Take a look at the 401k your employer offers. Is it inadequate? If so, you may want to consider opening a self-directed retirement account.
- 1 day ago, 23 May 13, 9:34am -

Selling your home can be quite the undertaking, but with a bit of hard work you can end up with thousands more in your pocket. Here's a list of things to consider doing when getting ready to sell.
- 2 days ago, 22 May 13, 12:39pm -

Making giving an every day part of our lives has the potential to change lives, not only those who we are giving to, but our own lives as well.
- 3 days ago, 21 May 13, 9:20am -

The middle class is really almost no different than the low income because they don't own anything. Are you living a low income life because of your debt burden?
- 4 days ago, 20 May 13, 8:14am -

With its cash back rewards, balance transfer offers and no annual or overlimit fees, Discover has a solid credit card offering. Here's a review.
- 7 days ago, 17 May 13, 10:27am -

No one ever said that, when you start your own business, you had to buy a penthouse suite in the tallest skyscraper downtown and have a team of secretaries. So how can you create an office that takes care of the administrative "to-do's" without it ea…
- 13 hours ago, 24 May 13, 6:00am -

Every time you invest your money there is an element of uncertainty. The future is unknown, and it's hard to predict what type of returns you'll get on your investment. However, you can confidently invest in your marriage knowing that you're certain…
- 1 day ago, 23 May 13, 9:00am -

Angus Deaton was the economist who conducted the study and was quoted as saying, “Giving people more income beyond 75K is not going to do much for their daily mood . . . but it is going to make them feel they have a better life.”
- 3 days ago, 22 May 13, 6:00am -

Whatever the product, longevity is more than a function of quality; some people are persnickety about maintenance; others (like me) aren’t. Other factors, such as not being able to afford a newer car, can contribute to how long an auto may last. Fo…
- 3 days ago, 21 May 13, 9:00am -

There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card – and you probably already knew this – bu…
- 4 days ago, 20 May 13, 9:00am -

You have a job to make money, right? On the surface, that’s what seems to be happening. But just like any money making venture, there are costs incurred to produce that income. Most of us don’t think of these as business expenses, and the IRS won…
- 2 days ago, 23 May 13, 5:00am -

Most articles on the subject of retirement planning focus completely on growing tax sheltered retirement savings plans like 401k’s and IRA’s. It’s an effort to build a large capital base as a way of creating a strong retirement income to enable…
- 5 days ago, 20 May 13, 5:00am -

When people are in need of a car, the focus is on the car itself to such a degree that it can seem as if the purchase is happening in a vacuum. After all, there’s always a dealer somewhere who will show us how we can afford something we’re not re…
- 10 days ago, 15 May 13, 5:30am -

On Friday we considered the effect that being frugal has on your ability to achieve financial freedom in The Connection Between Financial Freedom and Being Frugal. Today, we are going to dare consider that there may also be a connection between happi…
- 12 days ago, 13 May 13, 5:00am -

In past articles, I’ve made the case that earning more money is more important than being frugal. On balance, this is a position that I still hold to. However, there are significant ways that being frugal can complement the effort to earn more mone…
- 14 days ago, 10 May 13, 7:27am -

Several years ago, when my oldest daughter was four years old, I told her that we could not make a particular purchase because I did not have enough money. She was disappointed, but undeterred  she sung out in her little voice, “well, just put it…
- 66 days ago, 19 Mar 13, 8:11pm -

What is a credit card fast? Pretty much what it sounds like: refusing to use one’s credit card for a period of time – a week, a month, three months, etc. Another variation of the credit card fast is to continue using credit cards, but restrict us…
- 72 days ago, 13 Mar 13, 8:08pm -

Have you ever spent more money than you intended because of a poor filing system or lack thereof? Have you ever missed out on money in your pocket because you misplaced or could not find certain information when you needed it? If you answer is “yes…
- 88 days ago, 25 Feb 13, 10:54am -

Frugal parents should be always looking for ways to communicate or illustrate the value of a dollar to their children. And unless you are a still perpetrating the Santa Claus myth on your children, the holidays are just such an opportunity. Earlier t…
- , 10 Nov 12, 9:33am -

My wife and I talk about finances on a fairly regular basis. Recently during one of our conversations, we discussed the pros and cons of paying off a particular debt versus placing the earmarked money in our savings account. My wife was of the mind t…
- , 30 May 12, 10:34am -

