• newThe Green Ages: Life Before Credit Cards
  This is the fourth post in a series of guest blogs throughout the month of May, with each writer trying out for a staff writer spot (or two) on Canadian Finance Blog. Once all the posts are online, I’ll publish a wrapup highlighting all the writers…
  - 8 hours ago, 17 May 12, 3:00am -
• The Economy of Diablo 3
  In the wide world of video game launches, May 15, 2012 marked the day that Diablo 3 launched. Diablo is an action RPG game set in a medieval town beneath which Diablo, the Lord of Terror reigns. It is the sequel to the widely popular games Diablo 1 a…
  - 1 day ago, 16 May 12, 3:00am -
• Putting Your Best Foot Forward for Job Interviews
  This is the third post in a series of guest blogs throughout the month of May, with each writer trying out for a staff writer spot (or two) on Canadian Finance Blog. Once all the posts are online, I’ll publish a wrapup highlighting all the writers…
  - 2 days ago, 15 May 12, 3:00am -
• Marrying For Money and Earning Potential
  I sometimes find it interesting how many people automatically jump on the idea of marrying for money, or the earning potential of a partner. Of course, if that is the ONLY reason that you are marrying someone you’re probably going to run into probl…
  - 3 days ago, 14 May 12, 3:00am -
• Friday Links
  This week Rob Carrick shared the good news that the Days of Berserk Borrowing (Almost) Behind Us. Owning a home is a big responsibility, and that’s why the Million Dollar Journey asks, Are You Ready to be a Home Owner? If you have been wanting to g…
  - 6 days ago, 11 May 12, 3:00am -

• Mortgage Payoff Progress for May 2012 with Chart
  Two years and two months ago my wife and I purchased our very first home.  We love our new home – and we are working hard to pay off our mortgage. We have a conventional, fixed-rate 15-year mortgage. Our goal is to pay it off our mortgage in less…
  - 8 days ago, 9 May 12, 10:17am -
• Catching Up
  After several weeks of limited posting, I thought it would be nice to catch up with all of you guys.  First off, I hope that you are all doing well!  Here in Georgia, we had a very mild winter – and it already feels like summer.  I think it hit…
  - 17 days ago, 30 Apr 12, 10:29pm -
• Mortgage Payoff Progress for April 2012 with Chart
  Two years ago my wife and I purchased our very first home. We have a conventional, fixed-rate 15-year mortgage. Our goal is to pay it off our mortgage in less than ten years. As of April 9, 2012, we have made 25 regular monthly mortgage payments. We…
  - 38 days ago, 9 Apr 12, 10:34pm -
• 2011 Income Taxes Filed
  I have just finished filing my 2011 income taxes.  I used H&R Block at Home Online (now offering a 15% discount). Due to the fact that I changed jobs mid-year, my annual income was a little lower in 2011 than it was in 2010.  Couple that with the f…
  - 93 days ago, 14 Feb 12, 6:46pm -
• Mortgage Payoff Progress for January 2012 with Chart
  Two years ago my wife and I purchased our very first home. We have a conventional, fixed-rate 15-year mortgage.  Our goal is to pay it off our mortgage in less than ten years. As of January 13, 2011, we have made 22 regular monthly mortgage payments…
  - , 13 Jan 12, 9:52pm -

