Jul 14, 7:05am -
  • The 1,700 Mile Move: 5 Lessons I Learned
    I come from a family of non-movers. For example, my mom, once she married, became listless and lost her appetite and quite a bit of weight.  The doctor diagnosed her with homesickness.  She had moved less than five miles from her family home to her…
    - 49 days ago, 15 Jul 14, 8:12am -
  • Why Purchasing Rental Car Insurance Isn’t Necessarily a Waste of Money
    I recounted in my last post the many adventures we had driving 1,750 miles from Illinois to Arizona where we damaged not one, but two rental cars.  We saved $100 by not purchasing the rental car company’s auto insurance, but that decision cost us…
    - 63 days ago, 1 Jul 14, 6:56am -

20s Money

  • newCredit Card Merchant Processing: Dealing With Dreaded Downgrades
    Every business owner dreads the downgraded charge. It’s a way for merchant service providers to rake in more fees due to a customer using a card that charges a higher-than-normal rate, or the transaction being entered incorrectly. Your mission is t…
    - 14 hours ago, 1 Sep 14, 6:15pm -
  • newWhat Is A Secured Debt Loan
    When you are interested in getting a loan you might be overwhelmed by the many different kinds of loans that are being offered.  The loan industry is growing in leaps and bounds everyday and getting more confusing by the minute.  One of the most co…
    - 14 hours ago, 1 Sep 14, 6:11pm -
  • A Career with an Online Degree
    Even though many people have satisfying careers once they have completed a degree program, many are unhappy with the career choice that they made. Getting a different career in a new line of work could be just what you need if your current job is lac…
    - 4 days ago, 29 Aug 14, 5:10pm -
  • When is the perfect time for a First-Time Home Buyer to Enter the Market?
    Like any first-time home buyer, you’re probably overwhelmed at the very prospect of finding and actually procuring your first home. Purchasing a home could end up being the biggest investment you’ll ever make, so it’s crucial to take your time…
    - 8 days ago, 25 Aug 14, 10:26am -
  • Factors Affecting Your Car Insurance Rates
    Car insurance is a variable cost that depends on various factors often pertaining to where you are in life. If you are younger you are most likely going to be paying higher premiums due to your perceived risk factor. A younger person also would not h…
    - 9 days ago, 24 Aug 14, 3:26pm -

Squirrelers

  • Squatters and Other Insane Money-Related Situations
    Every now and again there are some money-related stories that make you stop and take notice. In some cases, you just might shake your head at what you’re reading. I just recently read one that fit the latter category. There was an interesting write…
    - 5 days ago, 28 Aug 14, 6:15am -
  • Saving Some Green on Blueberries
    First of all, blueberries rule. Yes, I happen to like blueberries a lot.  They just might be my favorite food, and they’re known to be quite nutritious.  Pretty good deal, right? Well, they also happen to be relatively expensive too.  Going to t…
    - 8 days ago, 25 Aug 14, 6:10am -
  • 3 Tips on Networking for Career Success
    When it comes to building wealth, there are some clear steps we can take. In my view, it can often be boiled down to this: Make Money Save Money Invest Money Manage Risks It makes sense when you think about it. We must first make money, as it’s har…
    - 15 days ago, 18 Aug 14, 3:14am -
  • Customer Service Recovery: My Recent Example
    First off, the customer service recovery to which I’m referring is that of a store, not me. I was the customer in this case, and dealt with a few “interesting” situations at a local store this past week. They were ultimately handled well, and I…
    - 22 days ago, 11 Aug 14, 4:27am -
  • Inconsistent Pricing: Pay Attention to Save Money
    Logic has its place. This is not always the case in life, as many things that happen are due to luck, fortune, and emotions. But usually, especially in terms of the buying and selling of goods in the marketplace, there is some logic involved. Example…
    - 32 days ago, 1 Aug 14, 11:15am -

Passive Panda

  • From a Resort in Puerto Rico: 5 Life Lessons That Will Keep You Happy and Make You Wealthy
    A few weeks ago, I told you about the experience I had the first time I stayed at a luxury hotel. Little did I know, I would be staying at another one a few weeks later. Funny how life works like that. You never do something, and then all of a sudden…
    - 16 Jan 13, 9:19am -
  • The Free Social Media Tool Everyone Should Use
    You’ve probably already heard people proclaiming the usefulness of Facebook and Twitter for earning more money and building a business. There are tons of apps, widgets, and thing-a-ma-jigs that claim to get you more followers and fans on social med…
    - 7 Dec 12, 11:41am -
  • How to Find and Do Work You Love
    As you know, here at Passive Panda we are building a community that believes earning more isn’t just about earning money. It’s about earning freedom, happiness, and satisfaction from our jobs as well. In other words, our community believes in doi…
    - 3 Dec 12, 9:01am -
  • 7 Important Lessons Luxury Hotels Can Teach You About Becoming a Successful Entrepreneur
    A few weeks ago, I stayed at my first luxury hotel. Most of my life has been spent gorging on the breakfast buffet inside various Holiday Inns, so you can imagine that this prime time resort was a big upgrade. And while the giant chandeliers were nic…
    - 13 Nov 12, 7:02am -
  • 7 Surprising Things Fashion Week Can Teach You About Marketing Your Business
    Two weeks ago, I found myself in New York City attending Rachel Zoe’s private fashion show and wondering how I got there. Before that night, the only runways I had been on were at the airport. But don’t worry, it might have been unfamiliar territ…
    - 26 Sep 12, 9:01am -

20 and Engaged

  • Paying Stamp Duty Feels Like a Punishment for Moving House
    In most parts of Australia, real estate prices are through the roof. It’s one thing to pay market value for a home; having to pay even more on top of that is a whole other matter. After paying so much money to own even a very modest house, most buy…
    - 4 days ago, 29 Aug 14, 11:11am -
  • The romantic side of New York City – cozying up in the grand city
    New York is a bustling, vibrant global metropolis. It is always updated with every new development in the free world, and is the heart of business and finances the world over. Sometimes, however, it is best seen as old New York. Classics never grow o…
    - 21 days ago, 12 Aug 14, 12:23pm -
  • Pounds to Pocket withdraws birthday celebration loan promotions
    There has been enough news in the payday loans industry of late to wrap the entire quantity of fish and chips consumed in the UK over the summer. That’s not a fact of course, merely a guess, and chip shops aren’t allowed to wrap their wares in ne…
    - 34 days ago, 30 Jul 14, 12:56pm -
  • Problems and Solutions for Selling Your Home Today
    Selling your home in today’s climate is by no means an easy task. With the majority of Western economies still in a state of slow recovery, most prospective buyers are understandably cautious about any investment in the property market. Whilst we c…
    - 42 days ago, 22 Jul 14, 10:32am -
  • Essentials for Every Property Flipping Businesses
    Property flipping became incredibly popular in the 2000s. So popular in fact, that anyone with even the vaguest understanding of real estate thought that they could make some fast cash. Of course, they were completely wrong. Property flipping is by n…
    - 43 days ago, 21 Jul 14, 7:00am -