This Lending Club Review goes over details of the peer lending industry and shows how borrowers and investors can unite and benefit - all without the banks!
- , 11 Feb 13, 4:00am -

This Betterment Review shows you how Betterment's simple investment platform helps you save money for goals by doing all the investment work for you.
- , 6 Feb 13, 10:07am -

My Lending Club review comes from personal experience both borrowing and investing with Lending Club. I consolidated debt, now I invest... you can too.
- , 29 Jan 13, 4:00am -

Permanent debt is a troublesome trap you WILL fall into - unless you make a concerted effort to avoid it. Use these tips to recondition your financial mind.
- , 28 Jan 13, 4:00am -

Covetousness is a sin of obsessive desire that God warns against, and it can have a profound affect on our finances. Chase after God and nothing else.
- , 21 Jan 13, 4:00am -

Unity in work effort can be a glue that binds a marriage and family together.  When there is unity about your working commitments, you’ll hear phrases like:Thanks for all your hard work supporting our family.Thank you, mommy or daddy, for every…
- 2 days ago, 23 May 13, 4:00am -

My wife and I just celebrated 13 years of marriage.While we clearly don’t know everything there is about marriage, I’m convinced that we’ve learned at least one important thing about marriage for every year we’ve been married.  We’re also…
- 4 days ago, 21 May 13, 4:00am -

As you know, I write all of the content on this blog.In 2012, I tried an experiment called the MH4C Writers Challenge.  I invited my readers to submit articles related of finances.  I took my 10 favorite articles and let you vote for your favorite…
- 9 days ago, 16 May 13, 4:00am -

One thing most Christians have down pat is the knowledge that the Old Testament and the New Testament are to be read and interpreted differently because they fall under different dispensations.Specifically in regards to finances, I think we may need…
- 11 days ago, 14 May 13, 4:00am -

For the last few months, my wife and I have been trying an experiment to see how the change would impact our bottom line with grocery shopping.Grocery Shopping Before the Strategy ChangeStep #1: My wife would make a menu and a grocery list.Step #2…
- 16 days ago, 9 May 13, 4:00am -

Many small business owners are built to take risk. It is often seen as a part of what makes them willing to go out on their own. There is a difference, however, in being willing to take a necessary risk and unnecessarily exposing yourself and your bu…
- 16 days ago, 8 May 13, 4:03pm -

Choosing a name for your business is very important to its success. The name of your business should reflect your company’s purpose or its ideals. The process of choosing a business name can be exciting to many new business owners. It is a process…
- 18 days ago, 6 May 13, 9:26am -

The prospect of owning a race horse is a great way to gain prestige and be involved in the excitement of races, such as the Kentucky Derby. However, many horse owners often start out at smaller venues. Ownership of a race horse is an investment that…
- 24 days ago, 30 Apr 13, 3:58pm -

If you are signing up for a credit card, you’ll be agreeing to certain terms and conditions. As well as a particular interest rate, decided by your credit rating and the credit card deal, you will be given a credit limit. This is the maximum amount…
- 24 days ago, 30 Apr 13, 3:12pm -

If you need to take a mortgage in order to buy a new home, or refinance the one that you have, would you consider an adjustable rate mortgage (ARM), or will you stick with the good, old reliable fixed rate loan? Most people have an overwhelming prefe…
- 25 days ago, 29 Apr 13, 7:00am -

How does the phrase “be satisfied with what you have” strike you? I confess that it bothers me. I might be a pretty content guy, but the idea of being satisfied with what I have implies that I shouldn’t be hoping for more . . . a nicer house or…
- 22 days ago, 2 May 13, 11:00am -

There is a reason I am not an entrepreneurial success: I don’t have a clue what people will buy. Time after time, I have been wrong about innovations which have proven hugely successful. The fact that I still don’t understand the success of these…
- 37 days ago, 17 Apr 13, 2:08pm -

photo credit: piermario “I get worn out trying to track every dollar.” “It just didn’t work.” “I’m not a numbers cruncher.” “Budgets are just too complicated.” Sound familiar? These are just some of the reasons why Janice and I ha…
- 51 days ago, 3 Apr 13, 9:00am -

If you think of yourself as “Jim the carpenter” or “Fred the accountant” or “Mary the teacher,” you may be facing an identity crisis when you no longer are performing the vocation you identify with. According to a Consumer Reports Nationa…
- 65 days ago, 20 Mar 13, 5:45pm -