• newING Direct Gift of Savings for Kids and Gift of MONEY for Teens – $100 Giveaway
  It’s almost summertime! If you have kids, this means you might be thinking about their allowance, future education costs, and their summer job(s). This is a good time for you to teach them about saving some of their money and spending it responsibl…
  - 5 hours ago, 17 May 12, 5:30am -
• Your Mileage (and Costs) May Vary on Hybrid Cars
  Whether you’re interested in reducing your carbon footprint or lowering your fuel costs, hybrid vehicles and their 50 mile-per-gallon efficiency claims may seem like a great solution. Unfortunately, as Heather Peters of California discovered, the c…
  - 1 day ago, 16 May 12, 5:30am -
• Make Extra Money as a Dog Sitter
  Love dogs? Need some extra money? Today is your lucky day. Here are two new sites that connect dog sitters (and potential dog sitters) with dog owners in need of a sitter: DogVacay.com and Rover.com. Both have been around less than a year, but they l…
  - 2 days ago, 15 May 12, 5:30am -
• Citi Business / AAdvantage World MasterCard 30,000 Mile Bonus
  Citibank has been spending a lot of time revamping their business line of credit cards and earlier today, they re-launched the Citi Business / AAdvantage World MasterCard which now includes a 30,000 mile up front bonus.  While it’s a pretty solid…
  - 3 days ago, 14 May 12, 10:00pm -
• How to Decide Where to Live and Why We Chose to Stay Put
  Have you ever wondered if you’re living in the right place? The right neighborhood? The right city? The right part of the World? Mrs. PT (my wife) and I struggled with this question recently. As you know we’re in the process of moving. Our recent…
  - 3 days ago, 14 May 12, 10:13am -

• newLending Club Returns Closing In On 12%: Lending Club Could Cross $1 Billion In Total Loans By End Of Year
  My returns in Lending Club have continued to improve and now show a net annualized return of 11.93%. Lending Club could also be surpassing $1 billion in loans this year.
  - 1 hour ago, 17 May 12, 9:24am -
• How And Why To Check Your Credit Score If You Plan On Buying A House
  When buying a new home it is important to monitor your credit situation as credit scores from FICO or other agencies can have a big impact on what mortgage rate you receive.
  - 1 day ago, 16 May 12, 10:39am -
• 7 Roth IRA Mistakes To Avoid
  Investing in a Roth IRA isn't rocket science, but investors from all walks of life tend to encounter the same potential pitfalls over and over. Here are some mistakes to avoid.
  - 2 days ago, 15 May 12, 8:41am -
• Can You Afford Your Lifestyle?
  We thought that we were living a comfortable lifestyle that we could afford, but we left out several important aspects of a strong financial position. Here's how to avoid the same mistakes.
  - 3 days ago, 14 May 12, 8:07am -
• 50 Ways To Make Money: Maximizing, Creating And Increasing Your Income
  Here are more than 50 ideas for ways to make money to pad your bottom line. From maximizing current income, to making money on your hobby to creating a side business.
  - 6 days ago, 11 May 12, 11:28am -

• newYoung Americans Likely to Be Unbanked Regardless of Income Level
  In discussing unbanked and underbanked American consumers, we tend to focus on low socioeconomic status communities. The mainstream opinion is that building wealth and long-term financial stability relies on the use of traditional banking and investi…
  - 14 mins ago, 17 May 12, 10:38am -
• The College Education Bubble and Crash
  A new survey takes a look at the critical state of today’s recent college graduates. The survey questioned a nationally-representative sample of 444 recent college graduates between the ages of 22 and 29, about their employment situation and experi…
  - 1 day ago, 16 May 12, 9:28am -
• Repair Cafe: Bring Your Broken Doodads and Gadgets
  We live in an era of cheap, disposable goods. My closet full of clothing, much of it rarely worn, even though I sort through my wardrobe about once a year to eliminate items I no longer need, is a good indicator of this situation. For a good period w…
  - 2 days ago, 15 May 12, 8:23am -
• Half of All Americans Are Not Saving for Retirement
  In April, LIMRA, a think-tank for the financial industry, completed a survey intended to focus on the savings and investment preferences of those living and working in the United States. After receiving responses from 2,697 Americans, a representativ…
  - 3 days ago, 14 May 12, 8:09am -
• Podcast 160: The Rich and the Rest of Us
  Today on the Consumerism Commentary Podcast, Jay Frosting and Luke Landes talk with Tavis Smiley, host of Tavis Smiley on PBS. With Dr. Cornel West, Tavis Smiley is the co-author of The Rich and the Rest of Us: A Poverty Manifesto. The interview in t…
  - 4 days ago, 13 May 12, 12:00pm -