The Family CEO

  • newWhat Does College Cost? Our Family’s Expenses for All Four Years
    I’ve been tracking our college costs for our daughter, Lindsey, down to the last dollar through four years of college and – I’m going to be honest – this final update was the trickiest to do. You can see the first three years of updates here…
    - 3 hours ago, 2 Sep 14, 5:00am -
  • Winner!
    I’m popping in with a quick announcement that comment #11 from Pam won the KU Football Package giveaway. Here was the winning comment: Congratulations Pam! Now back to our holiday weekends. I hope yours is wonderful! You just finished reading Winne…
    - 3 days ago, 30 Aug 14, 9:02am -
  • Gameday in Lawrence and a Fan-Tastic Giveaway
    Let me me state the obvious right out of the gate. The University of Kansas isn’t especially known for this: At least not lately. We’re more known for this: But our family has had KU season football tickets for the last four years and we’ve h…
    - 8 days ago, 25 Aug 14, 9:34am -
  • It’s Kind of a Funny Story
    So, funny story. A year ago this week, Lindsey and I were in New York to be on the TODAY show. (Did you miss our 4 ½ minutes of fame? You can see it here.) The next day was rainy – very rainy – and we were killing time in a bookstore in the base…
    - 18 days ago, 15 Aug 14, 5:00am -
  • When Your Adult Child Comes Back Home
    We’re living a cliche: Our daughter – who graduated from college in May – is living in our basement. When you hear that do you picture a kid eating Doritos and watching Netflix all day? Yeah, same here. But on the contrary, Lindsey’s gainful…
    - 19 days ago, 14 Aug 14, 5:00am -

Broke Professionals

  • The Costs of Moving – Part One
    The Costs of Moving – Part One is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Americans move on average once every 12 years, according to the 2009 National Association of Home Builders data.   It c…
    - 20 Apr 14, 2:04pm -

Mrs. Nespy's Frugal World

  • So Long, Farewell....
    It's been a long time coming, but I am finally pulling the plug.This is the end of Mrs Nespy's World.Over the last week I have been pulling affiliation links, contacting PR firms and cleaning out the blog.  After almost 6 years of blogging, I have t…
    - 4 Sep 13, 11:53am -
  • Tips to Make Disney World Fun for the Whole Family
    There are tips galore all around the internet on how to make your vacation to Disney World the best ever.  Trust me - I think I perused all of them. After doing that, I picked the ones that would (hopefully) work for us and made up some just for us.…
    - 22 May 13, 1:11pm -
  • Our 2013 Disney World Family Vacation
    So if you've been on my blog at all in the last week, you've noticed that we have just returned from our family vacation to Disney World. We paid cash and had a blast!  Hooray for family fun on a budget!But aside from all of the tips and tricks that…
    - 22 May 13, 12:35pm -
  • How Was School Today? How I Got My Kids to Talk to Me.
    My son is currently finishing up first grade while my daughter is in the last few days of 3K at the same school.  Each day I picked them up I would ask the same questions:  How was school today?  What did you do?  These questions always resulted…
    - 22 May 13, 7:41am -
  • What Would Have Been Impossible 3 Years Ago
    So I am currently a long way from being debt free.  Although my journey to being debt free (excluding mortgage) started over 3 years ago and I thought I would be done by now, life happens sometimes and we just are not there yet. We have been making…
    - 2 May 13, 9:04am -

Saving Money Today

  • Free Two Year Subscription to LEGO Magazine
    Whether you collect LEGO as an investment or just for fun, this is an offer that you simply cannot turn down.  Just sign up at the link below and you’ll receive a two-year membership in the LEGO club including free copies of LEGO Club Magazine.…
    - 29 days ago, 4 Aug 14, 8:12am -
  • Sizing Up Your Debt
    Debt is a major problem in today’s world. It’s easy to get so far into debt that it seems like your every move is blocked by an insurmountable wall. But with the right plan, the right mindset, and a little bit of work you’ll be able to break th…
    - 42 days ago, 22 Jul 14, 4:39am -
  • Steer Clear: What to Avoid to Save on Your Cell Bill
    Money is tight for just about everyone right now, barring the cell phone company CEOs who are raking in more money than they know what to do with because you’re paying too much on your cell phone bill. Sometimes bills are inevitable to avoid, bu…
    - 26 Feb 14, 2:51pm -
  • 5 Ways to Save $50-plus Per Month
    David Bakke constantly searches for new ways to save money and shares his findings on the personal finance blog, Money Crashers. Show me a bunch of ways to save $10 per month, and I won’t be too interested. Explain to me how to save $25 a month, an…
    - 4 Jun 13, 5:59am -
  • What is Superannuation?
    A girl I used to work with moved to Australia a few years ago and she recently came back to the US to visit her family. While she was in town I met her for lunch at the same old diner we used to eat at when we worked together. While Elaine and I wait…
    - 29 May 13, 8:00pm -

Quizzle Wire

  • newHow to sell your home FAST
    When it comes to selling your home, chances are that you want it to sell as fast as possible. My...The post How to sell your home FAST appeared first on Quizzle Wire.
    - 57 mins ago, 2 Sep 14, 7:00am -
  • Could you go a year without buying anything?
    One of the popular things to do when it comes to reducing materialism is to engage in a “spending fast.”...The post Could you go a year without buying anything? appeared first on Quizzle Wire.
    - 1 day ago, 1 Sep 14, 7:00am -
  • How to use consumer credit sites to keep tabs on your finances
    One of the best things you can do for your long-term financial situation is to keep tabs on your finances....The post How to use consumer credit sites to keep tabs on your finances appeared first on Quizzle Wire.
    - 2 days ago, 31 Aug 14, 7:00am -
  • What You Should Know About Money Before Turning 30
    Almost five years ago, I reached a new life milestone: I turned 30. One of the best things you can...The post What You Should Know About Money Before Turning 30 appeared first on Quizzle Wire.
    - 3 days ago, 30 Aug 14, 7:00am -
  • How to Keep Kids Occupied When Taking a Long Distance Road Trip
    If you’ve traveled with young kids for any distance over an hour, you likely know how quickly the “Are we...The post How to Keep Kids Occupied When Taking a Long Distance Road Trip appeared first on Quizzle Wire.
    - 4 days ago, 29 Aug 14, 7:00am -

Funny About Money

  • A Voice of Reason
    Yesterday the boob cancer flap flared up again! And I got REALLY exercised this time. The surgeon’s nurse called to report the new pathologist’s report. In short, once again the surgeon “didn’t get it all,” to use the old-fashioned terminol…
    - 3 days ago, 30 Aug 14, 12:18pm -
  • Lies and Prevarication
    We’re told — I forget where, offhand — that the present generation receives the word “lie” as unforgivably rude. So, to spare any Millennial blushes, let  us discuss the Art of Prevarication. Isn’t it amazing, what people get away with?…
    - 5 days ago, 28 Aug 14, 4:10pm -
  • Never Rains but It Pours…
    damNAtion! Is this EVER going to stop???? So, having been rescued from a potentially bottomless fiasco, come yesterday afternoon I’m sitting here staring into the computer, trying to decide whether to start on the client’s latest barrage of chapt…
    - 6 days ago, 27 Aug 14, 9:30am -
  • Bizarre Day on Wisteria Lane…
    Yesterday was bizarre. That’s about the only word for it. I swear, we no longer live in a Monty Python Show. We seem to have moved to Desperate Housewives’ Wisteria Lane. I’m racing around trying to get out the door to meet my friend and busine…
    - 7 days ago, 26 Aug 14, 8:13am -
  • $4333 an Hour??
    So along comes an itemized statement of charges from the Mayo Clinic, for the surgery, the anaesthesia, the this, the that and the other. Are you ready? Are you sure you’re ready? Be forewarned: it may not be possible to be ready. Okay, so you’re…
    - 8 days ago, 24 Aug 14, 9:30pm -