One of the latest waves in churches is to have online tithing.  It makes sense when you think about how the online payment processing industry has grown in the last few years.  People are more comfortable putting their credit and debit card informa…
- 79 days ago, 6 Mar 13, 9:00am -

My wife and I just got back from a nice weekend getaway in sunny California.  We must have done something right because what we as a 4 day getaway felt much like a week!  Along the way, we met up with some minor travel related inconveniences, but t…
- 2 days ago, 22 May 13, 1:20pm -

This is a post I plan to occasionally update and repost to the front of the blog as I find new tools to use and I think may interest you.  I’ve included several updates below. I guess you could say I’m sort of a nerd when it comes to productivit…
- 10 days ago, 15 May 13, 6:00am -

Online savings accounts, such as the Capital One 360 (formally ING  Orange Savings) are great options to consider for short-term savings needs, emergency accounts, etc.   They pay better interest versus traditional brick mortar banks because they…
- 15 days ago, 9 May 13, 8:50am -

Have you ever thought about moving the management of your finances to the cloud?  What is the cloud anyway?  It’s a buzzword that’s used to describe the use of software as a service over the internet.  This is nothing new.  A lot of companies…
- 22 days ago, 2 May 13, 12:46pm -

Some say financial issues are the leading cause of divorce. I don’t have any statistics on this but I can understand why after volunteering as a financial coach for several years. I’ve seen spouses set across the table from one another and belitt…
- 24 days ago, 30 Apr 13, 10:51am -

Earlier this winter, I posted about 10 Ways to Lower Your Heating Bill. I took my own advice on the idea of “heating just the space you occupy”, by purchasing a used EdenPure US1000 Infrared Heater as well as a DeLonghi Oil-Filled Radiator for co…
- 83 days ago, 2 Mar 13, 10:48am -

When it comes to our monthly budgets, food seems to take up a big chunk of change. We all eat at least three meals a day plus snacks, desserts, and even drinks. This all adds up fast and can consume too much of your time and money. Beyond that, howev…
- 86 days ago, 27 Feb 13, 8:06am -

Money is a fascinating medium. If you look at the back of a $20 bill, you will see these words “This note is legal tender, for all debts, public and private”.  But, what is tender, what makes it legal, and what are public and private debts? Thes…
- , 19 Dec 12, 6:10pm -

We all have that friend. The one who turns every conversation about debt into a sob story. They can’t stop talking about their awful credit card debt and horrible student loans. Meanwhile, they’re burning through credit card-financed chai lattes…
- , 13 Dec 12, 7:02am -

It’s a question we ask ourselves when something major goes wrong with our computer — “Should I fix it, or just replace it altogether?” Purchasing a new computer is a fairly large expense, right up there with purchasing a flat screen TV or an…
- , 6 Dec 12, 7:00am -

Buying a new place, whether it be a condo, house, townhouse, and so on, can be a very long and difficult process.  When we bought our current house that we live in, it was extremely easy. Of course easy is relative, but it sure did seem easy. We loo…
- 89 days ago, 25 Feb 13, 4:00am -

My wife and I went to see Spiderman on Broadway last night. It was a great production and to be honest, it was one of the first times I had been so close to so many people in a long time. I really noticed how long it had been when I became aggravated…
- 90 days ago, 23 Feb 13, 5:11pm -

Lately I have been talking about how we want to buy a new house a lot. I think about it everyday and I find myself looking at houses everyday also. I’ve pretty much looked at all of the houses within a 60 mile radius of where I want to be. I have s…
- 96 days ago, 18 Feb 13, 4:00am -

A question I hear a lot is whether or not I plan on ever becoming self-employed. This is something that I think about often as well. I made over $6,000 in extra income in the month of January of 2013, so it’s hard not to think about self employment…
- , 11 Feb 13, 4:00am -

Getting a new pet for your family can be expensive, and if you don’t fully plan adding this new family member, then you may be in for some surprises. Many pets can probably be had for cheaply, but if you’re thinking a dog, then make sure you full…
- , 4 Feb 13, 4:00am -

Worthless Silver And A Lesson On Value is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. Worthless Silver And A Lesson On Value is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. A fe…
- 4 days ago, 20 May 13, 9:33am -

Finance Carnival for Young Adults 5.19.13 is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. Finance Carnival for Young Adults 5.19.13 is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed…
- 6 days ago, 19 May 13, 5:30am -