• new30 Steps to Great Finances: Steps 5 and 6
  I have only shared the first few steps to great finances, but hopefully you are already feeling more in control of your money. So far, we have covered the following: Step #1: Know your net worth step Step #2: Record...
  - 2 hours ago, 17 May 12, 8:45am -
• newMy Repeatable Approach for Success
  The following excerpt is reprinted with permission from Rise: 3 Practical Steps for Advancing Your Career, Standing Out as a Leader, and Liking Your Life by Patty Azzarello, copyright © 2012. Published by Ten Speed Press, an imprint of the...
  - 8 hours ago, 17 May 12, 2:29am -
• newInsurance You Need and Don't Need
  The Wall Street Journal lists insurance you don't need, some you might consider, and policies you must have. The list begins with the types of insurance you can skip and includes the following: Pet insurance Home warranty Extended warranties Mobile-p…
  - 21 hours ago, 16 May 12, 1:45pm -
• How is Your Emergency Fund Doing?
  The Wall Street Journal discussed emergency funds recently and noted the following: The oft-quoted rule of thumb is to save three to six months of living expenses in your emergency fund. But many people these days will need nine months...
  - 1 day ago, 16 May 12, 8:45am -
• Words of Advice on Selected Insurance and Risk Management Topics
  The following is an excerpt from Securing Your Financial Future: Complete Personal Finance for Beginners courtesy of Rowman & Littlefield Publishers. All Rights Reserved. A list of brief tips on some of the most common categories of insurance appears…
  - 1 day ago, 16 May 12, 2:29am -

Tip'd

• newHow do Non-Performing Loans Effect Banks?
  When considering the health of your bank, one of the items to review is the number of non-performing loans that appear on the bank’s balance sheet.15 Tips (http://www.knowyourbank.com)
  - 2 hours ago, 17 May 12, 9:17am -
• new5 Reasons To Purchase An Investment Property In Algarve
  The region of Southern Portugal known as the Algarve is one of the most paradisal places on the planet. The pristine weather, sprawling beaches, and first class golf courses make the Algarve an idyllic location to purchase an investment property.11 T…
  - 3 hours ago, 17 May 12, 7:30am -
• newBeer prices by country
  The interactive map gives you an idea of the average price of beer around the world. Hint: don't go to Qatar to drink beer. Go to Ukraine or Vietnam instead. 12 Tips (http://www.barwhiz.com)
  - 5 hours ago, 17 May 12, 5:31am -
• newChoosing Your University
  When it comes to choosing your university, the place you will be spending some of the most important and exciting years of your life, the endless options available can make this decision feel almost impossible to make.11 Tips (http://www.myuniversity…
  - 7 hours ago, 17 May 12, 3:30am -
• newRRSP vs RESP Accounts
  For many young and middle-of-the-road families out there the RRSP vs RESP account debate is a very real one that usually creeps up right around tax time every year if not more often.11 Tips (http://youngandthrifty.ca)
  - 9 hours ago, 17 May 12, 1:30am -

fwisp

• newTD Bank is Giving $10 to Kids Who Read 10 Books This Summer
  TD Bank is running a cool promotion right now…They're giving $10 to kids who agree to read 10 books this summer.What a cool way to encourage reading and saving money!The promotion runs through September 29, 2012, so you have plenty of time on th…
  - 2 hours ago, 17 May 12, 12:39pm -
• newLoveless Sexless Marriages and Money
  I borrow the title from a phrase used by our friend Preet, during a discussion panel on the National a few weeks ago. Preet was pointing out that the "alleged housing bubble" and high housing prices can be a major friction point in relationships, and…
  - 2 hours ago, 17 May 12, 12:38pm -
• newIs Social Security Really a Retirement Plan?
  When you hear 'Social Security' you think retirement benefits, right? Most do. But social security is hardly a retirement plan on its own. You need to do more.8 Vote(s)
  - 19 mins ago, 17 May 12, 10:33am -
• newShould Parents Pay Children an Allowance?
  There is a lot of debate on whether or not parents should pay children an allowance. I think doing so teaches the principles of hard work.6 Vote(s)
  - 2 hours ago, 17 May 12, 8:47am -
• newOh Crap! I Screwed Up….How to Fix an Error on Your Credit Report
  One of the most important aspects of your finances is your credit history. If there are mistakes in your credit report, it could lead to negative consequences for you. It's important that you check your credit report, and when you find an error, you…
  - 6 hours ago, 17 May 12, 4:27am -