Yes, I Am Cheap

  • 3 Simple DIY Projects That Will Save You Money
    You might hear the words, “Do it yourself” and the butterflies in your stomach awaken (and bounce around for a while). I admit that there are quite a few stories out there where a DIY project has gone terribly wrong and may have even cost the hom…
    - 8 days ago, 24 Aug 14, 10:53pm -
  • My Carpets are Ruined! Will My Homeowners Insurance Replace Them?
    When many people think of a home insurance claim, they think of major damage, such as storm damage, fires, floods, and other potentially catastrophic events. The idea of homeowners insurance in most people’s minds is to protect you and your family…
    - 8 days ago, 24 Aug 14, 8:48pm -
  • Mom Fired For Working At McDonald’s While Kid Plays In Park…Was She Wrong?
    Despite my headline, let me first say that it appears as if McDonald’s has communicated with this mom’s attorney that there was a misunderstanding about her employment status and that she been offered the right to return to work. See what had ha…
    - 36 days ago, 28 Jul 14, 8:56am -
  • 8 Possible Reasons Why You Didn’t Get the Job
    Nowadays, just about everyone needs a job.  This is especially important if you’re looking for a higher salary to pay off debt and improve your credit.  No matter what’s going on in your life, being employed can help you reach many financial go…
    - 43 days ago, 21 Jul 14, 2:42pm -
  • Growing My Dough: 6 Months In
    I love these update posts.  Six months ago I joined a challenge created by Jeff Rose of Good Financial Cents along with with like-minded personal finance writers who wanted to see how a $1,000 investment would pay off at the end of the year.  The g…
    - 47 days ago, 17 Jul 14, 9:41am -

Prairie EcoThrifter

  • newIs Having a Baby Shower for a Second Child Greedy?
    If you have more than one child, did you have a baby shower for the second one?  I’m mom to three kids, and I only had showers for my first child.  Yet, there is a new trend to throw showers for a woman’s second child. While some women are give…
    - 7 hours ago, 2 Sep 14, 12:28am -
  • How to Get Somebody Else Interested in Budgeting
    When I first met him, my husband was not a budgeter. He didn’t know how, nor did he want to. He was happy saving a small amount of his money and spending the rest, and he felt that budgets were restrictive and for people with a lot less money than…
    - 1 day ago, 1 Sep 14, 12:28am -
  • Building Your Investment Portfolio the Right Way
    For those looking to grow their personal wealth and to create new goals, it’s important to find new strategies for building your investment portfolio. When learning more about the market and where to invest, there are several basic techniques and s…
    - 2 days ago, 31 Aug 14, 5:50pm -
  • Want to Save Money? Work with What You Have
    I was born with mildly curly hair.  In the summer months, this manifested into a mop of fuzz. For years I hated my hair and did anything I could to straighten it.  I bought hot curlers (they curled the ends but pulled out the fuzz), a straightening…
    - 4 days ago, 29 Aug 14, 12:28am -
  • Why Renew Your Vows?
    I just don’t get it. Why do married couples feel the need to renew their marriage vows on selected anniversaries? Didn’t they mean it the first time? Have they digressed and need to do it again? Have they finally figured out that there is no one…
    - 5 days ago, 28 Aug 14, 12:28am -

Debt Free Marriage

  • Husband, Your Wife Needs Financial Stability.
    Gentlemen, please permit me to explore a touchy subject. It has to do with your wife and her job. In terms of providing for the family, I put that responsibility solely on the man in the relationship. Why? Because as MEN, that’s what we do. We ACCO…
    - 5 Dec 13, 9:00pm -
  • What the credit card companies don’t want you to know
    The following post was written by The Simple Money Blog, and I felt it was particularly relevant for the Debt Free Marriage audience. It is from a fellow personal finance blog that is coauthored by a husband (“KJ”) and wife (“AJ”). Happy read…
    - 27 Jan 13, 7:30am -
  • Why do Credit Cards Cost More than Bank Loans? [Podcast]
    Suppose I have an $8000 credit card and an $8000 bank loan. They both have the same interest rate of 14.4% AND they both have the same payment of $220. You would think that these two loans would get paid off at the same time, but that would be very w…
    - 31 Oct 12, 1:55pm -
  • How to Give “Bad Financial News” to Your Spouse
    Last year, one Friday afternoon, I received a notice in the mail from my mortgage company. It basically said that my payment was about to go from $770 to $1600 effective immediately. After the shock wore off I called the mortgage company, but they we…
    - 14 Oct 12, 2:18am -
  • Overextended much?
    Lately I’ve found myself a bit overextended. I’ve started too many projects and I’m finding it difficult to juggle them all and keep them all going. Each website I’ve created requires a considerable amount of time to update and maintain. I th…
    - 20 Aug 12, 9:37am -

Wealthy Turtle

  • newBack from Vacation and Ready to Kick Some Ass
    Ahhh, vacation. I’m currently sitting in my kitchen drinking a glass of wine while I write this, but I spent the last week enjoying the sun and shore of Corolla Beach in the Outer Banks. Actually, we got back Saturday evening (we drove the 400+ mil…
    - 15 hours ago, 1 Sep 14, 5:23pm -
  • Will You Be the Next Entrepreneur Success Story?
    Are you sick of the rat race? Tired of your boss barking orders at you? Thinking of telling them all to “shove it” so you can start your own business and answer to no one but yourself? You’re not alone. Millions of people dream of going into bu…
    - 12 days ago, 21 Aug 14, 5:13am -
  • These Buyer Incentives Will Get Your Home Sold Fast
    A decade ago ago selling your home couldn’t have been easier.  Prices soared in what was a true buyer’s market and competition among buyers was fierce.  It wasn’t uncommon to see a bidding war push the sale price tens of thousands of dollars…
    - 15 days ago, 18 Aug 14, 3:38am -
  • Friday Fun
    Ahhh, Friday.   Is there anything more glorious than knowing the weekend is about to begin and you can unshackle yourself from the 9 to 5 doldrums and have some fun? Whatever you have planned for this weekend I hope you have a smashing time! As a ne…
    - 18 days ago, 15 Aug 14, 4:01am -
  • What is a 401k Plan and How Does It Work?
    You’ve probably heard the term 401(k) a thousand times before and you might even have some of your money invested in one, but how much do you really know about it?   Perhaps you don’t even realize that you’re eligible to participate in a 401(…
    - 20 days ago, 13 Aug 14, 4:00am -