Mother’s Day Traditions and Great Reads 5.5.13 is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. Mother’s Day Traditions and Great Reads 5.5.13 is a post from: Faithful With A Few. If you enjoy it, please subscri…
- 11 days ago, 13 May 13, 7:53am -

A Neighborly Gesture is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. A Neighborly Gesture is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. So the other day our neighbor decided to…
- 17 days ago, 8 May 13, 5:30am -

Roundup 4.28.13 is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. Roundup 4.28.13 is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. Hey Everyone! Mother’s Day is a week away so I t…
- 18 days ago, 6 May 13, 9:13am -

The (Daily) Mirror tells how Chancellor George Osborne’s driver dropped him off at a roadside burger joint then, artlessly, parked the car in a disabled bay to wait for his passenger’s return.  A bystander took a picture of Mr Osborne getting ba…
- 7 days ago, 17 May 13, 1:42pm -

Your credit score is something that you should always be aware of since it is the one important number that lenders and creditors use to assess your credit worthiness. It is vital that you take good care of your credit standing because a good credit…
- 11 days ago, 14 May 13, 4:06am -

It can often seem as if money is the measure of all things. This is especially true in the personal finance world where the answer to nearly any question seems to somehow involve money. This is a good time to step back and realize that there are a fe…
- 11 days ago, 14 May 13, 4:06am -

It’s springtime, and if you are a college student this is the prime time to be thinking about that summer job you’re hoping to get. There are the typical summer jobs out there  working in a grocery store, waiting tables, parking cars and cutting…
- 11 days ago, 14 May 13, 4:02am -

Gas prices have gone up again and it’s time to be even more careful with your expenses. Here are eight ways to spend less on gas and be more cost-efficient when it comes to commuting. Consider your transportation options first. Don’t let driving…
- 11 days ago, 14 May 13, 3:54am -

You know about the ABCs. They represent the basics of any subject that you must master in order to move forward in that subject. Without the ABCs, you won’t succeed. Did you know that when it comes to your investing, there are ABCs as well? In oth…
- 2 days ago, 22 May 13, 11:21am -

When it comes to money and financial success, most of us tend to focus on having a solid plan that will move us forward. But it’s at least as important to avoid financial mistakes as it is to have plans to improve your finances. In a way, you win b…
- 14 days ago, 10 May 13, 8:06pm -

Building an emergency fund is one thing; keeping it intact and fully funded is quite another. There are a number of reasons why this is a problem. Overusing your emergency fund is one of the biggest. There are challenges that come with an emergency f…
- 23 days ago, 1 May 13, 9:00am -

One of the best ways to motivate yourself to achieve a difficult goal – like paying off your mortgage – is by visualizing what you will do once you accomplish it. Here are some possibilities that can make paying off your mortgage early even more…
- 30 days ago, 24 Apr 13, 9:00am -

So many people who are in debt try – and repeatedly fail – to get out of it. They might beat themselves up for being “weak” or utterly incapable of mastering their finances. In truth, they’re neither weak nor incapable. They’re probably j…
- 37 days ago, 17 Apr 13, 9:00am -

In this second entry in my ” Money Making Ideas ” series, I’ll cover a great way to make a few hundred to  a few thousand dollars without a ton of work. What is it? You can buy and...[[ This is a content summary only. Visit my website for fu…
- 2 days ago, 22 May 13, 11:01pm -

I saw this great skit on Saturday night live a while back and thought I would share it with all my readers.  It’s a great laugh but also probably the truest and simplest thing you can do to...[[ This is a content summary only. Visit my website f…
- 4 days ago, 20 May 13, 3:35pm -

In the first ” Living Paycheck to Paycheck?- How to Get Ahead ” article in the series, I showed you eight things that may be causing you to live from paycheck to paycheck. In this second...[[ This is a content summary only. Visit my website for…
- 9 days ago, 15 May 13, 11:01pm -

Welcome to the first out of many money making ideas that I’ll be posting when the inspiration strikes.  These ideas are meant to be quick tips for you to make extra money quickly to supplement...[[ This is a content summary only. Visit my websit…
- 10 days ago, 14 May 13, 10:02am -

Studies have shown that more than two thirds of people are living paycheck to paycheck at least part of the time. That’s a pretty stunning statistic. Keeping your head above water financially...[[ This is a content summary only. Visit my website…
- 16 days ago, 8 May 13, 11:01pm -