PF Buzz

• How To Pay Off Your Mortgage Faster
  When you pay off your mortgage faster, a big part of your household budget will become available to help you achieve your other financial goals.
  - 1 day ago, 16 May 12, 7:05am -
• Best Personal Finance Investing Blog Posts #10
  Alternative investments, commodities, dividend stocks, lessons from Monopoly and Hunger Games, defense of private equity, understanding bonds, investor hall of fame.
  - 1 day ago, 16 May 12, 6:41am -
• How to Avoid Investment Scams
  When something looks too good to be true it probably is. But we still fall for investment scams. Here are some investment scams you need to be on the lookout for.
  - 1 day ago, 16 May 12, 4:41am -
• Why Etsy Users Should Also Start Their Own Website
  While Etsy is a great place to sell your goods, it's in your best interests to diversify your sales channels by starting your own website in addition to Etsy.
  - 1 day ago, 16 May 12, 3:00am -
• Putting Your Best Foot Forward for Job Interviews
  Since an interview can make or break your chances of getting an offer, here is how you can put your best foot forward when preparing for an interview.
  - 1 day ago, 16 May 12, 2:46am -

pf blogs

• newCredit Sesame’s New iPhone App Review
  By now, you are probably aware of how important your credit score is to your financial future. Knowing your credit score, and keeping up with your credit situation can help you save money in the long run, especially as you take steps to improve your…
  - 18 mins ago, 17 May 12, 11:10am -
• new10 Ways Being Considerate Can Save Money
  It should go without saying that you should treat everyone you interact with during the day with respect and consideration even if there weren’t any benefit to doing so. It’s simply the nice (and right) thing to do. The fact is, however, that bei…
  - 37 mins ago, 17 May 12, 10:15am -
• new30 Steps to Great Finances: Steps 5 and
  I have only shared the first few steps to great finances, but hopefully you are already feeling more in control of your money. So far, we have covered the following: Step #1: Know your net worth step Step #2: Record... ...
  - 1 hour ago, 17 May 12, 9:45am -
• newReader Mailbag: Education Begins at Home
  What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy or rent and commute? 2. Advice to younger self 3. Handling angry cowor…
  - 2 hours ago, 17 May 12, 9:00am -
• new51 Finance Tips for New Graduates
  Do you have a graduate in the family? Or are you graduating this month? After years of studying it is such a great accomplishment, but it’s also a turning point in life that can impact the rest of your financial life. If you have a new graduate in…
  - 2 hours ago, 17 May 12, 8:29am -

Reddit

• newLending Club Returns Closing In On 12%: Lending Club Could Cross $1 Billion In Total Loans By End Of Year
  submitted by smartonmoney [link] [comment]
  - 1 hour ago, 17 May 12, 9:44am -
• newWill The Facebook IPO Be A Boom Or Bust For Investors?
  submitted by 50plusfinance [link] [comment]
  - 14 hours ago, 16 May 12, 8:50pm -
• How And Why To Check Your Credit Score If You Plan On Buying A House
  submitted by smartonmoney [link] [comment]
  - 1 day ago, 16 May 12, 10:47am -
• Why “No More Lattes” Rarely Works
  submitted by rpf5 [link] [comment]
  - 2 days ago, 15 May 12, 9:58pm -
• TD Ameritrade Review: Highly Rated Discount Brokerage
  submitted by smartonmoney [link] [comment]
  - 2 days ago, 15 May 12, 10:45am -

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