20's Finances

  • Timing the Market – Should You Ever Do it?
    Timing the market is a controversial idea in the world of finance, particularly in the world of financial planning. On one hand it offers the opportunity for higher returns than the market, on the other it brings about the risk of lagging the market…
    - 1 day ago, 1 Sep 14, 4:00am -
  • 3 Marketable Skills that are Easy to Learn
    Getting a job can be quite difficult these days. My organization is currently hiring a new person and in the matter of one week, we've received over 50 applicants for this new position. To say that the job market is competitive would be an understate…
    - 5 days ago, 27 Aug 14, 8:00pm -
  • How to Eat Cheap and Healthy
    I’ve been off the post-collegiate fast food diet (mostly) for a couple of years now. I used to think that I was saving money from my frequent trips to Wendy’s and Taco Bell. Usually my meal would only cost $3 or $4 because I ordered off the dolla…
    - 8 days ago, 25 Aug 14, 11:59am -
  • Frugal Fun With Friends
    Going out with friend's costs money, a lot of money. If you just factor in dinner and drinks you are looking at close to $100 per person. How can you still go out and have fun with your friends without breaking the bank? Here are 4 frugally fun tips…
    - 8 days ago, 25 Aug 14, 4:00am -
  • The Most Accurate Way to Calculate How Much House You Can Afford
    If you are buying your first home, you have to be careful about buying too big of a house. Buying too much house is not only common these days, but also disastrous for your finances. Financial experts know and understand this reality - and in an effo…
    - 10 days ago, 23 Aug 14, 4:00am -

Careful Cents

  • 7 Ways to Get Back into the Work Groove After Time Off
    As a business owner it’s vital you take time off work to take care of YOU! That’s the only way you’ll succeed in this new world of work. But even for someone like me, who works really hard to achieve that balance, it can be difficult to get bac…
    - 1 day ago, 1 Sep 14, 7:00am -
  • Interview with Hassan Osman, Author of Influencing Virtual Teams
    Although I classify myself as a solopreneur, there’s no way I would be able to run my freelance business without the help of virtual contractors and team members. When I started getting into the world of entrepreneurs and virtual work, I came acros…
    - 8 days ago, 25 Aug 14, 7:00am -
  • FreshBooks Review: Simple Bookkeeping for Small Business Owners
    No matter what type of business you’ve built it’s vital you find an accounting system or software that keeps tracks of your business income and expenses. When I quit my full-time accounting job last year and started my online business, I already…
    - 11 days ago, 22 Aug 14, 7:00am -
  • How I Quit My Job and Became an Accidental Entrepreneur
    Today’s post comes from Assistant Editor Melanie, who recently quit her day job to start her own freelance business. She shares more of her journey on her blog, Dear Debt. I never thought I’d be an entrepreneur. I hardly knew what the word meant…
    - 13 days ago, 20 Aug 14, 7:00am -
  • Get Published on High Traffic Sites: 5 Steps to Using Help A Reporter Out (HARO)
    If you’re a small business owner and you haven’t heard of Help A Reporter Out (also known as HARO for short), well, you’re in for an awesome surprise. HARO is a free service you can join that will link you with reporters from all over the nat…
    - 20 days ago, 13 Aug 14, 7:00am -

Everything Finance

  • Eight Free Classes and Activities for Kids
    Eight Free Classes and Activities for Kids is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Why pay for your kids to take classes and do events when there is so much free stuff available in your neigh…
    - 2 days ago, 31 Aug 14, 4:35pm -
  • How to Save on Vet Bills
    How to Save on Vet Bills is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you have a pet, chances are their health is one of your top priorities. Pet owners will do practically anything for their f…
    - 3 days ago, 30 Aug 14, 7:33pm -
  • Should You Hire a Resume Writer?
    Should You Hire a Resume Writer? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This weekend my father lost his job, and it is crucial for him to get another job as soon as possible. As a machinist,…
    - 5 days ago, 28 Aug 14, 3:05pm -
  • 3 Ways to Save Money on Your Beauty Routine
    3 Ways to Save Money on Your Beauty Routine is a post originally published on: Everything Finance - Everything Finance - Its all about Money!No joke- I threw away hundreds of dollars worth of makeup product a few weeks ago. Make-up that I had kept…
    - 8 days ago, 25 Aug 14, 6:44pm -
  • 6 Lessons for Saving on Back-to-School Tech
    6 Lessons for Saving on Back-to-School Tech is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Depending on which survey you read, parents are spending anywhere from $690 to over $1,100 on their kids fo…
    - 12 days ago, 21 Aug 14, 8:13am -

ComplexSearch

  • When It Comes to Acquiring New Bank Customers, Ratings Matter But Customer Reviews May Make the Difference
    The bank you choose makes just as much of an impact on you as the car you drive, the phone you use, or the insurance you depend on. The banking industry may seem different on the surface, but the reality is that many customers make the decision of wh…
    - 13 Nov 12, 9:25pm -
  • Is 730 a Good Credit Score?
    Credit scores range from 300 all the way up to 850, so a credit score of 730 is certainly considered “good.” However, it’s still too low to be considered “excellent.” Prior to the recession, a score in the upper 600s was good enough to ge…
    - 3 Oct 12, 11:19pm -
  • Is 725 a Good Credit Score? Read Credit Expert’s Opinions
    It may seem strange that paying off debt will help your score improve, because your credit score is based on your levels and types of debts, but it is true. Reducing your debt can help you get better mortgage rates and interest rates on auto loans. I…
    - 3 Oct 12, 11:14pm -
  • Is 720 a Good Credit Score? Read How Your Score Ranks
    Before the financial crisis hit, 720 was considered a good enough score to get the best rates on auto loans and mortgage rates. While 720 is not a bad number, the highest credit score is 850, you can raise it up to a higher number like 760 which is t…
    - 3 Oct 12, 11:05pm -
  • Is 715 a Good Credit Score? Learn What Experts Think
    If you’ve got a 715 credit score, you’re doing pretty well and it’s by no means a bad credit score. When you go to take out an auto loan or check around for the lowest mortgage rates, you’ll be able to get a good rate, but not the best.  Thi…
    - 3 Oct 12, 10:58pm -

50 Plus Finance

  • Premium Dog Insurance Policy Types and Benefits
    English: Little Bear, the 2009 Pet Mayor of Montclair (Photo credit: Wikipedia)If you’re in love with your pet dog, then it’s natural for you to be concerned about its health. You’ll try to make sure that your pet remains in good health regardl…
    - 2 days ago, 31 Aug 14, 7:53pm -
  • 6 Things You Might Not Think To Save Up For As You Get Up There In Years
    There are numerous things you can do in preparation for your later years. Here are some important steps you should take as you approach your senior years in life. Here are five things you’ll be glad you saved up for when you start to get older.High…
    - 2 days ago, 30 Aug 14, 8:25pm -
  • 4 Tips to Keep Your Premiums Down and Keep You On the Road Through Your Golden Years
    Just because you are getting older does not mean that you have to give up the freedom of driving. That being said, there are some important tips that you should keep in mind. As you get older, if you’re prone to getting in accidents, or are not awa…
    - 2 days ago, 30 Aug 14, 8:17pm -
  • 5 Ways Your Can Be More Effective in Marketing to Customers
    The success of your business depends on how many customers know you are open and how they can find you. If your customers can't find you then you won't be in business very long. But if you have proper advertising, a business can become known to the c…
    - 5 days ago, 28 Aug 14, 6:55am -
  • Take Control of your Finances: Six Ideas that Will Help You Save Money on Health Care
    Unexpected, or even expected medical bills, can wreak havoc on your finances. It is a little known fact that the average American spent $6815 on treatments in 2013 alone. Research also suggests that if you are financially struggling, you are much mor…
    - 8 days ago, 25 Aug 14, 6:23am -

Sunk Costs Are Irrelevant

  • I Lost My Job – Day #66 Lessons in Pride and Anticipation
    Every new beginning comes from some other beginning’s end. I have to say I expected to be fully employed by this point, but it just hasn’t happened that way.  It’s actual been an incredibly fruitful job search.  I continue to…Read more ›…
    - 29 days ago, 4 Aug 14, 9:56am -
  • I Lost My Job – Day #19 Strange Lessons
    It’s June 19.  I’m about 3 weeks into this weird phase of my life of unemployment.  It’s simply strange.  The days have begun to blend together.  I hit a lull around week 2 where it looked like all opportunities were…Read more ›The p…
    - 75 days ago, 19 Jun 14, 11:49am -
  • Stocks For Your Kids: Year 4 Update
    Stocks For Your Kids Series: How to Choose Year 1 Update Year 2 Update Year 3 Update Dear Son, It’s time to look at your stocks again!  These are interesting times at our house as you turned 8.  Due to my recent…Read more ›The post Stock…
    - 91 days ago, 3 Jun 14, 10:29am -
  • I Lost My Job – Day #0 Termination Day
    Well, here it is Friday, May 30 also known as Termination Day or The Day I Lost My Job.  I would like to tell you it was exciting at the office today, but in reality I had a meeting with…Read more ›The post I Lost My Job – Day #0 Terminatio…
    - 94 days ago, 30 May 14, 9:28pm -
  • I Lost My Job – Day #-17 HEALTH INSURANCE!
    Not only am I the primary provider of income to my family, but I am also the sole provider of health insurance.  As a result of my upcoming termination our family’s health coverage will end.  DW has had a lot…Read more ›The post I Lost My…
    - 13 May 14, 9:24am -

Afford Anything

  • The Secret Truth about the Digital Nomad Lifestyle
    I’m about to tell you something that most travel and lifestyle bloggers are afraid to say. I’m going to reveal the truth about the “digital nomad” lifestyle. The term “digital nomad” (or the phrase “location independent”) refers to pe…
    - 12 days ago, 21 Aug 14, 10:56am -
  • Five People, One Income, and Self-Made Success
    Myth: If you’re supporting 5 people on 1 income (and it’s not a high income), you’re screwed. You’ll never become a business owner or an investor. You’ll be lucky just to pay the bills. Fact: Ladies and gentlemen, meet success story: Rental…
    - 28 days ago, 5 Aug 14, 10:16am -

Family Money Values

  • newA Banking Project for You and Your Kids
    Each year, I invite my Grandchildren to a one week overnight camp I call Grandma Rie’s Money Camp. During that week, we focus on personal finance concepts, activities, projects and fun. This year’s camp had the main theme of saving. … Continue…
    - 19 hours ago, 1 Sep 14, 1:08pm -
  • Review of: 25 Money Strategies Your Teachers Forgot to Tell You About
    by Richard Pan copyright 2013 Summary: This book is directed at young people just starting out. It outlines 25 money saving tricks and tips to use to begin wealth accumulation – tips that the author himself has used at just … Continue reading →
    - 4 days ago, 29 Aug 14, 1:00am -
  • Whinny Starts Work
    Whinny was feeling good! She had just completed 3 months of intensive training to become a police horse. Tonight was her last night in the training stable. Tomorrow she would go back to the city and Valerie to start her … Continue reading →
    - 7 days ago, 26 Aug 14, 2:31pm -
  • 2014 Grandma Rie’s Money Camp – Preparing for Money Camp
    Teaching the next generation to successfully handle money and personal finances is normally a family responsibility. Although parents bear much of the burden to teach, train and model good personal finance, extended family members can also contribute…
    - 12 days ago, 21 Aug 14, 3:56pm -
  • Getting the Best Value for Your Maintenance Budget
    As a software developer, my first instinct at work to solve an issue with a computer system was to trash it and start over with a new, better, more modern solution. Most of the time, this was the correct approach … Continue reading →
    - 12 days ago, 21 Aug 14, 3:54pm -

Stumble Forward

  • 3 Financial Lessons That Cost Me Thousands
    Recently I was interviewed by Mint.com and as I did this interview I came across 3 underlying financial lessons that cost me thousands of dollars over the years. I’ll admit these mistakes were brutally painful.  Their isn’t a day that I wish I c…
    - 1 day ago, 1 Sep 14, 5:05am -
  • 3 Strategies To Reach Out To New Customers For Your Home Business
    I recently realized just how different the world has become. Thanks to numerous technological advances, information nowadays can travel around the world faster than ever before. In the past, business owners were content with having a brick and mortar…
    - 5 days ago, 28 Aug 14, 11:33am -
  • 3 Tips To Budgeting For Your Home Renovation
    While accountants and financial spreadsheets make me fall asleep with boredom, I cannot deny that they occasionally come in useful. This is especially true when planning a house renovation, as a budget plan can help you to achieve the kind of propert…
    - 6 days ago, 27 Aug 14, 8:19am -

DollarVersity

  • Shop Local: The Stores You Oppose Started Small And Local
    The calls to “shop local” have been growing louder year after year. Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small businesses. It seems…
    - 24 Mar 14, 6:00am -
  • The BIGGEST SECRET About Taxes You Will EVER Read!
    I bet you thought you were going to be blown away by some super-secret, S.H.I.E.L.D. level 10-access info, huh? You probably saw the title and thought “Oh, wow, now I’m going to get the real scoop!” Or, perhaps you just clicked on the link beca…
    - 12 Mar 14, 12:50pm -
  • How To Look Like A Fool When Asking For A Discount
    I have lots of clients who make me shake my head. There’s the people who hand their kids everything on a silver platter. There’s the guy who calls at least once a week with a new scheme to avoid paying taxes (“scheme” being the operative word…
    - 26 Feb 14, 9:27am -

Money Matters Guy

  • What to Do After a Car Accident
    Car accidents can be extremely frightening experiences.  If you are unlucky enough to be involved in one but manage to escape without any injury it is highly likely that you will end up suffering from some form of shock or at the very least you’ll…
    - 25 Mar 13, 10:56am -
  • Couponing Strategies
    With all the rage about using coupons to save money – even shows on television – you may be wondering how you can get in on the action.  Well, it’s actually pretty easy, and here are some of the top strategies that you can use right now to get…
    - 21 Dec 12, 1:11pm -
  • Planning for University Life
      This year has seen the first students beginning university life with the new increase in tuition fees. Those going into first year now are required to pay £9,000 each year in fees, but according to the National Union of Students (NUS) are likely…
    - 21 Dec 12, 1:11pm -
  • Accidents at Work
    Accident at work? That won’t happen to me! Well, as much as you’d like to think that you’ll never get an injury in your office, there’s always a chance that you could. That’s why it’s essential for you to know what steps to take if it hap…
    - 3 Dec 12, 5:09am -
  • Managing Your Cash Flow
    All SMEs need to manage their capital and cashflow. Having a steady supply of working capital is vital to meet monthly payment demands, as well as stabilising the business and helping push into new territories and markets. However, many SMEs continue…
    - 2 Dec 12, 5:09am -

Don't Quit Your Day Job

  • FICO is a Corporation
    Much has been written about the recent change in the FICO scoring system from both mainstream media and personal finance blogosphere. Using my compelling inside information and incredible subject matter expertise, I can insist that it will not make m…
    - 1 day ago, 1 Sep 14, 7:00am -
  • The DQYDJ Weekender, 8/30/2014
    What a beautiful day – I believe I’ll spend it outside, as much as I like hanging out with your folks… Links We Liked! Multiple features from our friend SS, normally at Save.Spend.Splurge.:  An article about not giving your kids money, and at…
    - 3 days ago, 30 Aug 14, 1:21pm -
  • What is the Savings Rate in Other Countries?
    Savings articles tend to be among the most popular articles here on DQYDJ (as in our most popular savings article – our Savings Rate Calculator for determining when you can retire), but we often concentrate on our own savings rate… or at most the…
    - 6 days ago, 27 Aug 14, 5:00am -
  • Where Do Residents of the States Come From? A Demographic Study of 2012 Census Data
    This article contains a calculator which allows you to input an age range and select a state and delivers demographic results broken down by country and state of origin. It uses Census Bureau data compiled by the University of Minnesota’s IPUMS-USA…
    - 8 days ago, 25 Aug 14, 5:00am -
  • The DQYDJ Weekender, 8/22/2014
    Sorry about skipping a week, I’ve been pretty engrossed in my video card project hosted offsite on Hackaday’s project log website.  For those who care, right before the deadline I dropped the mic by presenting the first working prototype. It’s…
    - 10 days ago, 23 Aug 14, 7:00am -

The Debt Princess

  • Discovering America’s Favorite Past-time with the 2014 Topps Baseball Series
    My youngest son has decided that he loves baseball. He played two season of t-ball before deciding that he loved soccer. Then last year I took him to his first minor league and his first major league game…he was hooked!…Read more →
    - 29 Apr 14, 8:06pm -
  • Earn Money While You Get Healthy with PactApp
    Want to get me motivated to do something? Attach a monetary reward to it. Want me to work out more? Threaten to fine me if I don’t. And that is the concept behind the awesome app I have been using,…Read more →
    - 23 Apr 14, 7:30am -
  • Stress Stinks…Literally! + $25 Walmart Giveaway
    Like most moms, my schedule is jam packed. During the past few years I was working outside the home, going to grad school, writing as a freelancer, blogging, working a weekend job for extra money, shuttling two boys to soccer…Read more →
    - 21 Apr 14, 6:00am -

Below Your Means

  • Investing – My Thoughts on the New T. Rowe Price Emerging Markets Local Currency Bond Fund
    I am always looking for funds and investments that are both relatively conservative and align with my basic economic outlook.  Since I generally believe stocks are overvalued and are being held up entirely by government stimulus and central bank mon…
    - 28 Jun 11, 6:00am -
  • Below Your Means Basics: Understanding Savings and Wealth Creation
    Our Below Your Means Basics series this week deals has been focused on looking at your finances from a perspective of your Net Worth.  We started the series discussing Income vs. Net Worth, and then took a look at debt.  Today, we’ll be taking ab…
    - 22 Jun 11, 6:00am -
  • Frugal Tip: Top 4 Free PC Tools
    Utilities and tools that promise to make your PC faster and virus free are a very big business.  You will see countless infomercials and popup ads trying to sell you some product to rid your machine of slowness and nasty viruses.  Unfortunately, mo…
    - 21 Jun 11, 6:00am -
  • 7 + 1 Life Lessons from the Very (and Not So Very) Wealthy
    Over the weekend Barry Ritholtz published an excellent column in the Washington Post listing 7 lessons he’s learned through his interactions with high net-worth clients.  The lessons reflected a number of the values we have at Below Your Means. …
    - 20 Jun 11, 1:00pm -
  • Below Your Means Basics: Understanding Your Debt
    Before we get started, if you are months away from foreclosure or other serious financial consequences, this is not the article for you. We do not cover issues like bankruptcy, credit repair, or debt settlement agencies. Consider consulting the assis…
    - 20 Jun 11, 6:00am -

Humble Savers

  • 5 Surefire Signs that You’re Heading for Financial Difficulty
    Many of us can relate to the experience of spending more than we should, paying bills late and playing around with credit cards in a way that is ultimately financially detrimental. The downward spiral to financial difficulty can happen very quickly a…
    - 8 days ago, 25 Aug 14, 1:51am -
  • Five Tips For Setting Up Your New Business
    Starting up a business can be tricky, but you only need passion and a bit of organisation to realise that dream. Here are some tips to get you started 1. Ideas, ideas, ideas Everything starts with an idea. If you get stuck in the details gather every…
    - 11 days ago, 22 Aug 14, 4:54am -
  • Too Many Super Funds? Why you need to consolidate your Lost Super
    Superannuation can be a tricky concept for many people, so to put it simply: it’s your future and it’s your lifeline. The problem is, some people don’t even know how much super they have because they’ve had a different super fund for every jo…
    - 15 days ago, 18 Aug 14, 4:56am -
  • Simple Tips For Maximising Your Tax Return in 2014
    Tax time can be stressful for so many reasons, and there’s no point pretending otherwise – but if you know how to maximise your return then the worry and hassle may actually seem worth it. The following tips are designed to help you keep more of…
    - 34 days ago, 30 Jul 14, 1:53am -
  • Cost Effective Ways To Promote Your Brand
    Brand promotion is the heart of marketing and is vital for any business. Increase sales by getting your brand noticed by your target market. Here are five cost-effective marketing approaches that work for every business: 1. Use promotional products G…
    - 37 days ago, 27 Jul 14, 12:15am -

RabbitFunds

  • Take a Chill Pill: Confessions of a young mother of three
    Many of you reading this post are parents and completely understand and sympathize with me when I say - today has been one of those days where I have constantly needed to remind myself that my children are a blessing.Take a Chill Pill: Confessions o…
    - 31 Oct 12, 5:34pm -
  • Family Time on a Dime
    First, let me define drawing closer to someone. By drawing closer I am specifically referring to spending quality time. Time that will encourage communication, increase love, build understanding and result in laughter.Family Time on a Dime is an a…
    - 16 Oct 12, 7:51am -
  • The Cost of Couponing: Is it really worth it?
    Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an…
    - 11 Oct 12, 8:40am -
  • New Retirement Planning Strategy: Raise a Financially Literate Child
    The financial difficulties that we’ve experienced in recent years should both reinforce the need for financial education and give you a sense of the exact types of skills you need to pass on to your child.New Retirement Planning Strategy: Raise a…
    - 9 Oct 12, 9:00am -
  • How to Feed a Healthy Family on a Tight Budget
    As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeratio…
    - 27 Sep 12, 3:22pm -

I Am 1 Percent

  • Net Worth Update (-1.6%)
    Click here to see my current net worth. The month of July ended slightly down.  Overall, my net worth decreased by $28,698 since my last update early July.  It was a brutal month from a stock market perspective, especially at the end of last w…
    - 26 days ago, 7 Aug 14, 6:42am -
  • Net Worth Update (+1.2%)
    Click here to see my current net worth. The month of June ended slightly up.  Overall, my net worth increased by $22,038 since my last update early June.  Our net worth increase would’ve been higher, but my wife’s employer is changing her pay…
    - 63 days ago, 1 Jul 14, 1:09pm -
  • Wealthfront versus Betterment
    For the longest time, I have managed my own investment accounts. Early on, I attempted to buy individual stocks with disastrous results. After learning from this mistake, I began to invest in mutual funds without paying any attention to fees. Over th…
    - 75 days ago, 19 Jun 14, 11:10am -
  • Net Worth Update (+2.6%)
    Click here to see my current net worth. The month of May ended slightly up.  Overall, my net worth increased by $45,488 since my last update early May. The major drivers of the increase were: Broad stock market gains I also was able to contribute a…
    - 91 days ago, 3 Jun 14, 12:57pm -
  • Net Worth Update (-1.2%)
    Click here to see my current net worth. The month of April ended down.  I honestly can’t pinpoint why it was down as the market was actually up for the month.  My investments just didn’t do as well as the market.  Overall, my net worth decreas…
    - 2 May 14, 10:02am -

Money Infographics

  • Using online ERP: Getting started
    Effective project management is critical to the success of all businesses, and small businesses in particular must ensure they successful manage the delivery of their projects in order to remain competitive and lay the foundation for future growth. U…
    - 59 days ago, 5 Jul 14, 3:14pm -
  • Round up of some amazing reads this week
    Debt Guru @ Debt Free Blog writes Caution!: Ten Warning Signs of Debt Problems – Being in debt can be a serious issue. Financial problems can follow you for your life. The following are ten signs that you may be facing debt problems. Maria @ The Mo…
    - 25 May 14, 1:45am -
  • Plan so you don’t leave the UAE broke and disillusioned
    There’s little doubt about it, the United Arab Emirates (UAE) is a popular Middle East country in which to live and work. Having said that, hard data about the make up of the UAE’s disparate expat communities – how many in each group and from w…
    - 27 Apr 14, 3:36pm -
  • Big Expenses That Might Require a Personal Loan
    Getting a personal loan is a decision that shouldn’t be taken lightly. The most important thing to remember is to pay the loan off as quickly as possible or at the very least pay the minimum loan amount to maintain a respectable credit rating. But…
    - 13 Mar 14, 3:22am -
  • Purchasing fine art
    There is money to be made in fine art and endless joy to be had in acquiring fantastic works. Yet, from afar, this world can seem as distant as say, a galaxy far, far away. What perhaps startles most people looking to invest in their first work of ar…
    - 16 Feb 14, 11:31am -

Money and Map

  • Best Place To Find Information
      List of My Favorite and Most Visited Websites   Slickdeals.net Save money here by finding the lowest and cheapest […]Keep Reading A Related Topic:List of Money Saving Stacking Tips and Tricks for Holiday Shopping   Black Friday, Small Busin…
    - 30 Jun 13, 7:26am -
  • Why And How To Benefit From Referral Programs
        Frequently I post refer a friend programs to share ideas for generating extra money. Whether you have a […]Keep Reading A Related Topic:Check Out Ebates Special Promotion For Cash Bonus     Ebates, a popular...Reminder: Discover Card Re…
    - 9 May 13, 9:59am -
  • We Can Eat Free All Month
      My email ‘inbox’ had a nice surprise this morning.  For Mr. MoneyMap’s birthday, Marriott Hotels offered a free elite […]Keep Reading A Related Topic:How To Get Free Kids Meal Coupons   For Friday Freebie, I...Tip For Free Food When…
    - 5 May 13, 7:50am -
  • Flexibility: Why I Like This Feature Of 529 College Savings Plan
      Earlier I posted a method for college students to grab a few extra dollars via Serve’s signup bonus. While […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Moving Soon? Remember Your Tax Ben…
    - 2 May 13, 9:02pm -
  • MIB. Find Out What They Know About You Before It’s Too Late
      Applied for life, disability, or health insurance within the last seven years?  MIB has a file on you. MIB […]Keep Reading A Related Topic:Gangnam Style and Health Savings Account   At a certain point...Did Your Check Get Rejected? Find Ou…
    - 1 May 13, 3:21pm -

Debt Free Squad

  • 5 Rookie Investing Mistakes to Avoid
    Smart investing is an acquired skill. It takes years of experience to invest properly. Tune in to learn what Jeff has learned about investing over the last 40 years. These five tips will save you time, money, and stress. Post Footer automatically gen…
    - 19 May 14, 9:13am -
  • Should I Help my College Graduate Financially
    Post Footer automatically generated by Add Post Footer Plugin for wordpress. Thanks for installing the Bottom of every post plugin by Corey Salzano. Contact me if you need custom WordPress plugins or website design.The post Should I Help my College…
    - 30 Apr 14, 8:24pm -
  • Cash vs. Credit
    Having a budget doesn’t restrict you, it actually gives you freedom to spend money! Follow these few simple tips and you will naturally save and spend less. Post Footer automatically generated by Add Post Footer Plugin for wordpress. Thanks for ins…
    - 21 Apr 14, 4:28pm -
  • Motivation Quotes by Zig Ziglar
    ) People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily! Get your daily motivation with the Debt Free Squad. For more motivational one minute videos, check out: http://www.debtfreesquad.com…
    - 13 Mar 14, 9:45am -
  • Be the Prayer Warrior in Your House
    Are you ready to be the prayer warrior in your house? 1 Chronicles 16:11 says “Look to the LORD and his strength; seek his face always.” Time to call upon your source for strength by praying routinely. Have trouble sticking to a schedule? Why not…
    - 11 Mar 14, 7:52pm -

Teen Financial Literacy: It Starts at Home

  • Raise Those Expectations!
    Most parents, in the Old School Model (check out the WealthQuest for Teens’ Parent Guide for details), think their teen has done something amazing if they make a donation to a charity or save for a really big purchase or put away some money for the…
    - 6 Feb 14, 7:11am -
  • Parents, Teens, and Money: Budgeting and the Broken Record
    With regards to parents, teens, and money, we are full of automatic responses, most of which don’t really make sense OR make a difference with kids when we really look at them. One example is BUDGETING. Budgeting your money is just like dieting—t…
    - 6 Feb 14, 7:07am -
  • Where to begin: Keep track of your money
    I admit, this one took me a while to get together!  When I started to make my money work, I had NO IDEA how much money I had, where it was, what it was for, or what it was doing!  Man, I wished I had learned to do this when I was young, before the…
    - 4 Feb 14, 7:07am -
  • Is Money in Your Teen’s “Circle of No Control”?
    Sean Covey, in his book The 7 Habits of Highly Effective Teens, advises readers to identify those aspects of life that they can control and those that they can’t control.  When teens are learning how money works and how to manage their money effec…
    - 2 Feb 14, 7:08am -
  • How Safe is Your Teen from a Disastrous Financial Future?

    - 31 Jan 14, 7:16am -

Go Banking Rates

Billeater

  • Cold Getting Too Much? Choosing a Safe and Affordable Space Heater
    Be Safe, Be Warm, Be FrugalAs people suffer through one of the coldest winters on record in recent years, many are seeking additional ways to heat their homes at the lowest cost. Fuel prices continue to soar and electric bills rise as family membe…
    - 23 Feb 14, 2:00pm -
  • Relax, You've Got Time - Two Great Options to Replace Windows XP
    Windows XP users, you’ve known this day was coming eventually. You resisted Vista and Windows 7 and you were right to do so. Windows XP turned out to be a reasonably robust platform with few of the more laughable problems in the Windows history…
    - 22 Feb 14, 2:00pm -
  • Watch Out for this Scam - Small Charges a Big Scam
    Scammers try to fly under your radar by charging small amounts on your credit card.When logging on to your credit card account, have you noticed any peculiar charges that you can't remember making? The Better Business Bureau recently released a na…
    - 21 Feb 14, 2:00pm -
  • Looking for a Cheap Way to Invest? How Does Free Sound?
    New stock-buying options for those with just a little to invest.Regular consumers have been cautious about investing in stocks for years. While there's a lot of money to be made, the potential comes with a great amount of risk. With the steady ris…
    - 17 Feb 14, 2:00pm -
  • Power Budgeting - Use this Essential Business Principle to Save More Money in Less Time
    Get more from your money saving efforts!Sometimes, a nifty rule-of-thumb rule can be a handy reminder to do things that are either difficult to imagine or hard to remember. Ideas like the Pareto Principle are one of those that can help break throu…
    - 16 Feb 14, 2:00pm -

The Credit Letter

  • How Much Money Do Consumers Spend Online Each Minute?
    Each year, more and more money is being spent online by consumers buying clothes, beauty products, electronic gadgets, flights, hotels and everything else you can imagine. Buy it now: Watch the realtime pace of online spending [Interactive Page] To m…
    - 21 days ago, 11 Aug 14, 11:04pm -
  • 10 tips to make the most of your credit card
    Credit cards are a very useful financial tool by giving you the flexibility to conveniently pay for things without having the cash on you. Of course, a debit card can do that too but a credit card enables you to spread the cost of big-ticket purchase…
    - 21 days ago, 11 Aug 14, 10:20pm -
  • 11 Questions with Chris Guillebeau
    If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you f…
    - 21 May 14, 6:30pm -
  • Who Really Owns the Big Four Banks?
    In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be bankin…
    - 18 May 14, 6:30pm -
  • Interview with Steve Hui from iFlyflat
    Ever wondered how to fly first class? To find out, I sat down for a coffee to interview frequent flyer points expert, Steve Hui of iFLYflat. In this interview I ask Steve about his unique perspective on travelling in style using frequent flyer points…
    - 17 Oct 13, 2:12am -

BIDaWIZ

  • Should You Elect To Make Roth 401(K) Contributions?
    Most employees are familiar with the concept of socking away a portion of their paychecks toward their 401(K). However, few realize that they also have the option to contribute to a Roth 401(K) plan. In fact, since this new plan became available…
    - 5 days ago, 28 Aug 14, 4:02pm -
  • The Best Sales Tax Software Solutions Webinar
    We recently had the pleasure of hosting a webinar on selecting the best sales tax compliance solutions for your business. Read More.
    - 12 days ago, 21 Aug 14, 1:14pm -
  • Do You Have To Pay An Employee On Leave?
    You may have employees that take a leave of absence for a variety of reasons. It may be due to birth, adoption, illness or if a family member has a serious health condition. In all cases, it's morally up to the employer to show compassion and und…
    - 18 days ago, 15 Aug 14, 3:08pm -
  • Are You Following The Rules When Paying Terminated Employees?
    All businesses go through employee turnover at one point or another. Employees either voluntarily quit, are laid off or fired, or tragically pass away. In all instances, the business is ultimately responsible for when and how each employee is pai…
    - 25 days ago, 8 Aug 14, 3:07pm -
  • Benefit From The 2014 Sales Tax Holiday Season
    The back-to-school sales tax holiday season is upon us. As is customary, we've compiled a list of states offering sales tax holidays for paper, pencils, backpacks, clothing and other school supplies. Find out if your state is participating and/or…
    - 32 days ago, 1 Aug 14, 2:28pm -

The Truth About Mortgage

All About Living With Life

  • new7 Productive Habits to Start a New Day
    Welcome every morning with a smile. Look on the new day as another special gift from your Creator, another golden opportunity to complete what you were unable to finish yesterday. Be a self-starter. Let your first hour set the theme of success and po…
    - 23 hours ago, 1 Sep 14, 9:00am -
  • 10 THINGS NOT TO WORRY ABOUT IN LIFE
    “Worry never robs tomorrow of its sorrow, it only saps today of its joy.” - Leo BuscagliaBefore I talk about the 10 things not to worry about, read this story first:  The Worry Tree!  The Carpenter I hired to help me restore an old farmhouse ha…
    - 5 days ago, 28 Aug 14, 9:00am -
  • 7 Smart Ways to Protect Your Children
    Danger is lurking for your children, even when they are at home. Here are 7 wise ways to minimize anything unpleasant to happen.Alone at home: Inform your child not to tell anyone on the phone that you are alone at home. Teach your child to call you…
    - 8 days ago, 25 Aug 14, 9:00am -
  • What is Personal Integrity?
    Image source:http://www.forbes.com/sites/amyanderson/2012/11/28/success-will-come-and-go-but-integrity-is-forever/Real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. - Oprah WinfreyJaycee Chan, the…
    - 12 days ago, 21 Aug 14, 9:00am -
  • 10 Effective Skills to be Successful at Work
    A winner is someone who recognizes his God-given talents, works his tail off to develop them into skills, and uses these skills to accomplish his goals.-Larry BirdTo be successful at work is to be able to perform effectively and productively. What ar…
    - 15 days ago, 18 Aug 14, 9:00am -

Qwoter

  • How to Choose the Best Broker
    It is obvious enough that online trading is a lot easier and more convenient — not to mention faster. Through online investing, the online traders would need to hire online brokers to assist them with the trading transactions. As there are a variet…
    - 10 Oct 13, 12:58pm -
  • Choosing Your IRA Provider
    Are you planning to open an IRA account? Opening an IRA account provides you a great opportunity to save loads of cash for your retirement. The special tax considerations that are given to IRA accounts make it one of the best ways to save money for y…
    - 25 Mar 13, 1:52pm -
  • 2013 Retirement Account Contribution Limits
    2013 is the year where you can save up more funds for your brighter and more prosperous future. The IRS already announced the new contribution limits for various retirement accounts such as 401(k), IRA, and Roth IRA. The best news is that there is a…
    - 7 Jan 13, 2:49pm -
  • Highest Money Market Rates
    Money market investing involves lending and borrowing money or assets on a short-term basis. Maturities usually last less than a year or up to 13 months maximum. Because of this nature, money market is considerably stable, safe and very liquid. Its c…
    - 27 Dec 12, 1:50pm -
  • How to Sell Penny Stocks
    Since penny stocks are the cheapest stocks in the market, they are easier to invest with. Most new investors who do not have big amount of money for capital prefer to buy penny stocks to start with their investment. However, penny stocks are riskier…
    - 27 Dec 12, 1:45pm -